Trending Jobs at Absa Group Limited (Absa)

Job Summary

• To ensure understanding of individual Dealer and Dealer Group risk and performance including floorplans to enable differentiated credit and pricing strategy
• To collaborate with the Acquisitions Strategy Managers (within AVAF and Ford Credit JV) and the Pricing Manager to set and monitor acquisition and pricing strategy at a granular level to optimize economic value with the constraints of the agreed Risk appetite.

Job Description

Accountability: Strategy Design and Analysis

• Develop and manage data driven strategies within the Retail Risk team. This includes the following actions:
• Design and development of data driven strategies within the Retail Risk team
• Sourcing, consolidating and analyzing large data sets, utilizing strong SAS skills and identifying anomalies/trends.
• Liaising with relevant stakeholders, including Sales, IT, Front end & Collections Operations, Strategy & Product, Strategic Alliances, Fraud prevention, Finance and other Risk teams.
• Assist New Product Development with assessments related to product refinements.
• Identifying gaps in Acquisitions, Pricing, Portfolio Management and Collections & Recoveries processes and strategies as well as providing solutions to closing the gaps/streamlining processes.
• Design, implement and monitor champion/challenger tests and analyze the test results in order to better understand customer sensitivity in a manner that allows for the long-term strategy to be implemented.
• Presentation of analytical results and proposals to both technical and non-technical audiences, providing commentary as required.
• Your ability to display strategic risk experience as well as solid SAS/Data Analytics skills will serve you well in this role. A strong quantitative, statistics and/or actuarial background with a track record of running with an entire project from
• conceptualization, extraction of data, formulating strategies and subsequent impacts of implementation through to excellent stakeholder engagement and management will be an added advantage.
• Implementation and testing of credit policy and pricing enhancements in a live environment.

Accountability: MI and Communication

• Review and report strategy performance and trends to the CRO: AVAF, Credit Risk Committee, Group Risk teams, and Avaf Business unit Teams. 
• Produce strategy review documentation that shows the relevant performance of comparative acquisition and existing customer strategies. This needs to include approval rate, volume and risk-related metrics. 
• Acting at a granular level (with OEM alliances, Dealer and Dealer Groups), actively manage and improve the risk-based profitability of the new applications as measured in terms of Profit after regulatory cost of capital (PARCC) or economic profit (EP).
• Communicate analytical results to both technical and non-technical audiences 
• Work together with cross functional teams, which may be geographically dispersed, to deliver risk initiatives 
• Manage strategy sign-off process to ensure that all stakeholders are informed of proposed strategy changes and benefit/impact of these changes to the business. 
• Liaise with operational areas (for example, inbound call center managers and the manual risk underwriting teams) to ensure strategies are working optimally. 
• Ensure that all strategies comply with ABSA credit risk policies and framework 

Accountability: Customer Complaints Management

• Investigate and resolve all unresolved customer complaints that are escalated for final decisioning. Provide prompt and clear feedback to the source of the complaint. This needs to be done for both new acquisitions as well as existing customer complaints. 

Accountability: Change Management

• Serve as Product Owner and joint custodian for the AVAF Credit ideation, prioritization and delivery of both strategic initiatives and small/medium enhancements (BOW).
• Accountability: Operational Risk
• Serve as joint liaison to address operational risk matters and internal, and external point of contact with auditor/assurance teams.

Education & experience required

• B Degree in Business or Mathematics or Statistics or Operational Research or Engineering or Risk Management or Finance or similar
• 5 years’ experience in credit risk analysis. 
• 5 years’ experience in developing data driven analytical strategies in the financial service industry. 
• 5 years SAS exposure/experience and appreciation (or other programming language). 
• 3 years in-depth knowledge of the credit tools and systems used. 
• 5 years’ experience in financial service industry. 
• 3 years’ experience with Acquisitions.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

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Job Summary

• To support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle to create shared growth within the boundaries of internal policies and external regulations for Growth Business clients

Job Description

• Risk Management: To conduct quality credit risk assessments and reviews, Proactively manage credit risks associated with clients, Develop data driven strategies, facilitate the credit sanctioning process to ensure responsible risk decisions | Data and Systems Management: To produce and analyse relevant management information and insights management | Governance: Ensure the bank's credit, philosophy and all relevant legislation is adhered to | Customer Management: Investigate and resolve all escalated customer complaints

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

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Job Summary

• To support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle to create shared growth within the boundaries of internal policies and external regulations for Premium High Value Business clients

Job Description

• Risk Management: To conduct quality credit risk assessments and reviews, Proactively manage credit risks associated with clients, Develop data driven strategies, facilitate the credit sanctioning process to ensure responsible risk decisions | Data and Systems Management: To produce and analyse relevant management information and insights management | Governance: Ensure the bank's credit, philosophy and all relevant legislation is adhered to | Customer Management: Investigate and resolve all escalated customer complaints | :  | :  | :  | :

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

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Job Summary

• We are seeking a Principal Full Stack Developer with extensive experience in Django, React, Flask, Airflow, MinIO, Redis, Celery, Kubernetes, Rancher, Jenkins, GitHub, and Ant Design. The successful candidate will be responsible for designing, developing, and managing complex programs and web applications.

Job Description

• Developing back-end applications with Django and Flask
• Designing and implementing efficient REST APIs using Django REST framework
• Implementing data flow management using Apache Airflow
• Managing data storage with MinIO and caching systems with Redis
• Implementing task automation and messaging systems with Celery
• Developing front-end website architecture using React.js and Ant Design
• Building reusable components and front-end libraries for future use
• Ensuring responsive application design and performance across various platforms and devices
• Testing software to ensure responsiveness and efficiency, creating and implementing testing tools and frameworks
• Troubleshooting, debugging, and upgrading software
• Implementing effective security protocols, data protection measures, and storage solutions
• Running diagnostic tests, repairing defects, and providing technical support
• Implementing release management using Jenkins for continuous integration/continuous delivery
• Designing and developing cloud-native applications, managing their lifecycle using Kubernetes and Rancher
• Proficiently using GitHub for version control, code review, and collaborative development

Skills:

• Proficient in Python, with comprehensive knowledge of Django and Flask web frameworks
• Strong experience with Django REST Framework
• Advanced knowledge of React.js, its core principles, and hands-on experience with Ant Design
• Proficiency with JavaScript and front-end development tools such as Babel, Webpack, NPM, etc.
• Familiarity with server-side templating languages such as Jinja 2
• Deep understanding of front-end technologies (HTML5, CSS3, etc.)
• Experience with Apache Airflow for data workflow management
• Familiarity with MinIO for object storage and Redis for caching
• Proficiency with Celery for asynchronous task queues/job queues
• Understanding of fundamental design principles behind a scalable application
• Strong unit testing and debugging skills
• Expertise in using GitHub for code versioning and collaborative development
• Hands-on experience with continuous integration tools like Jenkins
• Proficiency with container orchestration tools, specifically Kubernetes and Rancher
• Experience with databases (SQL, PostgreSQL, etc.)
• Strong problem-solving skills and excellent attention to detail

Nice to have:

• Knowledge of other JavaScript frameworks/libraries like Vue.js or Angular
• Familiarity with cloud services like AWS, Google Cloud, or Azure

Education

• Bachelor's Degree: Information Technology

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Job Summary

• The purpose of the role is to ensure effective Product management and collaboration with the wider Finance and Business operations. Design the controls that will adequately mitigate risks. Ensure compliance with Group Policies, standard, finance policies and procedures that are applicable in the finance world.

