Current Jobs at Standard Bank Group

Job Description

• To support the Banker, Enterprise (i.e., Portfolio & Multi-Channel) with the day-to-day administration, portfolio management, sales, operational and credit management functions for an allocated portfolio. To ensure that all compliance requirements within the portfolio are met and act as a contact point for the client, providing sales and service fulfilment aligned to segment targets.

Qualifications

• Type of Qualification: First Degree (FAIS Required) 
• Field of Study: Business Commerce

Experience Required

• 3-4 years Experience as an Account Analyst with exposure to lending principles, sales and client servicing
• Experience in a back-office Account Support or Client Service Support role to understand how to interact with clients as well as to process client queries and requests
• Experience in Credit or Retail Credit Collections responsible to complete credit applications. Must have relevant intermediary experience in respect of FAIS
• Relationship Banking (Client Coverage)
• Business & Commercial Banking

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Job Description

To interpret and implement business instructions in compliance with Islamic law and guidelines in the relevant jurisdiction or area of accountability across Business Units (i.e. Business and Commercial Banking, Personal and Private Banking, Corporate and Investment Banking): 

• to draft, review, update and negotiate template and complex, bespoke legal agreements and client facing documents in accordance with business requirements and applicable laws, ; 
• to provide specialised legal advice (in the application of Islamic, banking and finance laws and guidelines) to multiple business areas on all complex commercial legal matters; 
• to conduct legal research; 
• to identify, manage and mitigate legal risks, all in accordance with the legal entity mandate, policies and regulatory requirements with the intention of enabling the maximisation of revenue streams. 

Qualifications

Minimum Qualifications

• Type of Qualification: Post Graduate Degree
• Field of Study: Islamic structuring of capital markets (sukuk), Islamic finance (structured lending products and funds), Islamic Wealth (consumer lending and general banking products and services)

Experience Required

• 8-10 years
• Proven Islamic Finance experience in the provision of guidance and insight pertaining to the drafting, vetting, review, dissemination and/or negotiation of legal documentation and processes of a complex nature. Identification and mitigation of legal risks.At least 8 years' experience within the legal/financial and/or corporate/commercial sectors with specific experience in Shariah compliant finance, banking products and services. At least 6 years' people management experience where appropriate.

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Job Description

• To provide an effective dispute resolution service to the legal entity and engage in complex litigation/dispute resolution in order to protect or defend the interests of the legal entity; in accordance with the legal entity mandate and regulatory requirements.

Qualifications

Minimum Qualifications

• Type of Qualification: Post Graduate Degree
• Field of Study: Legal

Experience Required

• 8-10 years
• Proven experience in the provision of guidance and insight pertaining to the drafting, vetting, review, dissemination and/or negotiation of legal documentation and processes of a complex nature. Identification and mitigation of legal risks. At least 8 years' experience within the legal/financial sector. At least 2- 4 years' people management experience  in a dispute resolution role.

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Role Responsibilities:

• Drive the Digital trading strategy for the Local markets Africa trading business working with the Global Markets Digital team to build best in-class Solutions
• Create the links between Research, Trading, and Sales, to ensure market info and analysis can be translated into practical trade ideas and hedging recommendations. Build collaboration in-country and offshore teams to improve hit rate on flow FX and Investor products.
• Coordinate the interaction between sales and the trading desks in AR, and research to allow for conversation and bi-lateral learning that will allow for the integration of different views, insights, and strategies to come up with tradeable, opportunistic possibilities that can be presented to clients as value-added insights.
• Adopt and apply a nimble mindset that allows for the integration of information from different sources to draw unique and value-adding conclusions that will guide sales, trading desks.
• Analyse and interpret client data in AR through quantifiable financial modelling to identify opportunities and risks to offer differentiated value propositions to clients within a variety of target markets.
• Working with Africa Strategist to Analyse, integrate, and share value-adding research to provide AR clients with insightful and relevant information.
• Apply quantitative skills to analyze, critically evaluate, and interpret macro-economic indicators for the purpose of quantifying risks and providing insights to sales, trading desks, and research.
• Build and sustain global stakeholder relationships by demonstrating sound business acumen and market awareness.
• Catalyze conversation across all AR global markets and research to identify and discuss emerging markets and investable opportunities and risks.
• Communicate and interact with cross-functional teams to influence and optimize overall performance and effectiveness across divisions and sub-divisions.
• Communicate effectively while expressing complex trading, investment, sales, or financial strategies in an organized and eloquent manner to inform business decisions within global markets.
• Communicate trading and business risks efficiently across global markets to optimize clients’ solutions and performance.
• Demonstrate a thorough understanding of financial risk management and how the identified risks affect product offerings and tailored solutions provided to clients.
• Working with research and sales teams, directly communicate and liaise with policy makers to gain a deep understanding of possible investable opportunities or risks.
• Drive fit-for-purpose products across the product lifecycle/value chain for the AR client base in line with overall SBG strategy and changing macro-economic market needs to ensure financial viability, sensible risk management, and to remain competitive across the trading footprint/geographies.
• Engage in and guide discussions with sales, trading desks, and research to break down the existing silos and barriers across and within each business
• Engage with all the different trading and sales desks in AR to build close relationships that allow for discussions and bi-lateral transfer of learning related but not limited to trading views, insights, directionality of the market, and possible investable opportunities.
• Engage with key global stakeholders including policy makers, ministers, corporates, and investors to communicate and present new concepts and ideas to enhance global trading opportunities.
• Retain knowledge and understanding of rules, regulations and mandates for our investor client base in all relevant markets
• Support AR and International sales in client interaction and analysing and interpreting client feedback to provide a fit-for-purpose trading mix and product offering that is in line with client needs.
• Understand the broad macro-economic environment to produce market analyses and trade ideas on a regular basis while also monitoring news that is relevant to the global market trading desks and client franchise.
• Understand the nature, impact, and value-add of all trading desks’ product offerings across the different regional jurisdictions to provide products that benefit both SB trading and client risk appetite.
• Evaluate and interpret large datasets in a quantitative manner to draw conclusions and obtain insights that will guide the strategies and decision making of research, sales, and trading desks within the global market. 
• Influence cross-functional departments such as sales, trading desks, and research to deliver client-centric solutions to secure and retain strategic partnerships.
• Interpret the implementation of policies and regulations and communicate how it affects the macro-economic environment and global market in which SBG in AR and its clients operate.

