At Guardrisk we have only one purpose: To be of service to our clients. Our Vision: To provide value-added and cost-effective insurance and alternative risk transfer solutions. To employ professionals with a passionate commitment to service excellence. To network internationally and forge world-class partnerships. Our Values: We hold ourselves accountable...
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Role Purpose
- The primary purpose of the Data Scientist is to derive business value from Data. The Data Scientist will be required to proactively fetch information from multiple data suppliers and then conduct sophisticated and systematic analysis of the data to extract actionable insights. The extracted data must be stored in an appropriate internal / external environment for which a database structure must be expanded as needed. There might also be an element of client engagement needed to communicate strategic results back to the client. The role requires the use of advanced analytics technologies and strong statistical methods, which potentially and over time could include the use of machine learning techniques and the use of predictive modelling. This is a data driven role and a solid understanding of statistics and data wrangling methods is required. There is a further requirement to use software skills. The ability to communicate findings as well as working methods across to both technical and business audiences is very important.
Requirements
Qualifications
- Bachelor’s Degree in sciences or engineering with a strong focus on computer science, statistics, mathematics and / or actuarial sciences
- Fluency in Python, SQL and R
- Beneficial if fluent in any of the following programming languages (C#.Net, C, C , Visual Basic, SQL)
Experience
- 3-5 years of experience in a data warehousing, data sciences and/ or modelling environment
- Good understanding of software languages and software infrastructure
- Experience in working with and analyzing data
- Insurance Industry Experience and Actuarial background
Duties & Responsibilities
Statistical and Mathematical Skills
- Predictive modelling skills.
- Knowledge of machine learning principles at a high level and ability to implement as and when needed.
- Critical analytical thinking and attention to detail.
Programming and high-level understanding of cloud and web infrastructure
- R, SQL, Python and JavaScript experience. High level of competency required in Python and SQL.
- Beneficial to have experience deploying web applications to Azure.
- Spark experience.
- Version control principles.
Data modelling, analysis and loading data from any format and awareness of regulation surrounding personal data
- This includes consuming data from either files/databases or online sources.
- Validating data from multiple sources.
- Data version control and data integrity for auditing.
- Geo Spatial Analysis.
- Using Business Intelligence tools like PowerBi to give insights into data findings.
Business Analysis
- Analyze and document processes that translates into deriving value form data.
- Understand the insurance operational environment.
Interpersonal Skills
- Be able to self-organize.
- Ability to self-motivate and work independently when needed.
- Ability to work closely worth other stakeholders as successful output will depend on multiple technical areas.
- Ability at a high level to understand insurance concepts both technical and non-technical
- Break down insurance processes and document this as a set of business requirements for data presentation.
- Interpret reinsurance treaties in the context of individual data sets.
Competencies
Data Wrangling
- Understands that data can be messy and difficult to work with. Can unpack and treat imperfections in data (e.g., missing values, inconsistent string formatting) and enable data cleanliness.
Stakeholder engagement and Teamwork
- Creates and maintains an open, positive working environment through collaborative engagement across the business. Understands how to interact with software developers, product managers and technical specialists and can obtain answers to deep questions during engagements.
Data Visualisation & Communication
- The ability to communicate or describe findings and applied techniques to both technical and non-technical audiences.
- Self-Awareness and Insight
- Builds relationships with others effectively, deals with ambiguity, uncertainty, and pressure, and provides perspective in difficult situations.
Software infrastructure building
- The ability to set up the team’s data structures either internally or externally.
- Diversity and Inclusiveness
- Is sensitive to individual and cultural differences and demonstrates humility and an openness to engage people from diverse backgrounds and cultures to the mutual benefit of all parties concerned.
Data intuition
- The ability to infer insights from large quantities of data. The ability to not just address business problems but to identify the right problems that have the most value to the organisation.
Independence
- The ability to take ownership for own actions.
Deadline:4th December,2025
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Role Purpose
- As a Sales Consultant at Zestlife, you will be responsible for delivering exceptional sales service resulting in the generation of business from new and existing clients, therefore contributing to the company's profitability and growth.
Requirements
- Minimum of 2 years of Sales Call Centre experience. You would be selling short or long-term insurance.
- Matric (Grade 12) Essential
- RE (Advantageous)
- FAIS requirements based on DOFA date, i.e. Wealth Management qualification
Duties & Responsibilities
- Sell insurance products: Generate new business and upsell/cross-sell to existing clients via outbound calls.
- Provide exceptional customer service: Deliver a positive customer experience, ensuring customer needs are met and concerns are addressed.
- Meet sales targets: Achieve individual sales targets, contributing to the company's profitability and growth.
- Build and maintain relationships: Develop and maintain strong relationships with clients, ensuring customer loyalty and retention.
- Stay up-to-date with industry knowledge: Maintain a good understanding of insurance products, industry trends, and regulatory requirements.
- Comply with regulatory requirements: Ensure adherence to FAIS requirements, industry standards, and company policies.
- Use effective sales techniques: Employ probing and questioning techniques to identify customer needs and provide tailored solutions.
- Maintain accurate records: Keep accurate and up-to-date records of customer interactions, sales, and other relevant information.
- Participate in training and development: Engage in ongoing training and development to improve sales skills, product knowledge, and industry expertise.
Competencies
- Well-spoken with excellent presentation and communication skills (telephonically and written)
- Presentation and negotiation skills.
- Knowledge of financial service products (Advantageous)
- Computer Literate (MS Office, Email and Internet)
- Demonstrate sales behaviours (deal with difficult clients, competitive, achieving, persistent)
- Excellent compliance and quality assurance.
