Manager: Decision Science at Capitec Bank

Purpose Statement

• To ensure the objectives, plans, processes and standards within the (Collections, Recoveries and Account Management  / Granting Model) function align with those of Credit Decision Support and Credit Management as a whole.

• To manage and lead a team of specialists within the (Collections, Recoveries and Account Management  / Granting Model) function to perform analysis to translate active business data into usable strategic information to inform the business on any critical and measurable credit and risk indicators.

Experience

Minimum:

• 5 yrs credit risk analytics environment experience and

• 2 yrs management experience including;

  • Leadership / management of people

  • Extraction and aggregation of data from large relational databases

  • Data mining and predictive modelling.

Ideal:

• 5 yrs Capitec Bank experience

• Relationship and stakeholder management

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

• Honours Degree in Science or Mathematics

Qualifications (Ideal or Preferred)

• Masters Degree in Mathematics or Statistics

Knowledge

• Analytics

• Project management methodologies

• IT implementation cycle

• Credit cycle

• Technical understanding and knowledge (different operating systems / databases / programming languages)

• General business acumen to identify the impact technical issues may have on design and delivery of solutions.

• Best practices and tools in credit risk

• Interpretation of user requirements and translation into business requirements specifications

• Retail credit environment / industry

• Confidentiality and intellectual property implications and constraints

• Interpretation of user requirements

• Translation of business requirements into business requirement specifications

• HR Management policy and procedure

• People management skills and techniques

Skills

• Communications Skills

• Computer Literacy (MS Word, MS Excel, MS Outlook)

• Attention to Detail

• Planning, organising and coordination skills

• Programming skill (SAS, SQL, R, Python)

• Interpersonal & Relationship management Skills

• Leadership Skills

• Presentation Skills

• Facilitation Skills

• Analytical Skills

• Numerical Reasoning skills

• Reporting Skills

• Strategic Thinking Skills

Conditions of Employment

• Clear criminal and credit record