Job Description

Accountability : Product management and Business Partnering

• Monitor product trends and identify gaps, based on gaps identified, advise business and finance on actions that can be taken
• Obtain a thorough understanding of the business unit’s strategy and explain it to team members in such a way that they understand the contribution they have to make and can relate that strategy to a forecast
• Provide product advice and guidance to line managers and business owners on new initiatives, current budget management practices and trends in their areas of accountability.
• Conduct basic statistical analysis to track performance variances and determine the root causes of errors. Make recommendations for productivity or process enhancements to process owners
• Populate balanced scorecards for the specific department on a monthly basis. Work with the team to address shortcomings during the next month. Escalate any major issues identified to the next level manager
• Participate in the measurement and reporting of internal and external Service Level Agreements on a monthly basis.
• Address any process failures specific to the department under management.
• Actively manage a team to ensure internal deadlines are met and support business

Accountability: Product to General Ledger support

• Assist in validating Product Income statement and Balance sheet balances.
• Provide support to CFO over month ends and significant reporting periods
• Design the controls that will adequately mitigate risks from Product to General ledger
• Comply with Group Policies and Standard that are applicable in the finance world
• Ensure compliance with internal policies and procedures
• Manage risk by ensuring that financial policies and procedures, regulatory and statutory requirements are being complied with
• Drive resolution of Product to GL breaks on behalf of Finance.

Accountability : New and Amended Product (NAPA) governance process 

• Ensure that Relationship Banking complies with the Product Risk Standard
• Provide inputs in the Product Control Finance: monthly NAPA forum on the impact the new and amended products will have on the settlement GL reconciliations
• Ensure that new products introduced are successfully incorporated into the reconciliations /balancing landscape (i.e., GL flows, etc.)

Accountability : Control Environment and Audit support

• Ensure that control environment remains stable
• Provide Internal and external audit support and ensure that the audit process is well managed and co-ordinated with no inefficiencies (audit overruns)
• Ensure that the external and internal audit issues raised by assurance providers are remediated sustainably and within the agreed timelines (no overdue audit issues)
• Ensure that IT incidents as a result of GL issues or product system glitches are investigated and resolved timeously to minimize risk in the Balance Sheet.
• Identify critical manual or semi manual processes that should be automated or streamlined
• Liaise with internal and external compliance functions, e.g. Internal Audit, Group Compliance in order to stay up to date with developments in the Risk environment
• Co-ordinate the audit in conjunction with the Head of the depart as well as with CFO.
• Data retention management: Ensure adherence to DRM Group policy.
• Oversight of EUDA’s and BRIAR’s preparation.
• Compilation of yearly JSE attestations in conjunction with the Head of the Department.

Accountability : Stakeholder Management

• Develop stakeholder relationships using effective communication plans and forums
• Build and maintain relationships with multiple stakeholders across all Business Units
• Establish and agree SLAs with various stakeholders
• Attend to stakeholders’ queries and ensure that their expectations are met or exceeded
• Assist Business and Finance with audit issue remediation.

Accountability: People Investment

• Provide adequate support to the Head of the Department.
• Upskill and coach junior colleagues and ensure that there is adequate succession plan
• Embrace a different, more commercial and overtly entrepreneurial way of doing things.
• Focus on Finance skills evolution with innovation and employability at the heart of people management.
• Integrate Big Data and Advanced Analytics into the core of our business.

Skills:

• Collaboration and influencing
• Analytical and detail oriented in all operations
• Able to meet deadlines and communicate delays or manage expectations of stakeholders
• A proactive thinker anticipating needs of all departments and stakeholders
• Able to identify and solve problems quickly and efficiently
• Able to juggle and prioritize multiple tasks and projects on a daily basis
• Comfortable working independently but also take direction as well

Competencies: 

• Deciding and initiating action
• Learning and researching
• Entrepreneurial and commercial thinking
• Relating and networking
• Adapting and responding to change
• Persuading and influencing
• Creating and innovating

Education and Experience Required

• Postgraduate Degrees and Professional Qualifications: Financial Sciences (Required)
• Banking experience is required. 2-3 years of experience
• Financial Systems: Millenium (Preferable) and SAP S4 knowledge is required
• Strong financial and product control background

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

go to method of application »

Job Summary

• To provide specialist advice and support on data analyst delivery, methods and techniques; enabling the construction, maintenance and expansion of data analysis..

Job Description

• Data Capabilities: Build analytical tools to generate insights, recognize patterns and predict behavior.
• Business Partnership: Present insights/tactical plans to business areas to enable enhancements, new initiatives etc within the specific business being supported, to ultimately enable a better customer experience.
• Data Governance and Control: Ensure accuracy of Data collected and ensure Data governance required are met and adhered to.

Knowledge and Skills

• Exceptional interpersonal and team-working skills
• Ability to identify control gaps and weaknesses
• Ability to interpret the end-to-end flow of financial data
• Strong problem-solving skills
• Analytical skills
• Negotiation skills
• The ability to work in a pressured and unstructured environment and to cope with the demands of working to tight deadlines

Education and Experience

• B Degree (NQF level 7 and above)
• SAP, SQL, VBA and JIRA experience
• 3+ years in the Banking industry

Competencies

• Relating and networking
• Creating and innovating
• Analyzing
• Delivering results and meeting customer expectations
• Working with people
• Presenting and communicating information

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

go to method of application »

Job Summary

• The purpose of the role is to ensure effective Product management and collaboration with the wider Finance and Business operations. Design the controls that will adequately mitigate risks. Ensure compliance with Group Policies, standard, finance policies and procedures that are applicable in the finance world.

Job Description

Accountability : Product management and Business Partnering

• Monitor product trends and identify gaps, based on gaps identified, advise business and finance on actions that can be taken
• Obtain a thorough understanding of the business unit’s strategy and explain it to team members in such a way that they understand the contribution they have to make and can relate that strategy to a forecast
• Provide product advice and guidance to line managers and business owners on new initiatives, current budget management practices and trends in their areas of accountability.
• Conduct basic statistical analysis to track performance variances and determine the root causes of errors. Make recommendations for productivity or process enhancements to process owners
• Populate balanced scorecards for the specific department on a monthly basis. Work with the team to address shortcomings during the next month. Escalate any major issues identified to the next level manager
• Participate in the measurement and reporting of internal and external Service Level Agreements on a monthly basis.
• Address any process failures specific to the department under management.
• Actively manage a team to ensure internal deadlines are met and support business

Accountability: Product to General Ledger support

• Assist in validating Product Income statement and Balance sheet balances.
• Provide support to CFO over month ends and significant reporting periods
• Design the controls that will adequately mitigate risks from Product to General ledger
• Comply with Group Policies and Standard that are applicable in the finance world
• Ensure compliance with internal policies and procedures
• Manage risk by ensuring that financial policies and procedures, regulatory and statutory requirements are being complied with
• Drive resolution of Product to GL breaks on behalf of Finance.

