Job Opportunities at Absa Group Limited (Absa)

Job Description

• People Management: Coach, mentor and manage team members toward driving business objectives and ensuring colleague development | Compliance and Risk Management: Fulfil all activities in adherence to relevant control and compliance requirements, and quality standards
• Business Management: Manage the levels of performance and service standards that need to be achieved by translating the Business Unit’s strategy into achievable objectives and contracting these through the Performance Development process for the team.
• Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.
• Customer Experience: To provide service excellence and achieve customer satisfaction.

Education

• National Diplomas and Advanced Certificates: Business, Commerce and Management Studies

go to method of application »

Job Description

Analysis and management of RB Transfer Pricing 

• Provide analysis on RB Transfer Pricing to ensure alignment with the cost optimization strategy.
• Review cost drivers, services and allocation methodology for Group TP and RB recoveries.
• Manage RB performance cell reporting to ensure fully absorbed cost reporting for each product and segment.
• Represent RB at Absa Group TP forums, offering strategic support to RB Exco through insights and ad hoc analysis of RB TP.
• Review transfer pricing arrangements for group functions charging to the cluster and recharges from the cluster to other business areas. Monthly, review reports to ensure charges are accurate and address concerns directly with finance teams from other areas.

Financial management and Business Partnering 

• Collaborate with business unit or function heads to determine their performance reporting needs (both financial and non-financial) and agree on deliverables annually.
• Define the format for management reports and coordinate with system developers and data providers to create these reports.
• Ensure consistent and accurate reporting ("one version of the truth") that reconciles with reports produced in other areas of the business.
• Review variance analyses prepared by the team for different business units and discuss significant cost variances with business unit heads to understand the reasons.
• Review the quality of and provide input into the Cluster Exco/ MANCO packs and liaise with RB central FDS team to provide consolidated cost reporting.
• Lead investigations into cost-saving initiatives and make comprehensive recommendations to business unit or function heads.
• Provide input and support to project/change teams during the development of business case financials for new projects or initiatives, upon request.

Financial Planning & Analysis

• Advise business unit decision-makers on the processes and requirements during the Medium Term Planning (MTP), Short-Term Planning (STP/budget planning), and Revised Annual Forecast (RAF) cycles. Ensure their commitment and thorough input for these activities and support them in translating strategy into financial objectives as needed.
• Manage and review the consolidated financial plans (Total cost ) generated by MTP, STP, and RAF, prepared by the team, and conduct quality checks on the consolidations before recommending approval to the Cluster CFO.

Manage RB end-to end MTP, STP & RAF process for RB Transfer Pricing
People Management 

• Develop internal capability by recruiting and developing a capable team to ensure the necessary resources are in place to achieve business strategy and objectives.
• Implement the people management strategy for the area, in collaboration with the HRBP for the business unit, focusing on talent management, development, resourcing, and retention.
• Embed formal Performance Development and informal coaching within the team.
• Motivate the team and implement measures to recognize and reward direct reports.
• Inspire team members through coaching and mentoring, helping them to perform optimally in alignment with the vision and values, and create a sense of urgency and excitement around the business.

Education and Experience Required

• Minimum B-degree (NQF level no.7) Desired Post Graduate Degree (NQF level no.8+), CA (SA) or CIMA or MBA qualification preferred.
• 5+ years professional financial management experience
• 5+ years Banking Experience at a management level
• Preferred team lead in Finance Function teams or in professional environments
• Experience in business transformation contexts related to exponential business growth
• Experience in commercial innovation environments
• Broad Finance including strategic, commercial, legal, risk and operational aspects
• Ability to build, develop & lead professional level teams
• Understanding of the financial services sector within a professional business environment
• Knowledge of people change management

Knowledge & Skills: 

• Banking regulation (Expert)
• Writing & reporting (Advanced)
• Presentation skills (Advanced)
• Understanding of systems used (Advanced)
• Understanding of relevant legislation (Advanced)
• Understanding of corporate controls and checks (Advanced)
• Knowledge of business continuity and contingency (Advanced)
• Computer literacy (Advanced)
• Excellent organisational skills (Advanced)
• Excellent communication skills (Advanced)
• Relationship management and networking (Advanced)
• Strong performance management and coaching skills (Advanced)
• Ability to think creatively (Advanced)
• Ability to react positively under pressure (Advanced)
• Good understanding of the policies and strategies (Advanced)
• Understanding of Banking operating structures (Advanced)
• Change management (Advanced)

go to method of application »

Job Description

• Customer service: Deliver customer service at first point of contact 
• Capturing financial transactions: Capture all financial transactions on the Bank system and ensure that all transactions are properly authorised by a mandated official before finalising the processing 
• Fraud prevention: Identify potential fraudulent transactions and report these and other suspicious transactions as per the Money Laundering control framework to management 
• Capture customer data: Update demographics such as address changes, name changes and standing order instructions based on information supplied by customer. 

