Job Openings at Absa Group Limited (Absa)

End Date: May 11, 2026

Job Description

Analysis (including Business Case)

• Proactively build relationships, apply analytical techniques to elicit and validate business (product & service) needs ahead of demand
• Implement routines to get to know / become an expert in various business processes (e.g. spend time in business & with users)
• Translate elicited needs and knowledge acquired into user story format that is immediately usable for DevOps teams (right languaging, format for building & testing)
• Prepare and prioritise the backlog of requirements for the user stories linked to the proposed solutions
• Work collaboratively with Tribe Leads (Technical Product / Service Owners) to build a roadmap & vision for the products and services (including detailed analysis requirements & solution scope)
• Define measures of success & key outcomes for various solutions / changes including detailed acceptance criteria for all features
• Define testing requirements (pass or fail test cases)
• Support the development of detailed business cases (including defining solution characteristics, effort estimations etc.)

Solution Design (within DevOps Context)

• Translate business requirements into detailed systems requirements. Detailed system requirements must include all capabilities, interfaces and functionalities within and across technologies.
• Build detailed user stories to be leveraged for system requirements design (modular)
• Leverage business analysis & modeling tools and apply notation standards such as UML/BPMN to diagrammatically/visually document: business requirements, business processes, system processes & integration .
• Facilitate processes to ensure integrated requirements are socialized, understood & approved across the broad range of stakeholders to be impacted (this includes various processes e.g. risk / governance forums, change council, scrum meetings / DevOps team capability building, solution design sessions etc.)
• Understand & leverage knowledge on the organisations technical landscape, environment and broader architecture to define integration points across tech stacks for various requirements
• Work collaboratively with project / program teams, squads, scrum masters and engineers to define backlog, release & DevOps / project planning implications of the requirements development & roadmap (what should happen when)
• Continuously improve system requirements mapping (e.g. leverage input from questions asked etc. to consistently improve the quality of the requirements analysis for easier interpretation by the development teams)
• Work as part of the embedded DevOps team throughout the design process to review solution design (features and functionality)
• Facilitate resolution during development & testing phases for any change requirements

Solution Delivery & Testing (manual)

• Define the manual testing strategy & test cases for various solutions (where it makes sense to do so)
• Define & validate quality & testing parameters (+/-) & plans for the solution (socialize & translate these to automation testing teams)
• Develop manual testing frameworks and patterns for the solution
• Lead the manual testing process for various solutions (e.g. execute test cases, analyse results)
• Provide real time feedback to the DevOps teams on change requirements identified throughout the testing process
• Review & monitor system stability, resilience etc. throughout the testing process (e.g. integration) & in production
• Define & monitor overall backlog planning for effective solution delivery
• Provide Developer & User support during user acceptance testing

People

• Provide coaching & mentoring across the DevOps team as well as to developing analysts across the estate
• Conduct peer reviews & problem solving within and across the broader team

Education

• Bachelor's Degree: Information Technology

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Job Description

Leadership & Strategy

• Support the Head of Accounting Control in the development of the strategic vision for the Accounting Control function, aligning it with broader finance and business objectives.
• Lead, inspire, and develop a diverse group of senior managers.
• Drive a culture of accountability, continuous improvement, and high performance across all teams.

Process and Operational Oversight

• Oversee sub‑ledger control activities supporting the insurance business, ensuring accuracy, completeness, and timely close processes.
• Oversee the Accounting Functions team which includes Legal Entity Financial Statement preparation, ad hoc reporting requirements, process documentation assessment for improvement and analysis of process performance measures.
• Manage a team of accounting subject matter experts who serve as the link between Accounting Control and Business Finance.
• Ensure strong governance frameworks, controls, and reconciliations across all accounting control processes.
• Manage effective delivery of outputs to ensure high quality and efficient process.
• Enhance operating model for medium and long term requirements, in line with best practice.
• Allocate tasks and responsibilities appropriately to ensure the correct skills are assigned to the correct task in support of efficiency and productivity of the process and operating design.
• Play a leadership role in strategic projects as Accounting Control representation

