Latest Job Opportunities at Capitec Bank

Purpose Statement

• To prepare accurate and timely financial and management reports, ensuring compliance with statutory requirements and enabling the business to create sustainable value by gathering financial information that provides insights that support key decision-making.

Experience

Minimum:

• 2 - 5 years post article relevant experience in financial accounting dealing specifically with IFRS reporting work

Ideal:

• Experience in IFRS reporting within a banking environment

Qualifications (Minimum)

• Honours Degree in Accounting - Financial Accounting

Qualifications (Ideal or Preferred)

• Honours Degree in Accounting - Financial Accounting

Knowledge

Minimum:

• IFRS and emerging IFRS issues 

Ideal:

• Credit risk theory and provisioning

Skills

• Communications Skills
• Planning, organising and coordination skills
• Interpersonal & Relationship management Skills
• Attention to Detail
• Problem solving skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)

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Purpose Statement

• To play a critical role in enabling the performance of teams across Business Support, providing tactical and operational systems support through monitoring and reporting to ensure systems remain stable and reporting is accurate and to minimize downtime and maximize and optimise departmental performance.

Experience

Min:

• 3-4 yrs. working experience in an operational environment with 1-2yrs dialler  or call centre environment and or reporting and or workforce planning
• Experience with utilising Microsoft Excel

Ideally:

• Collections experience and understanding and analytical responsibilities or experience with predictive diallers

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• A relevant tertiary qualification in Information Technology or Business Management

Knowledge

Min: 

• Dialler software, including technical knowledge of business support systems
• The business environment in the context of service providers.
• Client Engagement and Support policies and procedures

Ideally: 

• Understanding of Capitec Bank's internal environment and processes
• Debt collection processes
• Credit Risk Management
• Retail Credit Industry
• National Credit Act (NCA)
• Regulations relating to predictive diallers
• Contact centre software tools
• Technical knowledge of telecom hardware
• Cloud service knowledge on platforms such as AWS connect and Salesforce
• Relevant Capitec policies  

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About the role 

• To execute daily operational activities within the Business Bank AML Operations environment, including enhanced due diligence, investigation of suspicious transactions, name and payment screening, reporting, and quality assurance, thereby implementing and administrating legal and statutory requirements for the Financial Intelligence Centre Act 38 of 2001 (“FICA”), Protection of Constitutional Democracy Against Terrorist and Related Activities Act 33 of 2004 (“POCDATARA”), Prevention of Organised Crime Act 121 of 1998 and all related legislation, within Capitec Bank

Experience

Our Ideal candidate

• At least 2-3 year’s investigative experience within a business banking environment within an AML environment
• Experience with collating and analysing information and making decisions based on the information.
• Interpretation and application of regulatory requirements.
• FICA exposure within a business banking environment
• Experience in a financial or legal institution or investigative environment 

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• Bachelor's Degree in Risk and Compliance

Knowledge

Minimum:

• Legislation regarding money laundering control, proliferation finance and combating of terrorist financing
• Understanding of money laundering means and mechanisms on a global scale
• Understanding of sanctions 
• Client due diligence and AML environment.
• Understanding the Risk Management and Compliance Programme and the purpose it serves in AML
• Business acumen
• Know Your Customer (KYC), risk based approach
• Investigation methodology and techniques
• Use of excel and word
• Report writing and evidence gathering
• Business entity structures and related AML requirements

Ideal:

• Client due diligence and investigations on juristic and non-juristic clients.
• Knowledge of commercial banking products, services and channels.
• Knowledge of Trade-based money laundering

Skills

• Analytical Skills
• Attention to Detail
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Planning, organising and coordination skills
• Reporting Skills

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Purpose Statement

• To contribute towards the effective functioning of the cash management supply chain, and especially the Cash Planning function through:
• Applying analytical and various process management techniques to identify areas of improvements / enhanced efficiency within the cash management supply chain, whilst providing support for the greater cash planning team.
• Identification of cost saving methods to support the development of a more sustainable cash management function.
• Effective operational planning and execution of the cash value chain and life cycle.

Experience

Minimum:

• 2 Years of experience in a Supply Chain and Logistics related Environment (FMCG, Manufacturing)
• Proven data, systems and process analysis experience.
• Proven experience in delivering results and enhancing processes through process analysis and problem solving

Ideal:

• 2+ Years of experience in a Supply Chain and Logistics related Environment (FMCG, Manufacturing)
• Previous experience in resource planning and scheduling
• Data visualisation tools and technologies
• Advanced Office

Qualifications (Minimum)

• Bachelor's Degree in Engineering - Industrial or Logistics

Qualifications (Ideal or Preferred)

• Certification in Engineering - Industrial or Logistics

Knowledge

Minimum:

• Supply chain management
• Continuous improvement techniques and methodologies
• Process management techniques
• Data and analytics
• Planning and forecasting processes and technologiesBasic knowledge of project management principles

Ideal:

• Demand Driven Material Requirements Planning (DDMRP) accreditation and principles

Skills

• Analytical Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Numerical Reasoning skills
• Planning, organising and coordination skills
• Problem solving skills

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Purpose Statement

• To support the Head: Franchising, Franchise Specialist and Franchise Dealmaker through the collection, compilation and capturing of all relative franchise information.

Experience

Minimum:

• At least 2 years’ experience in the field of credit, credit applications, credit risk and portfolio assessment in a banking environment.
• Achieving objectives through stakeholder liaison.
• Oversight and completion of administrative processes involving multiple parties.
• Performing credit analytics to inform credit decisioning.
• Working with terms and deals for credit in a business context.

Ideal:

• Experience in a franchising environment.

Qualifications (Minimum)

• Bachelor's Degree in Commerce or Business Analysis

Qualifications (Ideal or Preferred)

• Honours Degree in Commerce or Business Analysis

Knowledge

Minimum:

• General administration and information coordination and tracking methods
• Client and people relationship management techniques
• Analysis principles, methods, tools
• Interpretation of financial analytics

Ideal:

• Understanding of the franchise market
• Understanding of business client business and financing needs 
• Sales principles, methodologies, tools and processes

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Purpose Statement

• Under the guidance of the Manager: Forensic Investigations or Manager: Insurance Fraud, investigate instances of risk related to various types of fraud incidents across Capitec (e.g. external fraud such as credit application fraud for Capitec Bank and policyholder or claims fraud for Capitec Insurance. This will include internal fraud, serious breach of policies and procedures, and criminal syndicates). Investigate the matter, the parties involved and provide appropriate evidence for disciplinary hearings and/or criminal proceedings. Identify control weaknesses and recommend preventative measures, improvements, and training initiatives against potential fraud.

Experience

Minimum:

• 3 plus years’ experience as a Forensic Investigator/Auditor 

Ideal: 

• Proven experience as a Forensic Investigator/Auditor in the Financial Services Sector

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• A relevant qualification in Law or Finance

Knowledge

Minimum:

• Investigation methods and procedures  
• Criminal law and law of evidence of the judicial process

Ideal: 

For Capitec Bank

• Knowledge of fraud in the banking industry

For Capitec Insurance

• Fraud and misrepresentation in the insurance industry

Skills

• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Reporting Skills
• Presentation Skills
• Negotiation skills
• Attention to Detail
• Interpersonal & Relationship management Skills
• Analytical Skills
• Decision making skills