Vacant Jobs at Bidvest Bank

PRIMARY PURPOSE

• Responsible for the company secretarial function and responsibilities may include other administrative requirements of the organisation.
• Responsible for ensuring that all statutory requirements and particularly those specified by the Company's Act are complied with.
• The Executive Head - Legal and Company Secretariat is a key leadership position within the bank's legal department.
• This role is responsible for providing strategic guidance, legal advice, and overseeing the company secretarial function. The Executive Head plays a crucial role in ensuring legal compliance, managing legal risks, and safeguarding the bank's interests.

JOB DESCRIPTION

Legal Counsel:

• Provide efficient effective legal support services, advice and guidance to the Board, the bank's senior management team as well as any other business units
• Analyse and understand complex legal and regulatory risks that could affect the bank's operations and activities.
• Draft and review of contracts, agreements, and other legal documents to protect the bank's interests.
• Stay updated with new laws, regulations, and industry developments, and advise the bank on potential impacts.
• Development of legal strategy and policies.
• Management and coordination of the IP Portfolio.
• Manage legal disputes, litigation, and regulatory investigations in coordination with external legal counsel.
• Ensure adherence to corporate governance principles and legal compliance across the organisation.

Company Secretarial Function:

• Oversee the company secretarial function, ensuring compliance with statutory requirements and corporate governance standards.
• Prepare and manage board and committee meetings, including agenda setting, minutes, and resolutions.
• Maintain accurate records, registers, and filings as required by law and regulatory authorities.
• Advise the board of directors and senior management on corporate governance matters and best practices.
• Coordinate the appointment, induction, and training of board members and ensure effective communication between the board and management.

Regulatory Compliance:

• Monitor and interpret banking and financial regulations to ensure compliance.
• Develop and implement policies, procedures, and internal controls to mitigate legal and regulatory risks.
• Collaborate with internal stakeholders to ensure proper implementation and adherence to compliance standards.
• Liaise with regulatory authorities and respond to inquiries, examinations, and audits.

Team Leadership and Development:

• Lead and manage a team, providing guidance, mentorship, and professional development opportunities.
• Foster a culture of excellence, teamwork, and continuous improvement.
• Recruit and retain talented professionals to support the bank's operations.

QUALIFICATIONS

• Post graduate Diploma and Professional in Management Sciences/ Generic Management
• Registration / NQF level 8
• EXPERIENCE: 12 YEARS

PROFESSIONAL BODY

• LSSA - Law Society of South Africa

PROFESSIONAL QUALIFICATION

• Attorney

COMPETENCIES

Behavioural Competency

• Consistently achieve results, even under difficult circumstances, taking on new opportunities and tough challenges with a sense of urgency, high energy, and enthusiasm and holds self and others accountable to meet commitments
• Favours data and imperial evidence over opinion and/or intuition, making connections between data and business results. Making data-led decisions, commercialising data.
• Step up to address difficult issues, saying what needs to be said. Consistently act in accordance with moral, ethical, professional standards and is authentic in one's interaction with others.
• Meeting and exceeding customer needs while cultivating relationships that secure commitment and trust, ensuring that the customer perspective is a driving force behind business decisions and activities.

Leadership Competency

• Provide excellent leadership and/or management to help others explore and perform at their best. Motivate, develop and inspire self and others to be creative and achieve high performance whilst still having have fun.
• Recognising and responding positively to the need for change, identifying opportunities for change and moving quickly and efficiently in response to nonstop change

Technical Competency

• Providing guidance and expert advice to management or other groups on technical, systems-, or process-related topics.
• Provides information people need to know to do their jobs.
• Provides individuals information so they can make accurate decisions. Is timely with information.
• Clearly conveys and receives information and ideas through a variety of media to individuals or groups in a manner that engages the listener, helps them understand and retain the message, and invites response and feedback. Keeps others informed as appropriate. Demonstrates good written, oral, and listening skills.
• Relating to or using analysis or logical reasoning.
• Systematically exploring and reviewing information in order to discover meaningful patterns that assist to complete a task or make a decision.

Discipline

• Support Services. Risk and Compliance. Support Services.

Area of Experience

• Company Secretarial Leadership Essential. Legal Leadership Essential. Executive Experience Essential.

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PRIMARY PURPOSE

• This role is responsible for FCU strategy implementation of the Financial Crime Unit Framework. The incumbent ensures the FCU provision is strategically aligned with the Bank needs and regulatory requirements and mitigates bank's exposure to fraudulent activity maintaining a safe and secure environment.
• This role is further responsible for holistically managing the teams within the Financial Crime Unit.

