Job Openings at Absa Group Limited (Absa)

Job Summary

• Support the Relationship Executive in the optimisation of profit and economic value for portfolios of Public Sector Business requiring high complexity commercial banking requirements by focusing:
• origination efforts to acquire new clients;
• cross-sell to existing client base;
• coverage efforts to service clients in accordance to the segment CVP

Job Description

• Main Responsibility: Providing holistic day-to-day transactional support to the KwaZulu-Natal Provincial Government including ensuring compliance with regulatory requirements, delivering tailored banking services to support the needs of KZNPG banking operations.
• Portfolio Management: Ensure appropriate management of respective portfolios that includes but not limited to client engagement, portfolio performance management, reporting and executing of client requirements.
• Business Development: Agree financial targets/new business targets and set out tactical plans to achieve this on an annual basis
• Risk Management: Ensure that portfolio meets the required risk management standards
• Compliment the portfolio by driving school acquisition Q4 & Q5.

Education

• National Diplomas and Advanced Certificates: Business, Commerce and Management Studies

End Date: September 18, 2025

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Job Summary

• Work as part of a DevOps team, leverage specialist analysis & testing tools, frameworks, techniques and practices to elicit, define and organize business requirements. Translate & document business requirements into user stories & specifications (Full Stack, Cross System) detailing integration points, business & associated risk / opportunities to be realised.
• And following this analysis, work collaboratively within squads during design & delivery activity including assuming responsibility for manual application testing processes, frameworks & outcomes

Job Description

Job Description Summary

• Work as part of a DevOps team, leverage specialist analysis & testing tools, frameworks, techniques and practices to elicit, define and organize business requirements.
• Translate & document business requirements into user stories & specifications (Full Stack, Cross System) detailing integration points, business & associated risk / opportunities to be realised.
• And following this analysis, work collaboratively within squads during design & delivery activity including assuming responsibility for manual application testing processes, frameworks & outcomes

Job Description

Analysis (including Business Case)

• Proactively build relationships, apply analytical techniques to elicit and validate business (product & service) needs ahead of demand
• Implement routines to get to know / become an expert in various business processes (e.g. spend time in business & with users)
• Translate elicited needs and knowledge acquired into user story format that is immediately usable for DevOps teams (right language, format for building & testing)
• Prepare and prioritise the backlog of requirements for the user stories linked to the proposed solutions
• Work collaboratively with Tribe Leads (Technical Product / Service Owners) to build a roadmap & vision for the products and services (including detailed analysis requirements & solution scope)
• Define measures of success & key outcomes for various solutions / changes including detailed acceptance criteria for all features
• Define testing requirements (pass or fail test cases)
• Support the development of detailed business cases (including defining solution characteristics, effort estimations etc.)

Solution Design (within DevOps Context)

• Translate business requirements into detailed systems requirements. Detailed system requirements must include all capabilities, interfaces and functionalities within and across technologies.
• Build detailed user stories to be leveraged for system requirements design (modular)
• Leverage business analysis & modeling tools and apply notation standards such as UML/BPMN to diagrammatically/visually document: business requirements, business processes, system processes & integration .
• Facilitate processes to ensure integrated requirements are socialized, understood & approved across the broad range of stakeholders to be impacted (this includes various processes e.g. risk / governance forums, change council, scrum meetings / DevOps team capability building, solution design sessions etc.)
• Understand & leverage knowledge on the organisations technical landscape, environment and broader architecture to define integration points across tech stacks for various requirements
• Work collaboratively with project / program teams, squads, scrum masters and engineers to define backlog, release & DevOps / project planning implications of the requirements development & roadmap (what should happen when)
• Continuously improve system requirements mapping (e.g. leverage input from questions asked etc. to consistently improve the quality of the requirements analysis for easier interpretation by the development teams)
• Work as part of the embedded DevOps team throughout the design process to review solution design (features and functionality)
• Facilitate resolution during development & testing phases for any change requirements

Solution Delivery & Testing (manual)

• Define the manual testing strategy & test cases for various solutions (where it makes sense to do so)
• Define & validate quality & testing parameters (+/-) & plans for the solution (socialize & translate these to automation testing teams)
• Develop manual testing frameworks and patterns for the solution
• Lead the manual testing process for various solutions (e.g. execute test cases, analyse results)
• Provide real time feedback to the DevOps teams on change requirements identified throughout the testing process
• Review & monitor system stability, resilience etc. throughout the testing process (e.g. integration) & in production
• Define & monitor overall backlog planning for effective solution delivery
• Provide Developer & User support during user acceptance testing

People

• Provide coaching & mentoring across the DevOps team as well as to developing analysts across the estate
• Conduct peer reviews & problem solving within and across the broader team

Additional Job Description

• Proven ability to collaborate effectively within Agile environments (Scrum/Kanban), including active participation in daily stand-ups, backlog refinement, sprint retrospectives, and paired programming/code reviews
• Strong understanding and practical application of RESTful API design principles, including version control, clear documentation, and consistent error handling
• Experience with SOAP-based web services, including request/response structure, WSDLs, and integration testing
• Skilled in designing and optimizing database schemas, with advanced proficiency in writing performant SQL queries for PostgreSQL using tools like PG Admin
• Demonstrated experience with Postman for creating, testing, and maintaining API collections and automated documentation
• Strong attention to detail, with a focus on accuracy and completeness across documentation, data handling, and solution implementation
• Highly adaptable, with a continuous learning mindset and a proactive approach to exploring new technologies, frameworks, and modern software architecture patterns
• Excellent written and verbal communication skills, with a track record of effective collaboration with cross-functional teams including Product Owners, Subject Matter Experts (SMEs), UX Designers, Business Analysts, QA/Testers, and other stakeholders
• Advantageous: Development background, enabling deeper technical understanding and stronger collaboration with delivery teams
• Advantageous: Prior experience in the banking or financial services sector, with familiarity in regulatory, security, and transactional domain requirements

Qualifications

Education

• Bachelor's Degree
• Information Technology

Work Experience

• Experience in a similar environment
• 5 + Years (outline preferred years in the role experience)

Education

• Bachelor's Degree: Information Technology

End Date: September 22, 2025

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Job Summary

• The purpose of this role is to perform the Deal Management function for Structured Trade Finance. This function involves transaction validation “fit for processing”, reconciliation, valuation together with ongoing life cycle event management.
• This role will manage the interface with front office, back office, external customers, and all internal infrastructure partners to ensure a smooth client experience during the lifecycle of the facility.
• The Deal Manager will be required to manage the facilities within approved specifications and ensure that all the controls, processes, regulations, and policies are adhered to during the lifecycle of the facility.

Job Description

Key Accountabilities

Pre-Implementation Responsibilities

• Pan Africa Portfolio: Deal managers are responsible for the Middle Office responsibilities for all STCF Facilities across Africa. Working with all Absa Africa subsidiary colleagues
• Pre-Implementation: Attend Deal Forum on allocated “potential” facilities. Ensuring input is provided from a STF Middle Office perspective where required on the operational workability of the facility.
• Transaction Approval: Attend all Transaction Approval meetings on allocated facilities and ensure an operational memorandum is drafted and signed with the relevant Absa subsidiary prior to first drawdown. Articulating the workings of the transactions, SLA and responsibilities for each party involved.
• CP Management on structured deals- During the implementation stage of the new facility ensure all Standard and Non Standard CP’s are clearly documented and available to view for every transaction. Due dates for each CP’s have to be documented and tracked to ensure adherence to transaction parameters, escalate and document any missed, delayed or breached CP’s on a transaction level.
• Have a good understanding of the underlying commodity (market) that is being dealt with on each transaction before transaction is implemented and interlocking with the correct stakeholders to close any gaps on this understanding before deal is implemented.

Transacting Responsibilities

• Products: The STCF Deal Manager is expected to understand and execute on a combination of various products in the environment within one Facility. Including but not limited to: Letters of Credit, Trade Loans, Stock Financing, Receivable Financing, Guarantees, Collections, Pre-Export Finance, Participation, Borrowing Base, Commodity Hedges, Currency Hedges etc.
• Transaction monitoring - proactively manage milestones and ensure applicable trackers/ check lists are adhered to in line with transaction requirements
• Perform fit for processing checks -  check that all required parameters of the facility are adhered to and ensure all information is accurate and meets the required standards for all respective trade transactions prior to actioning.
• Manage and monitor all third party service providers including but not limited to (Collateral Managers, storers and traders/agents) with each drawdown and due dates.
• Stock, hedge position – where applicable need to be well management, monitored with each drawdown and monthly.
• Document checking and Negotiation- Review trade documentation required in terms of the various products and analyse and interpret content through effective application of International Chamber of Commerce Guidelines, International Standard Banking Practice and other applicable ICC publications (UCP 600, ISBP, RR725, URDG 758
• Transaction Execution – preparation of finance calculations in line with facility approval, intake of stock/confirmation, execute funding within SLA, stock releases, monitoring and capturing of deposits and any other related requirements on execution and management of deals life cycle.
• Loan Booking – Ensure technical correctness of each instruction/application for funding and that the necessary approvals to undertake the transaction are obtained prior to booking deals with Treasury. Reconcile booked loans to transactions in monthly recon. Ensure the booking system parameters (Limits, SSIs and client profiles) are in order prior to loan requests being honoured.
• Management of limits: Various limits to be managed as per facility/credit approval.
• Accounting – review of stock, VAT, Debtors, Financial reconciliations, daily, weekly, month end procedures, consolidation, preparation of information and review deal accuracy. Ensure that all exposures are accurately recorded on the banks systems. Review and ensure interest is passed on the correct cost centres and amounts on a monthly basis.  Ensure all items are closed out as required and ensuring close attention is paid to risk mitigation activities and red flags while doing recons.
• Adhoc reporting – prepare reports and provide relevant information as and when requested by stakeholders. Assist with audit requests.

Risk and Control Management

• Control Environment – ensure all deals comply with regulatory and legal requirements. Take responsibility for deal to ensure current controls and procedures are observed.  Continuously consider risk mitigation and operational effectiveness, with monthly KRI’s reporting and providing feedback where applicable. 
• Log all risk and loss events - as they occur as a result of fraud or error highlighted in the department.  First escalate to line manager and then contact Internal Control to enable documenting and tracking of the route cause and solution for preventative control to mitigate risk.
• Complete all relevant compliance training and be conversant with the relevant regulations that impact on day-to-day function
• Comply with prescribed policies, processes, regulatory, governance and procedures to prevent any financial loss
• Proactively pick up, solution and ensure resolve of risks and issues to the end. Irrespective which department is responsible, ensure items are resolved and closed out
• Assist and contribute to ensure green audits.
• Ensure Pricing is correctly applied.
• Additional requirements Excon check and referral to Excon Specialists where Exchange Control Application (ECA) is required.
• Know Your Customer (KYC) Checks Anti-Money Laundering (AML) Red Flags in accordance with the Trade Based Money Laundering (TBML) & Trade Finance (TF) Standard policy Standard / Non Standard Legal wording

General

• Client focus – where required liaise with clients to resolve queries working jointly with various stakeholders with client visits on a case-by-case basis.
• Record Management – provide regular (as requested) inputs and actively participate in the review of the Record Management procedures by attending meetings when requested and updating relevant documents.
• Business Continuity Management – being able to assist and work in any one of the other areas within the STCF department if required for business continuity. This will be a directive from the line manager or team leaders as and when required
• Innovation – continuously investigate new and better ways to enhance the Middle Office or other environments by measuring the effectiveness of all procedures.
• Adhoc requests - e.g. Certificate of balance, audit certificates, client queries, book reports, on boarding of new clients (opening accounts and adding clients on systems) and train clients around the operation of their relevant facilities

One Africa Stakeholder Management

• Interaction with Key Stakeholders - partner with various areas across the Absa Group to manage client requirements and enable Fit for Processing including Absa Finance, Treasury, Front Office, Product, Credit, Transaction Administration “TA” and Transactional Management “TM”, Coverage, Legal, Internal Control, Operational Risk, Product Control Group, TAG, Excon, Compliance and Regulatory, Pan Africa stakeholders Etc
• Ensure all stakeholders are fully engaged to deliver the Operational strategy for the Pan Africa Trade business
• Work closely with in country Operational teams, Sales, RCU etc. to deliver the standardisation of product processes, control and technology
• Manage stakeholder’s relationship across Pan Africa and Globally where necessary
• Support all stakeholders to ensure a sustainable and risk-free approach to the rollout of STCF or remediation of existing STCF deals in line with the Product strategy.
• Ensure SLA’s and associated KRI/KPI measures are in place and are monitored monthly across STCF Pan Africa business and reported to Product Management Head monthly per country and transaction.
• Attend the Monthly SLA meetings
• Ability to influence senior stakeholders, decision makers and colleagues to ensure organizational goals are met
• Responsible for partnering with key stakeholders to understand the strategy, direction and roadmap objectives for the business and management of transactions.
• Ensure escalation of any breaches in STCF TOM on a transaction level.

Innovation and Change

• Must participate and enable implement/monitor change/projects in the bigger team ensuring all SI projects are successful and delivered on deadline.
• Set own personal development goal objectives and completed all required actions to achieve
• Continuously look for opportunities to further develop own skills and expand knowledge base across the bigger business and other products.
• Work closely with Products, Sales, IT, and other key partners to secure their support and enable operational execution in line with best practice.
• Manage and lead all the agreed SI projects across Pan Africa ensuring that these projects and BAU book of work are delivered within scope, on time and in budget.
• Staying ahead of all new regulations and developments in the Trade Finance business – as it relates to – Operational risk Management and best practice.
• Ensure the Trade strategy is delivered iro. ensuring consistent processes, controls and technology across all markets we operate and Trade TOM rollout.
• Work across lines of businesses, geographies and verticals to drive broad change in systems and processes using lean, six sigma with a customer-obsessed culture to drive improved controls and enhanced client experience for internal and external stakeholders, always balancing risk and control management for the organization.

Culture and People Development

• Ensure that we adhere to a high performing organisation profile
• Live the Absa values
• Being a team player for the success of the STF team
• Provide ongoing training and support to operations departments and other areas that support STCF. Ensuring the team are aligned to the deliverables and managing performance against the strategy and objectives.
• Provide clear direction to the SA and ARO value chain stakeholders to achieve optimal performance of STCF Transactions.
• Continuously up-skill colleagues upon their knowledge of Trade Finance Products including knowledge of related processes, procedures, legal, credit, compliance and external market knowledge etc.
• Assist with intra-team training, to increase skill level of all team members

Role/Person Specification

Education and Experience Required

• Bachelor Degree in Commerce/Relevant Diploma

Considered an advantage 3 – 5-year experience:

• Applicable Global Trade Qualifications Started/Completed
• Structured Deal Management experience
• Commodity, Trade, Receivable Finance experience

Knowledge & Skills

• Accounting skills
• Acute Structured Trade and/or Trade product knowledge
• Understanding of deal flow processes and rationale behind the procedures
• Understanding of Financial Markets and Derivatives **
• Business acumen/MS office proficiency intermediate level
• Performance orientated and client service driven**
• Risk monitoring and identifying potential risks in transactions
• Good interpersonal and team-working skills and the ability to communicate at all levels **
• The ability to work in a pressured and unstructured environment and to cope with the demands of working to tight deadlines **
• Maturity – able to deal with stakeholders at all levels
• Report writing and presentation skills

Competencies: (Maximum of 8 competencies)

• Deciding and initiating action
• Learning and researching
• Entrepreneurial and commercial thinking
• Relating and Networking
• Adapting and responding to change
• Applying expertise and Technology
• Time management & deadline driven
• Risk Management

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: September 22, 2025 

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Job Summary

• To deliver secretarial, general office and administrative support services to manager(s) and or team(s) through the execution of predefined objectives as per agreed standard operating procedures (SOPs).

