Nedbank Group Limited is a bank holding company that operates as one of the four largest banking groups in South Africa. The company's shares have been listed on the JSE Limited since 1969. The group offers a wide range of wholesale and retail banking services through four main business clusters, namely Nedbank Corporate and Investment Banking, Nedbank Retai...
Read more about this company
Job Purpose
- To translate macro design into detailed micro designs which will realise the business solution in their relevant areas of focus. Translate and communicate the required changes to the programmer community. Develop critical component parts.
Job Responsibilities
- Analyse, advise and where necessary create technical design relevant to their domain and/or advise across product area.
- Provide advice across business units on technological integration opportunities.
- Implement learning's from post-mortem meetings.
- Deliver work products according to the agreed timelines and within agreed budget.
- Liaise with impacted teams through meetings.
- Consult with other domain players.
- Escalate non-compliance to relevant stakeholders.
- Provide consulting on specific technologies to Architecture.
- Establish and maintain relationships with peers in other domains.
- Recommend and publish technical solutions.
- Interpret the business requirements in order to create technical specifications within own product area with an in-depth understanding of impacts across other Product areas (within project environment).
- Ensure technological integration across applications.
- Delivered systems, products and/or projects which contributed to improved client service.
- See to successful signoff of the test pack on the applicable platforms.
- Review required document(s).
- Analyse level of impact and risk on project and stakeholders.
- Deliver impact analysis artefact including effort estimation and timelines.
- Assign level of impact and risk.
- Review analysis of less complex projects.
- Consider industry trends in technical design areas.
- Deliver optimal solutions within the capability of the technology across multiple domains.
- Participate in building of the current technology landscape.
- Consult on problem solving when requested.
- Provide guidance on the feasibility of proposed technical solutions and suggest alternatives.
- Facilitate technical design sessions and approve component specifications across product domain areas.
- Participate in analyst forums.
- Attend design forums and participate in proof of concepts.
- Advise management on the technical readiness, risk and impact of the proposed implementation to production at all levels of complexity
- Support the achievement of the business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensure delivered systems, process, services and solutions are aligned.
- Identify training courses and career progression for self through input and feedback from management.
- Ensure all personal development plan activities are completed within specified timeframe.
- Share knowledge and industry trends with team and stakeholders during formal and informal interaction.
- Obtain buy-in for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations.
- Contribute to a culture conducive to the achievement of transformation goals by participate in Nedbank Culture building initiatives (e.g. Staff Surveys etc.).
- Participate and support corporate social responsibility initiatives for the achievement of business strategy (e.g. Green Strategy).
- Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.
Essential Qualifications - NQF Level
- Advanced Diplomas/National 1st Degrees
Preferred Qualification
- Bachelor of Science: Information Technology , Advanced Diplomas/National 1st Degrees
Essential Certifications
- Advanced Certification in relevant technologies where available
Minimum Experience Level
- 5-8 years' experience in programming of which at least 3 years design experience.
Technical / Professional Knowledge
- Banking knowledge
- Business Acumen
- Business principles
- Business terms and definitions
- Communication Strategies
- Governance, Risk and Controls
- Industry trends
- Microsoft Office
- Principles of project management
- Relevant regulatory knowledge
- Relevant software and systems knowledge
- Research methodology
- Decision-making process
- Business writing skills
- Cluster Specific Operational Knowledge
- Service orientated Architecture (SOA)
- Knowledge across multiple technologies
- Single Operating system
- IT Architecture
- Modelling (ARIS /UML)
- Joint application development
- Testing principles and processes
- Relevant development tools
- Systems application Design
- Information Technology concepts
- Banking procedures Technical
- Relevant design tools
- Systems integration
Behavioural Competencies
- Decision Making
- Influencing
- Innovation
- Building partnerships
- Compelling Communication
- Driving for Results
- Quality Orientation
- Disclaimer
Closing Date: 02 June 2025
go to method of application »
Job Purpose
- The Credit Manager’s objective is to assess and evaluate the lending application for Retail Relationship Banking (Small Business Services) clients, to minimise impairments and maximise profit.
- This role includes consistent application of the Nedbank’s credit policy, through a risk-based affordability assessment, periodic credit reviews of existing customers, and assessing the creditworthiness of potential customers within the agreed risk parameters as set out in the Nedbank Credit Strategy.
Job Responsibilities
- Validate client and supporting information through analysing and reviewing credit applications by assessing contents of documents for the proposed funding package and the viability of funding being applied for.
- Appropriate client solutioning in line with clients’ business model
- Meeting client expectations by operating within the specified parameters, Service Level Agreements (SLA) and ensuring deliverables are timeously met whilst still ensuring that credit processes are adhered to including mandated official sign on all applications
- Adapt to changes in Legislation by providing input to redesigning credit processes, systems, policies, and procedures where applicable, by recommending and making submissions to the relevant parties.
- Support daily activities of larger team by monitoring the output, by performance and build the intellectual capital of the team.
- Supporting the achievement of the business strategy, objectives, and values by reviewing Nedbank and Business Unit Plans and ensuring delivered systems, processes, services, and solutions are aligned.
- Share knowledge and industry trends with team and stakeholders during formal and informal engagements.
- Identify development areas and align to a personal career plan through input and feedback from leadership and ensure all personal career plan activities are completed within specified timeframe.
- Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.
Minimum Experience Level
- NQF Level 7 or Higher in a Financial or Banking related field essential
- CIMA, Credit management degree or equivalent will be advantageous.
- Valid driver's license and own reliable vehicle
- Min 5 Years’ Credit Assessment / Credit Evaluation and decisioning experience within Banking environment
- Min 3 Years' Business Banking experience in evaluating current and prospective clients financial Statements and credit reports to determine their ability to honour debt obligations.
- Firm understanding of legalities associated with lending and collateral
- 1 – 2 Years’ experience in a Team Management / Supervisory would-be advantage
- Proven track-record on managing a large book.