TECHNICAL COMPETENCY REQUIREMENT

• Good knowledge of regulations relating to Financial Crime Compliance, including without limitation Financial Intelligence Centre Act, FAIS Act, Prevention of Organised Crime Act (POCA), Prevention and Combating of Corrupt Activities Act, Public Finance Management Act (PFMA), and Treasury regulation.
• Strong knowledge of key regulatory issues and control assessment processes.
• Highly numerate, with the ability to assimilate information quickly and accurately to inform decisions around key functions.
• Ability to analyse trends and customer needs across financial crime

REQUIRED MINIMUM EDUCATION AND TRAINING

• Bachelor’s Degree in Fraud Examination, Financial Forensics, Fraud Investigation, Law, Criminology, or other similar qualification.
• Certified Fraud Examiner (CFE)
• Extensive training in Criminal Justice, Forensic investigations, and Prevention.

REQUIRED MINIMUM WORK EXPERIENCE

• 5-7 years extensive experience in combatting bank related crimes and applying risk mitigation strategies.
• 5 years’ experience in Financial Services Industry
• Minimum 3 years’ experience in a management role
• Experience in advising on financial crime matters in an organisation with a diverse range of business activities.
• Experience in developing and implementing Compliance planning, monitoring, and reporting relating to financial crime.

PERFORMANCE AREA (KPA)

FINANCIAL MANAGEMENT

• Monitor spend to adhere to allocated budgets within area of responsibility.
• Control and manage costs and expenditure in line with departmental and Bank budget expectations.

CUSTOMER CENTRICITY

• Identify and suggest improvements to financial crime policies, procedures, and frameworks and ensure adherence to regulatory requirements.
• Implement Fraud Operations, Fraud Prevention and Financial Crime Investigations remedial plans.
• Interpret and execute Financial Crime Unit strategy for the Bank.
• Provide input into the development of innovative solutions to address complex financial crime risks and issues and help our clients meet global regulatory expectations.
• Lead and work as part of a team to create valuable and practical insights for our clients, adapting methods and practices to fit their business needs.
• Limit potential losses to the Bank and ensuring that all processes have a rigorous control in place, can be monitored accordingly and are adhered to.
• Report, document and monitor all identified matters to all relevant internal and external bodies in line with regulatory and legislative reporting requirements.
• Identify, analyse, investigate, report and trend the risks faced by the team, the Bank to ensure that the necessary controls are in place to measure, monitor and control these risks
• Coordinate the implementation of changes to any deficiencies identified within the processes and procedures.

OPERTIONAL EXCELLENCE

• Assist Head: FCU to perform Financial Crime investigations of high/sensitive nature, including lifestyle audits and vetting.
• Appropriately plan and scope the investigations to ensure adequate investigatory focus.
• Ensure investigations are executed in a compliant manner ensuring adherence to the requirements of the applicable laws and regulations.
• Present evidence in Disciplinary enquiries, civil court and/or criminal court based on factual findings reports from investigations.
• Perform pre and post fraud control reviews to identify the failings in the control environment which led to/facilitated the financial crime or misconduct.
• Assist Head: FCU to perform compliance reviews in Divisions to ascertain whether the Divisions comply with the Bank’s standards.
• Drive Fraud awareness and fraud prevention/detection training.
• Give recommendations to optimise any system and capabilities used when identified.
• Delegate appropriate customer service duties within the team as required to ensure a more effective and efficient flow of operation.
• To constantly analyse and interpret deliverables to assess and improve individual performance and service quality.

PEOPLE LEADERSHIP

• Inspire, motivate, and support team so that they are effective and delivering high quality work and meeting organisational and individual objectives.
• Manage planning of resource requirements, ensuring sufficient capable resources are in place to meet service delivery demands, maintaining the effective and efficient capability of the team.
• Build a high performing team where the best people are deployed in the right roles and deliver against strategy.
• Ensure that all employees are motivated and continuously developed.
• Inspire and engage employees around the vision and strategy of the Bank, maximising employee engagement and willingness to invest discretionary effort.
• Take responsibility for engagement planning, management, and leading teams in a variety of financial crime engagements.

DIGITAL JOURNEYS

• Identify, assess, and implement opportunities to optimise the fraud process through digitisation and automation.
• Effective tracking and measuring of all digital and automation implementations to ensure ROI
• Effective change management for all newly implemented digital / automation solutions.