Job Description

• Administrative Activities: Performing day-to-day administrative tasks such as maintaining information files and processing paperwork.
• Dealing with Stakeholders: Taking responsibility for managing the expectations of stakeholders
• Quality Assurance: Maintain a desired level of quality in a service or product, especially by means of attention to every stage of the process of delivery or production
• Meeting deadlines: Completes tasks timeously
• Verifying Information: Check different types of information for accuracy and inconsistency
• Event Planning experience is crucial

Education

• Further Education and Training Certificate (FETC): Office Administration (Required)

End Date: September 22, 2025

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Job Summary

• CIB (Post Trade Services Team) is currently looking to hire a Head of Collateral Management & Valuations.

This role will manage and provide direction & oversight into all Post Trade Collateral Management activities and processes, key being:

• In-depth Collateral Operations knowledge & expertise across OTC CSA, GMRA, GMSLA & Valuation statements, products and processes.
• Recognised as the Collateral Operations Subject-Matter expert.
• Monitor, understand and adapt Collateral Operations to emerging trends in technology, regulation and client behaviour that impact our business.
• Articulate strategy in collaboration with Business, setting strategic priorities while driving and accountable for implementation.
• Ability to quickly identify issues, risk, resolution and proactive communication.
• Build strong stakeholder relationships to discuss concerns, issues, requirements etc and provide sustainable solutions.
• Seek ways to enhance service, mitigate risk & improve efficiency.
• Continuous review of Operations to identify potential weaknesses or vulnerabilities in our systems or processes.
• MI & KPI reporting – monthly review, analysis, reporting & refinement.
• Foster and develop a high performing team

Job Description

Accountability – Collateral Management Operations

• Subject matter expert on PTS Collateral, CSA OTC Cleared, Non-Cleared, Regulatory, Initial Margin agreements, GMSLA Agreements, Valuation Statements
• Manage Collateral activities, including but not limited to margin call processing, settlements, recons, queries etc and provide direction/guidance to team members
• Demonstrate a strong Collateral understanding, front running any regulatory changes or new market practices and interpreting the impact.
• Serve as a key advisor in senior forums, offering operational insights and strategic support.
• Collaborate with senior management to advance team goals by providing essential operational knowledge and hands-on support.
• Exceptional customer service driven by proactive engagement and support.
• Support relevant regulatory reporting through one’s understanding of various legal agreements, Joint Standards etc
• Establish clear ownership & escalation for quick issue resolution & risk reduction.
• Ensure all procedures & processes are documented.
• Safeguard business continuity by carefully managing the introduction of change.
• Liase with relevant stakeholders in respect of Collateral dispute management and escalate per policy.

Accountability – Risk Management

• Maintain risk, control, regulatory and compliance adherence.
• Ensure proactive adherence to regulatory & policy frameworks.
• Ensure that processes, control requirements and risk management frameworks designed for the area are understood and followed by all team members.
• Ensure all risk events pertaining to your area are immediately escalated, thoroughly investigated, understood, and closed out with mitigating controls.
• All risk and control findings, work collaboratively with the Risk team to understand what actions are required to close out timeously.
• During scheduled audits and management assurance reviews, ensure that all information required is accurate and provided timeously.
• Develop detailed and relevant Risk and Control Assessments for the function.
• Develop, challenge & report on all elements of the business performance metrics, ensuring reflectiveness of the business performance and control environment, highlighting concerns.

Accountability - Projects & Strategy

• Articulate Collateral strategy in collaboration with Business, setting strategic priorities while driving and being accountable for implementation.
• Play a leading role in ensuring the successful delivery of projects.
• Embed a culture of process enhancement for robust scalability, efficiency, risk mitigation and outstanding customer experience.
• Clear understanding of the project value adds and benefits vs cost to implement.
• Present metrics that demonstrate productivity & efficiency improvements.
• Articulate pragmatic requirements & solutions for handing over to Change teams.

Accountability – People Management

• Build and maintain a high performing, cross skilled team.
• Foster a positive and collaborative team environment where every contribution is valued.
• Recruit, train and mentor new talent.
• Identify and address the team's learning and development needs.
• Determine which positions are critical with clear succession plans.
• Address performance issues and apply disciplinary measures where necessary.
• Drive team learning through knowledge transfer.
• Set meaningful performance objectives for your team.

Required Education & Experience

• Minimum of 10 years Investment Banking experience.
• Degree educated.
• Senior Collateral Operations management experience is advantageous.

Skills & Experience

Essential

• In-depth Collateral Operations & Initial Margin Regulations knowledge.
• Sound understanding of control & Operational risk.
• Proven track record in successfully & productively managing a very broad & changing agenda.

Competencies:

• Ability to lead and inspire a team.
• Formulating strategies and concepts.
• Excellent analytical skills & attention to detail - proven ability to manipulate & interpret information quickly & accurately to draw insightful conclusions & present findings effectively to a senior audience.
• Ability to initiate & set objectives that will engage colleagues & inspire performance.
• Excellent communication & presentation skills.
• Insight into external market developments, regulatory changes and initiatives.
• Multitasking, adapting and responding to change.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: September 26, 2025

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Job Summary

• CIB Legal is currently looking for a senior legal counsel to provide strategic legal advisory and transactional support to the Corporate & Investment Banking (CIB) division, more specifically the Commercial Property Finance team, ensuring legal risk is proactively managed while enabling the execution of complex domestic and cross-border property financial transactions.
• The incumbent advises on legal, regulatory, conveyancing and property specific matters that support business sustainability, cross-jurisdictional compliance, and growth across pan-African markets.
• The role applies expert judgment to shape legal frameworks, guide risk-based decision-making, and influence internal policy adaptation in a dynamic regulatory environment.

Job Description

Key Accountabilities

Legal Advisory and Transactional Support

• Provide end-to-end legal counsel on Commercial Property Finance products and transactions, including development finance, term loans to property owning entities, both bilateral and syndicated lending.
• Structure, negotiate, and review a wide range of agreements such as loan agreements, term sheets, security documents, supply agreements, development agreements, shareholder agreements, MOIs,  understanding the interaction of hedging agreements to underlying loan documentation, and bespoke transaction documentation.
• Translate legal and regulatory implications into actionable business insights and risk mitigation strategies.
• Serve as a legal risk filter for product innovation, deal reviews, and transaction approvals.

Regulatory and Compliance Advisory

• Monitor, interpret, and advise on legal and regulatory frameworks including the Banks Act, Financial Markets Act, Companies Act, Financial Intelligence Centre Act (“FICA”), Protection of Personal Information Act (“POPIA”), Financial Sector Conduct Authority (“FSCA”) and South African Reserve Bank (“SARB”) directives.
• Influence and shape internal compliance frameworks in response to legislative changes and evolving market conduct requirements.
• Support regulatory audits, inspections, and engagements, working closely with Compliance, Risk, and Governance functions.
• Lead or contribute to legal input on cross-border regulatory matters and multi-jurisdictional transactions.

Risk Management and Governance

• Identify and mitigate legal risks related to transactional, operational, or strategic activities.
• Participate in CIB risk and governance forums, providing legal guidance to inform risk appetite, control frameworks, and decision-making processes.
• Anticipate emerging legal risks and support pre-emptive mitigation strategies aligned with the bank’s enterprise risk management framework.

Contract Management and Legal Documentation

• Draft, review, and manage transaction and framework documentation to ensure legal robustness, commercial alignment, and enforceability.
• Maintain and standardise legal templates, policies, and procedures across the CIB portfolio.
• Support training for business, operations, and legal teams on contract principles, legal risk, and documentation standards.
• Oversee document control processes and legal record-keeping protocols.