- Use of effective probing and questioning technique
Deadline:8th December,2025
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Role Purpose
- This individual must ensure that all legal entities comply with legal, statutory and governance requirements, and also contribute towards optimisation and continuous improvement of the department. This individual will also be responsible for corporate legal matters and overall governance requirements including communication, training and reporting.
Requirements
- Sound knowledge and understanding of corporate law and corporate governance
- A CIS qualification and law degree
- At least 3-5 years experience as a Company Secretary
- At least 3-5 years as a legal adviser
Duties & Responsibilities
Assume full end to end Company Secretary function within Guardrisk, partnering with executive leadership (EXCO Members):
- Collate information for various Boards, Forums and Committee packs, including all Exco meetings in the Corporate & Public Sector segment and other operational structures)
- Draft agendas, in consultation with Chairperson/s, and liaise with Directors / Committee members
- Provide input into Board / Committee meeting agendas and meeting packs to ensure compliance with statutory and corporate governance prerequisites
- Prepare board packs and distribute to members and invitees
- Attend meetings and take accurate and professional minutes
- Draft minutes for vetting by Chairperson
- Assist Chairperson with drafting reports to certain Committees e.g. Group Board, EXCO
- Draft and execute board of directors/shareholders/ Committee resolutions
- Check and maintain all company secretarial records in-house (manual and electronic) and with CIPC
- Ensure that all companies comply with the Companies Act, governance principles, various applicable legislation
Corporate Litigation function:
- Instruct attorneys on a variety of litigious matters
- Keep track of all corporate legal matters with attorneys, whether litigious or not
- Attending meetings with attorneys and counsel and reporting back to relevant committees
- Ensuring attorneys fees are paid
- Provide internal legal opinions
- Drafting and reviewing of all financial services agreements
Governance:
- Assisting in commenting on draft regulatory changes
- Reporting on regulatory changes to relevant committees
- Represent the company at industry bodies workshops/meetings
- Provide input on various policies
General:
- Assist with internal training and education as required
- Preparing relevant committee reports
- General governance, company secretarial and legal advice
- Keeping abreast with legal and regulatory changes
Professional responsibilities:
- Provide advice and guidance on the Companies Act, King IV and related legislation
- Ensure corporate governance best practices are adopted by the company
- Draft Charters, Terms of Reference, policy documents on governance and legal matters
- Engage with statutory and professional stakeholders as required e.g. FSCA, PA, CIPC
Client Services:
- Provide authoritative, expertise and advice to business, clients and stakeholders
- Build and maintain relationships with business, clients and internal and external stakeholders
- Deliver on service level agreements made with clients and internal and external stakeholders in order to ensure that client expectations are managed
- Make recommendations to improve client service and fair treatment of clients within area of responsibility
- Participate and contribute to a culture which builds rewarding relationships, facilitates feedback and provides exceptional client service
People:
- Develop and maintain productive and collaborative working relationships with peers , clients and stakeholders
- Positively influence and participate in change initiatives
- Continuously develop own expertise in terms of professional, industry and legislation knowledge
- Contribute to continuous innovation through the development, sharing and implementation of new ideas
- Take ownership for driving career development
- Effectively manage time and ensure optimal productivity
- Ensure technical product and legislative knowledge is always current in order to propose the most relevant and innovative client solutions and comply with governance requirements
- Be self-confident, self-motivated and relentlessly pursue targets and goals.
Finance:
- Control and check expense claims for authorisation
- Prepare and check invoices and arrange for payments
- Identify solutions to enhance cost effectiveness and increase operational efficiency
- Manage financial and other company resources under your control with due respect
- Provide input into the risk identification processes and communicate recommendations in the appropriate forum.
Competencies
- Business Acumen
- Client/ Stakeholder Commitment
- Drive for Results
- Leads Change and Innovation
- Collaboration
- Impact and Influence
- Self-Awareness and Insight
- Diversity and Inclusiveness
Deadline:4th December,2025
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Role Purpose
- Manage an actuarial team responsible for analytical analysis and capital modelling, to ensure financial stability of Guardrisk Life and its clients and lead modelling for the valuation of SAM compliant technical provisions.
Requirements
- Fellow or Associate Actuary specialising in Life.
- At least 6 years’ relevant work experience
- At least 3 years’ management experience.
- Advanced understanding of the components of SCR of a Life insurer as prescribed by the Prudential Standards. Cell captive specific experience will be an advantage.
- Understanding of relevant legislation, i.e., Insurance Act, Prudential Standards and IFSR17.
- Advanced understanding of discounted cash flow models, including reserving methods and liability valuation methods; Prophet software coding and model development is an imperative.
Duties & Responsibilities
Internal process
- Provide analysis of results, engaging directly with auditors and responsible for the preparation of internal and external capital reporting material.
- Establish and implement consistent processes and controls across the business, to ensure accurate reporting and risk management.
- Accountability for developing and maintaining Prophet technical provisions modelling and capital models on cell clients allocated to the team.
- Responsible for the team’s vetting of accounting data, asset data, reinsurance data and exposure data used for actuarial valuations.
- Responsible for the delivery of the quantitative projections for the annual ORSA on cell clients allocated to the team.
- Deliver annual, quarterly and monthly SCR analysis of Guardrisk Life and its cells in line with Group practices and policies.
- Develop financial insights to proposed product developments and reinsurance arrangements.
- Oversee dividend review and sign-ff processes.
- Support business stakeholders with capital projections and plans for new business onboarding and sign-off.
- Collaborate with internal and external stakeholders, identifying and resolving any conflicting interests.
- Drive change management through regulatory and technical developments.
- Oversee continued automation of the SAM capital modelling infrastructure.
Client
- Build and maintain relationships with clients and stakeholders.
- Contribute to sustaining a competitive edge through external networking and benchmarking and representation on related forums.
- Engage with key internal and external stakeholders to identify changing client needs and make recommendations to align service offering with client needs.
People
- Participate in development and implementation of broader people strategy specific to actuarial job family.
- Create a positive work climate and culture, minimise work disruption and maximise employee productivity.
- Develop and drive a culture that guides and directs best practice, fostering an environment of continuous learning, improvement and cohesiveness.
- Enable a learning and growth culture whereby information regarding successes, issues, trends and ideas are actively shared between team members.
- Identify employee growth and development needs and schedule interventions to enable ongoing development, training and personal growth.
Finance
- Contribute to the resolution of high risk and problematic capital issues in area of accountability and contribute to the development of policy.
- Implement and provide feedback on the effectiveness of financial policy, practice and procedures: preventing illegal, unethical or improper conduct.
- Develop and implement risk management, governance and compliance policies in own practice area, to identify and manage governance and risk exposure liability.
Competencies
- Expert knowledge in Prophet software and prophet model development.
- Expert knowledge MS Office; knowledge of MS SQL.
- Intermediate to advanced programming experience.
Deadline:27th November,2025
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Role Purpose
- To provide marketing advice, guidance, and support to the entire distribution channel for their region of responsibility.
- Provide the field force with the appropriate marketing tools, research, and techniques to influence productivity targets.
- To ensure that Financial Advisers are knowledgeable on Gap Cover by conducting and facilitating regular training programs and by using the technology available to create awareness and boost gap sales.
- Grow Gap sales in the region of responsibility.
Requirements
- Proven experience in a similar role
- Strong marketing and sales skills
- Excellent communication and interpersonal skills
- Ability to work independently and as part of a team
- Strong analytical and problem-solving skills
Duties & Responsibilities
Main Outputs and Responsibilities
- Marketing and influencing role in order to motivate the sales force to succeed; this is done through specific sales campaigns and sales tools.
- Developing and implementing appropriate marketing strategies with Financial Advisors for their client base.
- Promoting Gap Cover and technology services through marketing presentations and training.
- Opening new Financial Advisers Gap contracts.
- To research competitor products and to present Liberty Gap Cover product offerings in comparison to these.
- Develop strong relationships with the sales force and management to create awareness of Zestlife products.
Deliverables
- Provide evidence of strategy to enhance the awareness of Gap using the technology.
- Provide evidence of developing a business development plan with Financial Advisors to grow Gap sales.
- Ensuring FAs and sales leaders are proficient in Gap Cover and provide evidence of sessions planned.
- Provide evidence of production tracking.
- Show the percentage/actual increase in production from before and after business development plan implementation.
- Show tracking against target and achievement of target.
Competencies
- Seizing Opportunities: Identifies business opportunities, creates additional sales for future growth wants to win and outperform competitors.
- Interpreting Data: Interprets data rationally by quantifying issues applies technology as a means to evaluate data and evaluate information objectively.
- Generating Ideas: Creativity in producing ideas assumes an original approach when generating ideas and adopts radical solutions.
- Exploring Possibilities: conceptual when developing ideas applies theories to problem-solving and prefers to learn by thinking and identifying underlying principles.
- Interacting with People: lively and projects enthusiasm; talkative in making contact; focused on interacting and networking with people.
- Convincing People: comfortable having to persuade others, shapes opinions by being outspoken and seeks to negotiate with others.
- Articulating Information: articulate in giving presentations is eloquent and explains things well, projecting social confidence when articulating information.
Deadline:28th November,2025
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Role Purpose
- The Market Conduct Analyst plays a critical role in assessing and analysing the market conduct within the life insurance industry, with a focus on understanding and improving the life insurance claims process. This role is responsible for the end-to-end ownership and resolution of all Market Conduct and FSCA regulatory requirements across multiple engagement channels. This role will also ensure point of contact resolution is delivered as far as possible, whilst ensuring that out-of-scope interactions are fully facilitated and managed through to resolution.
Requirements
Qualifications
Experience
- 3-5 years’ experience in a similar role, preferably within a non-life insurance industry, focusing on claims processes and market conduct analysis.
- Experience in analysing commercial and personal lines insurance products in South Africa is essential.
Duties & Responsibilities
Responsibilities, work outputs and individual contribution.
Claims process analysis:
- Understand, assess, and analyses the life insurance claims process in detail, ensuring that it meets regulatory requirements and best practices in market conduct.
Market Conduct Assessment:
- Evaluate market conduct across various insurance lines (personal and commercial) in South Africa, identifying trends, potential risks, and areas where improvement is necessary.
- Manage reporting and record-keeping to demonstrate compliance with regulatory obligations.
Data collection and Analysis:
- Collect and analyse relevant data, including claims data, market feedback, and regulatory information, to develop insights that contribute to the improvement of market conduct and claims processes.
Reporting and recommendations:
- Prepare clear, concise reports summarizing findings from assessments and providing actionable recommendations for stakeholders to improve practices and compliance.
Stakeholder engagement:
- Collaborate with internal teams, including claims, compliance, and product development, to ensure alignment in understanding the market conduct landscape and to drive positive changes.
Risk Identification & Mitigation:
- Identify and assess risks related to market conduct in claims handling, proposing solutions to mitigate these risks and ensure the claims process is fair, efficient, and customer focused.
Holistic view development:
- Develop a holistic view of market conduct from the assessment results and share findings with senior management to aid decision-making and strategic initiatives.
Competencies
- Understanding people: Shows empathy and compassion; attends and listens to people; is attentive and understands the motivation in others.
- Examining information: Analyses and processes information; asks probing questions; strives to find solutions to problems.
