Fresh Openings at Capitec Bank

Purpose Statement

• To partner strategically with Product Heads to assess business needs and offer tailored marketing solutions.
• To advise and direct the creation of marketing programs that align with the business's strategic direction.
• To oversee the marketing value chain, from consulting with business to planning, development, execution, and reporting.
• Ensure thorough reporting and measurement of marketing initiatives to track success and drive continuous improvement

Experience
Minimum:

• 5+ years product marketing experience in a large, complex and client focussed organisation 

Ideal:

• Experience gained preferably in an FMCG, retail banking or services industry.
• Cross functional project coordination / management
• Lead and manage marketing programs that align with and support business and marketing objectives.
• Multi-Channel Marketing, utilising a range of marketing capabilities, including direct marketing, digital performance marketing, social media marketing, above-the-line advertising, digital and traditional media, and content marketing.

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational
• Bachelor's Degree in Marketing or Business Management

Qualifications (Ideal or Preferred)

• A relevant post graduate degree in Marketing or Business Management

Knowledge
Minimum:

• Principles of brand marketing
• Data analysis, client profiling and segmentation
• Digital marketing and e-commerce
• Strategic marketing management
• Campaign management
• General business/commerce know how
• Internal and external communication methods and practices

Ideal:

• Capitec environment and products

Conditions of Employment

• A valid driver's license and own vehicle is required
• Willingness to travel nationally on a regular basis
• Clear criminal and credit record

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Purpose Statement

• To be the custodian of the integrated marketing plan, understand Capitec’s market and clients’ needs and act as an advisor to internal business stakeholders. 
• To meet business objectives through acquiring and optimising quality clients.
• To develop effective integrated marketing strategies and plans in order to deliver the right message, to the right client, at the right time and on the right platform for our products and services.

Experience
Minimum:

• 5+ years marketing experience in a large, complex and client focussed organisation
• Managing a team 

Ideal:

• Experience gained preferably in an FMCG, retail banking or services industry.
• Cross functional project coordination / management

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational
• Bachelor's Degree in Marketing or Business Management

Qualifications (Ideal or Preferred)

• A relevant post graduate degree in Marketing or Business Management

Knowledge
Minimum:

• Principles of brand marketing
• Data analysis, client profiling and segmentation
• Digital marketing and e-commerce
• Strategic marketing management
• Campaign management
• General business/commerce know how
• People management principles and practices
• Internal and external communication methods and practices
• Stakeholder management principles and practices

Ideal:

• Capitec environment and products

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Purpose Statement

• To minimise the risk of loss through bad debts, and maximise profits for the business through effective execution of credit application, evaluation and approval processes, and ensuring the quality of credit risks across the portfolio is maintained. 
• To interact with other areas of the bank and acting as a catalyst in ensuring compliance with agreed risk parameters as set out in the Bank’s strategy.

Experience
Minimum: 

• At least 5 years Credit Management experience across Personal and Business markets 
• Current Person-to-holder Credit Mandate 

Ideal: 

• At least 5 years Credit Management experience across Personal and Business markets 
• Experience in Intuitive Credit Granting

Qualifications (Minimum)

• Bachelor's Degree in Credit Management or Banking

Qualifications (Ideal or Preferred)

• Honours Degree in Credit Management or Banking

Knowledge
Minimum: 

• Business knowledge
• Risk Management 
• Understanding of Project Management methodologies and processes, 
• People Management 
• Financial Management
• In-depth understanding of the NCA

Ideal: 

• Knowledge of Intuitive Credit Granting

Skills

• Commercial Thinking Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Analytical Skills
• Problem solving skills
• Decision making skills
• Attention to Detail
• Numerical Reasoning skills

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Purpose Statement
To optimise credit intelligence performance, and minimise credit risk through: 

• Independently conducting complex quantitative data analysis and delivering analytical output that will enable insights and inform business decision making. 
• Proposing and executing solutions based on analytical outputs.
• Proposing and working with senior team members to build new statistical models informing credit decisions.

Experience
Minimum:

• 2-4 years’ experience in retail credit analysis (including SQL programming, diagnostic analytics, statistical modelling and data visualisation). 
• In case of Honours degree: 1 - 3 years’ experience in retail credit analysis (including SQL programming and descriptive analytics). 

Ideal: 

• Portfolio specific experience
• Capitec Bank experience

Qualifications (Minimum)

• Bachelor's Degree in Finance or Statistics

Qualifications (Ideal or Preferred)

• A relevant post-graduate qualification in Finance or Statistics

Skills

• Communications Skills
• Presentation Skills
• Reporting Skills

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What We’re Looking For

• To ensure the timeous and accurate processing of salaries, increase calculations and other remuneration benefits (tax directives, incentive schemes, benefit schemes, team awards, etc.) of Capitec Bank employees. To provide specialist and subject matter expertise on payroll related matters and employee tax submissions (including running of IRP5s and applying for tax directives at SARS).