Education

• Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required)

go to method of application »

Job Description

• Execute cash & related transactions: Throughout each day, balance, control and manage the cash float by checking the amount of cash at the teller station and requesting the restocking or repatriation of cash when prescribed cash limits are reached Dispense and receive physical cash, cheques, travellers cheques, drafts and other financial instruments over the counter to walk in customers Process and encash cheques presented by customers for deposit or pay-out after checking identification, account details and other prescribed controls. Be vigilant for fraudulent or suspicious activities and report all concerns to the team leader or branch manager before processing the transaction or dispensing the cash Adherence to policies especially when handling with cheques, notes, ID’s, etc, under the 2 ID Buddy to prevent fraud. Refer any transactions in excess of teller mandate limits to a mandated official and / or line manager for authorisation Capture all transactions on the Bank system and ensure that all transactions are properly authorised before finalising the processing Carefully count all cash received or dispensed to ensure that errors are avoided by making use of the applicable cash counting equipment in your branch Reconcile own cash at the beginning and end of each day as well as when cash is restocked during the day. Prepare reconciliation reports for audit and management review purposes Ensure that journals are processed to recover charges for manual transactions processed for customers Ensure adherence to the SARB minimum requirements 
• Customer Service: Provide advice to customers on the cash and other transactions processes to ensure the smooth flow of transactions Exhaust all attempts to resolve customer enquiries before escalating to other departments or the line manager Provide Regular feedback to customers on the progress of their enquiries Explain the Bank’s procedures, security requirements (such as ID requirements when transacting) as well as service offerings available to customers Rep0rt customer complaints on the Bank’s Customer Care process (CCP) to facilitate feedback to improve service to customers Guide customers on how to correctly complete transaction documentation such as deposits, withdrawals, cheque requisition slips to ensure accuracy and completeness of these documents Ensure accuracy and efficiency when engaging with the customer. Ensure friendly, focussed customer interaction at all times Portray a professional image and ensure that personal appearance conforms to Absa Corporate Image standards Ensure adherence to the Corporate Wear policy Maintain a neat and tidy workstation at all times Pro-actively arrange your workspace to ensure sufficient stationary is in place prior to the branch opening. Regularly read the pricing documents relating to Teller transactions to assist clients with better solutions for their transactions and also benefit at the end of the day Adhere to the policy and procedure on the issuing of pins and statements in order to solution the customer at point of contact. Ensure migration of clients with CW transactions less than R4000 and CD of less than R8000 to Digital & Self-help channels and provide the necessary assistance. Maintain speed and agility at all times when assisting clients in order to minimise shortages and surpluses. Market products by giving out booklets or pamphlets to customers drawing large amounts of money and educate them of alternative ways on transacting. Educate customers on the use of the Internet Kiosk. 
• Identifying sales leads: Identify and action sales leads (teller prompts) and cross selling opportunities Explain the campaign details, during sales campaigns in brief and direct to clients to Sales Consultants for further information Effectively use of sales tools (e.g. teller prompts) in order to ensure the provision of leads to contribute to Branch Sales Take responsibility of own sales targets and assist daily by providing client solutioning according to their product needs Capture all other leads on SMD once agreed by client Follow up all leads with Sales Consultants on SMD to make sure clients are contacted 
• Compliance and Risk Management: Open & close the branch safe according to the Bank’s procedures, including physically securing the safe according to required procedures Conduct cash counts and visual checks as assigned by the line manager from time to time Ensure that all transaction records are kept and / or mailed in accordance with Bank procedures Keep transactions records available for control purposes Before processing transactions, verify that all information is accurate and complete in accordance with the Bank’s procedure. Refer any concerns to the line manager for follow up and decision making on whether to proceed Follow cash management procedures and limits as prescribed Familiarise with content of all communication, i.e. circulars, bulletins, risk day agenda’s and alerts, etc. Adhere to prescribed control measures to prevent fraud, losses and shortages Report suspicious transactions as per Money Laundering control frameworks Complete and maintain applicable registers (Teller and Key registers) Adhere to safety and security procedures and follow prescribed instructions in event of robbery Cubicles, teller drawers and workstations to be kept locked when leaving workstation Follow off-line procedures and comply with all regulatory and compliance requirements Manage security items i.e. Cash, Teller stamps, Safe keys, combinations and FBSS cards in line with policies and procedures Up skill your knowledge regularly with policies and procedures regarding your daily teller duties, cheques, Fraud, Foreign Exchange, this will help you also to prevent fraud Ensure up-skilling on fault reporting and testing processes & procedures of Equipment used at teller environment i.e. note & coin counters, TCR Machines, etc. Adhere to end of day procedures (ABSA 3368) Adhere to Branch Paper mandate when processing and / or authorising transactions, ensure processing within correct limits & mandates 