Technical & Business Partnership

• Provide expert guidance on complex accounting matters, judgments, and treatments.
• Support business initiatives by ensuring accounting implications are well understood and appropriately managed from inception.
• Manage key relationships within Group Financial Control, Business Units and other parties within Group Finance to align outcomes and dependencies between units. Keep key stakeholders abreast with any relevant information deemed important.
• Support Financial Controllers and other areas of FC in managing and resolving issues in Accounting Control processes.
• IFRS, accounting and reporting
• Coaching
• SAP or similar ERP system
• Problem solving
• Interpersonal skills
• Management and leadership of big teams
• Honours/Masters-degree in (Accounting) (NQF level 7);
• CA SA (Preferable);
• Previous experience in leading a significant area within the Financial Industry;
• Minimum of 7 years’ experience management of a large team.
• Minimum 12 years post qualified

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End Date: May 7, 2026

Job Description

• Income Growth and Financial Targets: Ensure a deep understanding of client's working capital cycle and business needs to provide appropriate solutions. Drive achievement of targets as per individual scorecard.  
• Customer Focus: Proactively drive acquisition and cross-sell initiatives through re-engagement processes. Ensure service and complaints resolution are within acceptable service level agreements.
• Compliance and Risk Management: Fulfil all activities in adherence to relevant control and compliance requirements, and quality standards. 
• Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.

Education

• Higher Diplomas: Business, Commerce and Management Studies (Required)

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End Date: May 12, 2026

Relationship Management

• Act as the primary relationship owner for clients, serving as their central point of contact for all commercial and investment banking needs.
• Build strong, long-term relationships with clients in the Agricultural sector, understanding their unique business cycles, financing needs, and market dynamics.
• Engage regularly with clients to identify opportunities to support business growth and sustainability through the bank’s products and services.

Client Solutioning

• Take overall accountability for service delivery by coordinating across the cross-functional team — including Transactional Banking, Credit, Client Control, Client Service, and Product/Sector specialists.
• Develop bespoke financial solutions suited to the agricultural value chain (e.g., working capital, asset finance, seasonal facilities, and risk management products).
• Ensure all solutions align with both client requirements and the bank’s risk appetite and profitability goals.

Portfolio & Risk Management

• Manage the risk profile of the client portfolio through regular assessments, monitoring, and proactive engagement.
• Maintain a sound understanding of the bank’s regulatory and compliance frameworks as well as industry-specific legislation affecting the agricultural sector.
• Ensure timely credit reviews, compliance checks, and risk mitigation strategies are implemented.

 Business Development & Growth

• Identify and pursue new business opportunities within the agricultural value chain (e.g., primary producers, processors, agri-input suppliers, and agri-related SMEs).
• Leverage internal and external networks to grow the portfolio and enhance the bank’s footprint in the Agri market.
• Drive client acquisition and retention by delivering on the segment’s CVP and maintaining high client satisfaction levels.

Stakeholder Engagement

• Collaborate with internal partners and external stakeholders to strengthen the bank’s position in the market.
• Provide insights on market trends, sector performance, and policy changes impacting the agricultural sector.

Qualifications and Experience

• Bachelor’s degree in Commerce, Finance, Agriculture, or related field (preferred).
• 3–5 years’ experience in relationship management or business banking, with exposure to agricultural or commercial client portfolios.
• Strong understanding of credit principles, financial analysis, and risk management.
• Proven track record in client acquisition, cross-selling, and portfolio growth.

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End Date: May 7, 2026

Key Accountabilities

Enterprise Governance Strategy & Frameworks

• Lead the design, implementation, and continuous enhancement of the Group’s enterprise‑wide governance frameworks, ensuring alignment to King IV, applicable regulatory requirements, and international best practice.
• Translate governance strategy into practical policies, standards, delegations, and operating models that are scalable across diverse African jurisdictions.
• Ensure governance frameworks remain proportionate, pragmatic, and aligned to the Group’s risk appetite and strategic objectives.

Board and Committee Governance

• Provide governance oversight of Group Boards, Board committees, and key subsidiary governance forums to ensure effective decision‑making, role clarity, and accountability.
• Strengthen Board and committee processes, charters, calendars, mandates, and information flows to support effective oversight and regulatory confidence.
• Partner closely with Group Company Secretariat and Legal to ensure seamless coordination of governance activities.

Regulatory Alignment & Stakeholder Confidence

• Act as a key governance interface with internal and external stakeholders, ensuring governance practices meet regulatory, supervisory, and stakeholder expectations.
• Enable consistent interpretation and application of governance‑related regulatory requirements across jurisdictions.
• Anticipate emerging governance and regulatory trends and proactively embed them into Group frameworks.