- Must be prepared to travel
Technical / Professional Knowledge
- Banking knowledge
- Banking procedures
- Business Acumen
- Communication Strategies
- Data analysis
- Governance, Risk and Controls
- Industry trends
- Nedbank policies and procedures
- Principles of financial management
- Principles of project management
Behavioural Competencies
- Communication
- Customer Focus
- Decision Making
- Work Standards
- Managing Work
- Technical/Professional Knowledge and Skills
Closing Date - 27 May 2025
go to method of application »
Job Purpose
- To provide professional and efficient call services in order to optimise client experience for Nedbank clients and ensure continued relationships are created and maintained.
Job Responsibilities
- Adhere to the daily schedule to ensure that targets are met by following the work plan.
- Follow Nedbank processes and values such as honesty; integrity; accountability; respect and pushing beyond boundaries when answering calls and when dealing with internal and external relations.
- Escalate all unresolved queries to management by logging the case on the system.
- Answer 90% of all calls within 60 seconds (90/60) as per Service level Agreements (SLA) Generate lead targets required on a month to month basis by offering products to the clients.
- Prevent losses that may occur in the business by being vigilant and making sure all calls are logged correctly.
- Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
- Participate and support corporate social responsibility initiatives for the achievement of key business strategies.
- Identify and recommend opportunities to enhance processes; systems and policies and support implementation of new processes; policies and systems.
- Keep abreast of legislation and other industry changes that impacts on role by reading the relevant newsletters; websites and attending sessions.
- Keep up to date with risk standards by reading; understanding and completing the updated manuals every time they are sent out and agreeing to the terms.
- Understand and embrace the Nedbank vision and demonstrate the values through interaction with team and stakeholders.
- Improve personal capability and stay abreast of developments in field of expertise by identifying training courses and career progression for self through input and feedback from managers.
- Ensure personal growth and enable effectiveness in performance of roles and responsibilities by ensuring all learning activities are completed; experience practiced and certifications obtained and/or maintained within specified time frames.
- Ensure information is provided correctly to stakeholders by maintaining knowledge sharing knowledge with team.
- Understand the nature of the client's query by reiterating the key points raised by the client.
- Give continuous feedback to management and the back office and ensure that stakeholders are also updated through communication of information required by the different stakeholders.
Minimum Experience Level
- 2 years or more contact centre experience.
- Must have insurance experience.
Essential Qualifications - NQF Level
- Matric / Grade 12 / National Senior Certificate
Essential Qualification
- Certificate: Regulatory Examination / RE 5
Technical / Professional Knowledge
- Administrative procedures and systems
- Relevant regulatory knowledge
- Relevant software and systems knowledge
- Business writing skills
- Banking knowledge
- Banking procedures
- Cluster Specific Operational Knowledge
- Business principles
- Business terms and definitions
- Governance, Risk and Controls
Behavioural Competencies
- Building Customer Loyalty
- Communication
- Technical/Professional Knowledge and Skills
- Managing Work
- Adaptability
- Quality Orientation
Closing Date
go to method of application »
Job Purpose
- We are looking for a Manager Credit Risk Early Collections (without direct reports) to provide client service by applying sound credit risk management principles in our early collections space through management of a dedicated portfolio thereby enabling Nedbank to reduce the RRB impairment charge with the view to rehabilitate, in line with the business strategy.
Key Deliverables
- Daily contact with clients and bankers to remediate portfolio across all client portfolio of accounts.
- Credit and Credit Risk assessment and collections of arrears/excesses of all products namely Current Accounts, Savings Accounts, Home Loan accounts, Commercial & Industrial Property, Personal Loan accounts, Term loans and Asset Based Finance [motor vehicles/yellow goods.
Job Responsibilities
- Manage default accounts timeously by obtaining acceptable repayment arrangements or handover portfolio to Legal collections.
- Ensure clean audit in area of responsibility by enforcing adherence to bank policies, process and procedures and industry regulations.
- Managing and preparing portfolio review presentations based on Management Information Systems (MIS).
- Implement sound credit risk management by providing advice on specialized credit risk matters to sales.
- Ensure efficient work ethic and achievement of business unit strategies & goals by proposing innovative ideas to enhance Business processes that facilitate customer experience.
- Provide feedback daily/weekly/ monthly
- Meet clients' expectations by resolving queries within turnaround times.
- Build and maintain effective working relationships by attending regular staff meetings and team building sessions.
- Build strong relationships with bankers by providing upskilling advice on credit processes, policies and documentation.
- Sharing knowledge with all stakeholders.
- Manage own efficiency by drafting and implementing team's strategies.
- Enhance processes by constantly seeking innovative improvements to the credit systems.
- Adapt to changes in Legislation by enforcing the compliance to the changes.
- Address issues raised in culture surveys by participating in the development and implementation of action plans.
- Create a client service culture through various required interventions.
- Support and encourage staff to participate and support corporate responsibility initiative.
- Achieve operational excellence by supporting the implementation of business optimisation improvement through team engagement.
- Generate innovative ideas and share knowledge.
Minimum Experience Level
- Minimum 5 years' experience in a Credit role in a Banking environment
- Minimum 5 years' experience collecting Arrears or Excess accounts
Preferred Qualification
- Successfully compelted NQF Level 6 of Higher in a Finance or Credit-related field
Technical / Professional Knowledge
- Business administration and management
- Change management
- Client service management
- Communication Strategies
- Financial Accounting Principles
- Governance, Risk and Controls
- Organisational systems
- Principles of project management
- Strategic planning
- Management information and reporting principles, tools and mechanisms
go to method of application »
Job Purpose
- To facilitate the development of future-state architecture and ensures its effective adoption. Provide and identify operational opportunities, overall direction, guidance and definition of the enterprise architecture that effectively support business strategies. Advocating and supporting the enterprise's IT strategy, identifying and analysing enterprise business drivers, analysing the current IT environment to detect critical deficiencies, recommends solutions for improvement and develop strategies for aligning IT to the business. Act as a trusted technology advisor to business in realising the business strategy for the relevant discipline. Responsible for the end-to-end view across both Capabilities and/or Solution Architecture disciplines, ensuring alignment across relevant domains. Works as an advocate and liaises with Information Services and Technology operational teams and the Enterprise Architects researching technology trends.
