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A well-established financial services business is seeking to appoint a Credit Analyst Commercial Banking & Transformation (Pietermaritzburg)
To carry out quality credit assessment, present bankable solutions and manage the credit risk of a portfolio of clients in the Agri-business value chain in the designated regional Office.
To manage and perform quality credit analysis; financial analysis, including data collection, trend analysis, peer comparisons and industry overview to ensure good quality credit submissions to Credit Managers and Credit Committees for the allocated portfolio.
Thorough knowledge of the NCA, CPA, FICA and related credit regulatory requirements
The primary and secondary agriculture sector finance.
Appraisal of credit proposals and deal structure for: assets finance, working capital, backward and forward integration finance
Carry out full credit assessments within allocated portfolio through credit submissions, financial analysis, reviews, re-advancing loans, collateral analysis, approval conditions
tracking and risk management.
Critical Competencies:
Microsoft Office
Knowledge of risk management principles
Knowledge / Experience of compliance systems / tools