Stakeholder Engagement and Legal Strategy

• Act as a trusted legal advisor to senior business leaders, product heads, and deal teams.
• Collaborate with Compliance, Risk, Finance, and other control functions to ensure integrated legal risk management across the transaction lifecycle.
• Manage external legal counsel relationships, including briefing, negotiation, quality assurance, and cost control on complex or multi-jurisdictional matters.
• Contribute legal insight into business planning, new product development, and cross-border expansion initiatives.

Education & Professional Qualifications

• Bachelor of Laws (LLB) or equivalent legal qualification.
• Postgraduate qualification in commercial, corporate, or banking law is preferred.
• Conveyancing and Notarial qualification and experience is an added advantage.

Experience Required

• 3–5 years of post-admission experience in a top-tier law firm or in-house legal team within the financial services sector, preferably within investment or corporate banking.
• 2-4 years' experience in investment banking, treasury, or capital markets structuring.
• Demonstrated expertise in advising on complex CIB transactions and regulatory issues.
• Proven experience working across African jurisdictions and managing cross-border legal matters.
• Familiarity with banking products, financial instruments, and capital markets documentation.

Knowledge and Technical Skills

• Deep understanding of South African banking, securities, and financial regulation.
• Strong drafting, negotiation, and legal analysis skills.
• Familiarity with market-standard documentation (e.g., LMA)
• Ability to interpret regulatory developments and assess legal implications for new products or business models.
• Strong capability in translating legal complexities into practical, business-aligned guidance.

Behavioural Competencies

• Strategic Judgement: Applies legal insight to influence commercial strategy and risk decisions.
• Integrity and Ethics: Upholds confidentiality, independence, and professional responsibility.
• Stakeholder Influence: Communicates complex legal issues clearly and credibly at all levels.
• Proactive Delivery: Demonstrates ownership, resilience, and initiative in dynamic and high-pressure environments.
• Collaborative Leadership: Builds strong internal and external relationships and fosters teamwork across legal and business functions.
• Attention to Detail: Maintains high standards in legal documentation and governance.

Key Interfaces

• CIB Business Heads and Product Leads
• Legal Executives and Internal Counsel
• Compliance, Risk, and Finance Teams
• External Legal Counsel and Regulatory Authorities
• Transaction and Deal Execution Teams

Education

• Bachelor Honours Degree: Law (Required)

End Date: September 26, 2025 

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Job Summary

• Responsible for the planning, mobilisation, management and execution of Voice Technical Change Strategic and Business as Usual projects, through the entire Technical Change Lifestyle (BCL) by using approved project-management principles.

Job Description

• Drive large-scale, strategic Voice and Contact Center initiatives, including infrastructure upgrades (e.g., server builds) and application modernization aligned with the Java strategy.
• Work with business and technology to define requirements in order to meet  strategic objectives, including the development or assistance in the development of business cases
• Define, scope and plan the projects and agree structure and deliverables
• Obtain sign-off for the business case from the Project Sponsor and Steering Committee
• Prepare and agree detailed project or sub project responsibilities with the Project Sponsor
• Ensure investment is well funded and that the senior management are aware of their responsibilities in achieving the successful delivery of the associated projects
• Agree resource requirements for the Project with the Project Sponsor and secure them from available project resources
• Prepare a quality plan for each project that outlines the overall approach to quality, identify the standards to be employed and developed in the preparation of products and plans
• Ensure that the project concepts developed are in alignment with Medium Term Plans (MTPs) and enterprise architecture according to the BCL methodology
• Calculate the project benefits and ensure that they are included in MTP
• Manage the activities of the project-team members, as well as line role-players and subject-matter experts assigned to the project
• Co-ordinate the work of the project teams
• Comply with the appropriate structures established and maintained by the Portfolio Lead.
• Manage relationships with line role players, business sponsors and owners
• Manage and run the routine programme meetings
• Manage project issues and risks
• Prepare and maintain detailed and accurate project and resource plans, with current estimates for activity completion on programme level.
• Monitor and control the use of resources and funds against the original budget
• Ensure that service contracts include a clear specification of the suppliers responsibilities
• Establish an agreed audit plan to monitor progress on a regular basis and to audit quality
• Agree resource plans with the Portfolio Lead or Sponsor and manage the recruitment of staff, contractors and external consultants
• Ensure that staff, where appropriate, are adequately trained and prepared for implementation of the solution
• Review and quality-assure the project team deliverables
• Act as a task manager for Implementation Managers
• Conduct a regular review of individual and team performance targets

COMPETENCIES

• Deciding and initiating action
• Adhering to principles and values
• Relating and networking
• Persuading and influencing
• Writing and reporting
• Analysing
• Planning and organising
• Adapting and responding to change
• Coping with pressure and setbacks

MINIMUM REQUIREMENTS

• B Sc. or B Sc (Eng) or B Comp Sc or equivalent NQF level 6 or higher qualification
• Agile Certified
• Prince2 or Managing Successful Programmes (MSP) and PMP or PMBOK certification or qualification
• Two (2) years experience within a Banking or Financial Institution
• Minimum five (5) years direct experience in managing successful business and technology change projects and/or programmes
• Proficient in MS Office (Word, Excel, PowerPoint, JIRA, Confluence and Outlook)  and the Internet
• No criminal record

PREFERRED REQUIREMENTS

• NQF level 7 or higher qualification
• Project Management experience gained in a complex Financial Service environment
• Solid experience in managing Technology driven initiatives, preferably in Voice / Contact Center environments.
• Preference will be given to South African Citizens and Permanent residents of South Africa in possession of proof of permanent resident status

GENERAL

• The appointment will be made in line with the Divisional Employment Equity strategy

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: September 23, 2025 

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Job Summary

• Process Design Graduates work within well-established teams to solve design problems.
• Process Design Graduates create detail process design and user journeys within a design project, improving customer experience, process efficiency and process excellence that positively impact Absa customer and deliver business value.
• Process Design Graduates follow the established standards in their discipline.
• A successful Process Design Graduate is a self-starter that has a passion for solving problems and creating solutions for customers. They have growth mindset and a willingness to learn. They work well within a team and are able to manage their own time and work deliverables effectively.

Job Description

Process Design Graduates will be exposed and developed to: 

• Create high quality process designs within the project(s) to improve customer experience, process efficiency and process excellence in order to deliver against defined business objectives
• Execute against the customer experience strategy within the context of a specific process, providing high quality process design solutions to business or customer problems; follow good process engineering practices within the project to enable consistent process design quality.
• Deliver continuous incremental improvements in process efficiencies and process rigour, that both improve the quality of delivery and reduce cost
• Support the translation of process improvements into technical, business and architecture requirements that account for risk and compliance requirements and technical limitations.
• Drive the use of Absa's Process Design knowledge base and promote lean, efficient process thinking within the project
• Execute high quality process design work within a project, solving process inefficiencies and pain points; and delivering on agreed outputs in a timely manner.
• Systematically pursue development of own specialist knowledge and actively seek mentorship.
• Share specialist knowledge with peers and fellow graduates.

Field of study

• A BSC, BEng or  BEng Tech in Industrial Engineering or  Chemical  Engineering or Tech Operations Management , or is busy studying and plans to obtain this by end of 2025

You are required to submit a cover letter addressing these questions:

• Telling us about yourself, including where you based and
• Why you’re interested in Process Design as a career.

Location:

• Primary location is Johannesburg and successful Graduates will be required to attend sessions in Johannesburg on a regular

Education

• Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

End Date: September 26, 2025

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Job Summary

• A successful Business Analyst is a self-starter that has a passion for solving business problems. They have growth mindset and a willingness to learn. They work well within a team and are able to manage their own time and work deliverables effectively.