Job Responsibilities
- Facilitate priority setting, project selection and integration in the organisation by providing guiding principles and architecture
- Ensure alignment with emerging Technologies and possible recommendation of new technologies.
- Deliver business tasks according to the level of expertise to meet financial objectives.
- Address client needs through leading phases of projects or consult to projects and business leaders across a variety of Architecture disciplines
- Build professional relationships lead and influence in all disciplines of architecture
- Build and maintain relationships within the enterprise and within the larger field of speciality.
- Lead the achievement of architecture solutions where an understanding of all disciplines is required.
- Monitor and evaluates competitive offerings that could change the domain landscape, affects multiple domains (portfolio of solutions domains) or the broader organisation
- Identify the business impact of change and risks associated.
- Integrate the change impact into business recommendations and strategic planning.
- Adjust recommendations by considering the impact of new initiatives on market perception
- Enable enterprise wide solutions to integrate well with existing practices by developing mitigating actions and change strategies
- Consider not only the optimising of the system, but also the long term viability of the system.
- Build models around future scenario planning
- Optimising the architectural strategy across various families or portfolios of application or products in the enterprise by taking an enterprise viewpoint
- Effect multiple domains or create new domains, or changes the landscape through developing of position papers
- Integrate the key principals and issues to build enterprise wide solutions
- Apply disciplines in a variety of projects in relevant solution domains and across multiple business areas.
- Combine multiple perspectives from experience in various roles on multiple developments and architecting projects.
- Considers enterprise wide relevant best practice within the larger financial industry and global economy
- Ensure alignment to newest trends by monitors emerging trends and evaluates their potential impact on the broader organisation (The next big things)
- Deliver on work tasks for which the impact of the work can only be determined 3-5 years later.
- Move the system towards the desired future state through consideration of future scenarios, the macro environment and an understanding of present operational requirements to
- Identify underlying patterns in vague, ambiguous information.
- Make judgements based on hypotheses, future scenario's or educated guesses.
- Provide advise to the business across all disciplines.
- Support the achievement of the business strategy, objectives and values
- Stay abreast of developments in field of expertise
- Ensure personal growth and enable effectiveness in performance of roles and responsibilities
- Contribute to the Nedbank Culture building initiatives (e.g. staff surveys etc.).
- Participate and support corporate responsibility initiatives for the achievement of business strategy
- Seek opportunities to improve business processes, models and systems though agile thinking.
Qualification/s (NQF level / Diploma / Degree)
Essential (required minimum):
- Bachelor Degree in either Information Systems or Computer Science
- Honours or Masters Degree (or higher) in either Information Systems or Computer Science
- TOGAF Foundation Training
- TOGAF Certification
- Information Technology Architect Certification (ITAC) (Open Group)
Preferred Qualification
- Cloud-related certifications such as AWS Certified Solutions Architect, Google Cloud Certified Architect, or Azure Solutions Architect.
Minimum Experience Level
- 5+ Years experience in developing strategic IT plans/roadmaps
- 10+ Years experience in systems design and development
- 10+ Years experience in Architecture
Advantageous experience (not a disqualifier):
- Understanding waterfall and agile methodologies
- Skills (Technologies, systems or software knowledge etc.)
- Assertiveness and ability to influence and reason with key stakeholders
- Able to work in a team environment
- Excellent interpersonal skills
- Analytical, Logical, Lateral and Creative Thinking
- Able to integrate disparate concepts into a cohesive whole
- Able to reason at various levels of abstraction
- Excellent modelling skills across all ICT models
- Good understanding of all levels of ICT infrastructure
- Systems thinking
- Design thinking and facilitation
- Customer Centricity
Team Diversity
- Mature collaborator with high levels of EQ.
- Must be able to negotiate strong opinions and viewpoints
Technical / Professional Knowledge
- Relevant regulatory knowledge
- Relevant software and systems knowledge
- Research methodology
- Decision-making process
- Business writing skills
- Cluster Specific Operational Knowledge
- System Development Life cycle(SDLC)
- Unified Modelling Language (UML)
- Rational design toolset application
- IT Architecture
Behavioural Competencies
- Building Partnerships
- Communication
- Decision Making
- Influencing
- Innovation
- Driving for Results
go to method of application »
Job Purpose
- To enhance the effective use of credit analytics across Group Risk through enhancing the Group’s ability to manage the credit portfolio more actively, assisting to optimise the return on credit, in line with the business unit's risk appetite and Nedbank business strategy.
Job Responsibilities
The incumbent will contribute to a team which specialises in a focus on credit portfolio analytics from a Group perspective and driving the development of an analytics framework which involves, but are not limited to:
- Creating and maintaining strategically focussed analytical tools with the operational team within the Credit Data Systems team
- Provision of MI, analysis and reporting, including recommendations for portfolio tilt initiatives
- Measuring the success of existing portfolio tilt initiatives
- Enhance the analysis of asset returns metrics
- Enhance risk/return analytics and conduct deep dives into credit portfolios
- Driving Active Credit Portfolio Management across all lending portfolios within the Group
- Analytics around Credit Capital (both RWA and ECAP), including, but not limited to, items such as RWA attribution development, ECAP vs. RWA analysis, ECAP optimisation
- Provision of asset Market share/peer analytics
- Machine Learning Credit Models to cover the life-cycle of credit products (i.e. from origination to collections)
- Contribute to the development of improved risk appetite measurement methodology and metrics
- Contribute to the GRA Manco to ensure a cohesive unit
- Stay abreast of developments in field of expertise, ensuring personal and professional growth.
- Understand and embrace the Nedbank vision and values, leading by example.
- Deliver services to internal client expectations.
- Build internal and external stakeholder relationships.