Qualifications

• Type of Qualification: First Degree
• Field of Study: Finance and Accounting
• Type of Qualification: First Degree
• Field of Study: Mathematical Sciences

Experience Required

Macro Generic

• Global Markets Structured Trading
• 5-7 years
• Seasoned derivatives experience and the ability to understand quantitative models, to aggregate and analyse multiple sources of risk.
• Must have  Africa Regions experience

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Key Responsibilities:

Product and Pricing development

• Researching new product offerings and working closely with flow sales teams to obtain a better understanding market shares and competitor pressures.
• Act as an interface with Head of Business Enablement and provide input into the product development governance and operational process including managing the requirements for new product offerings as well as prioritisation of requirement at the various key strategic forums.
• Drive the continuous improvement to the client pricing strategy and tiering models to ensure optimisation of revenue and product mix for the ZAR and FCY Client Franchise business.
• Work closely with the Head of Money Markets in the development of the CIB/GM Liability Strategy, implementation, and product harmonisation between Transactional Banking and Global markets.
• Engagement with Global markets digital and strategy enablement teams on the use of analytical tools (eg smart nudge), including improvements to the client engagement model.
• Provide input into the pricing of money market products taking into consideration profitability, market pressures and the bank’s liquidity requirements.
• Drive the development of the Money markets digitisation journey, working closely with the Global Markets digital team and provide input based on money market business requirements.
• Act as an interface between flow sales and money markets treasury in fund raising activities.
• Provide input on sales incentivisation framework and work closely with senior management and client coverage teams in the implementation of the framework for money market and treasury products.
• Primary engagement with the strategy enablement and GMT analytics on the enhancements to client revenue tracking process
• The above requires detailed product understanding on a wide range of money market products and Funds Transfer pricing

Money Market Franchise Management

• Co-ordination and preparation of the Money market quarterly business review meeting and presentation -taking into consideration input from the senior stakeholders on strategic agenda initiatives.
• Manage the monthly meetings with regional head of sales to discuss revenue performances, leakages, client insights, competitor analysis (market share and pricing)
• Act as the subject matter expert and provide support to the sales team in the understanding of the characteristics, pricing and differentiation of the money market products during client engagements.

Africa Regions

• Support the AR money market franchise enablement teams in the improvements to product offerings, client revenue tracking and reporting.
• Work with the regional teams in providing and upskilling the various teams in money market products.

Wholesale client engagement model development

• Implement and harmonise the TPS and MM digital strategy roadmaps.
• Drive improvements to the Money Markets data architecture and manage the prioritisation of money markets business requirements related to data. This requires working closely with the Client Strategy Enablement team.

Management Reporting and Continuous improvements

• Performing Balance sheet analysis and margin analysis for the Money market products for the purposes of margin reporting. Ensure that there is a clear segmentation of client and liquidity management revenue.
• Performing P&L forecasting, budgeting for the money market franchise with the key focus on business strategy, not product control or financial reporting
• Identify opportunities for continuous improvement and optimisation of systems, processes and practises and recommend there to more experienced team members/management.
• Managing the lifecycle of new product developments and implementation

Stakeholder and Client Engagement

• Provide support and direction to the flow sales teams through the weekly and monthly meetings to obtain a better understanding of client insights, market/competitive pressure, and products innovation.
• Build on Transaction Banking and GM flow sales engagements for more co-ordinated liquidity management across CIB

