Fresh Jobs at Capitec Bank

About the roles:

• As a Mid/Senior Data Scientist at Capitec, your purpose is to drive Capitec’s AI strategy, with the unique opportunity to shape and own this vision from the ground up. This involves leveraging advanced, practical knowledge of state-of-the-art machine learning principles and techniques, including deep learning, natural language processing (NLP), and reinforcement learning, to develop innovative models and solve complex business challenges. You will be responsible for designing, implementing, and optimising predictive models and intelligent algorithms to uncover actionable insights that drive strategic decision-making across departments.
• The role also includes the full machine learning lifecycle, from data preprocessing and experimental design to production-level model deployment. As a Senior Data Scientist, you will gather requirements and manage stakeholder engagement across the business, including executive-level management. Additionally, you will bring expertise in deep learning frameworks such as TensorFlow and PyTorch, while mentoring junior data scientists to foster a collaborative and growth-oriented team environment.
• We are looking for mid/senior data scientist, ideally located in the western cape, with roles also open in Sandton. Our current requirements span business banking client experience delivery, retail banking client experience delivery, marketing client insights and engagement, retail credit management, and risk. This advertisement is intended to

Areas of focus:

• Business banking client experience delivery,
• Retail banking client experience delivery,
• Marketing client insights and engagement, 
• Retail credit management, 
• Risk 

Our ideal candidate has:

• 6+ years of experience in a Senior Data Science role
• Bachelor’s degree or higher.
• Hands-on experience deploying AI/ML solutions in real-world applications
• Experience with advanced data science principles including NLP, deep learning, reinforcement learning, or time-series modeling.
• Python/R experience and relation/non-relational databases.
• Familiarity with modern deep learning frameworks (Pytorch, Tensorflow)
• Stakeholder engagement management up to executive management.
• Github experience or Git
• AWS/Azure/GCP

Competencies:

• Strategic thinking
• Leadership ability
• Problem solving skills
• Decision making skills
• Researching skills
• Project Management skills
• Planning, organising and coordination skills

Education:

• Completed a degree or higher

Ideal:

• Master’s degree

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Purpose Statement

• To enable software quality assurance through ownership of the end-to-end testing process by creating a set of activities and scenarios, manual or automated, ensuring that developed software meets and complies with the defined or standardised quality specifications within the Software Development Life Cycle (SDLC).
• To collaborate with the Business Analysts to define test scenarios, and prepare, participate in, and oversee the execution of test cases within a feature team, the validation of functional and non-functional test requirements, the preparation of test data in terms of input and expected outcome data, and required test environments.

Education (Minimum)

• Grade 12 National Certificate / Vocational
• A relevant tertiary qualification in Software Testing or Information Technology

Education (Ideal or Preferred)

• National Diploma in Information Technology

Knowledge and Experience
Minimum:

• Understand the end-to-end processes being tested to achieve successful testing
• Knowledge of Capitec’s Way of Work (WoW) during projects
• Knowledge of and exposure to impact analysis when introducing software changes 
• Understand the full Systems Development Lifecycle (SDLC)
• Understand common software failures and faults
• Understand various software domains
• Understand system or application under test
• Understand variety of testing efforts 
• Best practice / industry standard in software and hardware testing, reporting, tracking and follow up, and Software Quality Assurance (SQA)
• 6+ years’ experience in Quality Assurance (QA) testing within a business context
• Experience in or exposure to coaching and mentoring other test team members

Ideal:

• Experience in continuous delivery environment
• Application of test tools
• Test Automation
• Financial/Banking Systems
• Reinforce with stakeholders/feature team appropriate testing environments and timelines
• Supervise testers and test analysts
• SQL Query/Fundamentals

Skills

• Analytical Skills
• Communications Skills
• Interpersonal & Relationship management Skills
• Problem solving skills
• Numerical Reasoning skills
• Additional Information
• Clear criminal and credit record

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Purpose Statement

• The level I Software Engineer plays an integral part in a cross-functional team dedicated to the full software development lifecycle, from concept, to development to deployment and ultimately operating of each product. At this level, software engineers are expected to support and collaborate with other Software Engineers and the delivery team, actively participating in problem-solving and contributing to the development and success of projects.
• The Front-end Software Engineer plays a crucial role in building solutions that create great client experiences for mobile and web applications. They are responsible for translating design mockups into interactive and user-friendly interfaces, with a focus on intuitive user experiences.

Education (Minimum)

• Grade 12 National Certificate / Vocational

Education (Ideal or Preferred)

• A relevant tertiary qualification in Information Technology

Knowledge and Experience
Experience:

• 1 years’ proven experience in front-end software development, project delivery and implementation (in relevant development technologies/language). Experience with modern front-end frameworks and technologies.

