Jobs at Discovery Limited

Job Purpose 

• As part of the Research and Development (R&D) team in Discovery Bank the candidate will be responsible for driving the research, feasibility analysis, business case and market entry strategy for small business banking in Discovery Bank. This person will need to manage complicated workstreams, spanning different teams and functions to drive the establishment of a new business line in Discovery Bank.

Areas of responsibility may include but are not limited to:

Research and product development

• Conduct research into the small business banking market landscape, sizing, opportunities and potential profit pools.
• Drive the conceptualisation and feasibility assessment into priority target markets and propositions.
• Develop comprehensive business case and market entry strategy for small business banking solutions.
• Drive the feasibility analysis and required Executive Committee and Board approval processes within Discovery Bank.
• Identify and drive key commercial engagements with potential partners.
• Undertake effective ongoing stakeholder engagement and collaboration.
• Assess process and business risks to ensure minimal risk to the organization.
• The candidate would need to have excellent technical and communication skills such that they are able to present proposals to and take guidance from the Executive team in Discovery Bank.

Product implementation

• Once approved, lead the development of products, including but not limited to the product design and specification, working with the systems teams running the development, considering front-end, middleware and back-end systems solutions as well as external solutions.
• Work with leadership teams across the business to define solutions, delivery and alignment to business and IT strategies.
• Work with the Project Management Office to ensure that the project and broader business is to go-live.

Business ownership

• Business ownership of the Small Business Banking product portfolio, and how it performs in the market.
• Take ownership for and the prioritization, planning and success criteria.
• Drive detailed analysis into the take-up, usage and financial performance of the product offering.
• Work directly with the pricing team to optimise margin and pricing strategies in the portfolio.
• Provide analytical and specialized input to project teams, servicing, operations.
• Rendering specialist support for complex client cases that requires decisions to be made that is not within the normal rules and processes based on special circumstances.

Personal Attributes and Skills 

• SMME banking experience
• Payments and / or acquiring experience
• In-depth understanding of banking profit drivers
• Excellent analytical skills
• Strong communication
• Ability to drive complex, multi-faceted projects
• Entrepreneurial mindset with a passion for supporting start-up growth and innovation

Education and Experience 

• Undergraduate degree in a relevant field
• Actuarial / B Engineering / Finance or IT qualification is preferred
• Minimum 10 years in a product development, business owner or executive role in banking / financial services
• Strong understanding of regulatory requirements and compliance issues related to small business banking.

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Job Purpose

• The automation test analyst is the primary contact for all automation work within a given functional team.
• This role will work closely with the lead functional test analyst within the functional team to select the most appropriate automation scope and will be the single point of contact for developing the automation scripts and executing these as needed by projects.
• This role will work closely with Test Managers and Test Analysts, Project Managers, Developers, Automation Resources within the core automation team, and with business stakeholders.
• This role requires planning, prioritisation, development, and execution of automation activities.

Areas of responsibility may include but not limited to

• Single point of contact for all automation requirements within a particular functional team
• Analyse automation requirements provided by the testing team or by technical teams, such as developers or infrastructure resources
• Selection of the best automation point for automation testing, to facilitate the optimal reuse of automation assets
• Obtain approval for the automation scope and approach (business, test analysts and non-functional test manager, and where required, the development team)
• Create and maintain existing automated test scripts in a shared, version-controlled script repository
• Develop the required automation test scripts with particular emphasis on reuse of existing automation assets, developed by other automation teams (i.e., data creation scripts or other automation assets that contribute to the outcome of the new automation scope)
• Run test scripts and obtain confirmation that automation scripts achieve the desired outcome
• Plan for and execute automation scripts as needed by the project team
• Schedule unassisted automation runs where appropriate
• Provide execution reports to testing teams in support of their project testing
• Manage defects to achieve automation outcome

Personal attributes and skills

• Ability to work and deliver under tight deadlines
• Attention to detail
• Business Writing Skills, Presentation and Facilitation Skills
• Customer Service Orientation, Result Orientation, Negotiation skills
• Personal organisation and time management skills
• Professional Communication (written, verbal/presenting and listening)
• Ability to build relationships with people from all different backgrounds and at different job levels

Education and Experience

• Matric/Grade 12 and relevant university qualification
• ISTQB Certification (advantageous)
• Experience in use of scripting and execution tools with associated programming languages
• Microfocus UFT
• XML
• Postman
• SourceTree / GitBash
• Selenium
• Restassured / Java programming / JSON
• Maven
• Jenkins

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Key Purpose

• The Business Solutions Consultant at VHI Africa will play a pivotal role in driving the company’s strategic vision, growth, and market relevance across the African continent. This leadership role will focus on shaping and executing business strategies that promote innovation, operational excellence, and the achievement of Discovery’s shared-value model within the African healthcare market. The role involves close collaboration with cross-functional teams, senior executives, and external partners to guide key strategic initiatives and improve operational efficiency. 