- Taking action: Takes action to make things happen; uses initiative to start things up; shows drive and invests personal energy.
- Upholding standards: Behaves ethically and justly; is discreet and maintains confidentiality; meets commitments by acting with integrity.
- Checking things: Is meticulous in finding errors; ensures accuracy by being thorough and checking details; produces high quality work by being detailed.
- Documenting facts: Writes fluently when documenting facts; understands arguments logically; focuses on finding facts.
- Meeting timescales: Is target focused and meets deadlines; is punctual and keeps to schedule; is reliable in finishing tasks.
- Showing composure: Stays calm and relaxed during events; is not worried and tolerates stress levels; is composed in dealing with pressure.
Deadline:2nd December,2025
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Role Purpose
- Accurately control and process financial information and prepare financial reports and analysis to enable business processes in respect of investment accounting.Manage a team of accountants and be able to review, guide and assist where necessary.
Requirements
- Degree in Accounting or Investment / Financial Management
- Completed Articles / Traineeship (Advantageous)
- CA / CFA / ACCA / CIMA (Advantageous)
- At least 5 years experience in accounting or investments
- At least 3 years management experience
- At least 3 years Insurance experience
Duties & Responsibilities
- Management of the accounting and reporting function for investment assets for Guardrisk Insurance, Guardrisk Life and Guardrisk Microinsurance, being subsidiaries of Guardrisk Group (a subsidiary of the Momentum Group) and being licensed cell captive insurers.
- Manage a small team of accountants and provide assistance, support, training and transfer of skills.
- Oversee and assist in the accurate, efficient and timely capturing and reporting of investment transactions in the general ledger for the licensed cell captive insurers above.
- Review and /or prepare investment instructions, ensuring authorisation by correct level of authority in terms of company policies.
- Ensure adherence to investment mandates and ensure non-compliance is corrected and reported.
- Take accountability for the review and system allocation of investment returns to cell clients and various portfolios on each license.
- Compile or review monthly, quarterly and year-end reconciliations
- Identify, investigate, resolve and report any discrepancies.
- Provide support relating to investment related transactions to investment accountants, portfolio managers, portfolio accountants, actuarial team and other colleagues.
- Prepare and/or review quarterly reporting templates to various regulators (Prudential Authority, South African Reserve Bank etc.) and board committees.
- Prepare/provide guidance/review adhoc returns required from various regulators, management or Momentum Group.
- Contribute to the enhancement of systems, processes and controls in order to enhance financial management.
- Review and or prepare and provide necessary documentation to complete timely audit both for client and Guardrisk.
- Contribute to the audit process and resolve any audit queries within the set timelines.
- Preparation of annual budgets and monitoring monthly results against budget.
- Continuously develop own expertise in terms of professional, industry and legislation knowledge.
- Contribute to continuous innovation through the development, sharing and implementation of new ideas.
- Identify operational and financial risks and assist in implementation of mitigating controls.
- Build and maintain relationships with internal and external stakeholders.
- Participate and contribute to a culture which builds rewarding relationships, facilitates feedback and provides exceptional client service within the organisation.
- Provide authoritative expertise and advice to external clients and internal stakeholders.
- Build and maintain relationships with external clients and internal stakeholders.
- Deliver on service level agreements made with internal and external stakeholders and clients.
- Make recommendations to improve client service within area of responsibility.
- Develop and maintain productive and collaborative working relationships with peers and stakeholders.
- Positively influence and participate in change initiatives.
- Continuously develop own expertise in terms of professional, industry and legislation knowledge.
- Contribute to continuous innovation through the development, sharing and implementation of new ideas.
- Take ownership for driving career development.
- Manage high risk and problematic financial issues in area of accountability and contribute to the development of policy.
- Identify solutions to enhance cost effectiveness and increase operational efficiency.
- Implement and manage financial risk methodologies, techniques and systems and use to monitor and report on financial activities.
- Implement and provide feedback on the effectiveness of financial policy, practice and procedures preventing illegal, unethical or improper conduct.
Competencies
- Business Acumen
- Collaboration
- Client/Stakeholder Commitment
- Impact and Influence
- Drive for Results
- Self-Awareness and Insight
- Leads Change and Innovation
- Diversity and Inclusiveness
Deadline:1st December,2025
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Role Purpose
- Accurately control and process financial information and prepare financial reports and analysis to enable business processes in respect of reinsurance accounting.
Requirements
- At least 7 – 10 years experience in accounting and or investments
- At least 3 - 5 years management experience
- At least 3 years Insurance experience
- Degree in Financial Management or Accounting
- CA / CFA / ACCA / CIMA (advantageous)
Duties & Responsibilities
- Oversight of reinsurance financial management across the non-life license
- Oversight of internal risk sharing financial management and contribute to the implementation of risk sharing strategy
- Overall reinsurance system and process owner including reinsurance accounting policies, associated admin
- Contribute to IFRS 17 requirements for reinsurance
- Manage the various audits including external reinsurer, internal and financial audits
- Manage reporting to internal and external stakeholders: reinsurance accounting, large loss, cash call and/ together with the Reinsurance Accounting Manager
- Manage reinsurer debtor and creditors control effectively
- Attend and contribute to client service and other meetings
- Provide authoritative expertise and advice to external clients and internal stakeholders
- Build and maintain relationships with external clients and internal stakeholders
- Deliver on service level agreements made with internal and external stakeholders and clients
- Make recommendations to improve client service within area of responsibility
- Participate and contribute to a culture which build rewarding relationships, facilitates feedback and provides exceptional client service
- Develop and maintain productive and collaborative working relationships with peers and stakeholders
- Positively influence and participate in change initiatives
- Continuously develop own expertise in terms of professional, industry and legislation knowledge
- Contribute to continuous innovation through the development, sharing and implementation of new ideas
- Take ownership for driving career development
Competencies
- Business Acumen
- Collaboration
- Client/Stakeholder Commitment
- Impact and Influence
- Self-Awareness and Insight
- Drive for Results
- Leads Change and Innovation
- Diversity and Inclusiveness
Deadline:4th December,2025
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Role Purpose
- Responsible for the management of the Underwriting administration function of the underwriting team in respect of analysing risks, providing technical assistance, tracking of administration processes and ensuring adherence to professional standards of service, underwriting mandates and compliance with all legislative and licensing requirements.