Education

• Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required)

go to method of application »

Job Description

• Deal execution support: Work closely with deal makers in Equity Capital Markets and Investment Banking to originate and execute transactions focused on raising equity capital, including IPOs, follow-on offerings, monetization strategies, share buybacks and private capital raising . Lead transaction workstreams and be an integral member of deal execution team.
• Origination: Assist senior bankers in preparing client materials – including research to support pitches, financial analysis and modelling and creation of pitch material. Apply learnings and intuition to generate new ideas and bring together concepts to present to clients.
• Market Research: Stay informed about market trends, industry developments, and regulatory changes to provide valuable insights to the team and clients.
• Collaboration: Collaborate with client coverage, sales and trading, syndicate, equity research and legal teams to support origination and execution efforts.
• Team Management: Support the learning and development of analysts in the team.
• Suited to individual with 2-3 years’ investment banking or equivalent experience.
• Proficiency in financial modeling, valuation techniques, and financial statement analysis.
• Strong analytical, quantitative, and problem-solving skills.
• Ability to demonstrate working knowledge of corporate finance fundamentals, and an interest in capital markets.
• Understanding of the transaction cycle and the steps in the process and is execution oriented.
• Excellent communication and interpersonal skills.
• Ability to manage multiple tasks simultaneously and thrive in a fast-paced environment.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

go to method of application »

Job Description

Platform Design, Deployment & Optimisation

• Leads development test and platform management, translating customer, business and technical requirements into components of a service
• Identify critical design areas, parameters and opportunity areas early in the development process and those that need improvement downstream
• Stay ahead of the curve on leading practice platform technologies and Incorporate research into solution design and deployment processes
• Develop lasting, innovative, simple platforms (including architecture when appropriate) to satisfy business and customer requirements and align with the long-term plan for the platform and broader technology objectives of: Self-service, testability, reusability, stability & resilience
• Apply deep technical expertise, design thinking & problem solving skills to solve complex technical problems and enable the teams to deliver high quality solutions
• Identify & Select the appropriate internal or external technologies to deliver the platform service
• Applies excellent judgement and identifies and continuously improves on development practices
• Develop solution design blueprints and validation collateral and facilitate alignment on solution blueprint and designs across the value chain
• Lead the planning and design of the platform delivery system and define associated tools, hardware, processes, role assignments, dependencies, and documentation, resulting in a complete platform that meets KPIs
• Lead the development and deployment lifecycle for ‘platform / platform components as a service’
• Design & implement test automation and ensure reusability across the teams
• Lead efforts to validate architectural, product or service solutions and innovations
• Continually develop initiatives to reduce and optimize operational costs & increase strategic & operational efficiency through solution designs
• Identify, develop & maintain platform standards and best practices, and drive adoption across multiple service teams
• Define and implement SLA, OLA & quality metrics, best practices, and patterns to be applied across the platform
• Strategically & operationally monitor Platform services to standard and proactively identify and mitigate risk
• Use production performance monitoring and customer data to make / inform technical design and implementation decisions
• Take full accountability for end-to-end platform quality, completeness and resulting user experience for the life of the product / service
• Use & test the platform regularly to deeply understand it and discover & implement ways to improve it
• Resolve issues throughout the life of the platform, including those outside of the immediate area of responsibility as needed; lead discussions with peers to take action to ensure the sustainable success of the platform
• Provide leadership within the business by developing innovative methods for measuring the customer experience, and use this data to identify and drive platform improvements
• Leverage systems & processes to measure, monitor and manage the performance of platforms ensuring ongoing optimization & cost to value for our businesses (think bank wide)
• Translate performance data into insights for technical service & solution improvement and enhancement (across technical teams)
• Align teams to service Improvement & innovation plan requirements and influence effective implementation
• Lead the design of process or technology solutions that identify and resolve platform, system, deployment, and environmental issues.
• Identify new and emerging practices for managing problems within the area and lead the adoption of new practices, across groups or disciplines with the aim of improving analytical capabilities
• Lead the resolution of service issues by analyzing and prioritizing data from stakeholders and directing efforts or applying deep subject matter expertise to restore service with minimal disruption to the customer and business
• Positively contribute to the design & evolution of Group Architecture, Infrastructure & associated technical standards for the organization where it makes sense to do so

