Job Vacancies at Capitec Bank

Purpose Statement

• To ensure the deliverables within the area of responsibility aligns with the objectives, plans, processes and standards of Credit Decision Science (Granting Model/Collections, Recoveries, Account Management)

• To lead a team of specialists within the (Collections, Recoveries and Account Management  / Granting Model) function to perform analysis to translate active business data into usable strategic information to inform the business on any critical and measurable credit and risk indicators.

• To perform analysis to translate active business data into usable strategic information to inform the business on any critical and measurable credit and risk indicators.

Experience

• 4 years’ relevant experience in statistical analysis

• Experience must include the following (within the Retail Credit Risk Management Environment):

  • Extracting and Aggregating Data from Large Relational Databases

  • Data Mining and Predictive Modelling

Qualifications (Minimum)

• Honours Degree in Mathematics or Data Science

Qualifications (Ideal or Preferred)

• Masters Degree in Mathematics or Data Science

Knowledge

• Analytics

• Predictive Modelling and Machine Learning

• Project management methodologies

• IT implementation cycle

• Credit cycle

• Technical understanding and knowledge (different operating systems / databases / programming languages)

• General business acumen to identify the impact technical issues may have on design and delivery of solutions.

• Best practices and tools in credit risk

• Interpretation of user requirements and translation into business requirements specifications

• Retail credit environment / industry

• Confidentiality and intellectual property implications and constraints

• Interpretation of user requirements

• Translation of business requirements into business requirement specifications

Skills

• Communications Skills

• Numerical Reasoning skills

• Analytical Skills

• Reporting Skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)

• Attention to Detail

• Programming skill (SAS, SQL, R, Python)

• Commercial Thinking Skills

• Interpersonal & Relationship management Skills

• Leadership Skills

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

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Purpose Statement

Provide support to the financial, credit and regulatory reporting functions through credit pricing and capital requirement calculations.

Experience

Ideal:

• 2-3 year’s experience in analytical role in dynamic, mathematically complex environment

• Regular exposure to members of the Executive Committee

Qualifications (Minimum)

• National Certificate in Grade 12 National Certificate

• A relevant degree in Statistics

Qualifications (Ideal or Preferred)

• A relevant post graduate degree in Mathematics or Statistics

Knowledge

Min:
Knowledge and understanding of:

• Credit pricing

• Provisioning for bad and doubtful debts as per IAS39 and IFRS9

• Capital reuirement as per Basel III

• Weighted average cost of capital

• Forecasting and budgeting

• Advanced statistical analysis

• Advanced financial mathematics

Ideal:
Knowledge and understanding of:

• Capitec Bank strategic objectives

• Capitec Bank operating environment

• Big data and data mining techniques

Skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)

• SQL Skills

• SAS Skills

• Attention to Detail

• Communications Skills

• Project Management Skills (Methodolgy Specific)

• Leadership Skills

• Negotiation skills

• Influencing Skills

• Interpersonal & Relationship management Skills

• Facilitation Skills

• Presentation Skills

• Planning, organising and coordination skills

• Problem solving skills

• Analytical Skills

• Reporting Skills

Competencies

• Delivering Results and Meeting Customer Expectations

• Analysing

• Presenting and Communicating Information

• Coping with Pressures and Setbacks

• Writing and Reporting

Conditions of Employment

• Clear criminal and credit record

• Willing to work regular shifts or weekends or rotational standbys

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals

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Purpose Statement

• To manage a portfolio of clients by providing excellent client service which aims to retain and optimise client value whilst attracting new clients to ensure future client growth. 

Experience

Minimum:

• 1 to 2 years Business Banking experience

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational in Grade 12 National Certificate

Qualifications (Ideal or Preferred)

• Diploma in Accounting - Financial Accounting or Business Management

Knowledge

Minimum:

Knowledge and understanding of:

• Business banking environment including features, benefits and value propositions of products & services

• General banking practices and procedures. 

• Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. . 

• The Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA). 

• Administration processes and procedures pertaining to Business Banking transactions.

• Client relationship management and service principles.

Ideal:

Knowledge and understanding of:

• Capitec Business Bank products and services

• Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.