Requirements
- Matric
- RE5
- NQF level 5
- Further tertiary qualification advantages
- At least 10 years’ Marine experience as a Senior Underwriter
- At least 5 years' of managerial experience
Duties & Responsibilities
- Responsible for monitoring Operating System performance
- Identify and drive system projects in conjunction with GGI Operations Team, to meet operational requirements of Marine Division
- Ensure staff receive training where required and are proficient in processing administrative duties on systems
- Responsible for overseeing all aspects of policy administration
- Ensure correct capturing of policy information on the system by underwriters
- Ensure SASRIA is issued and raised and all policies
- Ensure timeous raising of all debits
- Reconciling and raising of Binder Bdxs
- Authorising release of payments on both Ski and Thryve systems
- Approve refund requests from Underwriting Team and authorise
- Responsible for Credit Control for Marine Division
- Responsible for collating all policy and underwriting data for the Division
- Compile Loss Ratio Reports
- Provide Renewal Lists to Underwriters
- Responsible for Onboarding and Offboarding of employees
- Compiling of CBR Reports for the Division
- Providing management with monthly reports on new business, credit control, renewal performanceAnalysing and profiling of risk within allocated mandates of underwriters
- Ensure rating guidelines and underwriting guidelines are followed
- Maintain new business register of all quotes
- Ensure underwriters manage diary system for new business
- Monitor treaty adherence on all new business proposals
- Sign off of New Business written by underwriters after quality checks completed
- Ensure each underwriters new business is recorded
- Ensure correct format of documentation is used by underwriters
- Management of capturing of client information on operating systema, raising of premiums and issuing of policies.
- Printing of renewal lists for team and maintaining renewal periods prior to due dates
- Weekly management of renewals with team in underwriting meeting
- Provide support to Underwriters on renewals
- Ensure all outstanding figures are received during the required timeframe
- Pleasurecraft refunds – check and sign off for underwriter
- Cargo endorsements/cancellations/refunds – manually processed and forwarded to management for sign off prior to onward transmission to the Intermediary.
- Ensure surveys are requested by Underwriters, where required, by the Underwriting guidelines
- Ensure unpaid policies are notified to intermediaries
- Management of cancelling policies due to unmet debit orders
- Management of timeous Issuance of SASRIA Coupons / endorsements by underwriters
- Liaising with relevant divisions on SASRIA issues and advising management of progress
Competencies
- Business Acumen
- Client/ Stakeholder Commitment
- Results & Solutions focused driven
- Leads Change and Innovation
- Collaboration
- Impact and Influence
- Networking
- Diversity and Inclusiveness
Deadline:27th November,2025
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Role Purpose
- The responsibility of the Regional Sales Manager will be to oversee the overall growth and profitability in the Division
Requirements
- Relevant tertiary qualification
- Relevant Insurance qualifications, minimum 120 NQF credits and completed RE level 4
- Post graduate degree or diploma in Marketing, management, Trade, insurance and or finance are an advantage
- At least 3 years Insurance experience including sales and Underwriting
- At least 1 years claims experience
- Proven successful track record in showing good growth and profitability in a similar position
- Being able to source new brokers and identify new opportunities
- Strong negotiating and persuasive skills
- Ability to adapt to change and to work under pressure, and meet deadlines
- Analysing business, profitability and broker portfolios
- Ability to manage internal and external conflict and to be able to find solutions to problems and to implement
- Networking on all levels internally and externally
- Proven ability to motivate staff
- Bilingual preferable
- Being able to create presentations and to different audiences
- Must be Information technology driven and comfortable with different operating packages including Excel, PowerPoint and Word
- Must be completely competent and efficient on Tial and possess the ability to train brokers and staff
Duties & Responsibilities
- Provide underwriters with an underwriting guidance
- Provide the underwriters with rating guidance
- Conduct product training in the regions
- Provide technical assistance and support to the regions and to brokers
- Provide technical information on new products and developments to the marketing department for broker distribution
- Undertake technical audits in both underwriting (and claims) and ensuring adherence to underwriting limits as per the authorised mandates
- Provide product summaries for publishing on the web-site or in the brochure
- Maintain the product on Tial
- Draft, maintain and enhance the policy wording
- Assist regions with major renewals
- Identify and assisting regions in correcting unprofitable portfolios
- Assist claims department on complex claims
- Assist RI department in accessing appropriate reinsurance
- Communicate market developments to regions
- Assist with Product development
- Assess new product approval requests
- Check quotes on Tial
- Build key relationships with brokers in the market place
- Monitor growth and profitability of book of business
Competencies
- Must have good working knowledge and understanding of the insurance industry
- Must have good knowledge of Insurance legislation and compliance
- Comprehensive knowledge of the Divisions products
- Must have a strong knowledge and experience in claims handling process and procedures,
- Division underwriting mandates, rates and procedures
- Must have / gain a good understanding of financials, treaties and Risk management procedures and exposure
Deadline:1st December,2025
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Role Purpose
- Provide specialist legal advice to ensure legal soundness of operations and effective execution of commercial transactions across the business. This includes providing support on legislative and legal agreements to effectively manage client’s legal risks.