- Sharing knowledge and insights with members of the team
- More generally, the incumbent is expected play a role in the broader team, with responsibilities that include
- Conceptualisation, planning and execution of co-operative projects
- Mentorship and development of junior team members
- Active use of Advanced credit portfolio management to understand portfolios and have a more proactive view on Credit Risk.
Essential Qualification: NQF Level
- Graduate degree in Mathematics, Financial Mathematics, Statistics, Economics or Actuarial Science, or a quantitative discipline (e.g., engineering), or a Chartered Accountant with credit risk experience
Preferred Qualification
- Post graduate degree in Statistics/Mathematics, CFA/ FRM/CQF
Minimum Experience Level
- 8+ years’ work experience in the area of credit risk (e.g., Basel or IFRS9 modelling, analytics, or pricing)
- Technical Exposure
- Credit (e.g. risk, strategy, origination, pricing) knowledge
- More general analytical/quantitative skills.
- Excellent communication and reporting skills (verbal and written)
- Strong programming skills (e.g. Python, VBA, Matlab, SAS, R)
Technical / Professional Knowledge
- Industry trends
- Microsoft Office
- Principles of project management
- Relevant regulatory knowledge
- Relevant software and systems knowledge
- Risk management process and frameworks
- Business writing skills
- Microsoft Excel
- Business Acumen
- Quantitative Skills
Behavioral Competencies
- Committed and deadline-driven
- Aligned with Nedbank’s core values
- Aligned with GRA’s culture of collaboration, curiosity, resilience and creativity
- Resilient and flexible, with the ability to drive initiatives to conclusion
- Able to work independently and on own initiative
- Self-starter with leadership capabilities
- Good emotional intelligence (EQ)
- Strong people skills and stakeholder management
- Mentorship and support of junior team members
go to method of application »
Job Purpose
- To grow commercial bank revenue through the management and cross sell to existing portfolio; as well as the acquisition of new to bank high revenue commercial customers in order to create and increase revenue and maximize economic profit to achieve the banks strategic objectives and create shareholder value
Job Responsibilities
- Acquire new commercial clients with annual turnover of between R30m - R1b through a process of prospecting and networking to achieve market share growth aspirations.
- Be a trusted advisor to commercial clients in specialised industries (i.e., Agri; Franchise, Fintech, Manufacturing) through continuous professional development; exposure, experience, and personal up-skilling.
- Stay abreast with latest economic trends and developments (i.e., green energy and sustainable agriculture) and applying this knowledge by adding value to client engagements and identifying opportunities to the greater benefit of Nedbank.
- Identify acquisition opportunities through effective ecosystem analysis unlocking the value chain.
- Generate revenue through proactive cross sell strategies by applying specialised Industry and Banking knowledge, managing key internal stakeholder relationships, and executing identified opportunities.
- Perform in depth financial needs analysis to identify cross sell and up sell opportunities in line with business goals.
- Conduct regular portfolio reviews with clients to identify and unlock value add opportunities that contribute to client retention.
- Be proactive in client interaction by adding value through financial solutioning.
- Establish and execute a client engagement plan to ensure all clients are interacted with frequently in line with Nedbank's growth objectives.
- Build trusting relationships through regular interactions with key decision makers within the businesses that forms part of the allocated Business portfolio.
- Earn client trust by being a trusted financial partner and by giving advice and honest constant feedback regarding financial requests.
- Provide a key interface for the client to the bank by having sound knowledge of the bank's products; services and solutions and by coordinating with relevant stakeholders.
- Communicate visitation feedback to internal stakeholders after client interaction to address actionable items and/ or take corrective action where applicable.
- Recommend tailor-made solutions to meet the client's needs by gaining an intimate understanding of the client's business and business environment, and by consulting with relevant stakeholders.
- Manage all business risks and ensure compliance by following regulatory requirements and bank's internal policies and procedures, identifying risks and non-compliances, and taking corrective action.
- Partner with credit manager to manage credit risk of portfolio to minimize potential impairment risk.
- Prepare and present large and complex credit applications consisting of multiple entities and shareholders and by incorporating specialised Industry knowledge and core Banking principles, including the pricing motivation of assets.
- Leverage subject matter expertise to support the digitization of clients in line with the 4th Industrial revolution dynamics.
- Drive client awareness and solution for sustainable development goals in line with the Nedbank purpose.
Essential Qualifications - NQF Level
- Advanced Diplomas/National 1st Degrees
Preferred Qualification
- BCom (Financial Management/ Accounting)/ BSc Agri)
Minimum Experience Level
Technical / Professional Knowledge
- Communication Strategies
- Negotiation skills
- Governance, Risk and Controls
- Relevant regulatory knowledge
- Data Analysis and Interpretation
- Relevant software and systems knowledge
Behavioural Competencies
- Account Planning
- Targeting Sales Opportunities
- Driving Successful Customer Engagements
- Sales Negotiation
- Business Acumen
- Building Trusting Relationships
Closing Date: 30 May 2025
go to method of application »
Job Purpose
- To grow commercial bank revenue through the management and cross sell to existing portfolio; as well as the acquisition of new to bank high revenue commercial customers in order to create and increase revenue and maximize economic profit to achieve the banks strategic objectives and create shareholder value
Job Responsibilities
- Acquire new commercial clients with annual turnover of between R30m - R1b through a process of prospecting and networking to achieve market share growth aspirations.
- Be a trusted advisor to commercial clients in specialised industries (i.e., Agri; Franchise, Fintech, Manufacturing) through continuous professional development; exposure, experience, and personal up-skilling.
- Stay abreast with latest economic trends and developments (i.e., green energy and sustainable agriculture) and applying this knowledge by adding value to client engagements and identifying opportunities to the greater benefit of Nedbank.
- Identify acquisition opportunities through effective ecosystem analysis unlocking the value chain.
- Generate revenue through proactive cross sell strategies by applying specialised Industry and Banking knowledge, managing key internal stakeholder relationships, and executing identified opportunities.
- Perform in depth financial needs analysis to identify cross sell and up sell opportunities in line with business goals.
