Regional Manager: Credit Solutioning and Pricing at Absa

Job Summary

• To provide advice and support in the development and implementation of credit planning and associated service delivery processes, methods and techniques; enabling the provision of sound credit control services.

Job Description

• Risk Management: Ensure all process and procedure documentation is kept up to date, in accordance with ABSA policies (including control frameworks, risk management documentation and mandates) Ensure all team members complete all required compliance training as defined by the business Ensure that all regulatory requirements are adhered to as necessary Coach team members on all the processes and controls that they have to execute in their daily work and ensure that they understand the reasons for the controls and the consequences for failing to adhere to prescribed processes. Test a sample of activities on a weekly basis by reviewing documentation and checking work completed by team members to see if control requirements are being adhered to. Coach the team members on areas for improvement and highlight major failures to the manager of the area. Provide evidence/supporting documents to auditors or management assurance consultants during formal reviews. Identify losses due to processing errors or internal fraud in the department. Escalate to the manager and provide all the required information to allow logging of the Risk and Loss events. Participate in the investigations. On a weekly basis, remind the team of their compliance requirements. If any team member does not understand their obligations, highlight to the manager to arrange briefings by the Compliance Officer. Draw the monthly SAP compliance training reports. Schedule new employees for compliance training within the prescribed timelines and do not allow employees to work until they have completed pre-requisite compliance training. Explain the requirements for Business Continuity to team members, nominate team members to participate in BCM tests. Make team members aware of all changes to policies, processes and procedures that are being planned for the area and ensure that they are able to incorporate the changes on the effective date. Ensure that team members read circulars that are relevant to the area and answer questions they may have. | Networking & Relationship Building: Build and maintain effective relationships with key stakeholders, across all relevant 3 business areas (e.g. Product, Credit, Legal, other Operations business units) Liaise continuously with internal customers for which the departments services are primarily geared, to ensure that their needs are identified, logged for action and appropriately addressed Perform advisory services to internal customers to teach, coach, mentor, train and generally enlighten employees across the business | Personal Development: Set own personal development goal objectives and completed all required actions in order to achieve Continuously look for opportunities to further develop own skills and expand knowledge base | Credit control : Perform credit control activities in support of business outcomes .

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

Absa Bank Limited is an equal opportunity, affirmative action employer. In compliance with the Employment Equity Act 55 of 1998, preference will be given to suitable candidates from designated groups whose appointments will contribute towards achievement of equitable demographic representation of our workforce profile and add to the diversity of the Bank.

Absa Bank Limited reserves the right not to make an appointment to the post as advertised