Governance Integration Across the Group

• Act as the integrator across governance‑related disciplines (Legal, Compliance, Risk, Secretariat, Ethics, Conduct, and ESG) to ensure alignment and avoid fragmentation.
• Drive consistency while allowing for local regulatory, cultural, and operational nuances across African markets.
• Enable governance uplift in subsidiaries through guidance, support, and shared standards.

Culture, Ethics, and Governance Maturity

• Promote a culture of ethical leadership, accountability, and responsible decision‑making in line with the Group’s values.
• Embed governance principles into leadership practice, conduct frameworks, and organisational capability.
• Support the maturity of governance practices beyond compliance toward performance‑enabling governance.

Oversight, Assurance, and Continuous Improvement

• Monitor governance effectiveness through defined metrics, reviews, and assurance mechanisms.
• Identify governance gaps, risks, and inefficiencies and implement targeted improvements.
• Ensure governance processes are efficient, sustainable, and continuously improved in response to business and regulatory change.

Minimum Requirements

Qualifications

• Postgraduate qualification in Law, Governance, Risk Management, Finance, or a related field
• Professional certification in governance (e.g. Chartered Governance Professional) advantageous

Experience

• Minimum 12–15 years’ experience in governance, legal, regulatory, or risk environments within financial services
• Proven experience operating at executive or senior leadership level in a complex, multi‑jurisdictional organisation
• Demonstrated exposure to Board and executive governance within a regulated banking environment
• Experience across African markets preferred

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End Date: May 13, 2026

Quantitative Analysis and Modelling:

• Develop/optimise and maintain Treasury cash flow engine and EUDAs to ensure accurate reporting, forecasting, and behavioural assumptions supporting funding and liquidity risk and depositor insurance reporting.

Risk and Regulatory Analytics:

• Implement quantitative solutions to measure and monitor liquidity metrics and funding stability. Support production of regulatory measures through model/EUDA development, data analysis and automation of calculation processes. Conduct stress testing and scenario modelling to assess the impact of market movements and balance sheet changes.

Data Engineering and Automation:

• Extract, transform and analyse large Treasury datasets to support modelling and reporting requirements. Build scalable, well-documented code and automated pipelines to improve model efficiency, reproducibility and governance. Enhance existing tools through optimisation, refactoring and improved data validation controls.

Model Governance, controls and Validation Support:

• Produce clear technical documentation covering model methodology, assumptions and limitations. Assist with model validation exercises, benchmarking, remediation actions and audit queries. Ensure development practices align with internal model risk standards and regulatory expectations.
• BCBS 239 / RDARR compliance: defining, maintaining and creating controls and processes ensuring compliance with control standards.

Stakeholder Collaboration:

• Work closely with ALM, Funding, Risk and Finance teams to translate business requirements into quantitative solutions. Provide technical explanations of model outputs and assumptions to both quantitative and non-technical stakeholders.

People Management and Leadership

• Develop, manage and support internal capability of a sustainable high performing team who will ensure the necessary resources are in place to achieve business strategy and objectives; while encouraging professional growth.
• Motivate team members through coaching and mentoring them to perform optimally around the vision and values, create a sense of urgency and excitement around the business and ensure that they strive to deliver optimally.

Continuous Improvement and Technical Innovation:

• Stay current with industry developments in Treasury modelling, balance sheet analytics and financial risk measurement. Proactively identify opportunities to enhance modelling approaches, improve computational performance and strengthen analytical capabilities.

Required Skills:

Crucial skillset: A strong statistical modelling/ data science background preferably with model development experience in the area of:

• ALM
• Forecasting
• Classification
• Optimisation
• Statistics, probability theory
• Data analysis
• Programming Proficiency: Proficiency in programming languages such as Python and SAS. Experience in data manipulation, statistical analysis, and numerical computation. Familiarity with database querying languages (e.g., SQL) is a plus.
• Analytical/data visualisation Proficiency: Power BI and Qlikview / QlikSense experience.
• Communication and Collaboration: Excellent verbal and written communication skills with the ability to explain complex quantitative concepts to both technical and non-technical stakeholders. Demonstrated ability to collaborate effectively with cross-functional teams and present findings in a clear and concise manner.

Qualification

• Bachelor’s or Honours degree in Quantitative Analytics, Financial Engineering, Mathematics, Statistics, Actuarial Science, Computer/ Data Science or a related quantitative or model development discipline.