Accountability : New and Amended Product (NAPA) governance process 

• Ensure that Relationship Banking complies with the Product Risk Standard
• Provide inputs in the Product Control Finance: monthly NAPA forum on the impact the new and amended products will have on the settlement GL reconciliations
• Ensure that new products introduced are successfully incorporated into the reconciliations /balancing landscape (i.e., GL flows, etc.)

Accountability : Control Environment and Audit support

• Ensure that control environment remains stable
• Provide Internal and external audit support and ensure that the audit process is well managed and co-ordinated with no inefficiencies (audit overruns)
• Ensure that the external and internal audit issues raised by assurance providers are remediated sustainably and within the agreed timelines (no overdue audit issues)
• Ensure that IT incidents as a result of GL issues or product system glitches are investigated and resolved timeously to minimize risk in the Balance Sheet.
• Identify critical manual or semi manual processes that should be automated or streamlined
• Liaise with internal and external compliance functions, e.g. Internal Audit, Group Compliance in order to stay up to date with developments in the Risk environment
• Co-ordinate the audit in conjunction with the Head of the depart as well as with CFO.
• Data retention management: Ensure adherence to DRM Group policy.
• Oversight of EUDA’s and BRIAR’s preparation.
• Compilation of yearly JSE attestations in conjunction with the Head of the Department.

Accountability : Stakeholder Management

• Develop stakeholder relationships using effective communication plans and forums
• Build and maintain relationships with multiple stakeholders across all Business Units
• Establish and agree SLAs with various stakeholders
• Attend to stakeholders’ queries and ensure that their expectations are met or exceeded
• Assist Business and Finance with audit issue remediation.

Accountability: People Investment

• Provide adequate support to the Head of the Department.
• Upskill and coach junior colleagues and ensure that there is adequate succession plan
• Embrace a different, more commercial and overtly entrepreneurial way of doing things.
• Focus on Finance skills evolution with innovation and employability at the heart of people management.
• Integrate Big Data and Advanced Analytics into the core of our business.

Skills:

• Collaboration and influencing
• Analytical and detail oriented in all operations
• Able to meet deadlines and communicate delays or manage expectations of stakeholders
• A proactive thinker anticipating needs of all departments and stakeholders
• Able to identify and solve problems quickly and efficiently
• Able to juggle and prioritize multiple tasks and projects on a daily basis
• Comfortable working independently but also take direction as well

Competencies: 

• Deciding and initiating action
• Learning and researching
• Entrepreneurial and commercial thinking
• Relating and networking
• Adapting and responding to change
• Persuading and influencing
• Creating and innovating

Education and Experience Required

• Postgraduate Degrees and Professional Qualifications: Financial Sciences (Required)
• Banking experience is required. 2-3 years of experience
• Financial Systems: Millenium (Preferable) and SAP S4 knowledge is required
• Strong financial and product control background

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

go to method of application »

Job Summary

• Formulate tactical strategy and associated delivery plans related to single practice areas. Ensure proactive integration and operational tactical enhancement.

Job Description

• People Management: Coach, mentor and manage team members toward driving business objectives and ensuring colleague development
• Compliance and Risk Management: Fulfil all activities in adherence to relevant control and compliance requirements, and quality standards
• Business Management: Manage the levels of performance and service standards that need to be achieved by translating the Business Unit’s strategy into achievable objectives and contracting these through the Performance Development process for the team.
• Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.
• Customer Experience: To provide service excellence and achieve customer satisfaction.

Education

• National Diplomas and Advanced Certificates: Business, Commerce and Management Studies

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Job Summary

• Design automation testing plans and develop automation test scripts for multiple technical products / services (pre, during & post deployment) in both ‘Run & Change’ contexts and align to chosen application testing frameworks & guidelines. Testing may apply to all or a combination of the following front-end, back-end, integration, performance, scalability and regression testing of solutions. This entails full responsibility for ensuring products are protected through quantifiable test coverage & metrics.

Job Description

QA Engineering

• Proactively contribute & participate in the full solution development lifecycle as a member of a squad / multiple squads as an QA automation specialist engineer
• Actively participate in daily Scrum and project planning meetings.
• Participate and analyze test automation requirements during the requirements analysis phase of technical product & service development, maintenance & optimization (across tribes & squads) – using design specifications and technical documentation (e.g. Business Briefs, User Stories, Architecture & Integration documentation)
• Prepare QA & Automation testing documentation (planning, design, execution and sustainability)

Develop automation test plans

• Develop and execute automated test scripts using various technologies (automated scripts, test harnesses, SQL scripts etc.)
• Perform various types of automation testing (regression, integration, black box, scalability)
• Evaluate automated test cases and analyse & report results
• Facilitate test plan / case reviews within squads
• Work with product engineers to evaluate software / solution quality & provide recommendations for improvement / enhancement
• Contribute to the design and selection of testing frameworks for business applications
• Deliver all automation & technical testing deliverables on time (always)
• Provide the required project / scrum related information / feedback on deliverables (e.g. progress, tracking, quality etc.)
• Conduct performance monitoring on applications / components of applications for which you’ve designed and executed test scripts / plans
• Produce quality and testing outcome metrics and reports

DevOps

• Follow engineering best practices and continuously improve on engineering knowledge to successfully shift our QA capability forward
• Leverage coding language understanding & expertise to deploy testing requirements for specific products / services
• Understand the full technical solution that is being tested – show interest and capability to run the technical solution & the ability to test the viability of the code being developed
• Shift from testing features to supporting & being accountable for full product delivery

Risk & Governance

• Ensure compliance with technical risk and governance requirements
• Ensure work is compliant with automation testing frameworks and standards
• Proactively identify and communicate risks ahead of need
• Participate in Business Continuity, Disaster Recovery, Incident Management processes as required and implement mitigating actions

People

• Participate in peer reviews & continuously develop automation testing awareness & capability across squads

Skills and Knowledge Requirement

• Relevant B-Degree in Computer Science preferred but not essential if minimum requirements of experience & practical application is evident
• 5+ experience building and maintaining Automation Frameworks
• Experience in Selenium Webdriver, Java, TestNG & working with Pipelines (Jenkins or azure devops)
• Mentoring and upskilling
• Understanding of Agile Methodologies
• Non-functional testing experience (stress testing)
• Advantage : AccelQ and Qmetry exposure

Education

• Bachelor's Degree: Information Technology
   

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Job Summary

• The Business Analyst in the Commercial Growth Segment (“Growth”) within Business Banking plays a critical role in overseeing and optimizing data mining, preparation, reporting, and maintaining data validity and integrity. The role is essential in supporting management decision-making and performance analysis within Growth.
• This role involves understanding and evaluating business performance, assessing key metrics, generating management reports, and supporting decision-making processes. The Business Analyst will work closely with leadership and data owners to ensure accuracy and availability of relevant business information

Job Description

Key Responsibilities

Process Optimization & Improvement

• Oversee and streamline key Growth processes, ensuring efficient credit application and risk management workflows, amongst others.
• Continuously analyze and recommend improvements to enhance efficiency, reduce turnaround times, and mitigate risks.
• Collaborate with the Business Process Optimization team to implement efficiencies and best practices within Growth Credit Origination.