- Conduct regular portfolio reviews with clients to identify and unlock value add opportunities that contribute to client retention.
- Be proactive in client interaction by adding value through financial solutioning.
- Establish and execute a client engagement plan to ensure all clients are interacted with frequently in line with Nedbank's growth objectives.
- Build trusting relationships through regular interactions with key decision makers within the businesses that forms part of the allocated Business portfolio.
- Earn client trust by being a trusted financial partner and by giving advice and honest constant feedback regarding financial requests.
- Provide a key interface for the client to the bank by having sound knowledge of the bank's products; services and solutions and by coordinating with relevant stakeholders.
- Communicate visitation feedback to internal stakeholders after client interaction to address actionable items and/ or take corrective action where applicable.
- Recommend tailor-made solutions to meet the client's needs by gaining an intimate understanding of the client's business and business environment, and by consulting with relevant stakeholders.
- Manage all business risks and ensure compliance by following regulatory requirements and bank's internal policies and procedures, identifying risks and non-compliances, and taking corrective action.
- Partner with credit manager to manage credit risk of portfolio to minimize potential impairment risk.
- Prepare and present large and complex credit applications consisting of multiple entities and shareholders and by incorporating specialised Industry knowledge and core Banking principles, including the pricing motivation of assets.
- Leverage subject matter expertise to support the digitization of clients in line with the 4th Industrial revolution dynamics.
- Drive client awareness and solution for sustainable development goals in line with the Nedbank purpose.
Essential Qualifications - NQF Level
- Advanced Diplomas/National 1st Degrees
Preferred Qualification
- BCom (Financial Management/ Accounting)/ BSc Agri)
Minimum Experience Level
Technical / Professional Knowledge
- Communication Strategies
- Negotiation skills
- Governance, Risk and Controls
- Relevant regulatory knowledge
- Data Analysis and Interpretation
- Relevant software and systems knowledge
Behavioural Competencies
- Account Planning
- Targeting Sales Opportunities
- Driving Successful Customer Engagements
- Sales Negotiation
- Business Acumen
- Building Trusting Relationships
Closing Date: 27 May 2025
go to method of application »
Job Purpose
- Responsible for assisting with the management of the bank’s foreign currency liquidity strategy. This entails ensuring sufficiency of hard currency liquidity daily, actively managing the bank’s liquidity mismatch profile and resultant profitability, trading the market risks across the portfolio as well optimising returns on the Foreign Currency High Quality Liquid Asset portfolio. This role requires effective communication with stakeholders, strong analytical capabilities, adeptness in data visualisation and an understanding of foreign currency money market products, interest rate derivatives, FX derivatives and FX spot markets.
Job Responsibilities
- Assist in developing and maintaining robust liquidity forecasting models to anticipate liquidity movements. Analyse trends in bank funding, market conditions, and regulatory changes to anticipate liquidity needs and ensure compliance with internal and external requirements.
- Manage daily foreign currency liquidity positions, ensuring sufficiency of Nedbank’s hard currency liquidity across the Johannesburg and London Balance Sheets.
- Assist with managing and maintaining the Foreign Currency Funds Transfer Pricing process. Develop and execute pricing strategies, based on in-depth analysis and current market trends, factoring in the bank’s liquidity position, ALCO strategies and tactical initiatives.
- Assist with managing the cross-currency basis risk, interest rate risk and foreign exchange risk across the portfolios using interest rate derivatives, foreign exchange derivatives and foreign exchange spot markets.
- Identify, assess, and manage liquidity risks associated with the bank's banking book and strategy. Help develop and implement risk management strategies and controls to mitigate these risks.
- Stay abreast of market developments to ensure pricing strategies remain competitive and aligned with the bank’s goals.
- Develop Management Information System (MIS) data for decision making by generating reports and analysis to manage risk; credit exposures; limits; regulatory; compliance and other requirements.
- Develop trusting internal relationships by communicating with internal stakeholders e.g., informing them on current and expected Cashflows; market intelligence; pricing; hedging and client specific information and obtain buy-in for developing new and/or enhanced processes.
- Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g., staff surveys etc.)
- Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.
- Contribute to making the department a great place to work through teambuilding activities; communication; improving how we do things to become more efficient / profitable.
- Adhere to risk standards by complying with regulations; mandates; limits; policies and procedures.
- Uplift the skills of the funding and liquidity team by mentoring and training others
- Ensure all personal development plan activities are completed within specified timeframe.
- Share knowledge and industry trends with team during formal and informal interaction.
- Understand and embrace the Nedbank vision and values, leading by example
Essential Qualifications - NQF Level
- Advanced Diplomas/National 1st Degrees
Preferred Qualification
- B Comm Honours or equivalent
Essential Certifications
- FSB Regulatory Examinations (RE 1) or ACI Dealing certificate and FAIS requirements
Minimum Experience Level
- 2 years’ experience in treasury funding portfolio management or similar
- Strong analytical abilities with experience in financial modelling
- Proficiency in data visualisation tools and techniques
Technical / Professional Knowledge
- Data analysis
- Industry trends
- Microsoft Office
- Relevant regulatory knowledge
- Research methodology
- Cluster Specific Operational Knowledge
- Business Acumen
- Governance, risk and controls
- ALCO Strategy
- Mathematical Skills
Behavioural Competencies
- Decision Making
- Driving for results
- Building Trusting Relationships
- High-Impact Communication
- Managing Work
- Technical/Professional Knowledge and Skills
go to method of application »
Job Purpose
- To provide personalised advice, financial solutions, client service and educate clients on the convenience, security and functionality of self-service solutions, in order to meet business goals and exceed client expectations.
Job Responsibilities
Client Engagement:
- Respond to client needs by offering the right service and solution.
- Nurture strong, long-standing client relationships.
- Educate clients and potential clients on how to subscribe and service their account.
- Educate clients on the convenience, security and functionality of self-service solutions.
- Provide knowledgeable client service that fosters mutual trust and confidence.