Accountability: Financial & Cost Optimization, Risk & Governance

• Take full accountability for delivering an optimal Platform Engineering cost model
• Analyse operational cost data, identify cost-savings & efficiencies and influence the business to adopt these efficiencies across multiple service teams
• Understand & contribute to the delivery of an optimal cost : serve of Platforms as a service
• Create business cases & solution specifications for various governance processes (e.g. CTO approvals)
• Participate in incident management & DR activity – applying critical thinking, problem solving & technical expertise to get to the bottom of major incidents
• Hold accountability for all risk associated with platform engineering decision making
• Apply & maintain all Group risk (e.g. Architecture, development etc.), governance, compliance & regulatory standards and frameworks
• Update & or develop & maintain all application documentation as per the organization technical standards and risk / governance frameworks

Accountability: People

• Cascade platform direction across teams and ensure team alignment on platform direction, performance objectives, plans and prioritization
• Build / contribute to a high performance team environment & culture through self-directed teams by driving performance management & measurement that is aligned with agile working practices (including daily, weekly, etc. sprint routines, regular & honest feedback etc.)
• Assume one stop shop accountability for the right people in the right teams to deliver on our platform strategy (always!)
• Leverage coaching techniques in all squad related activity to drive a higher quality design and deployment of technical products and services
• Seek out opportunities for collaboration across groups, ensure that cross-team commitments are set, and achieves scale in team work efforts by enabling the work of others
• Proactively lead the implementation of agile practices, remove barriers to success and ensure seamless delivery in a continuously changing work environment
• Identify and develop needed skills (self and others) in a way that is best-suited to the service design and that maximizes delivery efficiency
• Coach & mentor other engineers & support engineering teams on technical solutions and problem resolution
• Conduct peer reviews, testing, problem solving within and across the broader team
• Cascade platform performance feedback and ensure capability development across teams to enable efficient & effective platform service delivery
• Support the people change teams in the design of adoption processes (Customer, Employee & 3rd Party Adoption)

Education

• Bachelor's Degree: Information Technology

go to method of application »

Key Accountabilities:

Commercial awareness and strategic partnering: 

• Demonstrates a deep understanding of the global market place, competitive position and commercial drivers for a complex, large scale retail business.
• Uses business acumen/perspective to translate the Business Unit strategy into a clear people agenda
• A strategic partner to the Business Unit ME/functional leaders in a fast moving, complex and developing environment.
• Uses analytics, data and trends both internally and externally to diagnose Business Unit issues and recommend effective solutions.
• Manages external networks and is well connected to shape the external perception of Absa Group Limited to be in a position to attract the best capabilities to the organisation and have influence in the market place.
• Articulates strategy and is able to translate into actions and results for the function.

Trusted Advisor:

• Owns the relationship with the Business Unit leadership as a trusted advisor.
• Exemplary coach and sounding board to the ME and other senior leaders in the business.
• Demonstrates influence and credibility with senior leaders across the business.
• Actively assists the ME to build the effectiveness and develop the top team appropriately.

Ownership of the end-to-end HR delivery:

• Operates as the relationship manager for the customer base and is responsible for broking People Specialist and Operations to execute on the defined people strategy.
• Works with the Business Unit leadership to identify and develop talent and robust succession for the area.
• Has a high level of focus on customer relations.
• Drives a culture of customer centricity and responsiveness across all People Function teams
• Able to prioritise, manage and lead a team of specialist to deliver across a Pan African agenda.
• Drive the delivery of key People initiatives through employing the appropriate change and project management disciplines across the People value chain.
• Takes the business priorities and translate these into People Strategies and takes end-to-end ownership for delivering key People processes.