Experience
Min:

• 2 - 3 years’ experience in payroll processing and administration in an enterprise business / banking / financial environment
• 2 – 3 years’ proven experience with tax calculations and SARS

Ideal:

• 5 years’ experience in a similar environment 

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• A relevant tertiary qualification in Human Resources or Finance

Knowledge
Min:

• SAP and Success Factors payroll software experience 
• General HR knowledge (e.g. UIF, Statutory regulations, provident fund)
• Good knowledge of SARS E@syfile and E-filing 
• Payroll administration

Skills

• Communications Skills
• Attention to Detail
• Planning, organising and coordination skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Interpersonal & Relationship management Skills

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Purpose Statement

• To achieve marketing objectives through the successful execution of targeted campaign goals. 
• To cultivate existing client relationships by comprehending their banking behaviours and employing campaigns and strategies to reinforce established behaviours and encourage further product engagement. 
• To design performance-oriented campaigns for the acquisition of new clients and the introduction of new products to the market, employing suitable communication channels.

Experience

• 3-5 years brand marketing experience in a large, complex and client focused organisation
• Ideal experienced gained in an FMCG, retail, retail banking or services industry
• Cross functional project coordination / Management

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• A relevant degree in Marketing or Business Management

Knowledge

• Principles of brand marketing and paid media 
• Data analysis, client profiling and segmentation
• Digital marketing and e-commerce
• Campaign management
• Internal and external communication methods and practices
• Stakeholder and relationship building and management.

Skills

• Analytical Skills
• Attention to Detail
• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Problem solving skills

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About the role:

• The Senior Internal Auditor will be responsible for the delivery of audit engagements under the direction of the Manager: Internal Audit, support in the development of the annual audit plan, identification of modern data analytic continuous monitoring techniques within the audit portfolio

What you will bring:

• A degree in a relevant field, such as BCom or equivalent
• CIA (Certified Internal Auditor) or equivalent
• At least five years of relevant experience post-articles, preferably in Financial Services. 
• Knowledge of market conduct frameworks as well as Banking and Insurance regulations

Ideally you also have:

• CAMS - Association of Certified Anti-Money Laundering Specialist
• CA(SA) - Chartered Accountant 
• ACFE - Certified Fraud Examiner
• Experience in Integrated assurance approaches utilising data analytic techniques. (i.e. CAATs) v

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Purpose Statement

• To independently investigate instances of risk related to various types of complex fraud incidents across Capitec Bank (e.g. internal corruption, serious breach of policies and procedures, and criminal syndicates) including investigating the matter, the parties involved and provide appropriate evidence for disciplinary hearings and/or criminal proceedings. Identify potential control weaknesses and recommend preventative measures, improvements and training initiatives against potential fraud to Capitec Bank.  Provide subject matter expertise, technical know-how, experience, oversight and guidance for others in respect of a portfolio, function or department.

Experience
Minimum:

• At least 6 years’ experience as a Forensic Investigator/Auditor.

Ideal:

• At least 6 years’ experience in Banking Crime investigation.

Qualifications (Minimum)

• A relevant tertiary qualification in Law or Finance

Qualifications (Ideal or Preferred)

• A relevant degree in Finance or Law

Knowledge
Minimum:

• Investigation methods and procedures. 
• Criminal law and law of evidence of the judicial process.

Ideal:

• The banking industry 

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Must-Haves:

• Experience in data engineering or a related field.
• Proficiency in SQL, Python, and version control tools (e.g., Git).
• Experience with cloud platforms (e.g., AWS) and cloud-native data architecture.
• Ability to design and manage data pipelines and data models.
• Experience working with large datasets in structured data warehouse environments.
• Familiarity with ETL processes and data transformation best practices. 

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About the role:

• As the UX Lead for client engagement, you will have ownership of and will be accountable for leading the execution of user experience design, plans, artifacts and objectives and drive design excellence across traditional and digital engagement channels within the client engagement product line, providing technical expertise and mentorship whilst ensuring user- centred solutions that align with business objectives and elevate the overall customer experience through strategic design leadership and cross-functional collaboration. 

Our Ideal Candidate Has:

• 6+ years UX design with a proven track record of leading complex design projects 
• Demonstrated experience providing functional leadership and mentoring of design teams and collaborating effectively with cross-functional stakeholders 
• Proven UX UI experience across design, writing researching and delivery. 
• Strong experience in planning, conducting, and synthesising user research to inform strategic design decisions 
• Deep knowledge and understanding of UX/UI of principles

Key Responsibilities

• User Research and Strategy
• Design Leadership and Execution
• Cross-Functional Collaboration and Influence
• Professional Growth and Design Excellence 

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• A relevant tertiary qualification