Jobs Available at RMB - Rand Merchant Bank

Job Description

• To develop innovative, reusable competitive solutions and contribute actively to a collaborative Developer community
• To collaborate with BDMs and Delivery Heads to make recommendations on the use of new and emerging technologies, which provide the competitive advantage and a clear technical roadmap

To maintain stability of all technical platforms

• At RMB, we believe that exceptional digital experiences are built through collaboration, creativity, and code. Our Client Enablement team is looking for a Senior Frontend Developer to join our Web Team someone who thrives at the intersection of design and engineering and is passionate about shaping meaningful user experiences across our digital platforms.

Are you someone who has an interest or experience in:

• Developing elegant, performant web applications using React, Next.js, and Angular
• Working in component-driven environments and building with design systems
• Collaborating closely with UI/UX designers, marketing, and brand teams to bring ideas to life
• Integrating with and extending CMS-powered platforms
• Writing clean, scalable CSS and managing large component libraries
• Consuming and building REST APIs and working in hybrid frontend/backend flows
• Navigating the development lifecycle using Azure DevOps, CI/CD, and cloud hosting
• Working in agile, multi-disciplinary teams that span tech, brand, and business

You will be an ideal candidate if you:

• Have 5+ years of frontend experience with strong proficiency in React, Next.js, and Angular
• Know how to translate design into reality, and work well with Figma files, tokens, and design guidelines
• Understand and advocate for component-driven development and atomic design principles
• Are comfortable managing shared design systems and implementing them consistently across products
• Bring fluency in CSS, including pre-processors like SASS and methodologies like BEM
• Can work with CMS tools and adapt frontends for content scalability
• Are confident navigating REST APIs, version control, and build pipelines
• Enjoy mentoring junior devs and driving best practices within a team
• Appreciate both the detail of a pixel and the architecture of a platform

You will have access to:

• A tight-knit, cross-functional team of developers, designers, marketers, and content specialists
• Direct collaboration with RMB’s Marketing and Brand teams, shaping the digital identity of the bank
• Opportunities to own and evolve enterprise-level platforms and contribute to digital strategy
• A diverse tech stack including modern frameworks, CMS tools, and Azure cloud infrastructure
• A dynamic, inclusive workplace that values ideas, creativity, and personal growth

We can be a match if you are:

• Someone who loves building well-crafted interfaces and seeing them used in the real world
• Comfortable working in the grey area between design and engineering
• Passionate about systems thinking and building for scale and consistency
• Curious about financial services and eager to contribute to a forward-thinking digital banking brand
• Organised, communicative, and able to collaborate effectively across disciplines
• Energised by diversity and a shared mission to deliver value through creativity and technology

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Job Description
Hello Future CIB, Legal Advisor 

• RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact. 
• United by our proud heritage, strong ethics and philosophy of Traditional values. Innovative ideas, it’s the magic of our people and culture that sets us apart.
• Now, is the time to imagine your next move with South Africa’s number one employer in Financial Services for 2025, where you can embrace the power of collective thinking to unlock unique opportunities for our clients and society.
• To ensure professional judgement is applied in the giving of legal advice and opinions the on the legal aspects applicable to products, services, solution development and deal structuring for treasury and trade and investment banking transactions, as well as continued research into various aspects of the laws, industry best practice and regulatory framework impacting on the legal viability of the transactions being considered. 
• The Legal Advisor is accountable to provide legal advice on moderate to complex legal matters with a financial impact and to identify and manage the legal risk associated with such transactions.

