Real Estate Credit Manager at Macdonald & Company

Your duties will include but are not limited to:

• Manage and assess credit applications on property-based deals.
• Recommend appropriate changes where required to credit applications. 
• Maintain approval of credit within policy parameters and mandate structures and ensure adherence to credit policy/lending strategy.  
• Verify pre-sales.
• Monitor credit quality of regional portfolios.  
• Monitor that all loans are regularly reviewed in terms of the policy.  
• Monitor arrears on the book.  
• Manage asset quality distribution of book.  
• Preparation of monthly risk reports.  
• Provide support and advice to Relationship Managers.
• Liaise with key clients and make recommendations for effective deal structuring in conjunction with account executives.  
• Maintain regular communication with stakeholders. 
• Assessment and interpretation of financial statements for listed/unlisted companies.
• Manage credit team.