Finance Manager - Debt Services at SoluGrowth Pty Ltd

Key Responsibilities

Debt Portfolio Management

• Maintain up-to-date information on all debt facilities, including repayment schedules, interest rates, covenants, and expiry profiles.
• Ensure all debt data and related documentation are accurately captured in the enterprise management system

Key Skills / Attributes

• Demonstrated experience managing or auditing debt portfolios.
• Familiarity with enterprise management systems (e.g., SAGE, SAGE X3, SAP).

Reporting

• Prepare and present performance reports on Interest-Bearing Borrowings (IBB) and other debt metrics.
• Ensure accuracy and completeness of debt-related disclosures in financial statements and the annual report.

Key Skills / Attributes

• Proven ability to analyze large data sets and deliver concise, executive-level reports.
• Experience in a Big 4 audit firm (preferably PwC or Deloitte) with strong reporting and compliance skills.

Compliance 

• Oversee the submission of all required covenant certificates, financial statements, cash flow forecasts and adhoc information requests to lenders.
• Monitor and ensure full compliance with debt covenants and contractual obligations.

Key Skills / Attributes

• Strong attention to detail and track record of timely, error-free submissions.
• Highly conscientious and methodical approach (e.g., strong academic record, active extracurriculars/sport participation).

Budgeting & Forecasting 

• Develop forecasts for interest expense, capital amorts, and prepayment commitments.
• Forecast covenant performance, flagging potential risks or breaches proactively.

Key Skills / Attributes

• Advanced proficiency in Excel and financial modeling; VBA skills are an added advantage.
• Ability to synthesize data and communicate forecasts clearly and concisely.

Variance Analysis & Scenario Planning 

• Compare actual vs. forecasted debt expenses, covenant performance, and associated variances.
• Model potential outcomes under diverse economic or business scenarios (e.g., new acquisitions, hedging strategies, M&As).

Key Skills / Attributes

• Strong analytical mindset with the ability to run multiple scenario analyses.
• Adept at translating insights into actionable recommendations.

Collaboration with Key Stakeholders 

• Collaborate Treasury to ensure timely interest payments and flag upcoming liquidity issues.
• Timely communicate with senior leadership on upcoming debt expiries and refinancing needs.

Key Skills / Attributes

• Excellent communication and relationship management.
• Proactive in identifying risks and proposing timely solutions.

Requirements

Key Performance Indicators (KPIs)

• Debt Visibility: Real-time clarity on Interest-Bearing Borrowings (IBB) levels, LTV ratios, WACD, and upcoming debt obligations.
• Data Integrity: Accurate and timely reporting from Business Intelligence tools, with minimal errors.
• Compliance & Covenants: On-time submission of all reporting requirements; no covenant breaches.
• Risk Management: Timely escalation of any compliance or liquidity issues.
• Operational Excellence: Strong adherence to documented processes and controls; all risks logged with actionable mitigation plans.

Qualifications & Experience

• Education: Bachelor’s degree in Finance or a related field.
• Certification: Must be a qualified CA(SA).
• Experience: 3–5 years in Real Estate Finance (bank or property fund) or Corporate Treasury Finance (with a debt focus).
• Technical Skills: Proficiency in Excel (financial modeling, VBA a plus) and familiarity with enterprise management systems (SAGE, SAP, etc.).
• Soft Skills: High attention to detail, strong communication, proactive problem-solving, and the ability to work cross-functionally in a fast-paced environment.