- Discover client's needs through connecting, understanding and delivering financial solutions with care.
- Provide financial strategies and advice using a holistic approach to help clients achieve their goals and grow financially.
- Own the client request end to end and route for alternative intervention if not equipped to service the client.
- Identify cross-selling opportunities through client engagement and quality conversations.
- Facilitate the sales process by informing clients of the product features and benefits.
- Fulfill clients' needs through documenting needs analysis and by providing suitable financial product solutions.
- Obtain referrals from existing clients as well as leads from other business units.
- Build, maintain and retain client relationships by keeping clients informed of progress or action taken regarding their applications, queries and requests.
- Educate clients on the use of alternative, cost effective, time saving and convenient self-service channels.
- Provide complete solution to clients by networking and collaborating with internal stakeholders.
- Provide input into client financial analysis, make recommendations to credit and monitor the return of security documentation.
- Identify and recommend opportunities to enhance processes, systems and policies.
Nedbank Goals:
- Contribute to the success of Nedbank through meeting your service excellence, teamwork and personal development goals whilst adhering to Nedbank security, operational and compliance procedures and policies.
- Act in the client's interest, inform the client, do what you say and promise, take accountability, and go the extra mile.
- Develop, retain and grow the business by delivering against individual and team goals that support a positive client experience.
- Achieve business objectives and identify and execute on quality sales leads.
- Increase market share of primary clients by entrenching clients through Core+ needs discussions, salary and debit order switching as well as enrolling clients on the various digital platforms.
Risk and Compliance:
- Mitigate risks and meet legislative requirements (e.g. FICA, FAIS and Letter of Authority) by being accredited and updating and maintaining client information.
- Report suspicious transactions to the relevant department.
- Keep abreast of legislation and other industry changes that impacts on role by reading the relevant newsletters, communications and training material.
People Specification
- The successful candidate will provide support to a client base in the Eastern Cape and Kwa-Zulu Natal.
- The Client Liaison Specialist will provide support with Home Loans and Structured Lending products and would therefore need relevant experience in these areas to be considered.
Essential Qualifications - NQF Level
- Advanced Diplomas/National 1st Degrees
Preferred Qualification
- FAIS Approved Qualification
Minimum Experience Level
- 3 years Client Service Experience within a Structured Lending, Property or Banking environment.
Technical / Professional Knowledge
- Product sales skills
- Sales Strategies
- Product Knowledge
- Customer service principles
- Nedbank policies and procedures
- Customer relationship management
Behavioural Competencies
- Building Customer Loyalty
- Building Trusting Relationships
- Sales Persuasion
- Technology Savvy
- Planning and Organizing
- Adaptability
- Applied Learning
Closing Date - 28 May 2025
go to method of application »
Job Purpose
- To direct, add value, and enable business decisions specific to the suspense account environment through effective analysis, reporting, and controls across a range of business functions, in line with Nedbank business strategy.
Job Responsibilities
- Provide oversight of all suspense accounts prepared by the Operational areas across Commercial and Retail banking.
- Resolution and tracking of exceptions highlighted through the suspense account oversight process.
- Liaison between finance and business/operations to facilitate query resolution.
- Attend weekly exception report/risk meetings for the tracking and resolution of risks identified.
- Automation of suspense accounts and ongoing maintenance of the automated reconciliation tools.
- Facilitate monthly suspense account-related reporting.
- Management of the monthly IFC process and related reporting.
- Facilitate the tracking and resolution of audit findings.
- Provide meaningful recommendations, explanations, and highlights of concerns or anomalies by analyzing and interrogating financial information.
- Ensure accurate financial results by reviewing reconciliations and following up on unreconciled items.
- Consolidate financial reports and make value-added recommendations by using information from various sources.
- Understand and meet stakeholders' requirements through ongoing engagement.
- Assist in the achievement of group collaboration initiatives by identifying opportunities to create beneficial partnerships and synergies.
- Ensure relevant, best practice analysis and reporting by providing ongoing guidance and coaching to the team.
- Meet deadlines and targets through prioritizing effectively, planning, and communicating.
- Maintain high standards of analysis and reporting within defined timeframes by planning, organizing, and monitoring workflow.
- Contribute to intellectual capital development by providing continuous motivation, mentoring, coaching, and on-the-job skills training.
- Achieve business objectives within specific timeframes by scheduling and coordinating activities and identifying appropriate resources to perform these activities.
- Manage defined risks in the finance function and risk categories at targeted levels by adhering to internal and external guidelines/policies/procedures/business rules/compliance and governance requirements.
- Support the achievement of the business strategy, objectives, and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, processes, services, and solutions are aligned.
- Identify training courses and career progression for self through input and feedback from management.
- Ensure all personal development plan activities are completed within the specified timeframe.
- Share knowledge and industry trends with team and stakeholders during formal and informal interaction.
- Obtain buy-in for developing new and/or enhanced processes (e.g., operational processes) that will improve the functioning of stakeholders' businesses by highlighting benefits in support of the implementation of recommendations.
- Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g., staff surveys, etc.).
- Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g., Green Strategy).
- Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.
Minimum Experience Level
- 5 years in financial management, preferably in financial services or audit, and 2 years managing others. Candidates with 2 years post-articles experience are also considered.
Essential Qualifications - NQF Level
- Professional Qualifications/Honour’s Degree
Essential Certifications
- Chartered Accountant (CA (SA))
Technical / Professional Knowledge
- Banking procedures
- Business Acumen
- Cluster specific operations
- Data analysis
- Governance, Risk and Controls
- Industry trends
- Relevant regulatory knowledge
- Relevant software and systems knowledge
- Remuneration policies and principles
- Research methodology
Behavioural Competencies
- Building Partnerships
- Earning Trust
- Communication
- Decision Making
- Planning and Organizing
- Quality Orientation
Closing date: 30 May 2025
go to method of application »
Job Purpose
- To execute the end to end procurement sourcing process for controlled commodities in line with Nedbanks business strategy.
Job Responsibilities
- Analyse trends by reviewing management information.
