Business Analyst: Digital Payments at Capitec Bank

Purpose Statement

• Responsible for identifying digital payments business needs/requirements, concerning a new idea/business opportunity and for large projects/systems
• Requirements management.  Fully responsible for its accuracy and concurrency
• Compile and execute test cases to ensure delivery is according to business requirements
• Analyse implemented solutions and recommend further improvements, which will improve service, quality and value

Experience
Min:

• At least 5 years’ proven experience as Business Analyst (BA) within retail banking at card/mobile payment product level
• Basic project management experience
   

Ideal:

• Agile product development lifecycle experience
• Experience of card payment as well as electronic channel management (in areas such as POS and ATM’s; SST etc.) and online banking through connected devices (Smart phone; tablet; Desktop) as well as mobile (USSD) capabilities will be advantageous

Qualifications (Minimum)

• A relevant tertiary qualification in Information Technology
• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• Diploma in Information Technology
• A relevant degree in Information Technology

Knowledge
Min:

Knowledge of the following areas are required to perform the job:

• Agile product development lifecycle
• Business analysis and design
• Application development
• Standards and governance
• Testing practices

Ideal:

Understanding of:

• Capitec Bank business model
• Agile product development lifecycle (Capitec way of work)
• Retail Banking: Online banking through connected devices (Smart phone; tablet; Desktop) as well as mobile (USSD) capabilities
• Mobile Payments: Wallet payment capabilities for face to face; In-App and on-line payments; MasterPass; Tokenisation etc.
• Card Payments: Branded/Scheme cards (MasterCard and Visa) - Credit, Debit, Stored Value cards. EMV contact as well as contactless offerings.

Skills

• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Interpersonal & Relationship management Skills
• Negotiation skills
• Facilitation Skills
• Presentation Skills
• Problem solving skills
• Attention to Detail

Competencies

• Achieving Personal Work Goals and Objectives
• Delivering Results and Meeting Customer Expectations
• Working with People

Conditions of Employment

• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals