Underwriter at Huntswood

Job Overview:

• Are you ready to take your underwriting expertise to the next level? This is your chance to join a fast-growing social FinTech that’s transforming financial health across the UK.
• As an Underwriter, you’ll work with a credit risk team that’s the envy of the sector. You’ll evaluate credit applications , investigate fraud claims, and ensure compliance with FCA regulations, all while helping customers achieve fair outcomes.

Responsibilities:

• Assess credit applications for affordability, creditworthiness, and fraud risk
• Investigate fraud alerts and manage end-to-end fraud claims
• Collaborate with Consumer Finance, Credit Risk Analytics, and Collections teams
• Follow and improve fraud and credit policies to mitigate risk
• Build strong internal and external stakeholder relationships

The Ideal Candidate will:

This is a high impact role in a fast-growing business and hence the ideal candidate would be someone who has:

• Proven experience in a customer service or support role.
• Strong leadership and team management skills.
• Excellent communication and interpersonal skills.
• Analytical mindset with the ability to use data for decision-making.
• Problem-solving and conflict resolution skills.
• Knowledge of customer service software and tools.
• Strong organizational and time management abilities.
• Ability to work effectively in a fast-paced, dynamic environment.
• Familiarity with relevant regulations and compliance requirements.

Required Skills:

• Strong understanding of FCA regulation
• Experience in secured lending and underwriting 2nd Charge or BTL mortgages
• Previous experience managing caseloads in a fast-paced environment
• CeMAP qualification (desirable, not essential)
• High attention to detail and excellent communication skills