- Assisting stakeholders with budget forecasting by providing commodity information.
- Identifying opportunities to develop sourcing strategy that will result in cost saving by benchmarking and negotiating with internal and external stakeholders.
- Ensure that preferential procurement BBBEE targets are aligned to the Financial Sector Charter (FSC) as determined by the Department of Trade and Industry code of good practice.
- Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives.
- Participate and support corporate social responsibility initiatives for the achievement of key business strategies.
- Identify and recommend opportunities to enhance processes; systems and policies and support implementation of new processes; policies and systems.
- Develop and maintain policies by understanding and collaborating with stakeholders to determine practical processes.
- Mitigating risks by ensuring that policies and regulatory and industry governance requirements are adhered to.
- Selection of preferred suppliers by conducting a tender or quotation process.
- Drafting and signing of contracts by liaising with Group Legal and stakeholders.
- Ensuring SLA's are met through end to end management of the contract (includes supplier relationship and performance management).
- Measure local procurement and environmental objectives against Nedbank's transformational objectives by conducting surveys or reviewing management information.
- Identifying business requirements by engaging with internal stakeholders to understand business needs.
- Collaboration with stakeholders to implement the sourcing strategy by coordinating workshops; presentations and meetings.
- Exchange of information between stakeholders to achieve the procurement objective by sharing management information.
- Manage and maintain internal and external stakeholder relationships by conducting regular engagements. Keep abreast of legislation and other industry changes that impacts on role by reading the relevant newsletters; websites and attending sessions.
- Understand and embrace the Nedbank vision and demonstrate the values through interaction with team and stakeholders.
- Improve personal capability and stay abreast of developments in field of expertise by identifying training courses and career progression for self through input and feedback from managers.
- Ensure personal growth and enable effectiveness in performance of roles and responsibilities by ensuring all learning activities are completed; experience practiced and certifications obtained and/or maintained within specified time frames.
- Ensure information is provided correctly to stakeholders by maintaining knowledge sharing knowledge with team.
Essential Qualifications - NQF Level
- Advanced Diplomas/National 1st Degrees
Preferred Qualification
Minimum Experience Level
- 3 years procurement experience
- Technical / Professional Knowledge
- Administrative procedures and systems
- Banking knowledge
- Banking procedures
- Business principles
- Business terms and definitions
- Data analysis
- Relevant regulatory knowledge
- Relevant software and systems knowledge
- Governance, Risk and Controls
Behavioural Competencies
- Decision Making
- Continuous Improvement
- High-Impact Communication
- Managing Work
- Sustaining Customer Satisfaction
- Technical/Professional Knowledge and Skills
go to method of application »
Job Purpose
- To assist with the implementation of the business investment philosophy through data analysis, research and support functions, in line with Nedbank Group strategy.
Job Responsibilities
- Assess needs and provide solutions Interacting with internal and external clients.
- Provide feedback and make business presentations to stakeholders.
- Develop and use collaborative relationships to facilitate the accomplishment of work goals. Compile; maintain and monitor economic; industry and other data series through research.
- Make investment recommendations by using quantitative and qualitative analysis Identify and interpret relevent information using logic to seek cause and effect relationships.
- Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
- Participate and support corporate social responsibility initiatives for the achievement of key business strategies.Identify and recommend opportunities to enhance processes; systems and policies and support implementation of new processes; policies and systems.
- Evaluate performance of fund/investment through regular financial performance reviews.
- Develop software proficiency to deliver required outputs.
- Express ideas or facts clearly in written documentation so that the content is understood by the recipient.
- Develop sound product and industry knowledge and understanding the regulatory framework.
- Keep abreast of legislation and other industry changes that impacts on role by reading the relevant newsletters; websites and attending sessions.
- Understand and embrace the Nedbank vision and demonstrate the values through interaction with team and stakeholders.
- Improve personal capability and stay abreast of developments in field of expertise by identifying training courses and career progression for self through input and feedback from managers
- Ensure personal growth and enable effectiveness in performance of roles and responsibilities by ensuring all learning activities are completed; experience practiced and certifications obtained and/or maintained within specified time frames.
- Ensure information is provided correctly to stakeholders by maintaining knowledge and sharing knowledge with team.
Essential Qualifications - NQF Level
- Matric / Grade 12 / National Senior Certificate
- Advanced Diplomas/National 1st Degrees
Preferred Qualification
- Studying towards Chartered Financial Analyst (CFA). (Advantageous)
Minimum Experience Level
- 0-3 years experience in a financial or related industry
Technical / Professional Knowledge
- Banking procedures
- Business principles
- Business terms and definitions
- Data analysis
- Governance, Risk and Controls
- Microsoft Office
- Relevant regulatory knowledge
- Business writing skills
- Cluster Specific Operational Knowledge
- Numeracy
Behavioural Competencies
- Adaptability
- Applied Learning
- Communication
- Customer Focus
- Work Standards
- Managing Work
- Technical/Professional Knowledge and Skills
go to method of application »
Job Purpose
- To analyse, interpret, collate, and present financial and non-financial information for the Group Marketing Department at Nedbank. The focus is on designing and delivering reports that drive strategy, enhance decision-making, and support the overall marketing objectives. The role involves providing valuable insights into customer behaviour, marketing technology performance, and competitive analysis to facilitate effective marketing strategies.
Job Responsibilities
Data Visualization/Insights for Group Marketing:
- Develop and design data visualizations and dashboards that provide actionable insights for the Group Marketing team, enhancing decision-making processes.
- Collaborate with marketing stakeholders to understand their analytical needs, translating them into effective visual representations that drive marketing strategies.
Business Stakeholder Management (Relationship Structure):
- Build and maintain strong relationships with business stakeholders, ensuring clear and effective communication of data insights and analytical findings.
- Facilitate regular meetings with stakeholders to gather feedback, refine requirements, and ensure alignment with business objectives.
Supporting the Function of Data Translator:
- Act as a liaison between technical teams and business units, translating complex data findings into understandable and actionable insights for non-technical stakeholders.