Stakeholder Engagement & Management

• Act as a liaison between the Growth teams, RB Credit Risk, Sector, Product, Legal, Compliance, and other relevant departments.
• Engage with the Growth leadership cohort to ascertain key Management Information  needed to guide decision-making.
• Provide regular updates and reporting to senior leadership regarding Growth’s performance per scorecard.

Data Analysis & Reporting

• Identify key priorities, agenda, and dynamic data within the segment.
• Translate business priorities into key metrics to measure performance.
• Identify data sources and engage with data owners to obtain required data (e.g., C1, IRA regional heads).
• Verify and interrogate data accuracy, engaging with stakeholders to resolve any gaps.
• Transform raw data into usable formats such as pivot tables, Excel sheets, and reports, including:
• Pipeline reports
• Production reports (core and NTB)
• Activity reports (e.g., client meetings captured)

Analyze data to identify:

• Areas of concern (e.g., incorrect data capturing, such as emails recorded as face-to-face engagements).
• Trends and opportunities for improvement.
• Disseminate data packs to stakeholders, highlighting key insights and stale transactions.
• Engage with the Management Information (MI) team to develop management reports.
• Assist Area Sales Managers (ASMs) and frontline teams in data capturing.
• Generate ad-hoc data reports as required.

Risk Management & Compliance

• Ensure Credit Origination processes adhere to all regulatory and compliance standards.
• Monitor credit quality and approval processes to minimize risk exposure for the bank.
• Work closely with risk management teams to address any concerns in credit applications.

Skills & Qualifications

Experience:

• 5-7 years of experience in banking or financial services, particularly in Sales and Credit Risk, Product Management, or related areas.
• Strong understanding of credit risk, underwriting processes, and credit policies.
• Experience with lending products such as Business Overdrafts, Term Loans, Commercial Property Finance, etc.

Technical Skills:

• Proficiency in data analysis tools (Excel, SQL, or similar) for tracking performance and generating reports.
• Familiarity with credit scoring models.
• Knowledge of regulatory frameworks (e.g., Basel, Dodd-Frank) and their impact on the Client Value Chain.
• Understanding of Business Banking, including product types, pipeline stages, and sales processes.
• Experience with Salesforce or other CRM tools.

Soft Skills:

• Strong communication skills, both written and verbal.
• Problem-solving and analytical thinking.
• Leadership and team management capabilities.
• High attention to detail and ability to work under pressure.

Education:

• Bachelor’s degree in Finance, Economics, Business Administration, or a related field (Master’s or MBA preferred).

Competencies Required

• Strong report writing and communication skills.
• Intermediate to advanced Excel and data processing skills.
• Ability to deal with complexity and translate raw data into meaningful insights.
• Ability to work with multiple stakeholders and ensure alignment on business priorities.
• This role is critical in ensuring that decision-making within Growth is data-driven, efficient, and aligned with strategic business objectives. The Business Analyst will play a key role in optimizing Growth’s key processes, managing risk, and providing insightful data analysis to support business growth.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

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Job Summary

• The CIB Corporate Technology team is looking for a Senior Technical Lead to develop high-performing, scalable, enterprise-grade application design, and agile development team by producing, testing, documenting and reviewing source code against CIB Salesforce standards. Support Salesforce in CIB Technology by means of Salesforce development and configuration, .NET development with the focus on enhancing and delivering quality end user experiences for internal and external users of the system.
• Work with the Business team on Architectural Designs to manage their business requirements, design and specify requirements for the Salesforce Platform. Management of team to develop and support architecture design, deployments, code reviews and mentoring of team members as well as level 2 Support on Incidents

Job Description

• Absa CIB Technology uses the Salesforce Platform to manage essential operations and client interaction, feedback and onboarding across many diverse business areas:
• Coverage Banking, Product houses and Markets businesses, Legal for integration to the iManage Legal case management system.  
• Compliance, The Client Service Centres, Credit, Marketing Cloud, Cash collections, Digital Partnerships etc.
• CIB Technology has a dedicated Salesforce team of Full-stack Developers, Data Engineers and Configuration Specialists who work to support the entire CIB business.  We develop custom functionality on top of the existing SF platform and configure Salesforce to meet the very challenging and diverse business needs.  Opportunities exist for ambitious technologists with almost any interest - from Architecture, Integration specialisation, or Full-stack Development to grow and enhance those skills within the CIB arena.

Skills and Experience required:

• Relevant B-Degree in Computer Science preferred but not essential if minimum requirements of experience & practical application is evident
• 8 years Information Technology experience, hands on software development experience
• Salesforce experience beneficial, strong focus on an experienced .Net Software Developer with broad technical experience 
• Experience in software design, architect, configuration, development and integration. 
• Automated testing, building and designing
• Excellent communication, analytical skills and decision making ability in collaborative environments
• Experience in specific coding / scripting languages - .Net
• Solid understanding of Object Oriented Design and ability to properly apply general design patterns and paradigms
• Some understanding of frameworks and libraries like JavaScript, jQuery, TypeScript, HTML, CSS
• Experience / understanding with appropriate unit testing framework(s)
• Affinity for debugging and problem-solving
• Technical and People Leadership, experience managing a team of engineers

Beneficial:

• Salesforce Qualification(s) – Domain Architect
• Salesforce DX
• Salesforce Cloud and Marketing Cloud experience

Key Accountabilities:

• Design and Architecture on new projects
• Team code reviews
• Code and test software and applications in keeping with given design and specifications
• Automated testing embedment
• Use the detailed program design received from the team lead to develop programs that accommodate automated output
• Implement changes in line with defined standards
• Adhere to Salesforce default functionality and apply
• Deployment of software via CI/CD or manual approved processes
• Engagement with end users to understand requirements, train on new functionality, assist testing process, document all changes made to the PRD environment
• Utilise Agile Methodology and deliver on user stories as specified in the sprints allocated
• Technical scheduled maintenance required from all team members, clean data, clean processes, optimise the engineering side of the application
• Obtain relevant Salesforce qualifications in order to optimally perform
• Highlight processes that needs to be optimised
• Team participation in building Salesforce
• Contribute to all phases of the development lifecycle
• Interpret analysis, problem definition & business requirements to identify solution requirements (e.g. features)
• Produce well-organised and documented source code for technical solutions
• Apply technical organisation principles of self-service, repeatability, testability, scalability & resilience in code development
• Apply general design patterns and paradigms to deliver technical solutions
• Debug existing source code and polish feature sets
• Work with integrated teams and other developers to improve and evolve technical products and services
• Study & apply Group Architecture & Infrastructure guidelines to all development work
• Support reviews, performance monitoring & ongoing optimization and maintenance on applications
• Stay ahead of the curve on emerging technologies and development practices and continuously evolve existing knowledge & skill in preparation for exposure to Automation, Integration, Messaging, CI/CD etc
• Update, create and appropriately store application documentation & technical specifications
• Participate in incident management & DR activity – applying critical thinking, problem solving & technical expertise to get to the bottom of major incidents
• Team management, collaboration and mentoring