Knowledge: 

• IT systems development processes (SDLC)
• Application development
• Programming foundations
• Responsive design principles and mobile-first development.
• Browser compatibility issues and performance optimisation.
• Front-end build tools and package managers 
• Version Control
• Testing practices

Tech Stack

• Frontend: Vue/Angular, TypeScript/JavaScript, modern CSS
• Data: PostgreSQL, Redis
• Cloud: AWS (S3, RDS, SQS, MSK)
• Infrastructure: Kubernetes, Docker, AWS Cloud
• Observability: Instana, OpenSearch

Skills

• Analytical Skills
• Attention to Detail
• Communications Skills
• Interpersonal & Relationship management Skills
• Problem solving skills
• Additional Information
• Clear criminal and credit record

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About The Role

• Join our dynamic Delivery Enablement team, where you’ll manage multiple strategic projects across the organization. We’re seeking experienced Project Managers who thrive in fast-paced environments and can deliver results across diverse business areas.

Our Ideal Candidate

• Proven 4 -10 years’ experience as a Project Manager, managing several large-scale projects at once.
• Strong JIRA experience.
• Confluence experience is advantageous.
• Proficiency in Microsoft Office Suite (Word, PowerPoint, Excel).
• Demonstrated ability to present to senior management and executive stakeholders.
• Strong business acumen and ability to have challenging conversations.
• Experience in fast-paced, high-volume environments.
• Working within an Agile environment.
• Experience of SDLC methodologies, Agile, Scrum and Waterfall.

Key Responsibilities

• Lead and deliver multiple projects simultaneously, ensuring alignment with organizational goals.
• Collaborate with cross-functional teams and present to senior stakeholders, including divisional executives.
• Utilize JIRA (mandatory) and Microsoft Suite for project tracking, reporting, and presentations.
• Apply business acumen to understand project context, challenge assumptions, and drive outcomes.
• Prepare and present project updates to steering committees and executive leadership.

Minimum Qualification

• A grade 12 certification  
• A relevant tertiary qualification in project management

Skills

• Analytical Skills
• Communications Skills
• Negotiation Skills
• Interpersonal & Relationship management Skills
• Problem solving skills

Conditions of Employment

• Clear credit and criminal record
• Own reliable transport and valid driver’s license
• Own mobile phone
• Ability to work in an open-plan environment

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Purpose Statement

• To support the Head: Franchising, Franchise Specialist and Franchise Dealmaker through the collection, compilation and capturing of all relative franchise information.

Experience
Minimum:

• At least 2 years’ experience in the field of credit, credit applications, credit risk and portfolio assessment in a banking environment.
• Achieving objectives through stakeholder liaison.
• Oversight and completion of administrative processes involving multiple parties.
• Performing credit analytics to inform credit decisioning.
• Working with terms and deals for credit in a business context.

Ideal:

• Experience in a franchising environment.

Qualifications (Minimum)

• Bachelor's Degree in Commerce or Business Analysis

Qualifications (Ideal or Preferred)

• Honours Degree in Commerce or Business Analysis

Knowledge
Minimum:

• General administration and information coordination and tracking methods
• Client and people relationship management techniques
• Analysis principles, methods, tools
• Interpretation of financial analytics

Ideal:

• Understanding of the franchise market
• Understanding of business client business and financing needs 
• Sales principles, methodologies, tools and processes

Skills

• Communications Skills
• Conditions of Employment
• Clear criminal and credit record
• Must have access to transport (personal/public)

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About the role

• As a Business Intelligence Analyst with a strong focus on credit analytics, You will work with large, complex datasets, transforming data into clear, actionable insights that support strategic priorities. This is a hands-on, technical role requiring strong data skills, and the ability to work independently while driving projects from concept to delivery.

Knowledge and Experience
Minimum Experience:

• A tertiary qualification in  Mathematics, Statistics, or Computer Science.
• Strong credit experience with the ability to manage credit requests, perform ad hoc analysis, and support the credit team.
• At least 5 years’ experience as Business Intelligence Analyst or equivalent (data analyst etc.) including experience in data analytics, BI methods and tools, data warehousing and the data life cycle.
• Experience in identifying, quantifying, and subsequently delivering value on how to solve business challenges using data
• Experience with stakeholder engagement
• Experience in working with data on cloud platforms, such as AWS or Microsoft Azure
• Experience in building data visualisations using tools such as Power BI
• Experience of using SQL to prepare and analyse data

Knowledge:

• Knowledge and basic experience in using low/no code AutoML on modelling tools such as Power BI or AWS Sagemaker  
• Design thinking
• Dimensional Modelling
• The Data Product Life Cycle (DPLC)
• Knowledge of data privacy and security regulations and best practices 
• Knowledge and understanding of data quality and incident management  
• Knowledge and experience of agile project management methodology 

Ideal:

• Previous experience working in business analysis in the banking sector
• Knowledge of change management principles and practices

Additional Information

• Clear criminal and credit record

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About The Role

• We are seeking an experienced Platform Data Engineer to play a key role in one of our most exciting initiatives. This is a greenfield opportunity, where you will work within a cross-functional team of specialists, including data scientists and decision engineers, to build the product from the ground up. Your expertise will directly influence the data foundations that power this innovative solution. This role offers the opportunity to work at scale, innovate with new technologies, and shape a product with real market impact. 