Qualifications

• Type of Qualification: First Degree
• Field of Study: Finance and Accounting
• Type of Qualification: Post Graduate Degree
• Field of Study: Finance and Accounting
• Licenses & Certifications: Chartered Accountant (CA), Chartered Financial Analyst (CFA)

Experience Required

Macro Generic

• 3-5 years
• The applicant should have at least three years of proven banking experience with an emphasis on financial markets, treasury, or investment banking
• Experience of money markets and fixed income 

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Job Description

• To ensure digital sales and revenue targets are achieved for the allocated category of products within the segment, on all digital platforms (web, mobile and USSD), by managing all online sales and service activities (from search engine optimisation, online traffic, product and brand presence, relevant content and end-to-end sales processing / processes, channel utilization, analytics and measurement), with the objective of ensuring acquisition and cross-sell service and sales/revenue growth of Digital Banking customers.

Qualification

• Marketing or Business Commerce Degree

Experience

• 5-7 Years Previous experience working in an eCommerce or Web Management, Digital Transformation, Digital Analytics and Management (i.e. FMCG industry)

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Job Description

• We are seeking a dynamic, results-driven Universal Banker with a proven track record of exceeding sales targets to join our team in the Garden Route, specifically in Mossel Bay, Hermanus, George, Knysna, and Oudtshoorn.
• The ideal candidate will be responsible for driving sales growth, developing and executing targeted sales strategies, and delivering exceptional customer service. The role involves managing the banking needs of Personal, Prestige, and Private Banking clients, addressing everything from product inquiries to client account activities (e.g., account openings, providing statements, processing debit order requests, etc.).
• The successful candidate will be skilled at understanding and accurately assessing client demands, ensuring a one-and-done approach that consistently meets client needs within both product and legislative frameworks (e.g., FAIS).

Qualifications

Minimum Qualifications

• NQF5 FAIS aligned qualification

Experience Required

• 5-7 years of experience in banking, preferably in unsecured lending sales
• Proven track record of exceeding sales targets
• Strong knowledge of unsecured lending products, regulatory requirements, and market trends
• Excellent sales, marketing, and negotiation skills
• Ability to build strong relationships with customers and internal stakeholders

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Job Description

• To implement the Group Cyber Resilience strategy securing platforms ecosystems 3rd party integration protecting sensitive data, applications and supporting infrastructure from infiltration or misuse guiding security capabilities in client segment and solutions. Facilitate security services ensuring that policies, standards and controls are embedded to prevent reputational, financial or other losses and compliance with regulatory requirements. Educate employees about their InfoSec responsibilities

Qualifications

• A degree in Business Commerce,  Information Technology, Risk Management.

Experience: 

• 5-7 years experience in an information security or Audit role within the banking and /or financial services sector. Experience working in a multi-vendor and outsourced and multi-system IT environment.
• 5-7 years Good working knowledge and experience with the implementation and management of information security policies and frameworks within a corporate environment. Management experience working with individuals and teams from diverse cultures.
• 5-7 years Strong IT understanding, gaining insight into digital and platform operating models and cyber security trends and solutions

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Job Description

• To deliver a quality service and manage service gaps realised by clients as they engage through the bank's various touchpoints. To deliver planned and proactive client engagements driven through holistic client reviews focused on achieving contextual client outcomes. Deepen bank-client relationships primarily focused on providing cross-pillar solutions for clients, working with the supporting product specialists to ensure holistic engagement and guidance for financial decisioning by clients.

Qualifications

Essential Qualifications

Academic Requirements: 

• A Bachelor's degree or Advanced Diploma (NQF7 FAIS recognised) in Finance, Economics, Accounting, Business Administration, or a closely related field is mandatory.
• Field of Expertise: Business Commerce

Requisite Professional Experience

Client Coverage Expertise

• Personal and Private Banking
• A minimum of 3-4 years of relevant experience is imperative, encompassing:
• Demonstrable proficiency in sales, service, and relationship management within the financial services sector
• Proven track record in credit applications and financial acumen
• Extensive experience working with private banking clients, with a minimum of one year dedicated to managing a high-value client portfolio
• Candidates must exhibit a thorough understanding of the banking industry, exceptional interpersonal skills, and the ability to deliver results in a high-pressure environment.
• The successful applicant will be expected to contribute significantly to the bank's strategic objectives and maintain the highest standards of professional conduct at all times.

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Job Description

• To achieve Commercial Asset Finance (CAF) sales performance objectives by implementing approved asset-based finance transactions to both new and existing customers for allocated portfolio within a province across segments and sectors. To maintain post-sales relationships with customers whilst identifying further asset-based finance and retention opportunities in conjunction with the Relationship Managers.

Qualifications

Type of Qualification:

• Degree/ Diploma required 
• FAIS required

Experience Required

Business Solutions

• Business & Commercial Banking
• 3-4 years
• Experience within the vehicle and asset finance industry. Experience in sales, service and deal making. Experience in managing dealer relationships.
• Strong New Business and Strong cold calling , Strong Acquisition