- Provide training and support to business users on data interpretation and usage.
Business Requirements Gathering (DataTECH Brief):
- Conduct thorough requirements gathering sessions with business users to understand their data needs and translate them into technical specifications for the DataTECH team.
- Ensure that data solutions align with business goals and provide the necessary insights for decision-making.
Creating Visual Representations:
- Design and create intuitive and interactive data visualizations that effectively communicate key findings and trends.
- Utilize best practices in data visualization to ensure clarity, accuracy, and usability.
Data Exploration:
- Perform exploratory data analysis to identify patterns, correlations, and trends within large datasets.
- Develop data models and hypotheses to support business questions and drive data-driven decision-making.
Dashboard Development:
- Develop and maintain interactive dashboards that provide real-time insights and performance metrics for various business functions.
- Ensure dashboards are user-friendly, visually appealing, and provide meaningful information to stakeholders.
Storytelling with Data:
- Craft compelling data stories that convey insights and recommendations in a clear and engaging manner.
- Present data findings to stakeholders using narrative techniques that highlight key takeaways and implications.
PowerBI / Data Toolbox Utilisation:
- Leverage PowerBI and other data tools to develop and deliver analytical solutions that meet business needs.
- Stay updated with the latest features and capabilities of PowerBI and other data tools to continuously enhance analytical solutions.
Administration of PowerBI Service for GMCA:
- Administer and manage the PowerBI service for the Group Marketing Communication and Advertising (GMCA) team, ensuring data security and accessibility.
- Monitor usage and performance of PowerBI reports and dashboards, optimizing for efficiency and effectiveness.
Data Democratization and Fluency:
- Promote data democratization by enabling self-service data access and analysis for business users.
- Measure and improve data fluency across the organization, providing training and resources to enhance data literacy.
People Specification
Essential Qualifications - NQF Level
- Advanced Diplomas/National 1st Degrees
Preferred Qualification
- BCom in Marketing, Business Analytics, or a related field
Preferred Certifications
- DAMA
- Business analysis
- Microsoft Certified Solutions Experts (MCSE): Business Intelligence
- Certification in a specific BI Tool (e.g. Power BI)
Minimum Experience Level
Technical / Professional Knowledge
- BI Tools (Advanced)
- Managing business Meta Data advanced
- Dax understanding intermediate
- Data Virtualization understanding advanced
- Data Visualization design and build advanced
- Design Thinking advanced
- Database Query advanced
- Business writing skills (intermediate)
- Data analysis Advanced
- Research methodology advanced
- Data Modelling - intermediate
- Data Ethics basic
- Data minining intermediate
- Data profiling - intermediate
- Data story telling - advanced
- Business analysis methodology intermediate
- Domain knowledge advanced
Behavioural Competencies
- Applied Learning
- Building Partnerships
- Collaborating
- Decision Making
- Quality Orientation
- Technical/Professional Knowledge and Skills
go to method of application »
Job Purpose
- To maximise profit for Nedbank through effective recoveries and loss mitigation through enabling others.
Job Responsibilities
- Maximise profitability by managing 3rd party costs, timeous follow ups and appropriate action.
- Explore innovative recovery avenues by improving collection methods and using effective and streamlined processes.
- Ensure quality and accuracy of outputs checking work from direct reports, working within turnaround times and enforcing policies and procedures.
- Ensure external stakeholders perform within the required standards by managing performance and costs in line with the Service Level Agreements (SLA).
- Meet financial and operational targets (provisions / impairments) by planning (including budgeting), monitoring and reviewing performance then implementing action plans.
- Manage performance of staff by implementing performance agreements, ensuring a clear vision, agreeing on goals and objectives, providing regular feedback on performance, recognising and rewarding achievement and take appropriate corrective action where required.
- Mentor and coach staff on identified performance gaps by discussing these performance gaps and agree on appropriate action to be taken.
- Motivate staff to perform and contribute to the success of the business by creating environment of teamwork through engaging with staff (sharing information) and encouraging participation in decision making processes.
- Stay abreast in field of expertise and deliver on the expectations from stakeholders by building capability of self and staff through identifying current and future training and development needs.
- Contribute to team effectiveness by following the recruitment process when recruiting talent.
- Maintain a capable high performing team and ensure an environment for optimal performance is created by identifying talent pool through conducting career conversations, utilising the talent grid principles and developing talent retention programmes (e.g. rotation).
- Ensure self and staff understand and embrace the Nedbank Vision and Values by leading by example and re-enforcing values during meetings.
- Manage the on boarding process of new employees by ensuring execution of preparations according to the on-boarding check-list.
- Ensure transformational target are met for own team through consideration of targets during the staff recruitment, retention and training process and utilising suppliers listed on the preferred supplier list.
- Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
- Participate in the development and implement action plans to address issues raised in culture surveys to improve results.
- Address issues raised in culture surveys by participating in the development and implementation of action plans.
- Create a client service culture through various required interventions.
- Support and encourage staff to participate and support corporate responsibility initiative.
- Achieve operational excellence by supporting the implementation of business optimisation improvement through team engagement.
- Encourage team to generate innovative ideas and share knowledge.
Essential Qualifications - NQF Level
- Matric / Grade 12 / National Senior Certificate
Preferred Qualification
- Relevant Diploma or Degree.
Minimum Experience Level
- 5-7 years recoveries experience
Technical / Professional Knowledge
- Business administration and management
- Client service principles
- Communication Strategies
- Financial Accounting Principles
- Governance, Risk and Controls
- Relevant regulatory knowledge
- Strategic planning
- Business writing skills
- Management information and reporting principles, tools and mechanisms
- Industry specific knowledge
Behavioural Competencies
- Aligning Performance for Success
- Decision Making
- Inspiring others
- Building partnerships
- Driving for Results
- Planning and Organizing
Advert closing date: 30/05/2025
Method of Application
Use the link(s) below to apply on company website.
Build your CV for free. Download in different templates.
Gmail
Yahoomail