Functional Leader:

• Takes ownership of strategic resource planning and delivery and participate in executive and senior role hiring.
• Takes responsibility for Business Unit talent reviews, succession planning activities and talent and capability development.
• Delivers Leadership and Learning programmes via specialists, specifies internal capability gaps and ensure relevant assessments, development and coaching in place.
• Drives the Business Unit reward and performance strategy and provide input and manage the executive compensation and ownership of pay cycle and reward plan delivery.
• Ensures effective employee engagement for the Business Unit in conjunction with the Functional Leader, supporting the People Operations planning and service quality management.

Leading teams:

• Ensure the development of a high performing team through embedding formal Performance development and informal coaching.
• Determine and analyse training and development needs for team members.
• Establish and maintain a succession plan for the team using the formal talent management process.
• Interview and recruit direct reports.
• Develop appropriate engagement plans to drive heightened employee engagement.

 Finance and Risk Management:

• Sets the people risk philosophy and principles for the People Function.
• Understands cost drivers and manages budgets successfully.

Additional Requirements:

• B Degree (Postgrad preferable) 
• Ability to work in a fast paced, highly pressurized environment that operates 24/7 across various distribution channels
• Key understanding of retail is advantageous
• Manage efficiency gains across critical programmes that may result in skills re-purposing
• Responsible for the strategic formulation and build out of people strategies for Integrated Channels and implementation thereof
• Lead large scale people projects that require reskilling and rethinking the status quo
• People centred environment – ability to interact at all levels in the organisation and sustain healthy relationships with colleagues and labour
• Overall headcount of 7000 perm colleagues located nationally
• Oversees a large team of People Partners across various regions in SA

go to method of application »

Job Description

• Service Delivery: Deliver IT Digital design services as per agreed performance contract 
• Understand and apply existing best practice frameworks to assist in the implementation of identified subject matter processes and standards. 
• Provide specialist advice and support in area of accountability to ensure that identified solutions and recommendations are appropriate and effective. 
• Identify and recommend new innovative ways of achieving quality results.

Skills ,Knowledge and Experience Required 

• Relevant Diploma in IT or Bachelors Degree
• 5 + Years in UX Design
• Experience in Figma tool
• Salesforce Platform Engineering Experience
• Knowledge in Lean and Process Re-engineering

Education

• Bachelor`s Degrees and Advanced Diplomas: Physical, Mathematical, Computer and Life Sciences (Required)

go to method of application »

Job Description

• Portfolio Management: Ensure appropriate management of respective portfolios that includes but not limited to client engagement, portfolio performance management, reporting and executing of client requirements
• Business Development: Agree financial targets/new business targets and set out tactical plans to achieve this on an annual basis
• Risk Management: Ensure that portfolio meets the required risk management standards

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

go to method of application »

Job Description

• Relationship Management: Own the primary relationship with the client by being the client’s main contact point for all corporate and investment banking needs. Client Solutioning: Take overall accountability for service delivery by setting the rules of engagement for the cross functional team, which includes Transactional Banker, Credit Analyst, Segment Support Client Control Team, Client Service Consultant & Product & Sector teams. 
• Manager Risk Assessment: Take ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments 

Education

• Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

go to method of application »

Key Accountabilities:

• Employment Relations (ER) Strategy – Design, implement and manage processes involved in implementation of the employee relations strategy for the Cluster, aligned to the HC Function strategy.
• Monitors and reports on specific ER outcomes and overall trends that impact on the ER strategy and the business decisions.
• Relationships – Represent Absa in all engagements with employee and labor organizations, and other relevant stakeholders Managing the processes involved in supporting a constructive and cordial relationship with unions,. Collaborate with legal counsel, business and other internal stakeholders and subject matter experts  in the preparation for and participation in negotiation with employee and labor groups.
• Grievances and conflict –ensure that matters are managed fairly, consistently, speedily and efficiently.
• Disciplinary cases - ensure that matters are managed fairly, consistently, speedily and efficiently.
• Monitors and advises to provide site capability and deliver processes to effectively implement all ER/IR policies and processes, including creating awareness thereof.
• Restructuring – Plays a prominent advisory role to the organization as it pertains to proposed restructures/operating model reviews impacting structures. In partnership with relevant internal experts, create toolkits and templates that support business in the process. Ensure that, where required, appropriate consultations with Unions are managed timely and efficiently.
• Maintains effective working relationships across the organisation
• Continuously and proactively monitor labour relations climate and identify risks and strategies to mitigate the risk.
• Provide advice on all labour related matters and represent the organisation at relevant forums, e.g., CCMA
• Facilitate compliance with all labour legislations, Regulations, Code of Practice and relevant laws as developed via case law, from time to time.
• Research and explain laws and legal affairs concerning employment to managers, supervisors, and employees.
• Build ER capability across the HC Function community and broader stakeholder groups.
• Collaborate with relevant stakeholders in the Bank to ensure a seamless and efficient Employee Relations dispensation.
• Advise and train the HC Function community and people managers in best employee relations practices and strategies for managing supervisor problems and employee grievances. Develop further training as needed and support the training and development requirements for the community.