Are You Someone Who Can:

• Legal implementation of asset finance, acquisition finance, escrow, supply chain finance, warehouse finance, receivables finance and structured trade finance (including borrowing base) transactions.
• Advising the bank on the legal aspects of transactions as well as continued research into various aspects of the law and regulatory framework impacting on the legal viability of the transactions.
• Provide highly specialised legal advice or support in relation to client and the terms and conditions related to the transaction being successfully completed.
• Identifying and liaising with external attorneys to prepare the necessary documentation, reviewing these and negotiating with the client and their legal representatives to finalise the agreements.
• Provide legal specialist advice on/in the operational aspects pertaining to these product offerings, including opinions and guidance on the investment parameters applicable in such contexts Fund migrations and funds litigation services.
• Advising on financial services legislation affecting funds, investment management companies and advisors, including distribution and marketing issues.
• Ensure compliance with internal legal and other procedures and policies.
• Negotiating and drafting final agreements, pertaining to the product offering.
• Provide legal Advice and support within this context includes the following legal services, technical analysis and application of legal and commercial principles to transactions/ products.
• Perform expert drafting and reviewing of applicable documentation and agreements.
• Developing and maintaining relationships with internal stakeholders and providers of legal services (including, external legal counsels, and other key stakeholders).
• Staying up to date with all developments in the law, regulation, industry, and best practice in the relevant area of specialist legal practice.
• Identify, monitor, report and minimise potential legal, reputational, and associated operational risks.
• Develop, encourage and nurture collaborative relationships across business areas and across the group Provide input into, and implement, corporate governance, compliance, integrity and ethics policies in are of accountability to identify and manage risk exposure.
• Stays abreast of relevant industry risk management best practices and legislative amendments and suggests ways to leverage these to ensure continuous improvement.
• Develop tactical strategy and delivery plans in support of functional strategic objectives in partnership with leadership.
• Participate in planned activities that are appropriate for own and employee development.

You Will Have Access To:

• Opportunities to network and collaborate
• Challenging Working
• Opportunities to innovate

We Can Be a Match If You Are

• Curious & courageous - you're driven by always wanting to know more and learn more and you're brave enough to

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Job Description

• To ensure oversight and management of market risk by defining and measuring adherence to risk appetite, limits and loss tolerance levels as a subset of the overall markets financial risk appetite, and ensuring support on aggregating risk appetite across these risk types. 
• To manage and supervise the operation of Market Risk Department in terms of interest rate risk management, liquidity management and behavioral modelling within the policies/procedures established by regulators, in order to ensure that potential losses to the Bank due to changes in market conditions are within the admissible limits.
• Identification, measurement, mitigation, and reporting of market risk exposures within the bank’s Trading and Banking book. The risk classes to be responsible for include among others: – general market risk, interest rate risk affecting both Trading and Banking books, foreign exchange rate risk, liquidity risk and contingency planning, commodity price risk, derivatives risk and general investment risk coupled with provision of support to the ALCO processes.
• Strengthen and manage the trading and market risk control interface with the traders and related functions including execution, middle office, and operations; including the risk limits and monitor the actual positions/Var/PL against limits.
• Ensure that adequate limits to manage interest rate and liquidity risk are set and approved on at least annual basis by local ALCO and that resulting market risks are properly calculated, reported, and managed in order to keep the potential losses due to changes in market conditions (interest and foreign exchange rates, credit spreads, behavioral assumptions) within admissible limits.
• Inform the relevant committees about the market risk position of the Bank and propose the management actions in order to allow senior management to steer the Business according to Strategy within the earlier agreed risk appetite statement.
• Ensure that market risks are understood and taken forward by various parties in the Bank. Implement forward looking market risk management approach (strong planning, sensitivity analysis, RAS forecasting) and ensure development/ maintenance of market risk models in order to adapt smoothly to the fast changing internal/external environment and ultimately save money for the Bank. Coordinate the work of the market risk management team with strong focus on people management in order to grow motivation, competencies and professional development of the team members. Ensure continued compliance with regulatory requirements and the Bank policies and minimum standards.
• Develop, document and review of all the relevant Market Risk and Derivative policies.
• Be responsible for the development and communication of the Market, Liquidity and Derivative Risk appetite and monitoring reports.
• Develop, monitor, report and review SLAs between Market Risk and its partner departments: Treasury, Foreign Treasury Services, Finance and Subsidiaries.
• Develop and prepare Market, Derivative Risk, and Liquidity Risk Stress test and presentation of the results.
• Coordinate the preparation of the pertinent market and derivative risk monitoring reports leveraging information sourced from Treasury, FTS, Finance.
• Analyze these reports with the team and compile the pack for dispatch to the ALCO members for their review before the meetings.
• Daily monitor Market Risk, Derivative Risk and Liquidity risk performance metrics/ratios against limits set under advice to senior management. The process will also involve giving recommendations in the form of scenarios to effectively manage market risk and revert liquidity back to normal in the event of breaches or anticipated breaches.
• Obtain exceptional approvals on potential breaches from Treasury or report limit breaches in accordance with the defined escalation hierarchies.
• Analyze and prepare Asset Liability Committee (ALCO) reports for Asset Liability Management (ALM) ad hoc or at least monthly.
• Follow up on issues raised in ALCO with the relevant business units to ensure resolution and provision of feedback to the committee.
• Administrative duties such as representing the unit in cross-functional business meetings provision of on job training to colleagues, preparation of process flows etc.
• Provide leadership and coaching to the Market Risk staff.
• Attend relevant training on emerging trends and practices within Market and Derivative Risk fields.
• Network within the profession and relevant associations to keep abreast with the industry.
• Coordinate assessment and promotion of internal controls and Market Risk management.
• Carry out Market risk assessment reviews within the Bank and its subsidiaries.
• Provide support to the bank subsidiaries in development of market risk policy framework.