Requirements
Qualifications
- LLB Qualification
- Admitted Attorney of the high court
- Post graduate qualification preferred.
- Advanced MS Office
Experience
- Minimum 2 years of insurance experience post admission.
- Experience in insurance / financial service industry specifically life- and non-life insurance.
- Solid knowledge about the laws applicable in the financial services industry.
- Sound experience in contract drafting and working knowledge about the litigation process and compliance risk management framework formulation and monitoring process.
Duties & Responsibilities
Internal Process
- Provide expert advice to business on various legal technical matters in line with legal framework and best practice.
- Ensure that the legal operating environment is structured and up to date. Thus, all client structures and legal agreements are up to date, signed off and complete.
- Manage litigation related matters to enable a consistent approach and mitigate risk.
- Provide the business executive leadership with a view of legal and compliance issues and status of risks and provide expert opinion on any matters arising.
- Ensure that all legal execution documents are executed in accordance with relevant industry legislation and requirements.
- Provide legal advice to all stakeholders on any corporate legal related matters to ensure soundness of commercial operations enabling business to achieve its objectives.
- Advise, assist or lead on legal negotiations, including the reviewing and drafting of all legal documentation.
- Provide legal advice on client and supplier contractual matters to business stakeholders.
- Review and ensure that all relevant client and supplier contractual documents are in line with business and legal requirements.
- Review, anticipate and guard against legal risks facing the company in projects and transactions.
- Update and educate the business on changes or amendments to business laws and advise how this may affect the business and provide plans to address changes.
- Act as the custodian of the contract management system, and administration in relation to all agreements.
- Assisting with complaints and enquiries from the regulatory authorities as well as coordination of the gathering of relevant information in order to respond.
- Assist Portfolio Managers in respective allocated area with all legal matters, including but not limited to:
- Attending operational meetings with clients;
- Assisting clients with legal queries;
- Conducting compliance reviews of client documentation:
- Conduct research on various adhoc legal aspects:
- Gathering and collation of comments to new and existing legislation;
- Drafting of various internal legal reports to committee and operational meetings;
- Consideration of, recording and circulation of legal opinions obtained from external legal firms;
- Assisting the third-party assurance team and Portfolio Managers in engaging and following up with clients on any outstanding legal findings.
- Coordinate the gathering of relevant information in response to formal enquiries by the regulatory authorities.
Client Services
- Ability to work in a team but also work independently, as well as work with clients and build relationships with those clients.
- Maintain and manage positive relationships with internal and external stakeholders.
- Effectively communicate at all management levels with clients/ stakeholders.
- Interpret case law regarding common law applicable to disputes, mistakes and misstatements, misrepresentations and other common law doctrines that could arise during the lifetime of a product.
- Deliver on service level agreements made with clients and internal and external stakeholders in order to ensure that client expectations are managed.
- Make recommendations to improve client service and fair treatment of clients within area of responsibility.
Self-management and Teamwork
- Develop and maintain productive and collaborative working relationships with peers and stakeholders.
- Positively influence and participate in change initiatives.
- Continuously develop own expertise in terms of professional, industry and legislation knowledge.
- Contribute to continuous innovation through the development, sharing and implementation of new ideas.
- Take ownership for driving career development.
- Participate and contribute to a culture which builds rewarding relationships, facilitates feedback and provides exceptional client service.
Finance
- Identify solutions to enhance cost effectiveness and increase operational efficiency.
- Manage financial and other company resources under your control with due respect.
- Control the budget for area, including the authorisation of expenditures and implementation of financial regulations.
- Manage high risk and problematic financial issues in area of accountability and contribute to the development of policy.
Competencies
Business Acumen
- Understands how the business operates, what the key issues and risks are that drives business success; and how they impact on the commercial viability of potential ventures and the profitability of the Guardrisk Group
Collaboration
- Prioritises the business interests of Guardrisk and invests in the success of the group by aligning effort across divisions.
Client/ Stakeholder Commitment
- Anticipates, meets and exceeds client’s needs by creating long lasting relationships that support the client value proposition, supports their financial wellness and ensures client centricity.
Self-Awareness and Insight
- Manages self and relationships with others effectively, deals with ambiguity, uncertainty and pressure, and provides perspective in difficult situations.
Drive for Results
- Drive a sense of urgency, focus, accountability, agility and execution to deliver business results.
Leads Change and Innovation
- Actively leads change, does what is right for the business and drives continuous improvement through innovation.
Motivating and Inspiring Team
- Creates and maintains an open, positive working environment by generating commitment, building trust, a shared sense of purpose, and empowerment in others and encouraging them to contribute to the best of their ability.
Growing Talent
- Takes responsibility for own development; and actively mentors, coaches and develops talent in others. Builds leadership bench strength for Guardrisk by providing opportunities and experiences to develop skills, competencies and business knowledge
Deadline:30th November,2025
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Role Purpose
- You will be responsible for designing and developing ETL, data integration, data warehouse, performance tuning, Data Modelling and business intelligence reporting modules to deliver quality Business Intelligence solutions to the business while ensuring that quality and standards are realised and met by junior team members.
Requirements
Qualifications
- 3/4 year IT qualification in Software Development
- Relevant Microsoft certification in the Data Space
Experience
- Exposure to the full BI development life cycle.
- 6+ years experience in the IT Field with 4+ core experience in Data Analytics/Business Intelligence or related.
- Experience managing Data Projects.
- Azure Data Factory/Synapse Pipelines experience essential.
- The successful candidate should have experience with SSIS and SSAS, SQL Server
- Power BI required.
Duties & Responsibilities
- Participate in the analysis, design, development, troubleshooting and support of the enterprise reporting and analytics platform.