Minimum requirements:

Education:

• Bachelor`s Degrees and/or Advanced Diplomas - Business, Commerce and Management Studies
• A Degree in Industrial Relations or Human Resource Management
• Postgraduate degree in Employee Relations or Labour Law is advantageous.

Preferred Experience:

• 10-12 years of relevant experience in HR, of which at least 5 should have been with specific focus on ER and/or Change Management
• Knowledge and understanding of the relevant acts and bodies (e.g., Labour Relations Act; BCEA; EEA; Disciplinary procedures; trade union consultation)
• Knowledge of CCMA/Bargaining processes.
• Conflict resolution and problem-solving skills.
• Ability to function independently and under pressure.
• Knowledge of contemporary industrial relations dynamics, case law, labour legislation, trends and trade union matters
• Experience of working within unionised environments within the financial services industry or similar.

go to method of application »

Job Description

Risk Management:

• Identify, analyze, and mitigate risks associated with the debt portfolio.
• Develop and implement risk management strategies to protect the portfolio from adverse market conditions.
• Stay updated on regulatory changes and industry best practices related to debt management.

Debt Review:

• Perform detailed analysis of individual debt cases to assess financial health and risk.
• Work with borrowers to review and restructure debt terms as necessary.
• Ensure timely and accurate documentation of all debt review activities and decisions.

Portfolio Management:

• Manage a portfolio of debt-related assets, including loans, bonds, and other fixed-income securities.
• Monitor the performance of the portfolio and implement strategies to optimize returns and mitigate risks.
• Conduct regular reviews and assessments of the portfolio to ensure compliance with financial regulations and company policies.

Reporting and Analysis:

• Prepare and present regular reports on portfolio performance, risk assessments, and market trends.
• Conduct financial analysis to support decision-making and strategy development.
• Use financial models and tools to forecast portfolio performance and evaluate potential investments.

Qualifications:

• Bachelor’s degree in Legal, Finance, Economics, Business Administration, or a related field 
• Proven experience in debt portfolio management, financial analysis, or a related field.
• Strong understanding of debt markets, financial instruments, and risk management principles.
• Excellent analytical, problem-solving, and decision-making skills.
• Proficiency in financial modeling and use of financial management software.
• Strong communication and interpersonal skills, with the ability to work effectively with diverse stakeholders.

go to method of application »

Key accountabilities

• Analytics - Analyze the credit risk data to support the various risk strategy teams in the day to day reporting needs using SAS Enterprise Guide, Advanced Excel and Visualisation tools and any tool that may be identified for analysis from time to time.  A basic understanding of interaction with warehouses (SQL, Hadoop or /and Teradata).
• Insights - Development of sustainable BI solutions to address business needs, and identify opportunities to improve processes with technology solutions and identify development needs in order to improve and streamline operations.
• Networking - Build and maintain relationships within relevant business units by creating an understanding of their requirements and gather feedback.  Liaise with stakeholders and keep them updated on progress of the development of requirements.  Communicates data driven insights to business analyst and/or business stakeholders.  Responds timeously and professionally to ad hoc business requests
• Resourcefulness - ability to find efficient and innovative ways to overcome challenges. Ability to adapt and solve problems creatively and is highly self motivated/driven.

Preferred Education

• Bachelor Degree in Business, Commerce and Management Studies and/or Computer sciences, Information Management and/or BMI

Required Skills

• Understanding of basic data warehousing concepts (Querying, table relationships etc.)
• Analytical tools e.g. High level of proficiency and expertise in using the SAS (Statistical Analysis System) software including Batch mode, SAS macro variables, and Power BI etc.
• SQL, CA Workload Automation (WADE), 
• Microsoft Suite (Excel, Power Point etc.)
• Systematic Reasoning
• Analytical thinking  
• Interpretation of analytic results and translating them into management information