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Job Description

• To participate in and support deal origination and structuring, implementation and client engagement processes in the allocated sector/product to enable improved profitability, market share and competitive positioning
• Understand key competitors, global trends, sector dynamics and key macro environmental forces to analyse Product/Sector-wide opportunities and challenges
• Understand the critical micro-environmental impacts and relationships i.e. client performance trends, financial data, debt profile, gearing, projected cash flows, operations to support differentiated funding solutions e.g.off-shore opportunities, acquisition and empowerment financing
• Understand and stay close to the needs, demands, perceptions and lending behaviours of clients to ensure successful deal support/enablement
• This includes undertaking research to enable targeted origination planning for potential clients and strategic partners
• Support the on-going monitoring of the deal which may include: covenant breaches and late payments
• Support solutioning approaches where considerations will include: client requirements, regulations, internal risk frameworks

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Job Description
Hello Future Transactor,

• RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact. 
• United by our proud heritage, strong ethics and philosophy of Traditional values. Innovative ideas, it’s the magic of our people and culture that sets us apart.
• Now, is the time to imagine your next move with South Africa’s number one employer in Financial Services for 2023, where you can embrace the power of collective thinking to unlock unique opportunities for our clients and society.

Are you someone who can: 

• Manage and maintain the transaction by complying with internal procedures and agreed processes to effect management (prepare cash flows, obtain signatures, sending instructions to various departments), apply knowledge of Companies Act, Excon, FICA, Tax, Accounting to transaction where applicable, in implementing and managing the transaction.
• Achieve sales targets in line with performance scorecards and achieve an acceptable cost of sales ratio through pipeline managements and sales quality.
• Identify opportunities to increase sales revenue and to grow the organizational client base while containing costs
• Develop tactical strategies with retaining or signing unbanked customer base with a view to improve and increasing profitability.
• Maintain specialized knowledge on all FirstRand approved products, application procedure, fulfilment processes and timelines to drive and achieve relevant sales targets.
• Drive the maximizing of cross-selling opportunities where possible and in consultation with more experienced Transactors.
• Directly inform the client inputs during legal drafting processes, implement and manage transactions in accordance with legal and regulatory requirements and ensure full understanding of transaction.
• Achieve expected financial targets and uphold associated service levels.
• Provide a professional service to stakeholders by ensuring that transactions are managed and accounted for in accordance with legal agreements, relevant legislation and that deal activities are executed by following agreed business process.
• Understand and manage financial aspects of transactions through understanding and adherence to Legal agreements and all applicable regulatory aspects (Companies Act, Excon, IFRS, FICA, Bank’s Act, etc.), to prepare financial activities required on the transaction (e.g. Diary reminders, payments, drawdowns, invoices, etc.).

You will be an ideal candidate if you: 

• Minimum 5 year's experience in a Transactor role
• Investment Banking experience, within Infrastructure

We can be a match if you are:

• Curious & courageous - you're driven by always wanting to know more and learn more and you're brave enough to
• Obsessed with mastery - you know what it takes to become good at what you do and are constantly pushing yourself

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Job Description
Hello Future IT Quants Business Analyst

• RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact. 
• United by our proud heritage, strong ethics and philosophy of Traditional values. Innovative ideas, it’s the magic of our people and culture that sets us apart.
• Now, is the time to imagine your next move with South Africa’s number one employer in Financial Services for 2025, where you can embrace the power of collective thinking to unlock unique opportunities for our clients and society.
• To design, specify, build, configure and test solutions for delivering the necessary capability to business that enables quality solutions and a client centric orientation These include pricing and risk management solutions along with their related IT processes.

Are You Someone Who Can:

• Manages the applications that integrate across business areas.
• Ability to work with Excel Prototypes to value trades and an Intermediate knowledge of Excel  
• Responsible for the systematic and methodical investigation, analysis and documentation of all or part of a business area in terms of business functions and processes, and the information they use across applications. Identifies and examines business needs and determines timely and effective solutions to business functions and processes.
• In the case of Agile projects, the business needs can require updating on an ongoing basis so the focus in on ongoing feedback.
• Acts as a bridge between the business and the IT development teams.
• Evaluates and documents the underlying business architecture and conducts feasibility studies, business cases, risk assessments, prototypes, writes proposals, creates functional requirements (defined in continuous small batches on Agile projects) for new applications and major changes to existing applications made possible by information and communication technology. Comprehensive documentation of Test Plans and coordination of testing effort.
• Document implementation plan and ensure successful implementation. Conduct post implementation review and/or continuous, ongoing reviews.
• Conducts advanced data analysis and complex algorithms.  
• Works with institute stakeholders to identify the business requirements and the expected outcome.
• Models and frames business scenarios after liaison with business analysts. Identifies what data is available and relevant, including internal and external data sources.
• Works with IT teams to support collection, integration and retention of data. Solves client analytics problems and communicates results and methodologies.
• Develops experimental design approaches to validate findings or test hypotheses.
• Employs the appropriate algorithm to discover patterns.  
• Defines the validity of the information and works with the data steward to ensure that the information used is in compliance with the regulatory and security policies.  
• Presents and depicts the rationale of their findings in easy-to-understand terms for business.  
• Provides business metrics for the overall project to show improvements and monitoring of performance. Troubleshoots and implements enhancements and fixes to systems as needed.

You Will Be An Ideal Candidate If You:

• 5 to 8 years’ experience in financial services or client service industry within a IT Quant Business Analyst environment
• Someone with Financial Risk Management or Credit Risk management background in an investment banking Sector

You Will Have Access To:

• Opportunities to network and collaborate
• Challenging Working
• Opportunities to innovate 

We Can Be a Match If You Are

• Curious & courageous - you're driven by always wanting to know more and learn more and you're brave enough to
• Obsessed with mastery - you know what it takes to become good at what you do and are constantly pushing yourself to do it

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Job Description
Hello Future Transaction Manager - Real Estate Investment Banking 

• RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact. 
• United by our proud heritage, strong ethics and philosophy of Traditional values. Innoative ideas, it’s the magic of our people and culture that sets us apart.
• Now, is the time to imagine your next move with South Africa’s number one employer in Financial Services for 2025, where you can embrace the power of collective thinking to unlock unique opportunities for our clients and society.
• To manage the life cycle of a transaction and mitigate associated operational risks. Mitigate operational and reputational risk by ensuring the quality and accuracy of transaction data, ensuring alignment with regulatory requirements, and supporting effective risk management practices. Collaborate with various stakeholders, including traders, risk management teams, and back-office processing functions, to uphold data integrity, streamline processes, and enhance the overall efficiency and accuracy of transaction management.