- Design, construct, test and implement reporting, visualization, and dashboard processes that present reporting at summary level with functionality to drill down into detail.
- Develop BI solutions using SQL, ETL scripting using ADF/Synapse Pipelines, business intelligence tools, database programming and reporting tools on the Microsoft BI Stack.
- Integrate with diverse source systems (including but not limited to: In-House, Vendor-based, On-prem and Cloud-based, and Office 365).
- Work with DevOps team and participate in testing of all database-related changes and application updates.
- Responsible for the day to day database development/administrative tasks which include the development of queries, views, and other database schema objects.
- Maintain data model schema, hierarchy within data warehouse, and reporting systems.
- Applying database tuning techniques to improve the performance of current solutions.
- Assist lead developer in Coordinate team efforts to achieve business objectives (Strategic and operational).
- Ensure business continuity documentation through Azure DevOps.
- Enforce database security standards and ensure adherence by junior team.
- Review code implementations by the Data team.
- Oversee quality of BI solutions by junior team members.
- Mentor Junior and Intermediate team members.
- Drive implementation of innovative and latest technology implementations relating to the Data space through the Lead Developer and Enterprise Architecture team.
- Utilize junior members in achieving large scale project developments and implementations in consultation with the lead developer.
Competencies
- Must have prior experience developing business intelligence solutions in large or midsize companies.
- Must be able to manage multiple tasks simultaneously and react to problems quickly.
- Must be able to translate concepts and directions into practical solutions.
- Must have experience in reporting and business intelligence solutions.
- Must have development experience with relational database structures, multi-dimensional database, and data warehouse design architecture.
- Experience with mobile deployment of business intelligence desired.
- Must have experience with SQL.
- Must be able to develop, maintain, review and explain data models.
- Must have excellent verbal and written communication skills.
- Must be a team player.
- Understanding of the financial services industry desired, especially Insurance.
- Development experience with Microsoft BI stack (Incl SSIS, SSRS, SSAS, Data Management).
- Experience with dashboard design and delivery.
- Must be able to work independently.
- Experience using Power BI to analyze data and report conclusions.
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Role Purpose
- The position will serve as the successor to the established role of Head: Reinsurance, with the express intent of being developed in order to replace/succeed our current Head of RI within the next 3 years. The position is developed in context of the attached development/organogram, whereby the RI Discipline within the Guardrisk Group will be advanced in a multifaced approach, whereby we will enhance both our client facing abilities as well as providing greater technical skill and delivery. Responsible for the management of the non-life reinsurance division in respect of providing leadership and management to the reinsurance team and support functions i.e technical reinsurance accounting and reinsurance Claims including other Guardrisk divisions and external clients.
- Please note that this particular role will initially be focused on greater client engagement and delivery of optimized reinsurance solutions to cell captive and business.
- The role encompasses seeking optimum reinsurance solutions for the company and our clients in line with the company strategic objectives.
Requirements
Qualifications
- Matric /Grade 12
- Relevant Degree & Insurance qualification
- FAIS compliant
Experience
- 10 years’ experience in the insurance or reinsurance industry
- Experience in cell captive industry would be advantageous.
- Experience and competence in team management and leadership.
- Strong understanding of cell captive mechanisms and the broader insurance landscape, including UMAs, General and Specialist insurance sectors, and reinsurance markets.
Duties & Responsibilities
Management of the team to achieve the following outputs:
- To support the growth in the business and deliver greater internal capacity, thereby reducing reliance and cost of external reinsurance service suppliers. We seek to be more visable and engaged with our client base- current setup and skills/experience does not allow for that.
- Delivering appropriate and optimised reinsurance advice to Cell captive clientele;
- Reinsurance programme structuring in line with client’s and GR strategic objectives;
- Negotiate renewal and new business with Reinsurers and reinsurance brokers;
- Ensure accurate and timeous completion of reinsurance contracts;.
- Collate underwriting information and data for compilation of risks profiles and cresta aggregates.
- Compile quarterly performance reports for the respective portfolio- encompassing analysis of claims development, understanding of clients pricing methodology and underwriting philosophy.
- Conduct regular meetings with all relevant stakeholders i.e. internal technical divisions, clients, reinsurers and reinsurance brokers in order to ensure efficient reporting to all parties.
- Keep abreast of the developments in the reinsurance market in order to identify any movements that could adversely or positively affect the security of any reinsurer in Guardrisk approved panel of reinsurance partners.
- Contribute to the completion of the annual statutory reports in respect of the reinsurance components of the report.
- Provide input in scoping auditing requirements for Internal Audit.
- Provide input and comments on Regulatory papers requiring reinsurance input.
- Ensure reinsurance guidelines and processes are adhered to.
- Produce monthly Management reports.
- Monitoring and review of Strategic Key Risks Indicators per the Risk register.
- Provide training to other divisions as and when required.
Competencies
- Attention to Detail
- Analytical
- Solutions driven
- Negotiation and influencing skills
- Good interpersonal skills
- Ability to work independently
- Ability to work under pressure
- Must advocate our Company Values (Integrity, Accountability, Teamwork, Diversity and Innovation)
- Leadership
Deadline:2nd December,2025
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Role Purpose
- Development and implementation of Guadrisk’s strategic initiatives.
