Available Roles at Capitec Bank

About the role:

• Are you a strategic thinker with a passion for compliance in the banking sector? We're on the lookout for an experienced Compliance Manager who excels in the dynamic world of Commercial and Business Banking.

What you will bring:

• 5+ years’ experience in a compliance role
• Experience in respect of the practical application of relevant laws and regulations is essential
• Understanding of legal issues and the ability to interpret legislation in respect of the Commercial/Business Banking environment.
• Exposure to monitoring principles and practices
• Strong business knowledge 
• Previous experience in managing a team (minimum 2 years)

What you will be doing:

• Develop strategies and operational processes for Business Bank for the execution and embedment of compliance risk management processes as required by relevant regulatory requirements, applicable codes of conduct and minimum standards.
• You will be responsible for managing compliance within Business Bank; to facilitate adherence to legislative requirements as prescribed by Regulation 49 of the Banks Act
• Enhance the compliance culture by developing and maintaining a thorough understanding of the relevant regulatory requirements and the global regulatory environment and best practice principles applicable to the bank 

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About the role:

• The Specialist Investigator will work as an integral member of the AML Specialist Investigations Team (SI Team). This individual will identify, plan, conduct and complete complex investigations into matters referred from internal or external sources based on the severity or impact risk identified, through the gathering, researching, analysis and evaluation of relevant information in order to determine whether suspicion exists of money laundering, financing of terrorism or reputational risk These efforts will justify making a report(s) to the FIC for the purpose of complying with legislative/regulatory requirements, an intelligence report to mitigate risk to Capitec Bank and a recommendation to exit a client relationship.
• We are seeking a skilled Financial Crimes Investigator responsible for conducting in-depth investigations into financial crimes, including corruption, theft, fraud, and money laundering.
• The role involves analyzing large sets of transactional data using tools such as Excel and SQL to create relationship diagrams and transactional flows.
• The successful candidate must be able to write clear and concise reports, and present investigation findings to a variety of stakeholders, including senior management and external industry stakeholders. Strong analytical and communication skills are essential.

What you will bring:

• 5+ years’ experience in Financial Crime within financial services 
• Experience with external stakeholders such as the FIC Monitoring Team or other Law enforcement bodies
• 5+ years’ Investigation and research experience in Financial Crime AML environment
• Completed relevant certifications i.e ACAMS/ACFE
• Intermediate – Advanced level SQL Scripting

go to method of application »

About the role:

• Are you a strategic thinker with a passion for compliance in the banking sector? We're on the lookout for an experienced Compliance Manager who excels in the dynamic world of Commercial and Business Banking.

What you will bring:

• 5+ years’ experience in a compliance role
• Experience in respect of the practical application of relevant laws and regulations is essential
• Understanding of legal issues and the ability to interpret legislation in respect of the Commercial/Business Banking environment.
• Exposure to monitoring principles and practices
• Strong business knowledge 
• Previous experience in managing a team (minimum 2 years)

What you will be doing:

• Develop strategies and operational processes for Business Bank for the execution and embedment of compliance risk management processes as required by relevant regulatory requirements, applicable codes of conduct and minimum standards.
• You will be responsible for managing compliance within Business Bank; to facilitate adherence to legislative requirements as prescribed by Regulation 49 of the Banks Act
• Enhance the compliance culture by developing and maintaining a thorough understanding of the relevant regulatory requirements and the global regulatory environment and best practice principles applicable to the bank 

go to method of application »

Purpose Statement

• To enhance the lives of our clients by providing excellent client service, fulfilling and exceeding the client’s needs, by using the Global One product offering in order to support our clients to Bank Better and Live Better  

Experience

Minimum:

• 3 to 6 months previous client service experience within a retail/ financial/ banking environment OR if no experience, a candidate with a relevant tertiary qualification can be considered"

Ideal:

• More than 1 year’s client service experience within a retail/ financial/ banking environment
• Demonstrated track record of engaging in a sales and client facing environment 

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• A relevant tertiary qualification in Commerce or Similar
• Certification in Finance or Banking

Knowledge

Minimum:

Knowledge and understanding of:

• Basic calculations
• Retail/consumer service environment

Ideal:

Knowledge and understanding of:

• Capitec Bank Products
• Internal business processes and procedures
• Organisational Policies, including (but not limited to) the Branch Credit Granting Policy principles (BCGP)

Skills

• Communications Skills
• Interpersonal & Relationship management Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)

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About the role

• You will be responsible for establishing and growing the Capitec Forex Middle Office by developing, implementing, and executing frameworks aligned with the Capitec Forex Middle Office mandate and risk framework. Your work will directly influence Capitec Bank’s risk management strategy and policies concerning Forex.
• You will also be tasked with developing policies and procedures that enable the bank to grow responsibly in the Forex market.
• Additionally, you will design and implement financial and operational controls within the Forex Middle Office in accordance with operational, regulatory requirements, and the bank's overall vision.

About the Candidate

• Degree in Finance; CFA, FRM or CA(SA) qualification preferred
• 5 to 7 years’ Forex Middle Office experience, capable of independently running and establishing the function.
• 5 to 7 years' experience in foreign exchange, commodities trading, or derivatives trading at one of the large traditional banks in SA.