COMPLIANCE AND MONITORING

• Ensure horizon scanning on evolving financial crime risks including remaining up to date on global regulatory compliance, emerging trends and opportunities and legislative matters.
• Define and analyse data trends, key metrics, and financial risk patterns, to continually improve fraud prevention, customer experience and the efficiency and effectiveness of the Bank’s processes.
• Work with colleagues across the business to identify, assess and manage financial crime risk.
• Partner with Internal Audit to ensure appropriate third line oversight of financial crime risk.
• Ensure all statutory and business Reporting are done within predetermined deadlines, monthly, quarterly and annually in line with all relevant regulations and bank’s internal policies and procedures.
• Provide and track recommendations for actions to reduce the identified risks during the review and/or investigation.

STAKEHOLDER MANAGEMENT

• Liaise with regulators, external advisors, and relevant stakeholders.
• Pro-actively develop and maintain a wide range of external contacts to obtain/exchange information, identify environmental change which may impact the Bank.
• Work collaboratively with management to implement prevention and investigative strategies.
• Work collaboratively across function teams within Fraud Operations, Fraud Prevention and Financial Crime to ensure effective and efficient operations.
• Fostering and maintaining good relationships with law enforcement parties, including NPA, SAPS, AFU

REPORTING

• Produce regular management information and data for reporting on Financial Crime risks to Head: FCU.
• Ensure consistent and timeous feedback on cases that have been escalated.
• Gather, Collate, Analyse data, Evaluate and Disseminate information to be actioned to aid in the reduction, identifying and addressing current threats, trends, subjects and activities of financial crime.
• Generate or review accurate investigative reports to provide feedback where necessary on matters in order to ensure key stakeholders have the correct information to make critical decisions.
• Report any data inaccuracies and anomalies to the relevant persons / bodies / entities.
• Analyse trends observed, identify discrepancies in reports and provide recommended solutions.
• Analysing industry data and report on trends that effect the Bank

LEARNING AND GROWTH

• Work with relevant stakeholders to design and implement appropriate financial crime education, learning and communication for employees.
• Take ownership for driving own career development.
• Achievement of objectives/milestones set out in the development plan.
• Preparation and signing off, of the development plan.
• Development of knowledge base and intellectually property.

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PRIMARY PURPOSE

• Provides leadership and performs a full management function of branches and support in respect of general banking products in accordance with internal banking processes and general compliance regulations, to ensure continuous business growth and client retention. Achieving sales & leads targets set for the branch.

KEY PERFORMANCE AREAS (KPA’s) AND KEY PERFORMANCE INDICATORS (KPI’s)

FINANCE

Operations & Financial management

• Manage operational & client coverage strategy and plan for implementation
• Implement procedures and optimize the operating model to standardize and improve efficiency through digitization and automation
• Manage the branch operations of all the functions and other stakeholders that use/ rent the branch facility
• Ensure exceptional service to all walk-in customers
• Manage branch expenses by minimizing losses and write offs
• Manage budgets and allocate funds appropriately
• Margin and fee management
• Ensure staff culture in line with overall P&B culture
• Recruitment and training
• Achieving sales & leads targets set for the branch
• CLIENT
• Customer service
• Ensuring excellent service levels and quality to clients to ensure the retention of clients
• Ongoing and active engagement with internal stakeholders
• Proactively manage all complaints ensuring they are resolved within 24 hours and recorded

OPERATIONAL EXCELLENCE

• Process management
• Ongoing reporting and feedback
• Risk, compliance and asset management
• Keeping abreast of Compliance (FICA and Financial surveillance) requirements
• Knowledge of Banking products and systems
• Managing branch reports

PEOPLE MANAGEMENT

• Recruitment and selection of staff
• Performance Management
• Ensure compliance with occupational health and safety regulations
• Coaching, mentoring, support and training
• Industry, local role-players and stakeholders’ relationships

“NETWORKING”

• Perform a complete management and leadership function to ensure efficient delivery of services to clients,
• Talent Management
• Self-development, staying abreast with industry changes and new ways of servicing customers in the new norm

REQUIREMENTS

Qualifications

• Relevant tertiary qualification minimum Matric (Grade 12)
• FAIS - RE5 and RE1 certification
• B Com Degree or Certificate in Banking (CIB level 5)
• Industry digital Channels

Experience

• 5 Years’ experience In Managing a branch in the Banking environment
• 5 Years in Regional operational management role.

Knowledge, Skills and Abilities Required

• Business Acumen
• Service Orientation
• Management skills
• Professionalism
• Interpersonal skills
• Results focused
• Verbal and written communication skills
• Financial and analytical skills
• Effective time management
• Strategic execution