Credit Risk Senior Analyst at Citi

Job Purpose:

The role provides financial analysis, risk assessment and analytical support for credit relationships in Global Subsidiary Group (GSG) and Global Corporate Bank (GCB) - including Government/Public Sector - with specific responsibility for providing risk analysis and monitoring of existing and new credit relationships in the portfolio. The role requires a strong knowledge and understanding of credit and banking products as well as exposure to an array of Citigroup’s ICG products. The role provides an opportunity for wide ranging engagement with product partners, relationship teams, business and risk managersonship teams and clients.

Key Responsibilities:

• Risk assessment and analysis of existing and new relationships - including periodic review of financial results and statements to monitor operating performance, liquidity position and financial condition.
• The role involves peer analysis. Identification of industry/economic trends and outlook as well as preparation of financial projections & sensitivity analysis.
• Collaborate as appropriate with product partners and relationship teams for new and/or refinancing credit transactions such as term loans or event-driven financing with specific responsibility for risk analysis, preparation of financial model and sensitivity analysis.
• Interact with product groups, depending on the needs and complexity of each credit and transaction - which may include term loans/syndications amongst others.
• Client management including assisting in developing appropriate credit strategies and attending client meetings, as appropriate, in managing day to day relations.

Development Value:

• Opportunity for an individual to expand his/her credit skills, and gain experience in credit and transactions.
• Opportunity to develop core banking and product skills that would suit entry to the Business or Product areas. Opportunity to obtain broad exposure to an array of products and transactions across industries
• Experience in working with multicultural teams across different geographies.
• Part of a motivated and high performing team and opportunity for career advancement in a merit-driven environment.

Key Responsibilities:

• Strong accounting & finance knowledge.
• Strong financial modelling and analysis.
• Knowledge of credit and banking products such as Syndicated Loans, Trade Finance and FX/Derivatives.
• Minimum of 4 years post-graduation working experience with at least 2 years in a Credit Analysis. Related function. Management Associates or SA program Graduates may be considered eligible if they have completed the full training programme, including minimum 6 months in Risk Management