Education

• Bachelor's Degree: Information Technology

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Job Summary

• The Collections Strategy Analyst will develop and implement effective collections strategies, ensuring alignment with portfolio objectives and regulatory requirements. The ideal candidate will leverage their analytical expertise to drive strategy enhancements to manage credit risks effectively.

Job Description

Risk Management

• To conduct quality credit risk assessments and reviews,
• Proactively manage credit risks associated with clients,
• Develop data driven strategies, facilitate the credit sanctioning process to ensure responsible risk decisions
• Data and Systems Management:
• To produce and analyze relevant management information and insights management

Governance:

• Ensure the bank's credit, philosophy and all relevant legislation is adhered to | Customer Management: Investigate and resolve all escalated customer complaints.

Portfolio Management:

• Demonstrate an in-depth understanding of the portfolio, including performance drivers and risk factors.
• Maintain clarity on collections, impairments, and the drivers impacting them.
• Align to and implement documented strategies and policies within the portfolio.
• Conduct high-quality credit risk assessments and reviews for BAU (Business-As-Usual) processes and strategies.
• Design and develop data-driven collections strategies, identifying gaps, providing solutions, and aligning them with overall portfolio objectives.
• Embed improvements into collections strategies through rigorous research and data interrogation.

Data and Systems Management:

• Manage BAU, ad-hoc, and automated processes with efficiency.
• Produce and analyze management information and insights within stipulated SLAs.
• Perform data analysis and processing, including sourcing, cleaning, validating, and consolidating large datasets using advanced SAS skills.
• Identify trends and anomalies to support data-driven decision-making.

Governance and Compliance:

• Adhere to the bank's credit risk policies and ensure compliance with all relevant legislation.
• Support end-to-end audit and governance processes to maintain high standards.
• Investigate and provide thorough feedback on exceptions, ensuring adherence to governance standards.

Stakeholder and Customer Management:

• Present analytical results and strategic proposals to both technical and non-technical audiences.
• Build and maintain strong relationships with internal and external stakeholders, fostering collaboration.

Soft Skills:

• Communicate complex data and strategies effectively to varied audiences.
• Exhibit professionalism in all interactions and tasks.
• Manage time and workload effectively to balance competing priorities.

Qualifications and Experience:

• Preferred Qualification: Bachelor’s degree in BMI, Mathematics, Statistics, Engineering, or Commerce.
• Experience in financial services is advantageous.
• SAS skills and experience with data analysis and processing techniques.
• Strong understanding of collections, impairments, and credit risk management.

Personal Attributes:

• Detail-oriented with a strong analytical mindset.
• Proactive and self-motivated, with a focus on delivering results.
• Excellent interpersonal skills to manage stakeholder relationships and drive collaboration.

Qualifications and Experience:

• Preferred Qualification: Bachelor’s degree in BMI, Mathematics, Statistics, Engineering, or Commerce.
• Experience in financial services is advantageous.
• SAS skills and experience with data analysis and processing techniques will be advantageous.
• Understanding of collections, impairments, and credit risk management.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

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Job Summary

• To extract from Compass, investigate and report the capital (Risk Weighted Assets and Economic Capital) of the retail products within Everyday Banking. This includes presenting the monthly movements to various forums, analyzing variances against plan and determining the impact of business initiatives on the capital.
• The role also requires forecasting and planning, with thorough explanation of the various drivers of capital and returns metrics to stakeholders.

Job Description

Reporting of Financial resource consumption

• Reporting of monthly capital movements, providing rationale for variances compared against the plan at all Everyday banking performance quality review forums
• Reporting of monthly capital movements, providing rationale for variances compared against the plan at the WFS treasury meeting
• Report Everyday banking Financial Resources Management metrics
• Forecasting to provide a forward-looking view of FRM metrics
• Perform regular forecasting for capital (Risk Weighted Assets and Economic Capital) including RAF, STP and MTP
• Load and extract results from Compass
• Actively take part in Stress Testing exercises by running the central model, reviewing and challenging model outputs

Risk and finance analytics

• Calculate and report on the Basel IV implementation impact
• Calculate and report the Model implementation impacts
• Track earnings volatility and understand early warning triggers
• Learn to work with Portfolio studio when the personal loans pilot is up and running to analyze economic capital movements

Stakeholder Management

• Liaise with various internal stakeholders (e.g., Treasury, Product Head, BU Finance) to convey capital and return metrics, impacts of model changes and emerging risks, etc.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

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Job Summary

• Manage the development and continuous enhancement of models within Retail portfolios, contributing to the entire credit risk model build, implementation, and governance lifecycle. Conduct ad-hoc analyses targeted to solve business requirements. Engage with various stakeholders within the bank. Deliver quality work with growing independence.

Job Description

Accountability: Model development and analytics (50%)

• Obtain a theoretical understanding and gain experience in the practical application of model methodologies through model building experience and analysis of model outputs.
• Aim to create value by analysing information obtained from the Model Ready datasets and/or data maintained by MRPC. 
• Develop models in-house by ensuring that model developments and documentation adhere to the Model Development and Documentation Standard.
• Present development checkpoints and analytical results to Model Owners and product Credit Risk Officers (CROs), with guidance from senior colleagues and managers. Tailor the interpretation of results to the audience and utilise appropriate presentation technology and templates.  Incorporate feedback from business into the model building process, ensuring that strategic and policy changes are reflected in the model.
• Communicate results and recommendations from analysis and modeling undertaken to other areas of Absa, for example the weekly Technical Discussion meetings. Tailor the interpretation of results to the audience and utilise appropriate presentation technology and templates.
• Ensure that analysis, development code and workings are stored on the appropriate servers, and that version control is adhered to.
• Ensure that submissions to the Internal Validation Unit (IVU) are made in accordance to agreed timelines and adheres to the Model Validation Requirements.
• Provide support to IVU, Internal and External Audit during reviews of developed models.  This includes responding to questions, and reworking the model build to include issues raised, if necessary.
• Ensure successful and seamless implementation of vendor and in-house models by assisting the model implementation team. This can be done by answering technical questions around the model workings and assisting with comparing implementation results with prototype results, as well as to impacts submitted to IVU. Participate in the Post-Implementation Review of the model.
• Ensure full governance processes are followed as documented in the Group Model Risk Policy (GMRP), from the inception of the model development through to the validation and sign-off.
• Ensure that the first round of monitoring packs is prepared and handed over to the Central Monitoring team in accordance with agreed timelines and the proposed monitoring plan.

