Senior Investment Analyst - Strategic & Enterprise Investments at Capitec Bank

About The Role

• You can read a set of financials, build a five-year forecast and tell us exactly what a business is worth. You understand valuation methodologies – free cash flow to the firm, free cash flow to equity, PE multiples, revenue multiples, payback period – and, critically, when to use each one. A CA or CFA qualification backs your thinking. If this is you, we want to hear from you. 
• Your role is to play a pivotal role in supporting strategic decision-making related to equity investments, monitoring and reporting on investment performance, ensuring good corporate governance and driving enterprise development initiatives. 

What You'll Do
Enterprise and Supplier Development (ESD)

• Oversee our ESD portfolio – track financial and impact metrics through quarterly reviews
• Evaluate SMME investment opportunities in line with our investment mandate
• Develop and implement investment criteria as our ESD vehicle grows
• Administer grant programs that align with B-BBEE requirements and our strategic goals
• Identify new mechanisms and partnerships that grow our ESD impact
• Keep all investment and grant documentation audit-ready
• Ensure full compliance with B-BBEE scorecard requirements and ESD regulations
• Schedule compliance checks and internal audits at least twice a year

Strategic Investments

• Build financial models – forecast income statements, balance sheets and cash flows across sectors (FinTech, banking, insurance, SMMEs and beyond)
• Apply the right valuation methodology to each investment decision
• Value businesses we want to buy or sell, and support negotiations with a clear, defensible number
• Monitor and report on strategic investment performance – deliver a real-time portfolio dashboard
• Provide recommendations to senior management on portfolio adjustments and strategic direction
• Develop scenario analyses that support faster, smarter decisions
• Use data to spot trends and recommend portfolio changes

Stakeholder Engagement

• Build and maintain strong relationships with incubators, accelerators and industry bodies in the SMME space
• Develop a stakeholder communication plan to keep partners informed and aligned
• Represent us at industry events and forums

What You Need

• 5–10 years of experience in corporate finance, investment analysis, enterprise development, or related fields.
• Proven track record in evaluating investment opportunities and managing portfolios.
• Experience working independently and collaboratively in a fast-paced environment.
• Stakeholder engagement and relationship-building to achieve objectives. 

Ideal:

• Exposure to managing investment portfolios, impact investing SME development or B-BBEE-compliant vehicles.
• Evaluating and executing investments in SMMEs.
• Designing and administering grant funding programs.
• Building partnerships with incubators, accelerators and industry bodies.

Qualifications (Minimum)

• Bachelor's Degree in Finance or Economics

Qualifications (Ideal or Preferred)

• Qualified Chartered Accountant (CA)

Knowledge

• Deep understanding of B-BBEE legislation and ESD frameworks.
• Investment analysis or portfolio management knowledge
• Financial modelling, valuation techniques and investment analysis.
• Corporate Finance Principles: Capital structure, cost of capital, working capital management, and capital budgeting.
• South African SMME ecosystem and enterprise development trends.
• Regulatory environment affecting ESD and strategic investments.

Skills

• Commercial Thinking Skills
• Communications Skills
• Problem solving skills
• Project Management Skills (Methodolgy Specific)
• Researching skills
• Strategic Thinking Skills