What You’ll Be Doing

• Design, build, and maintain scalable, high-performance data pipelines and infrastructure. 
• Collaborate with cross-functional colleagues to deliver robust, production-ready data solutions. 
• Work primarily with Python, SQL, and AWS, while engaging with other cloud platforms where relevant. 
• Explore and apply emerging technologies, such as large language models and graph databases, to drive innovation. 
• Contribute to a strong culture of knowledge sharing across the wider data engineering community. 

What We Are Looking For

• 4+ years’ experience in data engineering or software engineering. 
• Advanced skills in Python, SQL, and cloud platforms (AWS preferred; Azure/GCP also considered). 
• Experience with Terraform or similar infrastructure-as-code tools is beneficial. 
• Previous exposure to consulting or financial services will be advantageous. 
• Strong problem-solving ability, adaptability, and comfort working in fast-paced, cross-functional teams.

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Purpose Statement

• To be the custodian of the integrated marketing plan, understand Capitec’s market and clients’ needs and act as an advisor to internal business stakeholders. 
• To meet business objectives through acquiring and optimising quality clients.
• To develop effective integrated marketing strategies and plans in order to deliver the right message, to the right client, at the right time and on the right platform for our products and services.

Experience
Minimum:

• 5+ years marketing experience in a large, complex and client focussed organisation
• Managing a team 

Ideal:

• Experience gained preferably in an FMCG, retail banking or services industry.
• Cross functional project coordination / management

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational
• Bachelor's Degree in Marketing or Business Management

Qualifications (Ideal or Preferred)

• A relevant post graduate degree in Marketing or Business Management

Knowledge
Minimum:

• Principles of brand marketing
• Data analysis, client profiling and segmentation
• Digital marketing and e-commerce
• Strategic marketing management
• Campaign management
• General business/commerce know how
• People management principles and practices
• Internal and external communication methods and practices
• Stakeholder management principles and practices

Ideal:

• Capitec environment and products

Skills

• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Problem solving skills
• Management skills
• Decision making skills

Conditions of Employment

• Clear criminal and credit record

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About the Role

• This role involves leading multi-disciplinary software development teams to deliver high-quality, end-to-end technology solutions using modern architectures like microservices and cloud platforms.
• The ideal candidate combines strong technical expertise with business acumen, stakeholder management skills, and experience in financial systems within fast-paced environments. 

Our Ideal Candidate

• 3–5 years of experience in software development management, including leading multi-disciplinary technical teams (software engineers, business analysts, and test analysts) with a focus on collaboration, quality, and timely delivery.
• Proven track record in delivering end-to-end technology solutions using Event-Driven Architecture, Microservices, SQL, and Cloud-based platforms.
• Strong understanding of the Systems Development Life Cycle (SDLC), with hands-on experience in progressive software and database development roles. 
• Solid general business acumen, with exposure to the retail credit and banking industries, as well as budgeting and accounting principles. 
• Skilled in stakeholder relationship management, ensuring alignment between technical delivery and business outcomes. 
• Experience delivering in fast-paced environments, applying project management principles and methodologies to drive execution. 
• Involved in business analysis, design, and the implementation and maintenance of financial and contact centre systems and procedures. 
• Committed to continuous improvement, value prioritisation, and ensuring stakeholder engagement throughout the software delivery lifecycle. 
• Experience working in environments that require validation of work and adherence to high-quality standards. 

Minimum Knowledge

• General business acumen
• The retail credit industry
• Banking industry
• Budgeting and accounting principles
• Business analysis and design
• Implementation and maintenance of financial and contact centre systems and procedures
• Project Management principles and methodologies 
• Systems Development Life Cycle (SDLC)

Skills

• Analytical Skills
• Communications Skills
• Negotiation Skills
• Interpersonal & Relationship management Skills
• Problem solving skills

Conditions of Employment

• Clear credit and criminal record

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About the role

• The SAP HCM Business Analyst will drive HR process optimisation and digital transformation by aligning business needs with system capabilities. Working closely with HR teams, this role focuses on mapping, analysing, and enhancing HR processes to ensure scalable, fit-for-purpose solutions. Prior experience with SAP HCM or SuccessFactors is essential to effectively navigate and improve our existing HR systems landscape.