Accountability: Stakeholder management (15%): 

• Engage with key stakeholders across the business, such as model users, model implementations, IVU, the Central Monitoring team, internal and external Audit, and regulators, by ensuring their objectives, concerns and priorities are reflected in the agreed solutions.
• Facilitate delivery of the stakeholders’ requests through emails, group meetings and one-on-one discussions in a timely fashion. Convert data extracts into relevant reports and data sets as required. Tailor the interpretation of results to the audience and utilise appropriate presentation technology and templates.
• Compile analyses that will assist internal and external audit as well as the SARB PA and representatives with requests.

Accountability: Consultancy (10%)

• On an ad-hoc basis, provide general consultancy within the cluster, including validation and challenge models, assisting in business forecasting and extrapolation analyses, compiling trend analyses by statistically comparing different scenarios. Use these analyses to make recommendations around next steps or decisions to be taken by business.
• Present analysis results to Technical Committees and Forums, as required. Take on relevant challenge and guidance from peers within the bank and improve models if needed.
• Provide appropriate challenge on model build and methodologies used in Absa by discussing model build detail and ideas in the relevant forums and meetings, ensuring that best practice modelling techniques are in place.
• Participate in the proof of concepts of new software within the bank, as required.

Accountability: Governance and Adherence (10%) 

• Ensure that governance relating to SAS Model Risk Manager (MRM) is followed during the model life cycle.
• Ensure model compliance with Absa Group Policies and Standards by staying updated with changes and ensuring that new model developments always adhere to the Policies and Standards.
• Notify management and stakeholders in case any non-adherence to Policies and Standards are identified. Participate in discussions aimed to resolve these gaps.

Accountability: Leadership (5%)

• Contribute to the development of a high-performance culture within the team, while maintaining integrity.
• Lead by example, driving excellence.
• Participate in planning, resource allocation, training, and team-building functions.

Accountability: Continuous self-development and growth (10%)

• Stay abreast of knowledge and skills, soft and technical, relevant to the level and area of work, aligned with the internal skills framework provided.
• Identify training that will assist with the development and enhancement of the identified skills.
• Engage with line manager to develop a plan on how to grow and develop the skills required to take the next step.

Education

• Bachelor`s Degrees and Advanced Diplomas: Physical, Mathematical, Computer and Life Sciences (Required)

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Job Summary

As a Specialist Business Development, you will be responsible for

• managing a core portfolio of existing AVMS Fleet clients as well as 
• identifying and pursuing acquisition opportunities for the bank within the fleet industry in the South African. 
• responsible for driving revenue growth and providing consultative support to your  existing as well as prospect clients within the fleet industry.
• required to work closely with existing as well as prospect clients to understand their needs, provide consultative support, and develop strategies to increase revenue and build long-term relationships. 
• required to work closely with other members of the team to develop and execute client portfolio management as well as acquisition strategies that align with the  bank's goals and objectives. 
• responsible for conducting due diligence, negotiating terms, and ensuring  successful completion of existing client requirements as well as for acquisitions.
• required to collaborate with other members of the sales and management team to  drive growth and achieve company goals.

Job Description

• Manage a portfolio of existing AVMS fleet clients, acting as their primary point of contact.
• Build and maintain strong relationships with clients, acting as a trusted advisor and consultant for the business management of their fleet requirements and fleet operations.
• Conduct regular client meetings to discuss their ongoing fleet needs, business objectives, fleet management strategies, and financial products and services.
• Conduct needs assessments and provide consultative support as well as tailored solutions demonstrating expertise in fleet management practices, financial products, and services on an ongoing basis to clients based on their specific requirements and business objectives and the competitive landscape in the market.
• Identify opportunities for cross-selling and up-selling, and work with clients to develop customized solutions that meet their specific needs and objectives.
• Develop and implement sales as well as client specific strategies to increase revenue and market share
• Develop and maintain strong internal relationships across ABSA Business Banking as well as Corporate Investment Banking divisions as well as external networks.
• Prepare and present reports to senior management on acquisition opportunities, progress, and outcomes.
• Maintain up-to-date knowledge of industry trends, market conditions, and competitor activity • Stay up to date on industry trends, market conditions, and regulatory developments that may impact acquisition opportunities.

Education and Experience Required

• 5 – 8 years in the fleet environment
• Bachelor's degree in business administration, sales, marketing, or related field or a NQF Level 6
• Proven experience in sales, business development or account management in the fleet industry
• Strong knowledge of fleet management practices, financial products and services, and the competitive landscape in the market

Education

• Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

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Job Summary

• Absa Internal Audit (IA) is looking for a dynamic, innovative and motivated individual to enable and support IA with continuous analysis, data mining and insight generation for IA reporting and planning purposes.  The successful individual should have IA experience, and knowledge of IA controls and organisational risk management practices, within the Financial Services industry.  The individual will need to leverage deep data science expertise in data mining, data analysis, feature engineering, predictive modeling, storytelling, data visualisation, machine learning tools and data intuition to define, build, operationalise and continuously improve data solutions that deliver relevant, quality assured, accurate and commercially impactful data for IA reporting and planning purposes.

Job Description

Key accountabilities

• Advanced Internal Audit (IA) experience, and focused understanding of internal controls and organisational risk management practices to support complete, accurate and valid IA reporting and planning.
• Continuous analysis of IA data, and development of relevant insights (including trends and predictive analysis) for IA reporting and planning.
• Advanced understanding of IA root cause and issue management analysis to provide timely and relevant information for reporting and planning.
• Continuously seeking new and improved ways for data extraction and consumption by relevant IA stakeholders for reporting and planning.
• Advanced understanding of available data analysis and machine learning tools to support robust and forward-thinking insight generation for reporting and planning.
• Adopting of agile work practices and working closely with senior members of the IA team to collate, consolidate and visually present data-led insights for reporting and planning.
• Participate in design thinking processes to determine and confirm priority IA questions/ data challenges to be solved for, by translating these into data requirements and defined data-led solutions for reporting and planning. 
• Design fit for purpose data interpretation and analysis approaches, and create customised data models, algorithms, machine learning tools and recommendation engines to achieve the desired IA outcomes for reporting and planning, 
• Use advanced data science skills to mine and interpret IA data.  These include but are not limited to: advanced statistics, data wrangling, data mining, data analysis, feature engineering and predictive modeling, distributed computing, machine learning tools and data intuition, to analyse and interpret complex IA data-sets for reporting and planning.
• Ability to apply quality assurance frameworks to test model and analysis techniques (e.g. algorithms, models) to support the quality and integrity of IA data used for reporting and planning. 
• Produce business insights and recommendations based on data analysis and modeling concluded, and where relevant with knowledge and experience of e.g. Java, Scala, Python, Hadoop, Apache Spark, Kafka or similar.
• Use storytelling and data visualisation techniques to maximize impact and deliver a user-friendly product for reporting and planning. 
• Contribute to the consolidation of data solutions into viable end products (in IA business-language) that can be leveraged on an ongoing basis e.g. dashboards, reports etc.
• Present data analysis (trends, insights, forecasts) and findings to IA, to show tangible business impact to be derived from the data science process. 
• Where applicable, to facilitate peer reviews and feedback on new data solutions for reporting and planning.
• Where applicable, contribute to the assessments of the effectiveness and accuracy of new data sources and data gathering techniques.
• As far as possible, to promote data literacy within IA by sharing best practices and showing tangible business impact and recommendations as a direct result of the data solutions provided.
• Stay ahead of the curve on data science trends and leading practice data science tools and techniques, and be able to transition IA to advanced methods for the continuous optimisation of a data-led environment. 
• Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise-wide Risk Management Framework and Absa Policies and Policy Standards.
• Understand and manage risks and risk events (incidents) relevant to this role.