Job Description

Business Analyst Graduates will be exposed and developed to:

• Follow an approach defined by the team 
• Responsible for gathering requirements from business and creating enabling documentation (Business Requirement Definition, User stories and user acceptance criteria) with the support of and according to the standard set by the Lead/senior Business Analysts which will be required by implementation teams i.e. designers, developers, testers etc.
• Support the Business Analyst/Senior business analyst with requirements tracking
• Support the implementation of business initiatives and projects
• Under the direction of a senior business analyst provide documentation support for requirements gathering; process analysis; gap analysis; design of new functionality.
• Work closely with various business units to gather and document business requirements
• Participate in project walkthroughs: business requirements walkthroughs, design walkthrough, functional test plan reviews and implementation sessions
• Conduct JAD sessions to understand business requirements and business needs 
• Execute on business analysis work based on steer from the business analyst lead/senior business analyst 
• Adapt requirements based on feedback from business and team leads   
• Present analysis work back to business stakeholders with the support of business analyst leads/senior business analysts   
• Be an advocate and representative of the business analysis methodologies and practices. 
• Create final requirements package 
• Apply best practice standards in developing requirements with the support of senior business analysis 
• Align the requirements to designs to ensure consistent requirements across the Absa ecosystem 
• Continuously build your own expertise by, for example, actively seeking and incorporating feedback, and following external trends and best practices. 

Field of study

• Has NQF level 7 or higher or is busy studying and plan to obtain this by end of 2024
• Recommended study fields are Information Technology, Computer Science or related fields

You are required to submit a cover letter addressing these questions:

• Telling us about yourself, including where you based and
• Why you’re interested in business analysis as a career.

Location:

• Primary location is Johannesburg and successful Graduates will be required to attend sessions in Johannesburg on a regular

Education

• Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

End Date: September 26, 2025

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Job Summary

• Provide end‑to‑end transactional legal support to the Structured Trade & Commodity Finance (STCF) business on a Pan African basis across Absa’s Regional Operations (ARO).
• The role serves as a day‑to‑day point of contact for deal teams, proactively managing legal risk, enabling commercial outcomes, and ensuring robust documentation, governance and conduct controls in line with Absa policies and applicable law.
• The role requires the ability to engage and advise on legal structures and transactions across a variety of sectors including Agri, Natural Resources and Mining and Oil. Drafting, negotiating and settling legal agreements is a key aspect of the role.

Job Description

Accountability:  Management of Legal Risks

• Identify, assess and mitigate legal risks across the transaction lifecycle; ensure appropriate approvals/dispensations are obtained and recorded.
• Proactively monitor regulatory and case‑law developments affecting STCF, trade‑based money‑laundering risk, sanctions and exchange control; translate changes into practical guidance for deal teams.

Accountability:  Advisory and opinions

• Ensure technical correctness of documents drafted by ensuring that the latest legal precedents have been included in the documents.
• To provide concise, accurate, timely legal advice to internal stakeholders.
• To provide legally sound solutions to business challenges.
• Have a good understanding of the financial and banking environment to be able to ensure that financial and business requirements are correctly incorporated in the documents.
• Ensure that all risks are sufficiently addressed in agreements entered by the bank; understanding the requirements of business, legal issues and possible business risks and incorporating clauses in the agreements to address such risks and requirements.

Accountability:  Negotiate, draft and review Agreements.

• Consider, comment, draft, vet, negotiate and give advice on documents / agreements for the business including but not limited to term sheets, mandate letters, expressions of interest and letters of support, facility agreements (bilateral and syndicated), security and intercreditor documentation, collateral management and storage agreements, Milldoor, SAFEX and Warfin agreements, receivables and inventory finance documents, guarantees and indemnities , escrow arrangements, and related ancillary documents, Risk Participation Agreements.
• Ensure structures and documentation align to Absa’s Trade Finance Standards (including due‑diligence requirements for third parties such as collateral managers, storage providers and off‑takers) and applicable LMA/ICC market practice.
• Coordinate with Coverage, Product, Credit, Transaction Administration and Operations to ensure conditions precedent and subsequent are practical, complete and trackable; support fit‑to‑lend and post‑execution governance.

Accountability:  Stakeholder Management

• Act as trusted advisor to STCF front office team; provide concise, commercial and timely advice to enable decisions and manage escalations.
• Lead negotiations with counterparties and external counsel; manage panel firms efficiently (scoping, budgeting, instructions, and quality control).
• Contribute to cross‑CIB Legal initiatives (playbooks, templates, training, digitisation) and mentor junior lawyers where applicable.
• Provide training that is beneficial / informative to internal clients by way of presentations, such as training on new legislation or recent legal precedents.
• Manage external counsel where instructed on specific work. Represent the Bank on relevant industry forums and professional bodies where required. Attend external meetings with internal stakeholders, such as meetings with suppliers of the bank or attorneys of such bank suppliers

Accountability:  Continuous improvement & knowledge management

• Own and refresh STCF legal templates and clause libraries; maintain playbooks with fallback positions and negotiation guidance.
• Deliver targeted training to business and support functions on STCF topics (e.g., collateral risk, warehouse receipts, escrow vs LC, sanctions red flags).

Accountability: Technical Competencies & Knowledge

• Advanced knowledge of structured trade and commodity finance structures (borrowing bases, inventory/warehouse financing, receivables financing, tolling arrangements) and related security packages.
• Strong command of LMA‑style loan documentation, intercreditor and security sharing arrangements; familiarity with ICC rules relevant to trade documentation.
• Working knowledge of Absa Trade Finance Standards (incl. due diligence on third parties), Financial Crime risk management, sanctions and AML requirements applicable to trade.

Professional/technical experience

• Minimum 5-7 years PQE in banking and finance with demonstrable STCF experience (in‑house and/or top‑tier firm preferred)
• Ability to advise at a senior business level and establish credibility very quickly.
• An understanding of the banking business and product offerings.

Academic and professional qualifications

• Law degrees: B Juris, B Proc or LLB
• Admitted attorney or advocate in RSA or other similar jurisdiction
• Lawyer / attorney qualified to practice in South Africa or other similar jurisdiction

Education

• Bachelor Honours Degree: Law, Military Science and Security (Required)

End Date: September 26, 2025

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Job Summary

• The primary purpose of the role is to support the Head of ARO RBB and country Bancassurance teams in the execution of the strategic priorities with specific reference to Bancassurance penetration, collaboration with chosen Insurance Partners, management and reporting thereof in the chosen markets.

Job Description

Accountability: Execution of ARO Bancassurance Strategy

• Monitor sales performance within the business unit and work with country heads of Bancassurance as well as the Business Development managers within the internal Insurance manufacturers to drive the execution of sales initiatives for both Banks ARO Insurance primary partners.
• Work with country Bancassurance teams to execute ARO Bancassurance strategic initiatives.
• Support country Bancassurance teams in the implementation of customer value propositions (CVP), working with all stakeholders in relevant business areas through the appropriate stakeholder engagement structures.
• Continuously monitor the operational effectiveness within the country Bancassurance spaces with a view of sealing any operational gaps.

Accountability: Key Relationships Management

• Optimise Bank ARO Insurance primary partners collaboration by monitoring the execution of agreed initiatives aimed at enhancing growth and penetration of insurance into bank database (in insurance-present markets).
• Identify and lead ad-hoc stakeholder engagement actions in any required area to ensure common understanding of opportunities and objectives and to obtain commitment for execution on agreed deliverables.

Accountability: Business Intelligence and Performance

• Ensure implementation of integrated business performance measurements capability aligned with the Bancassurance strategy, appropriate to all levels of the business, utilizing the existing business data- and MI teams.
• Engage with the Centre Insurance MI Team to incorporate Bancassurance into business intelligence and analytics capability to optimize the identification, scope and planning of sales opportunities.
• Provide input into the design and implementation of appropriate and integrated sales scorecards through the Centre RBB & Insurance MI teams.
• Consolidate monthly financial reports as received from ARO markets. Provide support to the Head of RBB in obtaining appropriate Bancassurance financial reporting in the business unit.
• Monthly reporting of ARO Bancassurance financials including but limited to, commission reconciliations, financial projections, etc.