Education (Minimum)

• A relevant tertiary qualification in Business Analysis

Minimum Experience

• Formal qualification or Business Analysis diploma
• 5+ years working experience as a BA in a wide variety of situations, contexts and complexities. Must be capable in using a variety of techniques and completing business analysis tasks independently.
• Internal: Completion of BA School of Learning Level 4
• Proven experience working in HR environments and understanding HR processes.
• Proven experience as a Senior Business Analyst with a strong background in HR systems, particularly SAP HCM or SuccessFactors. Familiarity with HR processes and systems is essential.
• Previous experience with Oracle HR systems will also be considered.
• Functional and business process design 
• Communication and translation of information across business and technical environments (Interface between business and Technology)
• Design of evidence-based best practice solutions
• Stakeholder engagement and collaboration 
• Project Management principles and relevant development lifecycle experience 
• Agile development lifecycle principles and experience
• Understanding of systems and the Systems Development Life Cycle (SDLC)

Additional Information

• Clear criminal and credit record

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About the role:

• We are seeking an experienced Business Analyst to join our Family Banking team within the Save Space. This role is crucial for maintaining and enhancing our banking services, ensuring seamless stakeholder management, and driving complex projects to successful completion. The Family Banking team plays a pivotal role in delivering exceptional banking services to our clients. This role requires a skilled professional who can hit the ground running and contribute to our ongoing projects without a steep learning curve. This role is essential for maintaining our high standards and ensuring the smooth operation of our banking services.

Minimum Knowledge

• Working on integration projects, ensuring that new systems integrate smoothly with existing ones by understanding requirements from different tech teams. 
• Creating detailed process flows and documentation to guide the tech teams on what needs to be done. 
• Managing stakeholders effectively, ensuring clear communication and understanding of project goals and requirements. 
• Utilizing tools like JIRA to manage tasks and workflows. 
• Potentially mentoring or guiding less experienced team members

Qualifications

• A bachelor's degree in business information, engineering, or a related field. 
• Relevant certifications in SAP or SuccessFactors, and cloud certifications are a plus.

Skills

• Analytical Skills
• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Interpersonal & Relationship management Skills
• Problem solving skills

Conditions of Employment

• Clear credit and criminal record

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About the role:

• In this role, you’ll take the lead in engineering and automating Capitec’s hybrid cloud infrastructure. As a senior Systems Engineer, you will design, build, and support scalable and secure server and storage solutions—while driving automation initiatives across environments using Ansible, Terraform, and other tools. You’ll play a key part in ensuring infrastructure is resilient, future-ready, and aligned with Capitec’s digital transformation goals.
• You’ll also be a technical mentor and role model to other engineers, helping shape how we do infrastructure through collaboration, knowledge sharing, and thought leadership.

Our ideal candidate has:

• 8+ years of hands-on experience in enterprise infrastructure, cloud (especially AWS), and automation

Expertise in:

• AWS, Ansible, Terraform, Git,
• Python, PowerShell, Bash
• VMware, Windows & Linux servers, Storage solutions
• A relevant IT degree or diploma is preferred, but practical experience and certifications in AWS, automation, or Linux are just as important
• Strong troubleshooting skills and a proactive, solution-oriented mindset
• A passion for learning, leading, and improving systems and processes

What you’ll love about the role:

• Strategic influence: You’ll help shape the future of Capitec’s hybrid cloud environment
• Cutting-edge tech: Get hands-on with AWS, automation tools, and modern infrastructure approaches
• Team impact: Work in a collaborative, values-driven team that thrives on innovation and shared success
• Career growth: Develop in a fast-paced environment with meaningful opportunities

Education (Minimum)

• Grade 12 National Certificate / Vocational

Education (Ideal or Preferred)

• A relevant tertiary qualification in Information Technology

Additional Information

• Clear criminal and credit record

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About the role:

• As the UX Lead for client engagement, you will have ownership of and will be accountable for leading the execution of user experience design, plans, artifacts and objectives and drive design excellence across traditional and digital engagement channels within the client engagement product line, providing technical expertise and mentorship whilst ensuring user- centred solutions that align with business objectives and elevate the overall customer experience through strategic design leadership and cross-functional collaboration. 

Our Ideal Candidate Has:

• 6+ years UX design with a proven track record of leading complex design projects 
• Demonstrated experience providing functional leadership and mentoring of design teams and collaborating effectively with cross-functional stakeholders 
• Proven UX UI experience across design, writing researching and delivery. 
• Strong experience in planning, conducting, and synthesising user research to inform strategic design decisions 
• Deep knowledge and understanding of UX/UI of principles

Key Responsibilities

• User Research and Strategy
• Design Leadership and Execution
• Cross-Functional Collaboration and Influence
• Professional Growth and Design Excellence 

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• A relevant tertiary qualification

Conditions of Employment

• Clear criminal and credit record