Experience/ Requirements:

• Internal Audit (IA) background/ experience (Preference - Internal Auditor).
• Advanced knowledge of IA controls, language and organisational risk management practices.
• Experience in the Financial Services industry.
• Data Analysis and statistical reporting.
• Experience managing people (small to medium size teams).
• Results and output-orientated.
• Ability to learn quickly.
• Have a logical approach to problem solving.
• Able to work closely and build excellent relationships with key stakeholders.
• Able to manage, develop and mentor less experienced members of the team.
• Effective communication skills.

Potential Qualifications:

Relevant Business-related Degree or Tertiary Technical Degree, in:

• Actuarial Sciences, or
• Data Analytics and Data Sciences, or
• Internal Auditing, or
• Chartered Accountant (CA(SA)), or
• Masters in Business Administration (MBA).

Years of Experience:

• Minimum of 5 years-experience 

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Job Summary

• The focus is on the people side of change on Programmes & Projects. Creates and implements change management strategies and plans that: maximize employee adoption speed and usage  minimize resistance enable optimal proficiency consequent to the changes

Job Description

Are you ready to make a difference? 

• We are seeking a dynamic and enthusiastic individual to join our team. This role is pivotal in driving internal communication strategies and fostering colleague engagement across the Chief Security Office and broader Absa. The ideal candidate must have a passion for communication, a knack for engaging with colleagues, and a desire to contribute to a positive workplace culture.
• Our Chief Security Office prides itself in its unique structure that sees an integration and collaboration model between our Information Risk, Detect, Protect, Response and COO teams to ensure effective risk management and people engagement across the Chief Security Office.
• You will ensure high quality issue management for change and colleague engagement processes. This role focuses on the “people side” of change, including changes to business processes, systems, technology and organisational structures. The role will strive to adopt best practices in Organizational Change Management and drive effective adoption of changes through effective people engagement practices impacting employees in the CSO so that the desired business results are achieved.

What you’ll get to do:

The role is within the COO as Security Education and Awareness, with you reporting directly into the Education and awareness lead.  Your responsibilities will include the following:

• Impact assessment as it relates to people
• Determination of effort required on project/s
• Design of Organisational Change Management work products, including:
• Organisational Change Management Scope
• Organisational Change Management Plan
• Sponsor Roadmap
• Stakeholder Management Plan
• Communication Plan
• Training Plan
• Change Readiness Assessment
• Resistance Management Plan
• Support approach
• Assist in the planning and execution of change management projects.
• Support the development of training materials and resources to aid in the adoption of new processes and systems.
• Track and report on the progress of change initiatives, highlighting successes and areas for improvement.

Internal Communication:

• Develop and implement internal communication plans to support change initiatives.
• Create engaging content for various internal channels, including newsletters, intranet, and email updates.
• Collaborate with different departments to ensure consistent and clear messaging that align to our CSO narrative.
• Monitor and evaluate the effectiveness of communication strategies and suggest improvements.

Colleague Engagement:

• Organise and facilitate engagement activities and events to promote a positive work environment.
• Conduct surveys and feedback sessions to understand colleague needs and concerns.
• Develop initiatives to enhance team collaboration and morale.
• Act as a point of contact for colleagues, providing support and addressing queries related to change initiatives.

What do you need to get in?

• Bachelor’s degree in Communications, Human Resources, Business Administration, or a related field.
• Minimum 3 years’ experience.
• Experience in project managing change initiatives or other relevant business experience, compulsory.
• Expertise in Stakeholder Management.
• Excellent written and verbal communication skills.
• Strong interpersonal skills with the ability to engage and motivate colleagues.
• Creative thinking and problem-solving abilities.
• Ability to work collaboratively in a team environment.
• Basic understanding of change management principles is a plus.
• If you’re passionate about working in a fast-paced environment and contributing to the exciting world of Security by leading from the front, we would love to hear from you!

Education

• Bachelor`s Degrees and Advanced Diplomas: Physical, Mathematical, Computer and Life Sciences (Required)

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Job Summary

• Manage a portfolio of clients within the Resources & Project Finance Credit Risk team.
• To conduct quality credit risk assessments and reviews that present commercially minded solutions through analysis of financial, industry and economic information in support of the decision-making process. 
• Facilitate the credit sanctioning process to ensure responsible risk decisions. This will include the preparation of credit applications and the presentation of recommendations to the relevant risk committees. 
• Accountability for the full credit lifecycle of the portfolio including granting of facilities, implementation, systems, post-implementation monitoring.
• Ongoing management of the portfolio through portfolio reviews and management information.
• Independently building and managing relationships with key relevant business partners to ensure delivery under the organization’s strategy.
• Ensure an efficient and timely risk delivery to clients.

Job Description

Accountability: Credit Risk Management:

• To take ownership and control of credit risk related work on a defined portfolio of Resource & Project Finance clients against which Absa Group Ltd has credit facilities.
• The candidate is to carry out comprehensive and quality credit risk functions. Functions cut across the credit lifecycle (i.e. granting, implementing, managing and restructuring).
• Representing Credit to Senior Management in various committees, presenting analysis of the aggregate portfolio risk and composition.
• Presentation of portfolio risk analysis to the relevant risk committees.
• Developing and delivering relevant Monthly Risk MI for Senior Management, including analysis and commentary, ensuring risk issues on the defined portfolio are well understood and presented transparently.
• Manage exposures including the accurate maintenance of the data on relevant risk systems.
• Create presentations and technical documents designed to articulate key risks to various forums and credit committees.
• Monitor adherence of covenants and conditions on a continuous basis and identify any deviations and possible concerns.
• Create and maintain an accurate due diligence record of the client portfolio, detailing what facilities they have and the associated terms and conditions.
• Manage and communicate the risks associated with outstanding securities.
• Understand and manage the required inputs into the banks models ensuring validity and accuracy.
• Monitor the client business performance and identify relevant risks to ensure early identification of change in the client’s business or operating environment and watchlist accordingly.
• Proactively utilise the systems and tools available for Credit Risk and partake in the ongoing development and feedback of these systems to deliver and enhanced automated credit function.
• Manage all administrative and operational aspects of the relevant portfolio of clients ensuring completeness, accuracy and validity of data.
• Build and manage relationships with key relevant business partners.
• Maintain and manage the relevant portfolio within the defined appetite levels.

