Head: Collections at Capitec Bank

Purpose Statement

• To create and set a strategy for Collections in Business Bank and manage its execution and implementation through the development of a department and a team and the embedding of principles, policies, processes and practices.

Minimum
Experience

• At least 10-15 years’ experience with exposure in both a business and commercial banking environment and experience with scored portfolios.
• Of which, at least 5-years’ experience in senior leadership role overseeing an organizational unit and responsibility for collections

Qualifications (Minimum)

• Honours Degree in Law or Business Management

Qualifications (Ideal Or Preferred)

• Post Graduate Diploma in Law or Economic and Management Sciences

Knowledge

Minimum

• Up to date knowledge of legislation and regulations relevant to the collections environment
• Strategic credit risk management
• The whole credit life cycle
• Banking and Financial Services Industry
• Basel II
• Broad business knowledge and acumen
• Up to date knowledge of the Credit Risk regulatory requirements

Skills

• Project Management Skills (Methodolgy Specific)
• Problem solving skills
• Leadership Skills
• Decision making skills
• Analytical Skills
• Planning, organising and coordination skills

Competencies

• Deciding and Initiating Action
• Leading and Supervising
• Working with People
• Persuading and Influencing
• Presenting and Communicating Information
• Applying Expertise and Technology
• Creating and Innovating
• Formulating Strategies and Concepts
• Planning and Organising
• Adapting and Responding to Change
• Coping with Pressures and Setbacks
• Entrepreneurial and Commercial Thinking

Additional Information

• Clear criminal and credit record
• Ability and willingness to work in an open plan environment
• Willingness to work or be available overtime and / or weekends if required
• Willingness to travel nationally on a regular basis
• A valid driver's license and own vehicle is required