Analyst: Credit Pricing at Capitec Bank

Purpose Statement

Provide support to the financial, credit and regulatory reporting functions through credit pricing and capital requirement calculations.

Experience

Ideal:

• 2-3 year’s experience in analytical role in dynamic, mathematically complex environment

• Regular exposure to members of the Executive Committee

Qualifications (Minimum)

• National Certificate in Grade 12 National Certificate

• A relevant degree in Statistics

Qualifications (Ideal or Preferred)

• A relevant post graduate degree in Mathematics or Statistics

Knowledge

Min:
Knowledge and understanding of:

• Credit pricing

• Provisioning for bad and doubtful debts as per IAS39 and IFRS9

• Capital reuirement as per Basel III

• Weighted average cost of capital

• Forecasting and budgeting

• Advanced statistical analysis

• Advanced financial mathematics

Ideal:
Knowledge and understanding of:

• Capitec Bank strategic objectives

• Capitec Bank operating environment

• Big data and data mining techniques

Skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)

• SQL Skills

• SAS Skills

• Attention to Detail

• Communications Skills

• Project Management Skills (Methodolgy Specific)

• Leadership Skills

• Negotiation skills

• Influencing Skills

• Interpersonal & Relationship management Skills

• Facilitation Skills

• Presentation Skills

• Planning, organising and coordination skills

• Problem solving skills

• Analytical Skills

• Reporting Skills

Competencies

• Delivering Results and Meeting Customer Expectations

• Analysing

• Presenting and Communicating Information

• Coping with Pressures and Setbacks

• Writing and Reporting

Conditions of Employment

• Clear criminal and credit record

• Willing to work regular shifts or weekends or rotational standbys

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals