Head, Credit Structured Debt Solutions at Standard Bank Group

Job Description

To build and lead the Structured Lending Solution Credit capability for Africa Regions and Offshore / South Africa, managing structured lending solutions risk and related processes in line with the Credit Risk Management and Equity Risk policies for the portfolio, contributing to the success of the Bank's clients.  To manage the portfolio, which includes non-scored, non-vanilla lending (including scored lending in Africa Regions and Offshore), including inter alia Leverage finance, Mezzanine Finance, Commercial Property Finance, Trade Finance (including Structured Trade and Debtor Finance) and Structured Lending across the Client segments. To partner with Business Solutions, Client Segment and Deal teams to solution by supporting innovative and bespoke lending transactions to meet clients need responsibly.

Qualifications

Qualification

• CA(SA), CFA or Masters in Business, Commerce, Finance, Accounting or Risk Management

Experience

• More than 10 years experience in assessing and managing Structured Lending Solutions, including but not limited to cashflow, working capital and asset-based lending solutions
• Significant experience in the Structured Lending of complex transactions risk management, working in multi-functional teams and partnering to develop and implement solutions for clients
• Leading a high performing team of credit professionals

Additional Information

Behavioral Competencies

• Demonstrated ability to collaborate and partner with Business Solutions, Client Coverage and Segments in understanding clients’ lending needs and responding accordingly to them
• Track record of operating with a personal delegated authority at a minimum of DA65
• Having held a substantial delegated authority
• Is focused on developing strategies; thinks in the longer term and anticipates trends; envisages the future and adopts a visionary approach
• Prepared to disagree and question assumptions; challenges ideas and established views; comfortable arguing own perspective

Technical Competencies

• Deal Appraisal 
• Industry Knowledge 
• Legal, structuring and compliance knowledge
• Strategic Planning and Reporting
• Local Market Knowledge