Requirements
- Post Matric Qualification
- Computer Literacy (MS Word, Outlook and Excel)
- FAIS Representative
- 3 years’ experience in a similar role
Duties & Responsibilities
- Prepare draft guarantee wordings
- Prepare draft policy wordings
- Prepare draft endorsements
- Preparing new guarantee packs for signature
- Processing of signed guarantee pack
- Getting policy wordings signed at underwriting
- Arranging for delivery/collection of new guarantees
- Keeping guarantee register up to date
- Keeping CIMS up to date
- Initial fielding of statement queries (passing them onto finance)
- Setting up meetings with current clients
- Setting up monthly service meeting with brokers
- Setting up meetings with prospective clients
- Sending out monthly statements
- Sending out monthly invoices
- Requesting various documents from prospective or existing clients who are looking for new guarantees
- Keeping guarantee registers updated
- Initiation of policy renewal
Competencies
- Attention to Detail
- Ability to work under pressure
- Teamwork
- Good communication Skills
- Good interpersonal skills
- Time Management
Deadline:3rd December,2025
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Role Purpose
- The work will consist of providing high quality, service driven and client focused reporting for Guardrisk Life Ltd, a licenced life insurer, part of the Guardrisk Group with ultimate holding company Momentum Group Ltd. Reporting responsibilities include preparation of all SAM returns, IFRS financial statements, group reporting packs, tax returns (including calculation of taxes payable), completion of all SARS related reporting and add hoc requests. In addition, the role will also be responsible to perform the accounting function for a portfolio of clients.
Requirements
Qualifications
- Bcom Accounting
- CA(SA)
- 3-5 years post article experience
Experience
- 2 years post article experience in the life insurance industry.
- Audit experience in life insurance industry.
- General understanding of industry, statutory guidelines and insurance law.
- Experience with calculation of five fund tax applicable to life insurance companies.
- Cell captive experience preferred.
- Experience preparing statutory reports, including SAM, SARB, NCR, SARS etc. (at least two years).
- Experience preparing IFRS 17 financial statements for life insurance companies.
- Good understanding of IFRS 17 principals preferred.
Duties & Responsibilities
Outputs
- Prepare SAM quarterly and annual returns.
- Prepare annual financial statements on an IFRS basis.
- Calculate, prepare and submit all SARS related deliverables including income tax returns, PAYE returns, dividend and interest withholding tax submissions etc.
- Preparation and submission of group reporting packs.
- Support portfolio accountants with technical queries.
- Preparation and approval of payment instructions.
- Identify and report where necessary or resolve if possible respective accounting or reporting issues.
- Portfolio support and management/servicing by working closely with the portfolio managers and other colleagues (especially the actuarial function).
- Special Projects assigned within the group.
- Contribute to the enhancement of systems and processes in order to enhance financial management with Guardrisk and to contribute to creating reporting efficiencies in order to simplify processes and reduce reporting timelines.
- Profit reporting for Guardrisk Life.
- Take responsibility for management of the year-end external audit process, as well as periodic internal audit processes.
- Perform accounting function for a portfolio of clients, including making payments and completion of the client trial balance.
- Provide technical support to portfolio managers, portfolio accountants and external clients.
- Continuously develop own expertise in terms of professional, industry and legislation knowledge.
- Contribute to continuous innovation through the development, sharing and implementation of new ideas.
- Take ownership for driving career development.
- Build and maintain relationships with clients and internal and external stakeholders.
- Participate and contribute to a culture which build rewarding relationships, facilitates feedback and provides exceptional client service within the organisation.
- Ability to work in a team but also work independently.
- Engage with clients in a client centric manner (Client Services)
- Provide authoritative, expertise and advice to clients and stakeholders.
- Build and maintain relationships with clients and internal and external stakeholders.
- Deliver on service level agreements made with internal and external stakeholders and clients.
- Make recommendations to improvement client service within area of responsibility.
- Participate and contribute to a culture which build rewarding relationships, facilitates feedback and provides exceptional client service.
Self-management and teamwork (People)
- Develop and maintain productive and collaborative working relationships with peers and stakeholders.
- Positively influence and participate in change initiatives.
- Continuously develop own expertise in terms of professional, industry and legislation knowledge.
- Contribute to continuous innovation through the development, sharing and implementation of new ideas.
- Take ownership for driving career development.
Manage budget and implement sound financial controls (Finance)
- Manage high risk and problematic financial issues in area of accountability and contribute to the development of policy.
- Identify solutions to enhance cost effectiveness and increase operational efficiency.
- Implement and manage financial risk methodologies, techniques and systems and use to monitor and report on financial activities.
- Implement and provide feedback on the effectiveness of financial policy, practice and procedures preventing illegal, unethical or improper conduct.
- Investigate reported wilful acts of non-compliance to organisation policy and practice and report on findings.
Competencies
Business Acumen
- Understands how the business operates, what the key issues and risks are that drives business success; and how they impact on the commercial viability of potential ventures and the profitability of the Group
Collaboration, performing and overseeing
- Prioritises the business interests of Guardrisk and invests in the success of the group by aligning effort across divisions.
Client/ Stakeholder Commitment
- Anticipates, meets and exceeds client’s/stakeholder (ie regulatory bodies and shareholders) needs by creating long lasting relationships that support the client value proposition, supports their financial wellness and ensures client centricity.
Impact and Influence
- Persuades, convinces, influences and inspires others, both within Guardrisk and externally to win support, loyalty and gain commitment to the purpose of MMI.
Drive for Results
- Drive a sense of urgency, focus, accountability, agility and execution to deliver business results.
Self-Awareness and Insight
- Manages self and relationships with others effectively, deals with ambiguity, uncertainty and pressure, and provides perspective in difficult situations.
Leads Change and Innovation
- Actively leads change, does what is right for the business and drives continuous improvement through innovation.
Diversity and Inclusiveness
- Is sensitive to individual and cultural differences and demonstrates humility and an openness to engage people from diverse backgrounds and cultures to the mutual benefit of all parties concerned.
Deadline:13th December,2025
Method of Application
Use the link(s) below to apply on company website.
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