Experience

• 3–5 years’ experience in quantitative modelling, Model Development or Treasury / ALM within a banking or financial services environment.
• Proven experience developing or maintaining forecasting, optimisation or behavioural models, preferably related to balance sheet management, and liquidity risk.
• Practical programming experience in Python and SAS, including building production-ready analytical tools and automated data processes.
• Power BI and Qlikview / QlikSense experience

Education

• Bachelor`s Degrees and Advanced Diploma: Business, Commerce and management Studies (Required)

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End Date: May 12, 2026

Job Description

• Administrative Support: Assist in the administrative tasks associated with learning and development programs, including scheduling training sessions, managing attendance, and maintaining training records.
• Coordination: Coordinate logistics for training events, such as booking venues, arranging catering, and managing invitations and registrations as and when required.
• Communication: Communicate effectively with trainers, participants, and stakeholders to provide information about training programs, schedules, and requirements.
• Data Management: Maintain accurate records of training attendance, evaluations, and feedback. Compile data and generate reports to track training effectiveness and compliance.
• Technology Utilisation: Utilise learning management systems (LMS) or other training platforms to organise, deliver, and track training activities.
• Evaluation and Feedback: Collect and analyze training evaluations and feedback to identify areas for improvement and make recommendations for future training initiatives.
• Compliance: Ensure compliance with regulatory requirements, and organizational policies related to training and development activities, including skills development BEE.
• Other: The learner can from time to time be required to support other Human Capital initiatives within the business.

Skills and Qualifications:

• This is a 12 month programme.
• Successful candidates must be available for the full 12 months of the programme.
• Successful candidate must be unemployed.
• Be in possession of a valid Degree/NQF Level 7 equivalent in Human Resource Management/ Related field.
• Organisational and administrative skills, with attention to detail.
• Excellent communication and interpersonal skills.
• Proficiency in Microsoft Office suite (Word, Excel, PowerPoint) and learning management systems (LMS).
• Ability to multitask and prioritise tasks effectively in a fast-paced environment.
• Basic understanding of adult learning principles.
• Eagerness to learn and grow within the Human Capital field, with focus on learning and development.

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End Date: May 14, 2026

Job Description

Target Achievement

• To grow the Advice and Investments customer base by ensuring that targets are met across all three specialist areas i.e. Fiduciary, Investments and Risk
• To manage the regional support consultants in meeting their production targets by monitoring and coaching their performance

People Management

• To actively contribute to the performance, development and channel engagement of the support team
• To oversee the activities of the support team to ensure effective delivery of daily activities and operational efficiencies

Practice Management

• Practice View
• Business Plans
• Campaign management

Business & Sales Support

• To understand and translate the different business unit strategies to the regional support team and agree on tactics to execute the strategies
• To provide support on new projects, tools, campaigns and products to be launched
• To continuously identify areas for improved efficiency and reduced cost
• To provide in depth reporting on campaigns and pipeline business from the different product houses and present the necessary information where required
• To pick up business and product trends and put strategies in place to ensure desired outcomes

Collaboration

• To manage working relationships with Provincial Leadership and Product Partners
• To contribute towards strategy at a provincial level as part of the provincial Manco
• To engage in strategic planning with the Provincial General Manager

Qualifications

• Bachelors Degree and Professional Qualifications in Business, Commerce and Management Studies

Experience

• 2 - 3 years' experience in a similar environment at management level
• Strong leadership and people management skills required
• Sales or commercial experience in Distribution

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End Date: May 9, 2026

Key Accountabilities

• Accountability: Manage and execute the following deliverables to Exco and other members of senior management in collaboration with teammates, wider FDS team and with the support of business unit financial decision support teams, risk colleagues and treasury colleagues:
• Project management and analysis of key planning deliverables throughout the year: revised annual forecasts (RAF), outlooks, short-term and medium-term plans (STP and MTP), stress testing and integrated plan outputs
• Monthly and quarterly key financial reports on financial performance
• Competitor analysis
• Research projects - gathering financial data and creating insightful, decision useful analysis and thought pieces
• Other ad hoc projects and presentations
• Financial scenario analysis and stress testing
• Consolidating financial information for senior management
• Attend meetings to assist executives to understand and complete their tasks to achieve team goals