Accountability: Risk, Governance and Control

• Continuously drive close collaboration with country teams to ensure proper alignment and integration of controls in their systems and processes.
• Monitor adherence to the Bancassurance Standard by country teams.
• Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise-Wide Risk Management Framework and internal Group Policies and Policy Standards, understand and manage risks and risk events (incidents) relevant to the role.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: September 24, 2025

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Job Summary

• Apply platform engineering expertise, critical thinking, design thinking and problem solving skills in an agile team environment to produce well-organised, optimised and documented source code that successfully delivers platform features & components of the service & solves complex technical problems with high quality solutions.

Job Description

Platform Engineering, Deployment & Optimisation

• Leverage platform engineering expertise & a working knowledge of specific platforms and their constituent parts to positively contribute to platform feature and service designs
• Take accountability for deeply understanding & building expertise on the platform, the platform contribution to the broader platform strategy & business and customer requirements & all available technologies
• Develop business & customer aligned, lasting & innovative platform feature sets
• Positively contribute to, define & implement the development/engineering lifecycle (end to end) and lead lifecycle improvements over successive releases.
• Produce simple, extensible, and maintainable features with very few defects. Continually works to find and fix defects.
• Leverage platform (service design & code) & engineering technical expertise to proactively identify risks and prevent defects
• Identify patterns that reveal errors and unanticipated problems, and influence telemetry analytics design decisions
• Identify & Apply metrics to drive the quality and stability of code
• Ensure consistent, usable, forward-looking, maintainable test infrastructure
• Apply object orientated design in development & draw from a large base of design patterns
• Uphold our technical principles of: self-service, scalability, re-usability, resilience & stability in all development practices and deliver feature sets that sustainably deliver on these principles
• Apply knowledge and expertise in User / Customer experience to deliver a stable user experience in all design & development that is simple, elegant, and useful.
• Proactively identify development practices that work well & leverage & improve these for future solution design and deployment
• Document feature set and constituent design information to produce solution design blueprints and validation collateral
• Based on engineering & platform expertise and a sound knowledge of the business & customer requirements consistently provide key ideas for the enhancement & optimization of the platform
• Develop & document complete designs and implement testing processes that identify and eradicate platform or service-wide problems / improve on platform performance
• Demonstrate a strong commitment to the quality & ongoing quality assurance of the product/service’s in use, and take appropriate action to resolve issues throughout the lifecycle of the product or service
• Ensure alignment to platform and service release plans for effective deployment of solution designs
• Drive & implement design review processes & practices with the team & participate & positively contribute to design reviews for the feature area led by others
• Apply expertise in engineering & available technologies to enable effective review processes
• Cascade review lessons learnt for the benefit of the broader team
• Enable problem resolution across technical teams, apply and or facilitate root cause analysis, deeply understand the root causes of issues and find ways to resolve them (sustainably)
• Continuously review & find ways to optimize team processes & improve engineering quality, productivity, and team responsiveness to feedback and changing priorities
• Optimize, refactors and reuse components to improve performance and maintainability – ensuring maximum efficiency, effectiveness, and return on investment
• Take accountability for maintaining platform standards and best practices, and drive adoption across multiple service teams
• Demonstrate knowledge of, identify & find required data for the ongoing monitoring & improvement of the platform feature area
• Proactively monitor the performance of the platform features & solutions
• Translate monitoring data into clearly articulated descriptions of opportunities & defects, their impact to the customer scenario and to the product or service as a whole, and the relevance to product and service targets (within scope of the job).
• Cascade and communicate these insights across the team to influence platform decision making
• Leverage production performance monitoring and customer data to make feature area technical design and implementation decisions.
• Synthesize data from multiple sources and present & define concise, impactful conclusions that influence feature teams to solve defects and meet quality targets

Accountability: Financial & Cost Optimization, Risk & Governance

• Understand the platform cost model & the optimal cost : serve of the platform, use this understanding to drive the platform efficiency & effectiveness objectives
• Participate in incident management & DR activity – applying critical thinking, problem solving & technical expertise to get to the bottom of major incidents
• Apply Group risk (e.g. Architecture, development, change & release etc.), governance, compliance & regulatory standards and frameworks
• Proactively identify technical risks and mitigate these (pre, during & post release)
• Update / Design all feature documentation aligned to the organization technical standards and risk / governance frameworks

Accountability: People

• Proactively & effectively (time & quality) collaborate & drive collaboration on features across feature team (e.g. managing dependencies & interdependencies, conflict resolution, information & best practice sharing, problem resolution outside of own area etc.)
• Apply collaboration skills in development practices & issue resolution regardless of team boundaries & lead communication with relevant stakeholders through to conclusion
• Contribute to a high performance team environment & culture as a high performing member of a self-directed team aligned to agile working
• Leverage coaching techniques in all team related activity to drive a higher quality service, design and deployment of technical solutions.
• Proactively seek & provide feedback across a range of stakeholders for the benefit of the team & leverage feedback to consistently improve platform solution delivery
• Coach & mentor other engineers & support engineering teams on technical solutions and problem resolution & proactively seek coaching & mentoring from others
• Participate in peer reviews, testing, problem solving within and across the broader team
• Cascade platform performance feedback and ensure capability development across teams to enable efficient & effective platform service delivery
• Drive the design of content, tools & materials for strategy alignment, education & adoption processes to be applied across stakeholder groups

Minimum requirements

• B-Tech and or equivalent diploma in electrical/mechanical engineering.
• CDCP (Certification data centre professional) key requirement
• 3/5-years data centre experience
• Key understanding of Data Centre infrastructure : HVAC , Power systems ( UPS , Generator , electrical distribution) , Mechanical systems cooling , heating and fire suppression systems.
• Familiar with safety , regulatory and compliance standards (e.g., OHS , HSE and ISO standards and safety regulations) , must understand the legal /regulatory frameworks.

Education

• Bachelor's Degree: Information Technology

End Date: September 23, 2025

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Job Summary

• The Head of Specialized Lending is responsible for driving the growth and profitability of Lending products for Business Banking segments across our markets.
• This role will play a pivotal part in forging the growth strategy and execution plan, collaborating with in country colleagues, establishing Absa as a preferred bank for Commercial and SME customers our African markets.

Job Description

The incumbent will take end to end ownership of Specialized Lending products (Commercial Property Finance, Commercial Asset Finance and Structured Trade & Commodity Finance, Term Loans) by:

• Delivering innovative lending solutions while adding value in all interactions
• Influencing customer value propositions (CVPs), client solutions and structuring, pricing, deal support, credit risk management, relationship management, product onboarding, Impairments and marketing.
• Optimizing and developing the various teams (country and center) through skills development on cash management, trade & working capital, leadership practices and relationship management.
• Managing stakeholder relationships across the bank to ensure the maximum performance of lending products
• Driving thought leadership across sectors, segments and geographies

Accountabilities/Key Relationships:

• The role holder will report to the Head: Business Banking, ARO
• The role holder is a member of the ARO BB MANCO and related ARO RBB governance meetings.
• The role holder will work in collaboration with Country BB Heads and Country BB Product Heads to deliver business ambitions.

Activities:

Financial Performance and Management:

• Formulate and implement product strategy and execution plans, ensuring profitable growth
• Implement and support frameworks for the management of product performance across the teams.
• Coordinate sales targeting approach together with Client Coverage in BB and Credit.
• Support countries to provide solutions on complex and critical transactions and projects.
• Ensure product profitability through revenue and cost optimization.

Product Development and Launch:

• Lead the development and launch of innovative products and services tailored to the specific needs of the target market.
• Conduct thorough market research to identify customer needs, preferences, and risk profiles.
• Collaborate with internal stakeholders in CVP, IT, Risk Management, and Marketing to develop and implement new solutions.
• Maintain an excellent understanding of technical expertise and remain up to date with relevant sector/department knowledge, have insight into external market developments/initiatives and strategic implications thereof
• Ensure all products and services comply with regulatory requirements.