Are You Someone Who Can:

• Coordinate and participate in any ad hoc project as required.
• Read and understand legal agreements in order to draw up an amortisation schedule and book deals.
• Derive payment amounts from the legals and amortisation schedule.
• Prepare notification to clients and submit payments to team leader for approval.
• Ensure all legal requirements are fulfilled before draw down can occur.
• Ensure all ongoing deal management tasks are performed in line with the legal agreements.
• Settle all instruments on the correct systems.
• Clear reconciliation and exception report items within SLA timeframes.
• Respond to queries from internal and external stakeholders.
• Prepare financial statements, investor reports and other reports required by the regulators.
• Conduct detailed reviews of transaction data to identify discrepancies, verify completeness, and ensure data integrity within transaction systems, thus supporting reliable financial reporting.
• Validate that all transactions are booked accurately and in line with client instructions and regulatory requirements to minimise booking errors and reduce operational risk.
• Identify and flags any inconsistencies or irregularities in transaction data, escalating issues promptly to mitigate financial and reputational risk.
• Attend DCF's for all new deals and comment on Legal Agreements and ensure that the legal agreements can be operationalised.
• Reconcile transaction records across different systems to confirm data consistency and integrity across platforms.
• Communicate transaction data quality insights to internal stakeholders, including traders and risk managers, ensuring transparency and promoting proactive issue resolution.
• Develop and monitor key metrics for data quality within the transaction management function, ensuring consistent and quantifiable improvement.
• Identify and implement process improvements to enhance efficiency, accuracy, and client service in transaction management data quality, contributing to operational excellence.

You Will Be An Ideal Candidate If You:

• Bachelor’s degree in finance, Business Administration, Economics, or related field.
• 3 to 5 years’ experience in a similar environment, in deal and or transaction management, specifically within a Real Estate Investment Banking environment.
• Experience with transaction management software and related tools.
• Knowledge of regulatory requirements in Corporate and Investment Banking.

You Will Have Access To:

• Opportunities to network and collaborate
• Challenging Working
• Opportunities to innovate

We Can Be a Match If You Are

• Curious & courageous - you're driven by always wanting to know more and learn more and you're brave enough to
• Obsessed with mastery - you know what it takes to become good at what you do and are constantly pushing yourself to do it

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Job Description
HellFuture Credit Analyst,

• RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact. 
• United by our proud heritage, strong ethics and philosophy of Traditional values. Innovative ideas, it’s the magic of our people and culture that sets us apart.
• Now, is the time timagine your next move with South Africa’s number one employer in Financial Services for 2023, where you can embrace the power of collective thinking tunlock unique opportunities for our clients and society.

Are You Someone Who Can:

• Unpack and critically think about the risk of new and existing debt and equity deals for clients across a broad range of geographies and industries
• Engaging with the client,
• Interrogating a client’s business model and identifying risks, 
• Assessing financial data put forward by the client, 
• Building a financial model tforecast performance or assessing a model put forward by the client or the client’s advisors for accuracy and appropriateness, 
• Working alongside the deal tstructure a deal in line with the risk philosophy of the bank,
• Assessing and managing overall limits for a client in line with the bank’s risk framework
• Putting forward a deal for recommendation after objectively assessing all the facts. 
• Taking ownership of the application which requires strong report writing skills,
• Managing the timelines of a deal in line with the agreed-upon submission deadline, and
• Presenting a deal at committee and working together with the deal team ttake questions and answers which require strong verbal skills, the ability tdebate and manage differing views and ultimately influence and negotiate a good outcome for both the client and the bank. 
• Building and maintaining professional working relationships with all stakeholders, which includes working alongside experienced business and risk executives and acting as a bridge,
• Adaptation of communication styles tmeet the needs of different audiences, and
• Conflict management.