Accountability: RAF and STP review packs

• Assess the attainability and reasonability of the various budgets and forecasts put forward by comparing them to market expectations, past performance and management expectations. Reliance is not simply placed on the numbers themselves but utilisation of various key metrics (return on regulatory capital, return on equity, cost-to-income, JAWS, etc.) is essential. 
• Compile review packs for submission to Exco and any other relevant committee. The pack together with commentary is necessary to provide a sounds basis on which the budget is approved.
• Interact with other departments such as Treasury, Risk and Group Tax may be necessary to provide comfort and assurance that the more technical aspects of submissions (e.g. funding plan impacts, risk-weighted assets and leverage) have been scrutinized and appear reasonable given the Groups economic outlook. undefined

Accountability: Ad-hoc requirements/submissions

• Execute ad-hoc queries that are dependent on external and internal requirements and vary considerably throughout the year.
• Attend various committee meetings in which one will use their understanding of e.g. margins, impairment trends or economic understanding to provide a valuable contribution. In some instances, the contribution will be on a discussion basis and in others a submission to the committee is required.
• Provide other departments (Productivity Office, Office of the CE’s, Treasury, etc.) with a range of information (analysis, forecasts and actual financial data etc) to perform their respective tasks. The information supplied may need to be package in a different format to make it relevant for their respective needs. An understanding of the roll-up structures within the Absa business and good financial understanding is vital in this instance to avoid misrepresenting information. undefined

Accountability: Interim and year-end reporting (twice a year)

• Compile competitor analysis which compares the Group’s performance to peers.undefined
• Accountability: Cluster Relationship Manager (CRM) roles undefined
•  Perform all other duties as reasonably assigned

People Investment Accountabilities

• Peer responsibility: Coach, inspire, engage, mentor and develop finance and business savvy leaders.
• Play to our A-Game culture of inclusivity, diversity, entrepreneurship, and ownership.
• Network with finance colleagues across Group Finance and create awareness of challenges, opportunities and issues and encourage collaboration
• Focus on finance skills evolution and remaining relevant.
• Maintaining and strengthening relationships with key stakeholders across the organisation, e.g. Group and BU Financial Resource Management, Group and BU Risk, Group Treasury Finance, Finance Business Partners and Financial Decision Support Heads.
• Peer responsibility: Coach, inspire, engage, mentor and develop finance and business savvy leaders.
• Play to our A-Game culture of inclusivity, diversity, entrepreneurship, and ownership.
• Network with finance colleagues across Group Finance and create awareness of challenges, opportunities and issues and encourage collaboration
• Focus on finance skills evolution and remaining relevant.
• Maintaining and strengthening relationships with key stakeholders across the organisation, e.g. Group and BU Financial Resource Management, Group and BU Risk, Group Treasury Finance, Finance Business Partners and Financial Decision Support Heads.

Role / Person Specification

Qualifications and experience:

• CA SA - Not negotiable
• Minimum 7-10 years’ experience in Financial Services organization) preferred
• Minimum 5- 10 Year Finance planning experience - Not Negotiable
• Minimum 5-10 Years management of staff - Not Negotiable
• Able to work effectively across a multi-service Financial Services organisation
• Previous exposure to financial management reporting in a financial services organisation

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End Date: May 12, 2026

Key Accountabilities

• Lead and execute the regional SME strategy aligned to Business Banking and Group objectives
• Drive top‑line growth, portfolio quality, and profitability across the SME segment
• Build, grow, and retain strong SME client relationships through a client‑centric value proposition
• Provide inspirational leadership to regional SME teams, creating a culture of accountability, performance, and inclusion
• Leverage cross‑functional partnerships across Credit, Risk, Product, Operations, and Coverage teams to deliver seamless client outcomes
• Translate strategy into clear, measurable commercial outcomes, tracking performance rigorously against agreed targets

Ideal Candidate Profile

The successful candidate will be a bold and credible commercial banking leader with:

• Proven experience in SME or Business Banking, ideally with regional or segment leadership exposure
• Strong commercial and financial acumen, including full P&L ownership
• Demonstrated ability to convert strategy into sustained execution and results
• Highly developed stakeholder management and influencing capability across complex, matrixed environments
• A leadership style that is values‑led, people‑centric, and performance‑driven
• This role offers the opportunity to shape the growth trajectory of the SME franchise in the Central Region, while making a meaningful impact on entrepreneurship, employment, and economic inclusion.

Minimum Requirements

• Relevant Honours Bachelor’s Degree and Professional Qualifications: Business, Commerce and
• Management Studies (Required); an MBA highly preferred
• At least 15 years’ experience in financial services in a commercial sales role with at least 5 years’ experience at an Executive level managing large teams to achieve financial and customer outcomes.

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End Date: May 12, 2026

Job Description

• Income Growth and Financial Targets: Ensure a deep understanding of client's working capital cycle and business needs to provide appropriate solutions. Drive achievement of targets as per individual scorecard.  
• Customer Focus: Proactively drive acquisition and cross-sell initiatives through re-engagement processes. Ensure service and complaints resolution are within acceptable service level agreements.
• Compliance and Risk Management: Fulfil all activities in adherence to relevant control and compliance requirements, and quality standards. 
• Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.

Education

• Higher Diplomas: Business, Commerce and Management Studies (Required)

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End Date: May 11, 2026

Job Description

Own Risk and Solvency Management (ORSA)

• Manage and coordinate the ORSA process for Absa’ non-life insurance entities
• Operate the ORSA projection model
• Set and monitor quantitative risk appetite metrics
• Perform stress and scenario testing as part of the Company’s ORSA processes
• Maintain the ORSA model and identify areas of improvement
• Communication of results to key stakeholders

People Responsibilities

• Manage a small team of actuarial analysts
• Manage deliverables and timelines in own team

Education and experience required

• A Degree in Actuarial Science (Honours degree would be advantageous)
• At least 5 years actuarial work experience within the non-life insurance industry
• Newly or nearly qualified actuary with good exam progression towards qualifying as a Fellow actuary
• Good understanding of the SAM Financial Soundness Standards for Insurers (FSIs) and experience in performing capital calculations
• Experience in non-life reserving techniques and IFRS 17 reporting would be advantageous
• Experience in extracting and transforming data and designing automated processes
• Programming in SQL, Python or VBA would be advantageous

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End Date: May 11, 2026

Job Description

Digital Product Strategy & Ownership

• Define and execute the digital product strategy and roadmap, with a strong emphasis on mobile‑first experiences and payment capabilities.
• Translate business strategy and customer needs into scalable, technology‑enabled product propositions.
• Own prioritisation and trade‑off decisions across customer experience, technical architecture, risk, and commercial outcomes.

Mobile & Payments Technology Leadership

• Provide senior product leadership across mobile platforms and digital payment technologies, with a deep understanding of: Mobile application architectures and enabling services Digital payment platforms, transaction processing, APIs, integration patterns, and settlement flows Security, resilience, and scalability considerations in mobile and payments environments
• Shape and drive technology‑led innovation, particularly in mobile journeys, payment experiences, and value‑added services.
• Partner closely with architecture and engineering teams, contributing meaningfully to platform design decisions and technology evolution (without being accountable for hands‑on development).
• Act as a credible technology thought partner to senior stakeholders across payments, technology, and digital channels.

Commercial Management

• Accountable for the commercial performance (P&L) of the digital product across the full product lifecycle.
• Ensure products deliver against revenue, cost, growth, and balance sheet objectives.
• Drive commercially viable technology and platform decisions, balancing innovation with sustainability and return on investment.

Product Infrastructure (People, Process, Technology)

• Own the full product operating model underpinning mobile and payment products: People: Lead and develop high‑performing, multidisciplinary digital product teams. Process: Embed effective digital product management and delivery practices, including agile and iterative ways of working. Technology: Ensure mobile and payment platforms are fit‑for‑purpose, future‑ready, compliant, and operationally resilient.
• Ensure the target customer experience is consistently delivered across channels.

Delivery, Adoption & Continuous Improvement

• Drive end‑to‑end delivery of digital capabilities, ensuring strong adoption and measurable outcomes.
• Use platform telemetry, customer insights, and usage data to continuously optimise mobile and payment experiences.
• Champion continuous improvement, experimentation, and innovation within the digital product portfolio.

Leadership & Stakeholder Management

• Lead, coach, and inspire digital product teams with a strong technology and customer orientation.
• Build and maintain senior relationships across technology, payments, operations, risk, and channels.
• Influence executive‑level decisions through clear articulation of technology‑enabled product opportunities, risks, and trade‑offs.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

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Key Accountabilities

Underwriting Strategy & Risk Appetite

• Define, own, and regularly review Absa Life’s underwriting philosophy and risk appetite
• Ensure underwriting strategy aligns with business growth objectives, and reinsurance strategy
• Lead responses to emerging risks (e.g. medical, behavioural, economic, and distribution‑driven risks)
• Provide underwriting input into new product development and pricing changes

Technical Governance & Decision Authority

• Act as the final technical referral point for complex, high‑risk, or non‑standard cases
• Set and maintain underwriting rules, loadings, exclusions, limits, and authority levels
• Ensure consistent application of underwriting decisions across teams, channels, and products
• Chair or contribute to underwriting committees, technical forums, and governance structures

Portfolio Performance & Analytics

• Partner with Actuarial and Reinsurance to monitor experience and take corrective action
• Ensure data‑driven underwriting decisions using analytics, experience studies, and MI

Regulatory, Compliance & Risk Management

• Ensure underwriting practices meet Treating Customers Fairly (TCF), POPIA, and internal governance standards
• Support internal and external audits from an underwriting perspective
• Ensure underwriting decisions are defensible, documented, and aligned to policy terms

Reinsurance & External Stakeholder Engagement

• Serve as the primary underwriting interface with reinsurers

Lead reinsurance discussions on:

• Risk appetite
• Facultative cases
• Treaty structures and changes
• Represent underwriting in regulator, reinsurer, and senior stakeholder engagements

Leadership & Capability Building

• Provide technical and strategic leadership to underwriting management and teams
• Build a strong underwriting talent pipeline and succession plan
• Champion continuous learning, technical development, and future‑fit underwriting skills
• Foster a culture of sound judgment, accountability, and customer‑centric decision‑making

Reporting Line

• Reports to Head of Claims, Underwriting and Group Schemes

Required Experience & Qualifications

Experience

• 10+ years underwriting experience within life insurance
• Significant experience in senior underwriting leadership

Proven exposure to:

• Retail and/or Group Life underwriting
• Reinsurance engagement
• Experience investigations
• Operating model optimisation

Qualifications

• Relevant degree
• Relevant insurance, actuarial, or risk‑related qualification
• Strong understanding of South African regulatory environment

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Job Description

Accountability: Liquidity risk and Funding reporting

• Prepare daily / monthly liquidity Regulatory reporting and analytical packs for submission to the Regulator.
• Prepare responses to queries raised by the Regulator.
• Prepare other internal funding and liquidity reports to monitor, manage and mitigate liquidity risk.
• Prepare funding and liquidity dashboards / packs for inclusion in committee meetings for senior management to make effective decisions.
• Prepare funding and liquidity packs for rating agencies / Pillar 3 reporting and other external stakeholders.

Accountability:  Financial modelling / analysis

• Drive and deliver liquidity and funding ratio and process optimisation initiatives.
• Perform detailed analysis (trend, competitor and forecasts) on key liquidity metrics and ratios.
• Collect, interrogate and consolidate information from the Absa Regional Operations for monthly liquidity risk reporting at a Group level.
• Annually review relevant assumptions used in liquidity reporting to ensure they are appropriate.

Accountability: Business context 

• Develop an internal network within Absa Bank at different business units and within Group Treasury.
• Develop and expand an understanding of approaches used in the management of liquidity and funding risk.
• Provide support for meetings with auditors, ratings agencies and other parties as required.
• Assist with production of presentations on topics related to liquidity risk and funding for various audiences as required.

Education and Experience Required

• Relevant degree in Maths/Finance/Risk Management
• Prior banking experience (Treasury environment preferable)
• The role requires the suited candidate to be skilled in data manipulation

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End Date: May 11, 2026

Job Description

• Relationship Management: Own the primary relationship with the client by being the client’s main contact point for all corporate and investment banking needs.
• Client Solutioning: Take overall accountability for service delivery by setting the rules of engagement for the cross functional team, which includes Transactional Banker, Credit Analyst, Segment Support Client Control Team, Client Service Consultant & Product & Sector teams.
• Manager Risk Assessment: Take ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments 

Education

• Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

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End Date: May 7, 2026

Key Accountabilities:

Accountability: To establish and maintain a professional relationship with all stakeholders (Client, Bank personnel, product providers and Adviser Support staff)

• Participate in reciprocal leads activities and sales/pipeline meetings to identify opportunities for new or repeat business, and fully utilising Absa’s bancassurance structure.
• Assess client’s needs through use of recommended needs analysis tools, ensuring that the client is aware of the full value proposition offered by AIFA.
• Prepare recommendation and quote for appropriate risk and investment solutions based on the client’s individual needs and profile.
• Present recommendation to clients, ensuring that all FAIS regulations are followed regarding advice given.
• Follow all the steps in the designated client engagement process as specified by Absa Advisers.
• Provide regular feedback to the Regional Manager on actions taken to progress the lead to business.
• Network, on an ongoing basis, with all stakeholders in Everyday Banking (PGM’s and Regional Managers) and elsewhere by attending their meetings and social gatherings to position the Absa Advisers' value proposition to the Bank and to the clients

Accountability: Meet sales and/or growth targets

• Do activity planning by identifying the clients to be approached/contacted during a particular period in conjunction with Everyday Advice Executive.
• Using the leads information provided by the source and or Regional Manager listings, as well as leads sourced through own prospecting activities and determine the client's financial needs.
• Make exclusive use of Absa’s Financial Needs Analysis tool (Avalon from Aug 2024 onwards) to conduct a comprehensive Financial Needs Analysis for the client.
• Obtain the client's consent to access his/her existing policy information by getting him/her to sign the relevant documents to get a comprehensive view of the client's financial needs.
• Discuss various possible solutions and options available with the client and thereafter recommend the most appropriate products and or solution(s) to address financial needs.
• Generate and discuss a formal recommendation including product quote(s) for the client.
• On acceptance of part or all the advice recommendations, complete the necessary product application forms and ensure that the client signs the forms to indicate his/her consent to engage in a transaction(s).
• Gather, generate, and complete all the necessary compliance documentation (e.g., Client Advice Record, copy of ID, Financial Needs Analysis, FICA).
• Submit the proposal forms to the relevant product providers for processing.
• Ensure that the issued policy aligns to the recommended product.
• Review the client's portfolio at a minimum of once a year and contact the client based on the adviser and client agreed contact strategy to maintain a healthy client relationship.
• Provide a report back to the Regional Manager and Everyday Banking stakeholders on the strike rate (i.e., the number of leads provided that were converted to business) where applicable.
• Seek business opportunities from external sources as necessary to grow the book of business and reciprocate leads to Regional Managers and PGM’s.

Accountability: Manage own commission earnings

• Capture the correct Policy Relevant Information (PRI) number on the Commission system.
• On a monthly basis, check the accuracy of the commission statements received from the Broker Commissions department.
• Verify that all the PRI numbers reconcile to the commission paid and reflected on the statements Keep the client database up to date by ensuring that new clients are added to the database.
• Follow up on unpaid premiums and lapses by contacting the clients to establish the reasons for the problems Manage the suspense account timeously by clearing it on the system at month end.

Accountability: Practice Management

• Ensure that staff members (Adviser Assistants) have a clear understanding of their roles and responsibilities within the adviser practice.
• Arrange for staff members to receive the relevant training (Absa programs for the Interns) e.g., systems training, product training and operational training.
• Provide coaching and mentoring to assistant(s) with regards to facilitate knowledge and skills development.
• Participate performance development (PD) discussions as required by the Absa performance management standards.
• Take the necessary corrective actions in cases of underperformance in consultation with the Regional Manager. Implement controls with regards to compliant record keeping in accordance with minimum Absa business standards (i.e. FAIS, FICA, FSB and)
• Liaise with Provincial Operations Office) with regards to maintenance of systems and equipment and provision of other services
• Complete all the required compliance exams in the specified timeframes (e.g. Anti-Money Laundering, Sanctions, BCM, Basic Financial Crime Concepts).
• Remain fit and proper as required for FAIS flagged roles.
• Provide monthly feedback to the branch, and Business Bank, regarding non-interest income (seat costs) and cross-selling opportunities
• Segment the client base according to profile, income potential and commission income.
• Engage with business development strategies with the support of the Regional Manager and our practice management subject matter experts to maximise the sustainability of the adviser practice.

Accountability: Personal Development

• Attend all the required training to attain accreditation to market Absa approved products.
• Attend all the requisite internal training (i.e FAIS-related programs/courses).
• Attain the required FAIS credits in order to attain Fit and Proper status
• Ensure that Fit and Proper status is maintained (honesty, integrity, financial solvency)

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Job Description

• Drive Financial Targets: Maintain primary ownership of a portfolio of Growth Account clients, differentiated by the level of complexity of the client base
• Relationship and Service Management: Actively develop strong client relationships. Conduct regular client visits in accordance with the Commercial Growth Account Value Proposition and initiate changes to ABB Product by providing input into product development to better service our clients
• Manage Risk Assessment: Adhere to the bank's policies and procedures and ensure compliance. Take ultimate ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments.
• Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.

Education

• Postgraduate Degrees and Professional Qualifications: Business, Commerce and Management Studies