Accountability: Governance

• Ensure that the Bank’s credit policies and philosophy are complied with.
•  Ensure understanding and adherence to relevant Legal requirements relevant to the Credit Lifecycle and specific industry.
• Complete the necessary training requirements and Compliance processes in a timely manner.

Accountability: Other

• Support in creating a high-performance culture of individuals who are engaged.
• Contribute fully, including suggestions for ways of improving risk delivery and management through ongoing projects.
• Portraying the right values and behaviors in the achievement of the Risk Strategy.
• Contribute to ongoing projects to improve risk delivery.
• Develop relationships with colleagues and create a sense of engagement.
• Communicate concerns or challenges faced in a constructive and positive manner.
• Develop and maintain contacts with Specialists in other areas of the Group.
• Embrace and adapt to the diversity and change within the current Banking environment.
• Demonstrate the willingness and ability to perform to the very best levels to ensure personal alignment to the Credit Risk Strategy.

Education and Experience Required

• B-degree in Business or Commerce (or similar)
• Relevant postgraduate qualification such as CA(SA) / CFA preferable with 5 years experience within a credit risk environment or relevant sector experience (Mining, Oil & Gas, Project Finance).

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

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Job Summary

• This team is responsible for ensuring consistency and overall accuracy of returns, queries, commentary and supplementary data, submitted to the Prudential Authority. Reports changes to the Regulatory Reporting Change Control Committee (RRCCC).  
• Interaction with the regulatory risk and data production center's (such as Finance, Treasury, Credit Risk and Market risk), in order to source data and implement efficient data flows that support the requirements mentioned above in a sustainable way.

Job Description

Key Accountabilities 

Preparation and completion of risk information: 

• Collect information from various sources in the risk and production centres, for the compilation and preparation of consolidated risk information required in the Prudential Authority (PA) returns
• Coordinate resources from other areas of the ABSA Group, planning and managing the timetable for data collection, consolidation and review of data and information and to ensure that deadlines are met in respect of data submissions
• Calculate the relevant sections required for returns for submission within set deadlines; drawing from source data, own financial and regulatory knowledge and expertise
• Prepare the reconciliation of the risk and finance data (RAFDA) between systems to ensure that the data submissions is complete and accurate
• Identification and preparation of the journals and or adjustments, for review, to ensure accurate and complete submission within the set deadlines and according to policy
• Account for late adjustments to data and or return submissions with adequate supporting documentation and commentary for review by team leader
• Identification of significant month on month, quarter on quarter and year on year variances, for commentary prior to review and analysis by team leaders and prior to submission
• Obtain relevant risk commentary from the Regulatory risk and production teams on the variances identified and on queries raised by the Prudential Authority (PA) or internal review forums.
• Collate the commentary and assess the adequacy thereof, by performing a high level review thereof, drawing on own knowledge and expertise, and present this for review prior to submission
• Meet reporting deadlines as set internally and by the prudential Authority or as per instructions and working day timetables
• Provide input and assistance to the reviewer and prepare the monthly management information packs for internal review forums
• Identify enhancements to current reporting processes and policies in order to achieve optimal efficiency
• Build stakeholder relationships, i.e. with Group Finance, Treasury, Market Risk and Credit Risk.

Preparation and completion of BA returns: 

• Collect information from various sources, i.e. Group Finance, Treasury, Market Risk and Credit Risk for the compilation and preparation of consolidated BA returns
• Coordinate resources from other areas of the ABSA Group, planning and managing the timetable for data collection, consolidation and review of data and information and to ensure that deadlines are met in respect of data submissions to the PA.
• Prepare, calculate and compile the working sheets in support of the relevant BA returns to the Prudential Authority for review by the reviewer  
• Maintain controls to ensure that the working sheets used in support of the BA returns is accurate and complete
• Prepare and maintain the relevant working papers, calculations and or reconciliation in support of the BA return and other submissions
• Prepare or calculate ad-hoc and other submissions to the Prudential Authority or internal governance forums such as the Regulatory Reporting Review Committee
• Upload the BA returns after review into the PA submission tool - DIX
• Run validation checks on DIX and present for sign off by reviewer
• Prepare the monthly management information and analysis packs on the BA returns for internal review
• Provide input and assistance to the reviewer in the drafting of the commentary and Executive Summary for the monthly management information packs
• Identify enhancements to current reporting processes and policies in order to achieve optimal efficiency

System maintenance and development: 

• To provide input and oversee ad-hoc projects which involves system and process development and improvement
• Document the enhancements for these projects for future reference according to ABSA requirements and on ABSA template documents
• Test the automated solution for adequacy, effectiveness and reliability prior to implementation
• To assist the system owners in the implementation of this automated solution, including roll out to business units where necessary.
• Identify processes for automation to increase effectiveness and efficiency in the team and present the proposed solution for review

Role / Person Specification

Education and Experience Required:

• CA(SA) or B degree/similar qualification in a financial/related discipline
• Non CA with a minimum of 3-5 years relevant experience / CA(SA) with 0-3 year PQE
• Proven experience in Regulatory Reporting is essential
• Business experience in a Banking environment gained from a Finance, Product Management or Front /Middle office role preferable

Knowledge & Skills:

• Knowledge of local/ international regulatory requirements
• Strong computer skills e.g. Excel, Word, PowerPoint
• Knowledge of SA / IFRS accounting standards
• Product knowledge in banking industry
• Good report writing skills
• Analytical
• Logical Thinker
• Attention to detail
• Reconciliation
• System development
• Project Management

Competencies:

• Deciding and initiating action
• Learning and researching
• Entrepreneurial and commercial thinking
• Relating and networking
• Adapting and responding to change
• Persuading and influencing
• Creating and innovating

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

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Job Summary

• If you are a Commercial Asset Finance Specialist this is an exciting opportunity for you! Provide specialist advice and support in the implementation/development of operational planning and associated service delivery processes, methods and techniques.

Job Description

• Relationship Management: Establish and maintain professional relationships through networking with industry leaders, regulators and policy makers as well as business partners that are key in the development of new ventures
• Delivery Business Development: Champion and manage business bulk acquisition strategic plan in line with Absa Business unit strategy
• Market Intelligence: Collect market intelligence through research by reading articles, publications, internet, word of mouth and networking on a daily basis to keep abreast of market developments
• People Management: Coach, mentor and manage team members toward driving business objectives and ensuring colleague development
• Operations & Compliance: Actively keep up to date with all relevant knowledge, legislation and developments within the business unit and banking industry that may have an impact on the Business Advantage

Education

• Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)