Marketing and Sales:

• Develop and execute comprehensive marketing and sales strategies to drive awareness, adoption, and usage of Absa's products and services.
• Leverage partner channels and digital marketing platforms to effectively reach the target audience.
• Set and monitor clear sales targets for products across the ARO countries.
• Oversee the performance of sales teams and implement strategies to optimize conversion rates.

Risk Management and Compliance:

• Develop and implement a robust risk management framework for the business.
• In collaboration with Risk, build a quality credit portfolio that effectively utilizes capital to build sustainable income for the Bank.
• Continuously monitor and mitigate potential risks associated with fraud, creditworthiness, and data security.
• Collaborate with the Risk Management team to implement appropriate risk-based models and collection strategies.

Data Analytics and Reporting:

• Develop and implement a data-driven approach to business, leveraging customer data and market insights to inform product development, marketing strategies, and risk management practices.
• Analyze key performance indicators (KPIs) to track progress towards achieving business objectives.
• Generate regular reports on the performance of the business, including customer acquisition, revenue generation, and risk metrics.
• Translate data insights into actionable recommendations for continuous improvement.

Team Management:

• Lead, motivate, and develop a high-performing team of Transactional Banking specialists.
• Ensure team members possess the necessary skills and knowledge to achieve business goals.
• Foster a collaborative and results-oriented work environment.
• Delegate tasks effectively

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: September 24, 2025 

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Job Summary

• Accountable for formulating and executing Stockbroking and Portfolio Manager (SPM) business strategy and driving sustainable growth through inspirational leadership. Responsible for client acquisition, retention, share of wallet optimisation, driving growth in market share, enterprise development.
• Accountable for developing and exploiting business opportunities to optimize business profitability and customer satisfaction for the Advice and Investments (A&I) business.
• Work with relevant partners in and outside the bank who form part of the value chain of the business. This includes CIB.

Job Description

Formulate and execute business strategy for the BU

• Formulate and execute SPM strategy into specific performance objectives in line with Advice and Investments and Relationship Bank strategy.
• Assume ownership (sponsorship) on behalf of SPM for the execution and delivery of assigned strategic objectives defined as part of the BU strategy
• Drive the translation and execution of the BU strategy through PD objectives by contracting deliverables with the team, ensuring the top down filtering of these objectives
• Accountable for achieving consistent and profitable revenue growth with the implementation of the strategic objectives
• Ensure that approval and buy-in is obtained for the overall approach prior to execution by means of presentations and personal interactions to ensure effective change management
• Manage the implementation of the BU plans in order to determine the return on investment (ROI) of the strategy and objectives by stringent analysis of the sales and business performance of the BU
• Contribute to the development of the budget (Short-term Plan), 18-month forecast (MTP) and RAF (Revised Annual Forecast) by providing input on the business plan and conducting sensibility checks on the financials
• Facilitate the formulation and management of BU operational plans via planning sessions with stakeholders including banking and product partners.
• Represent the BU at the Advice and Investments Exco to provide feedback on BU performance and future strategies to increase sales drive.
• Monitor and address BU performance by reviewing relevant MI and removing barriers to achieve targets.
• Review capacity and growth of deployed resources in order to identify where resources should be reallocated, developing a short-, medium- and long-term deployment plan for the province to ensure sustainability of the business

Serve as the Key Risk owner for BU ensuring the:

• Identification, reporting and management of risks emerging within the business
• Management of remediation actions to address business risks
• Representation on the ERC and other risk-based forums
• Engagement with the risk community to monitor and address focus areas as they emerge

Business Performance

• Compile, co-ordinate and take overall responsibility of Stockbrokers’ financial budgeting, financial and control and reporting
• Develop and maintain Stockbrokers’ financial plan and budget portfolio, incorporating the Advice and Investments business strategy.
• Distribute and manage the allocation of budget to the various teams (Cost centres) with associated financial control.
• Monitor that financial targets and plans are communicated, monitored, and ultimately met ensuring that a monthly report is generate and communicate to relevant stakeholders.
• Monitor that financial targets and plans are communicated, monitored and ultimately met by ensuring that a monthly report is generated and communicated to relevant stakeholders.
• Identify and manage cost drivers in order to improve cost-to-income ratios.
• Manage the compilation and delivery of timely & accurate financial information in terms of monthly variance, quarterly reports and adhoc requests.
• Facilitate that accurate and timeous delivery of annual financial statements is done as per the required standards

Compliance and Risk management

• Monitor all business risk activities (including business assurance and operational risk management) within the operating environment through obtaining feedback and providing guidance for tactical plans to ensure compliance to Group standards.
• Provide guidance and ensure alignment between Operational Risk, Compliance and Legal.
• Evaluate deteriorating risk metrics on an ongoing basis in order to provide support & guidance on corrective measures.
• Review open and overdue audit and management assurance action items and agree with the respective business resources to take ownership for closure and issue assurance for selected findings
• Actively review the Detailed Risk and Control Assessments (DRACA's) that have been
• Monitor all business risk activities (including business assurance and operational risk management) within the operating environment through obtaining feedback and providing guidance for tactical plans to ensure compliance to Group standards.
• Ensure that the Wealth Management Manco and staff have sufficient and up-to-date information.
• Promote a culture that reflects the organisation’s values, encourages performance and rewards delivery.
• Develop future leadership within the organisation.
• Promotes talent attraction and retention throughout the organisation.
• Grow business leaders in the function through mentoring activities to build a pipeline of future senior leaders in the Group.
• Perform all other duties as reasonably assigned.

Customer Retention

• Engage regularly with the customer experience capability to gain insights and understanding into service-related issues, trends, performance and resulting actions.
• Work with managers to resolve all escalations of client queries and/or complaints within the agreed turnaround times
• Facilitate collaboration between managers to share information on common gaps and quality issues in service delivery.
• Monitor volumes and nature of complaints/queries received to ensure that customer service standards are upheld at a high level.
• Work with managers to develop corrective actions for recurring issues and request in-depth investigations take place
• Liaise closely with the product support teams to monitor turnaround times, support agreements, issue management and performance overview in accordance with agreed service level agreements and product interlocks.

Education and Experience Required

Qualifications Required (Essential):

• B Degree (Hons) in Finance, Investments, Commerce, Accounting or other relevant
• SAIS Membership is required (Stockbroker exam and experience)
• Johannesburg Stock Exchange (JSE) Members Exam

Qualifications Required (Preferred):

• Postgraduate/CFA would be advantageous.

Experience Required:

Essential:

• Demonstrate an in-depth and up-to-date understanding of the issues facing the industry.
• Demonstrate understanding of banking and investment products.
• Evidence knowledge of propositions provided to our client base as well as competitors.
• Demonstrating understanding of business disciplines such as sales, marketing, finance, operations, people management and technology.
• Demonstrate experience in management, project management and cultural change, economic, commercial and customer trend awareness.
• 5 years’ experience in the Financial sector which must include proven experience
• 5 years’ experience in managing a Stockbroking environment
• 5 years’ experience on a senior management level in a large corporate

Knowledge & Skills:

• Leadership Skills
• Analytical Skills
• Stakeholder Management Skills
• Matrix Management Skills
• Financial Management and reporting Skills
• Organisation and business design skills

Competencies:

• Entrepreneurial and commercial thinking
• Adapting and responding to change
• Coping with pressures and setbacks
• Formulating strategies and concepts
• Deciding and initiating action
• Delivering results and meeting customer expectations
• Leading and supervising
• Working with people

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: September 24, 2025

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Job Summary

• Optimise the profit and economic value of portfolios of Premium Business key account clients requiring high complexity commercial banking requirements by focusing:
• origination efforts to quire new clients;
• cross-sell to existing client base;
• coverage efforts to service clients in accordance to the segment CVP

Job Description

• Drive Financial Targets: Maintain primary ownership of a portfolio of Growth Account clients, differentiated by the level of complexity of the client base
• Relationship and Service Management: Actively develop strong client relationships. Conduct regular client visits in accordance with the Commercial Growth Account Value Proposition and initiate changes to ABB Product by providing input into product development to better service our clients
• Manage Risk Assessment: Adhere to the bank's policies and procedures and ensure compliance. Take ultimate ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments.
• Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.

