Credit Manager - VKB Financing, Polokwane at VKB Group

The role:

We’re looking for a Credit Manager who embodies our values:

• Humble enough to listen — to learn from every farmer’s story and respect the wisdom of the land.
• Hungry enough to grow — always seeking new ways to serve, improve, and deliver real impact.
• Smart enough to find solutions — turning data and insight into meaningful opportunities.
• Bold enough to lead — stepping confidently into challenges with courage and creativity.
• A Team Player — because at VKB, we believe success is something we cultivate together.

Job Description

• We are looking for an experienced and highly motivated Credit Manager to join our team. This key role offers the opportunity to lead credit operations, support financial performance, and build lasting relationships with our valued clients — while ensuring compliance with VKB’s policies and standards.

Requirements

• Grade 12 / NQF4 qualification
• Appropriate Bachelor’s degree and/or equivalent experience in Credit Management
• 8–10 years’ experience in a similar role with proven administrative skills
• Strong understanding of credit-related laws and compliance
• Demonstrated experience in customer interactions and negotiations
• Advanced proficiency in MS Office applications

Duties and Responsibilities

• Drive and monitor achievement of departmental financial goals
• Prepare, manage, and control operational and capital budgets annually
• Ensure all overdue accounts and deviations comply with VKB’s policies and procedures
• Conduct monthly analysis and management of income statement deviations
• Oversee and support the HR function within the department, including training, leave, and succession planning
• Ensure compliance with VKB’s Risk Management and legislative requirements
• Review and update standard operating procedures and ensure staff training
• Liaise regularly with farmers, clients, and internal departments to build lasting relationships and drive growth
• Manage and resolve customer queries and complaints effectively and timeously

Skills Required

• Strong administrative ability and attention to detail
• Excellent communication and negotiation skills
• Sound understanding of financial statements and farming operations
• High level of accuracy and accountability
• Effective conflict management and problem-solving skills
• Ability to work independently and thrive under pressure
• Proficient at managing time and priorities within deadlines
• Advanced knowledge of MS Office applications

Closing Date 10 May 2026