You Will Be An Ideal Candidate If You:

• Are ideally CA (SA) or CFA with relevant credit analyst experience within Investment Banking,
• Infrastructure and / or Power experience will be highly beneficial. 
• Strong work ethic with a self-starter attitude and a keenness ttake ownership of the role’s opportunities and personal development
• Resilience and an openness treceiving and sharing feedback,
• Ability thandle stress well, which includes self-management of workload (2 t3+ deals at any point in time), quick adaptation tdeal changes, prioritization of deals, and open communication on capacity.  

You Will Have Access To:

• Opportunities tnetwork and collaborate
• Challenging Working
• Opportunities tinnovate

We Can Be a Match If You Are

• Curious & courageous - you're driven by always wanting tknow more and learn more and you're brave enough to
• Obsessed with mastery - you know what it takes tbecome good at what you dand are constantly pushing yourself tdit

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The purpose of the role is as follows:

• The Data Services Developer is responsible for software development, maintenance, testing and production support for applications within Markets: Data Services

Are you someone who can do the following:

Analysis and solution development

• Collaborate with Analysts and the Business to understand the requirement
• Work with developers to design and develop solutions accordingly.
• Develop scalable reliable and high-performance applications
• Collaborate within the team to determine the tasks required to deliver the solution
• Contribute to architecting solutions.
• Provide continuous feedback and input to other stakeholders.
• Act speedily to resolve problems, queries, and complaints.
• Ensures solutions are maintainable by the team

Service Excellence 

• Collaborate with internal technical team/users in the resolution of critical production incidents
• Collaborate with vendors when neccessary on suitable short- and long-term solutions for incidents and new requirements
• Suggest changes in executing work processes to better drive value and benefits for the business.

Effective stakeholder relationship management

• Build and maintain professional working relationships with all stakeholders, displaying excellent abilities to initiate dialogue, listen, advise, influence and negotiate to achieve win-win outcomes.
• Initiate meetings with key stakeholders to track progress, manage expectations and ensure stakeholders’ requirements are delivered
• Build relationships despite  arising conflicting views and seeks mutual gains when addressing conflicts
• Anticipates consequences and adapts problem solving based on continuous feedback

You will be an ideal candidate if you have the following:

• Bachelor’s degree in Computer Science, Mathematics, Engineering or related discipline or similar qualifications

Technical Knowledge/ skills and experience

• Development practices and SDLC
• Java SE 6, 7 and 8
• Frontend technologies (e.g. ice faces, etc): HTML, XML, JSON, JSP
• JAVA development & related toolsets such as MAVEN
• SQL development: Hibernate
• Webservices (SAOP and REST)
• Design Patterns (MVC, etc.)
• J2EE application/Web server (tomcat, etc.)
• Databases MS SQL, Sybase
• Messaging (e.g. TIBCO)
• Scheduling (e.g. Control-M)
• CICD: (TeamCity, GIT, Jenkins, Springboot)
• Caching (Redis)
• The Capital Markets Business environment

Experience:

• At least 7 years of experience delivering technical solutions requiring custom development
• Engaging with business to understand requirements

You will have access to:

• Opportunities to network and collaborate
• Challenging working
• Opportunities to innovate

We can be a match if you are:

• Curious & courageous - you're driven by always wanting to know more and learn more and you're brave enough to
• Obsessed with mastery - you know what it takes to become good at what you do and are constantly pushing yourself to do it
• Love putting our clients at the forefront of what you do