Education

• National Diplomas and Advanced Certificates: Business, Commerce and Management Studies

End Date: October 31, 2025

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Job Summary

• Work in high complexity environments, fully embedded in a DevOps team, leveraging specialist analysis tools, frameworks, techniques and practices to elicit, define and organize business requirements, across multiple stakeholder groups.
• Translate & document these business requirements into user stories & specifications (Full Stack, Cross System) detailing integration points, business & associated risk / opportunities to be realised.
• And following this analysis, work collaboratively within squads to ensure the business requirements are met through DevOps design & delivery activity & lead the application of testing processes & frameworks ensuring all products & services are effectively tested.

Business complexity is determined by:

• Customer Impact
• Number of integration points: Data Teams to talk to Systems Enabling function 3rd party vs. internal
• Complexity of business rules & Processes
• Level of operational readiness
• Introduction of new or changing old Tech (e.g. redo platforms)

Job Description

Analysis (including Business Case)

• Lead the analysis process for complex business areas
• Proactively build relationships, apply analytical techniques to elicit and validate business (product & service) needs ahead of demand
• Implement routines to get to know / become an expert in various business processes (e.g. spend time in business & with users)
• Translate elicited needs and knowledge acquired into user story format that is immediately usable for DevOps teams (right languaging, format for building & testing)
• Prepare and prioritise the backlog of requirements for the user stories linked to the proposed solutions
• Proactively scan the internal & external environment to predict change requirements & opportunities for improvement ahead of demand (e.g. market, risk, regulatory, customer, organizational change etc.)
• Work collaboratively with Tribe Leads (Technical Product / Service Owners) to build a roadmap & vision for the products and services (including detailed analysis requirements & solution scope)
• Define measures of success & key outcomes for various solutions / changes including detailed acceptance criteria for all features
• Define testing requirements (pass or fail test cases)
• Support the development of detailed business cases (including defining solution characteristics, effort estimations etc.)

Solution Design (within DevOps Context)

• Translate business requirements into an integrated system vision & detailed systems requirements. Detailed system requirements must include all capabilities, interfaces and functionalities within and across technologies.
• Build detailed user stories to be leveraged for system requirements design (modular)
• Leverage business analysis & modeling tools and apply notation standards such as UML/BPMN to diagrammatically/visually document: business requirements, business processes, system processes & integration .
• Facilitate processes to ensure integrated requirements are socialized, understood & approved across the broad range of stakeholders to be impacted (this includes various processes e.g. risk / governance forums, change council, scrum meetings / DevOps team capability building, solution design sessions etc.)
• Understand & leverage knowledge on the organisations technical landscape, environment and broader architecture to define integration points across tech stacks for various requirements
• Work collaboratively with project / program teams, squads, scrum masters and engineers to define backlog, release & DevOps / project planning implications of the requirements development & roadmap (what should happen when)
• Work as part of the embedded DevOps team to continuously improve system requirements mapping (e.g. leverage input from questions asked etc. to consistently improve the quality of the requirements analysis for easier interpretation by the development teams)
• Work as part of the embedded DevOps team throughout the design process to review solution design (features and functionality)
• Facilitate resolution & decision making during development & testing phases for any change requirements

Solution Delivery & Testing (manual)

• Define the manual testing strategy & test cases for various solutions (where it makes sense to do so)
• Define & validate quality & testing parameters (+/-) & plans for the solution (socialize & translate these to automation testing teams)
• Develop manual testing frameworks and patterns for the solution
• Lead the manual testing process for various solutions (e.g. execute test cases, analyse results)
• Provide real time feedback to the DevOps teams on change requirements identified throughout the testing process
• Review & monitor system stability, resilience etc. throughout the testing process (e.g. integration) & in production
• Define & monitor overall backlog planning for effective solution delivery
• Provide Developer & User support during user acceptance testing

Process Design & Modelling

• Provide input & or lead the development / improvement of organization wide process design approaches, templates & modeling tools

People

• Provide coaching & mentoring across the DevOps team as well as to developing analysts across the estate
• Build strong analysis capability across the analysis team
• Conduct peer reviews & problem solving within and across the broader team
• Provide technical subject matter expertise and support in the attraction and recruitment of Analysts for the organization
• Participate as a subject matter expert in the development & development planning of the broader analyst team
• Support the people change teams in the design of adoption processes (Customer, Employee & 3rd Party Adoption of new system requirements)
• Proactively attract, recruit, develop, retain, reward & deploy & manage a diverse resource base aligned to an ever evolving tech environment (ahead of demand) where you are the leader

Education

• Bachelor's Degree: Information Technology

End Date: September 23, 2025 

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Job Summary

• The Scrum master will be the facilitator for a product development team that uses scrum/agile as the development methodology. The scrum master will lead a team that ensures self-organisation and the ability to make changes quickly.
• The role will ensure that agile principles and concept are adhered to ensure effective preparation of the product backlog, sprint backlog and burn down charts.

Job Description

Delivery

• Lead multiple sprints.
• Ensuring SCRUM artefacts are maintained and updated
• Ensuring that sprints are running smoothly and corrective actions taken wherever appropriate.
• Effectively communicate to project manager/delivery manager about the progress as well as blockages in the on-going sprints.
• Ensuring all change governance and standards are adhered to
• Ensuring code quality is maintained
• Developing plans to ensure delivery of teams’ work.

Transition to Agile

• Understand current development/delivery model and guide teams to adapt agile strategy.
• Satisfactory resolution of issues raised during transition.
• Support Project/Delivery Manager in planning and transition of releases.
• Providing expert guidance and assistance to colleagues for successful transition

Leading others and business skills

• Responsibility for supervising, co-ordinating, participating in,and accountable for sprints of teams located at different geographic locations.
• Making effective use of resources during the sprint to ensure that business objectives are met and deliverables achieved to agreed time, cost and quality.
• Familiar with the details of at least one business area and has experience of liasing with peers in that area
• Is respected and consulted by business area peers and seen as a point of contact within the team
• Experience in creating and maintain sprint artefacts.

Delivery Capability

• Ability to maintain a dialogue in difficult situations
• Experience in maintaining and supporting multiple sprints
• Knowledge of major functions and features of workflow analysis tools
• Resolves major problems and fluently applies escalation and notification procedures for incidents

Management

• Adapts style to contribute and enhance overall team performance and works effectively with people across a wide range of disciplines and levels (both internal and external/3rd party suppliers)
• Experienced at leading or managing a variety of teams and projects.
• Deals comfortably with ambiguity and uncertainty and is effective when working with unstructured teams, situations and environments
• Aware of project costs and resources, help in tracking actual against budget and managing the balance of delivery within time/cost/quality constraints

Application Management

• Understands how service support applies to own technical function:
• Has experience of incident & problem management disciplines
• Has experience of maintaining configuration items, raising changes and planning releases
• Has good operational knowledge of the service desk and incident systems
• Has experience in developing and maintaining technical reference documents
• Familiar with technical documentation standards, guidelines and best practices
• Working knowledge of scripting/utility tool component, features and facilities

Stakeholder Management

• Can effectively manage and develop relationships with key decision makers and stakeholders to achieve successful outcomes
• Uses stakeholder management strategy effectively and knows how to navigate the organisation
• The ability to facilitate and negotiate with multiple parties to bring about agreement and resolution, even when position is not initially shared by others
• Clearly and effectively communicates difficult or complex ideas clearly to stakeholders, peers and subordinates
• Adapts style to contribute and enhance teams performance by working effectively with people across a wide range of disciplines and levels, both internal and external.

Education

• National Certificate: Information Technology

End Date: September 23, 2025