Areas of responsibility may include but not limited to:

Strategic Leadership and Execution:

• Alongside the CSCO and VHI Executive team, drive the development and execution of the overall business strategy for VHI Africa, aligning it with Discovery’s global goals while addressing the unique challenges and opportunities in the African healthcare market.
• Act as a strategic advisor to the Chief Strategy and Commercial Officer (CSCO) and executive team, ensuring that key strategic initiatives are tracked, communicated, executed and reviewed successfully.
• Assist the CSCO with managing the strategic planning process, including quarterly and annual strategy sessions, executive reviews, and board presentations.
• Monitor and report on the progress of key business metrics, ensuring that strategic initiatives deliver measurable outcomes.

Strategic Planning and Governance:

• Develop and/or help maintain oversight of strategic frameworks, KPIs, and tracking of governance processes that ensure VHI Africa's strategic priorities are met with operational discipline and aligned with the broader Discovery Group strategy.
• Ensure effective communication of business strategies and objectives across the organization, helping teams to align and execute on the strategic vision.
• Oversee the preparation of strategic reports and presentations for executive forums, boards, and external stakeholders.

Business Optimization and Innovation:

• Identify opportunities for business process optimization, ensuring continuous improvement in operational efficiencies, profitability, and service quality.
• Spearhead initiatives that leverage technology, innovation, and digital transformation to position VHI Africa as a market leader in healthcare.
• Work alongside and/or guide cross-functional teams to implement strategic projects that address gaps in healthcare delivery, customer needs, and operational inefficiencies within the African context.
• Help Africa Exco to foster a culture of innovation and performance improvement, ensuring the team consistently finds solutions to drive both commercial and communal value.
• Working with the Health R&D lab and other key teams such as Strategic Risk Management, MSOI or Operations to extract value from the existing Discovery group ecosystem, and identify IP that could be transferred to VHIA Africa to add value and operational efficiency in Africa.

Research & Development, Analysis, and Market Intelligence:

• Conduct in-depth research and competitive analysis to inform the strategic direction of VHI Africa.
• Continuously monitor market trends, competitive dynamics, and regulatory changes, ensuring VHI Africa remains agile and responsive to external factors.
• Develop frameworks for effective product positioning, differentiation, and thought leadership in the African healthcare space.
• Support the exploration of new business models, products, and services that can disrupt the healthcare ecosystem in Africa. Identify and support on projects that can position VHI Africa as a relevant player in the African health space in these select markets by solving for existing inefficiencies in African healthcare and in the process creating commercial and communal value. Key to find ways to place communities at the core of VHI Africa’s success.
• Contribute to new product design thinking.

Stakeholder Management and Collaboration:

• Build and maintain strong relationships with key stakeholders, both internal and external, including senior executives, business partners, regulatory bodies, and industry influencers.
• Collaborate with various internal teams such as Operations, Risk Management, Health R&D, and the Strategic Projects Office to align on strategic goals and extract value from cross-functional expertise.
• Represent VHI Africa in key forums, industry conferences, and public engagements, advocating for the company’s strategic interests.

Business Development and Growth:

• Actively contribute to business development activities, identifying new opportunities for growth within existing markets and exploring potential entry points for new markets.
• Leverage insights from research, competitor analysis, and stakeholder feedback to guide product distribution strategies and go-to-market strategies.
• Identify partnerships and collaborations that enhance VHI Africa’s positioning and reputation in the market.

Personal Attributes and Skills

Exposure to the following business functions: 

• Finance and legal;  
• Servicing and operations; 
• Project office; 
• Customer experience management; 
• Digital/Systems/IT; 
• Commercial – including partnerships; 
• Business development including sales, distribution and marketing;  
• Stakeholder management across private, public sectors; 
• Strategy/R&D; 
• Human capital management; 
• Evidence of good people leadership;
• Aligned to Discovery values, culture, and leadership charter.  

Attributes: 

• Excellent communication skills  
• Hard working 
• Flexible and adaptable 
• Reliable 
• Entrepreneurial mindset 
• Cosmopolitan (Pan African focus) 

Education and Experience

Education

Required

• Honours degree with a focus on Business, Innovation, Entrepreneurship 

Advantageous

• Master’s degree with a focus on Business, Innovation, Entrepreneurship 

Experience

• 2-3 years’ experience in a business role (with key focus on Strategy, Business Optimisation and Innovation), consulting roles advantageous 
• 2-3 years' project management experience 
• Exposure to key business functions  
• Supporting senior managers and executives with strategic admin (board packs, reporting etc. 
• Strong research and analysis skills, 
• Strong stakeholder management skills 
• Broad experience operating on the African continent or working with companies that do.