• Capitec/Business Bank systems and processes

Skills

• Communications Skills

• Administration Skills

• Planning, organising and coordination skills

• Problem solving skills

• Interpersonal & Relationship management Skills

• Attention to Detail

Competencies

• Deciding and Initiating Action

• Deciding and Initiating Action_Acting Decisively

• Deciding and Initiating Action_Demonstrating Initiative

• Deciding and Initiating Action_Making Accurate Judgments and Decisions

• Working with People

• Working with People_Adapting to Others

• Working with People_Assessing and Understanding People

• Working with People_Attentive Listening

• Working with People_Building and Supporting Teams

• Working with People_Demonstrating Appreciation

• Working with People_Demonstrating Self-Insight and Awareness

• Working with People_Managing from a Distance

• Working with People_Resolving Conflict

• Working with People_Sharing Information

• Working with People_Showing Caring and Understanding

• Working with People_Supporting Coworkers

• Working with People_Teaching

• Relating and Networking

• Relating and Networking_Creating and Maintaining Networks

• Relating and Networking_Establishing Relationships

• Relating and Networking_Interacting with People at Different Levels

• Relating and Networking_Managing Political Situations

• Persuading and Influencing

• Persuading and Influencing_Making Convincing Arguments

• Persuading and Influencing_Making a Strong Impression

• Persuading and Influencing_Negotiating Agreements

• Analysing

• Analysing_Critical Thinking

• Analysing_Evaluating and Implementing Ideas

• Analysing_Reading Effectively

• Analysing_Solving Complex Problems

• Analysing_Testing and Troubleshooting

• Analysing_Thinking Broadly

• Analysing_Using Math

• Analysing_Working with Financial Information

• Planning and Organising

• Planning and Organising_Coordinating Project Activities

• Planning and Organising_Driving Projects to Completion

• Planning and Organising_Managing Resources

• Planning and Organising_Prioritising and Organising Work

• Delivering Results and Meeting Customer Expectations

• Delivering Results and Meeting Customer Expectations_Championing Customer Needs

• Delivering Results and Meeting Customer Expectations_Delivering High Quality Work

• Delivering Results and Meeting Customer Expectations_Meeting Basic Work Expectations

• Delivering Results and Meeting Customer Expectations_Serving Customers

• Following Instructions and Procedures

• Following Instructions and Procedures_Accepting Direction

• Following Instructions and Procedures_Following Policies and Procedures

• Following Instructions and Procedures_Managing Meetings

• Following Instructions and Procedures_Managing Risk

• Following Instructions and Procedures_Managing Time

• Following Instructions and Procedures_Working Safely

• Adapting and Responding to Change

• Adapting and Responding to Change_Acting as a Champion for Change

• Adapting and Responding to Change_Adapting to Change

• Adapting and Responding to Change_Supporting Change

• Adapting and responding to change_Working with Diverse Populations

• Adapting and Responding to Change_Working with Ambiguity

• Coping with Pressures and Setbacks

• Coping with Pressures and Setbacks_Demonstrating Tenacity and Perseverance

• Coping with Pressures and Setbacks_Displaying Confidence and Composure

• Coping with Pressures and Setbacks_Maintaining Work-Life Balance

• Coping with Pressures and Setbacks_Managing Stress

• Achieving Personal Work Goals and Objectives

• Achieving Personal Work Goals and Objectives_Accepting Responsibility

• Achieving Personal Work Goals and Objectives_Driving Continuous Improvement

• Achieving Personal Work Goals and Objectives_Driving for Results

• Achieving Personal Work Goals and Objectives_Pursuing Self-Development

Conditions of Employment

• Clear criminal and credit record

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Purpose Statement

• To provide technical / desktop support to users at Campus, Regional Office and roaming users of Capitec Bank (responsible for all geographic regions other than Western Cape). 

• To ensure that faulty equipment is repaired by suppliers according to service level agreements.

Experience

Minimum:

• 3+ yrs in a technical environment or operations environment

• ‘Hands on” experience fixing technical equipment 

Ideal:

• 3 years’ experience in providing on-site and telephonic technical support

• Client facing experience

Qualifications

Minimum:

• Grade 12 National Certificate / Vocational 

• A relevant qualification in A+ and N+

Ideal:

• A qualification in MCITP, MCSA or MCSE

Knowledge

Minimum:

• Knowledge related to Microsoft hardware and software technology

• Basic knowledge of diagnostic principles and troubleshooting

• Client relationship management practices and principles

Ideal:

• IT operational environment

• Banking environment 

• Vendor relationships and management 

Skills

• Communications Skills

• Interpersonal & Relationship management Skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)

• Analytical Skills

• Negotiation skills

Competencies

• Deciding and Initiating Action

• Working with People

• Persuading and Influencing

• Delivering Results and Meeting Customer Expectations

• Adapting and Responding to Change

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.