Knowledge

• Accounting principles
• Current Basel principles
• Regulations aligned with the Banks Act
• SARB (Prudential Authority) requirements
• FSCA Market Conduct Standards 1, 2, and 3
• Assets and liquidity management
• IFRS accounting
• Financial systems and procedures
• Analytical and financial modeling methods
• Basel III Standardized Approach
• Regulation 43 reporting requirements (Capital Adequacy Ratio, Liquidity Coverage Ratio, Net Stable Funding Ratio)
• Risk weighting of exposures in secured and unsecured loan industries
• Managing third-party risk with intermediaries

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Purpose Statement

• To welcome clients and coordinate the branch flow through efficient queue functioning, providing excellent client service and assisting clients at the ATM and to complete transactions on any remote or self-service channels. In doing so, gain the knowledge, skills and experience required for service consulting. 

Experience

Minimum:

• No experience required but individual needs to hold a Grade 12 National Certificate

Ideal:

• Some client service experience within a retail/ financial/ banking environment

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

Knowledge

Minimum:

• Basic calculations 
• How to engage with people
• Clarity and understanding of own aspirations, being ambitious and keen to learn.

Ideal:

• Knowledge of bank branch environments
• Knowledge of Capitec Bank products and business processes (internal)

Skills

• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Interpersonal & Relationship management Skills

go to method of application »

Purpose Statement

• To enhance the lives of our clients by providing excellent client service, fulfilling and exceeding the client’s needs, by using the Global One product offering in order to support our clients to Bank Better and Live Better  

Experience

Minimum:

• 3 to 6 months previous client service experience within a retail/ financial/ banking environment OR if no experience, a candidate with a relevant tertiary qualification can be considered"

Ideal:

• More than 1 year’s client service experience within a retail/ financial/ banking environment
• Demonstrated track record of engaging in a sales and client facing environment 

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• A relevant tertiary qualification in Commerce or Similar
• Certification in Finance or Banking

Knowledge

Minimum:

Knowledge and understanding of:

• Basic calculations
• Retail/consumer service environment

Ideal:

Knowledge and understanding of:

• Capitec Bank Products
• Internal business processes and procedures
• Organisational Policies, including (but not limited to) the Branch Credit Granting Policy principles (BCGP)

Skills

• Communications Skills
• Interpersonal & Relationship management Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)

go to method of application »

Purpose Statement

• To welcome clients and coordinate the branch flow through efficient queue functioning, providing excellent client service and assisting clients at the ATM and to complete transactions on any remote or self-service channels. In doing so, gain the knowledge, skills and experience required for service consulting. 

Experience

Minimum:

• No experience required but individual needs to hold a Grade 12 National Certificate

Ideal:

• Some client service experience within a retail/ financial/ banking environment

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

Knowledge

Minimum:

• Basic calculations 
• How to engage with people
• Clarity and understanding of own aspirations, being ambitious and keen to learn.

Ideal:

• Knowledge of bank branch environments
• Knowledge of Capitec Bank products and business processes (internal)

Skills

• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Interpersonal & Relationship management Skills

go to method of application »

Purpose Statement

• To welcome clients and coordinate the branch flow through efficient queue functioning, providing excellent client service and assisting clients at the ATM and to complete transactions on any remote or self-service channels. In doing so, gain the knowledge, skills and experience required for service consulting. 

Experience

Minimum:

• No experience required but individual needs to hold a Grade 12 National Certificate

Ideal:

• Some client service experience within a retail/ financial/ banking environment

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

Knowledge

Minimum:

• Basic calculations 
• How to engage with people
• Clarity and understanding of own aspirations, being ambitious and keen to learn.

Ideal:

• Knowledge of bank branch environments
• Knowledge of Capitec Bank products and business processes (internal)

Skills

• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Interpersonal & Relationship management Skills

go to method of application »

About the role

• You will be responsible for overseeing a team of Financial Accountants within a diversified clientele portfolio. You will need to ensure that all financial accounting transactions are accurately recorded for in the financial results.
• You will also perform and review Balance Sheet reconciliations to substantiate all values. You will further provide expertise, technical knowledge and guidance on the execution of month-end routines and financial transactions processing within the bank.

What we are essentially looking for within a candidate:

• Qualified CA (SA) or eligible to register as a CA (SA)
• 1 to 3 years working experience (obtained as a part of articles)
• 1 to 2 years team management experience (obtained as a part of articles)
• 1 to 2 years team management experience (obtained post articles – advantageous)

Knowledge

• International Financial Reporting Standards (IFRS)
• GAAP
• Accounting principles
• Computerised accounting systems and principles
• South African Tax and specifically VAT
• Management of accounts
• Financial analysis of large volumes data in an efficient manner and interpretation of results
• People management principles and practices
• Leadership principles
• Business communication
• Microsoft Office Suite of tools

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What we require

• Hons Degree in Accounting / Commerce or Qualified Chartered Accountant (CA) (ideal)
• 5 years’ experience in financial accounting or finance partnering environment
• 2+ years’ experience leading or managing finance knowledge workers, validating work, coordinating and prioritising to achieve plans and objectives 
• Stakeholder relationship engagement and management
• Responsibility for delivery in a high performing, continuous development environment 
• Understanding of IFRS9 or having worked in a Retail credit environment (ideal)