Job Vacancies at Capitec Bank

Purpose Statement

• Compilation of all monthly, interim and annual financial statements and reporting requirements
• Technical accounting and financial analyses considering business objectives, tax, regulatory and all legal requirements
• Alignment with and supporting the business from a finance perspective

Experience
Minimum:

• At least 5 years’ relevant experience in financial accounting dealing specifically with IFRS reporting work
• Experience in IFRS reporting within a banking environment is preferred

Qualifications (Minimum)
Qualified Chartered Accountant (CA)
Knowledge
Minimum:

Knowledge and understanding of:

• IFRS and emerging IFRS issues
• Income Tax
• Navigate through various legal, standards and related regulatory frameworks
• Cost and volume mechanics
• Credit risk theory and provisioning

Skills

• Communications Skills
• Reporting Skills
• Presentation Skills
• Planning, organising and coordination skills
• Analytical Skills
• Problem solving skills
• Attention to Detail
• Interpersonal & Relationship management Skills
• Numerical Reasoning skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)

Additional Information

• Clear criminal and credit record
• Ability and willingness to work in an open plan environment
• Willingness to work or be available overtime and / or weekends if required
   

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

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Purpose Statement

• To perform payment analyses and research to identify payment trends, potential risks, competitor analyses and define potential payment strategies to ensure that Capitec Electronic payments is relevant with the latest payment trends. 

Experience
Minimum:

• 5+yrs work experience as an Analyst in a senior role:
• In a banking, financial services environment
• Preferably, experience of working in Payments
• Providing and creating insights
• Working through data and information and informing strategy.
• Providing insights and guidance supported by facts and motivation
• Conducting research

Ideal:

• Modelling tools and methods 
• Machine learning in the context of articulating business requirements 
• Interbank environment, including regulations and compliance

Qualifications (Minimum)

• Bachelor's Degree in Economics or Statistics

Qualifications (Ideal or Preferred)

• Honours Degree in Economics or Statistics

Knowledge
Minimum:

• Analytics methods, tools 
• Predictive analytics, trend analysis
• Research methods
• Statistical software (ex. SAS, R, Python)
• Database querying software (ex. SQL)
• Cloud computing (e.g. AWS, Azure, Hadoop, Spark)
• Understanding of corporate finance 

Ideal:

• Capitec Bank’s policies and systems
• Modelling tools and methods 
• Machine learning in the context of articulating business requirements 
• Interbank environment, including regulations and compliance

Skills

• SQL Skills
• Analytical Skills
• Researching skills
• Business writing skills
• Interpersonal & Relationship management Skills

Competencies

• Deciding and Initiating Action
• Relating and Networking
• Persuading and Influencing
• Presenting and Communicating Information
• Writing and Reporting
• Applying Expertise and Technology
• Analysing
• Learning and Researching

Conditions of Employment

• Clear criminal and credit record
• A valid driver's license and own vehicle is required
   

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals

go to method of application »

Purpose Statement

• Provide support to the Client Insights team through the analysis of client information to model and predict client behaviour as well as business trends; and to provide management with real insights, perspectives and the ability to engage Capitec Bank clients in a relative and timely manner.

Experience
To be developed

Qualifications (Minimum)

• National Certificate in Grade 12 National Certificate
• A relevant post graduate degree in Statistics
• Qualifications (Ideal or Preferred)
• A relevant post-graduate qualification

Knowledge
Min:

• Knwledge and understanding of:
• Business Analysis and Requirements gathering
• Predictive modelling techniques
• Software development
• 5 Years experience in developmen and deployment of advanced predictive models

Ideal:

• Knowledge and undertanding of:
• Operational environment
• Database design priciples
• Capitec Bank strategic objectives (i.e. productivity, profile, efficiency,processes and procedures and client service)

Skills

• Interpersonal & Relationship management Skills
• Communications Skills
• Presentation Skills
• Facilitation Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• SAS Skills
• SQL Skills
• Qlikview Skills
• Planning, organising and coordination skills
• Problem solving skills
• Analytical Skills

Competencies

• Working with People
• Delivering Results and Meeting Customer Expectations
• Achieving Personal Work Goals and Objectives

Additional Information

• A valid driver's license and own vehicle is preferred
• Ability and willingness to work in an open plan environment
• Clear criminal and credit record

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

go to method of application »

Purpose Statement

• Responsible for defining solution architecture including non functional requirements following Enterprise architecture guidelines
• Assist members of the Merchant Solutions team including BA, SA & Developers to ensure that the technical design offers a viable and customer friendly solution
• To ensure alignment between the functional and technical specifications.
• Continuous business and industry research to guide the critical evaluation of architectural and design patterns & principles.

Experience

• At least 3 years Payments product experience
• 5 years Payments product specific work experience
• Proven experience in drafting technical specifications

Qualifications (Minimum)

• A relevant tertiary qualification in Information Technology - Computer Science or Information Technology - Programming
• Grade 12 National Certificate / Vocational

Knowledge
Min:
Must have expert knowledge of:

• Net Framework
• C#
• XML
• JSON
• Windows Communication Foundation
• SQL
• UML
• Object Orientation Development

Must have knowledge of:

• Card Payments Systems
• Best practices for .Net programming
• Latest .Net framework and it’s abilities
• Design Patterns and Architectural Patterns
• Web API services
• Windows Server OS
• Linux
• UI Design

Must have detailed knowledge of:

• System architecture (technical design and implementation processes)
• Systems analysis and design
• Relational database technologies
• Dimensional modelling
• Financial systems and procedures
• UML or equivalent modelling language
• Technical Test Plan Design
• Financial systems and procedures
• IT systems development processes
• Application development
• Standards and governance

Ideal:
Detailed knowledge of:

• Banking systems environment
• Banking business model
• Agile development life cycle
• Best practices for Quality Assurance
• Object Orientated Development environment

Skills

• Communications Skills
• Interpersonal & Relationship management Skills
• Negotiation skills
• Influencing Skills
• Facilitation Skills
• Analytical Skills
• Competencies
• Achieving Personal Work Goals and Objectives
• Delivering Results and Meeting Customer Expectations
• Working with People
• Deciding and Initiating Action
• Leading and Supervising
• Relating and Networking
• Persuading and Influencing
• Writing and Reporting
• Applying Expertise and Technology
• Analysing
• Planning and Organising

Conditions of Employment

• Clear criminal and credit record
• A valid driver's license and own vehicle is required
• Contactable via own mobile phone
• Willingness to work or be available overtime and / or weekends if required

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

go to method of application »

Purpose Statement

• To imagine, innovate, implement and improve Shared Services capabilities to deliver on Capitec’s Vision, specifically in respect of Logistics and HR
• To understand and translate the Logistics and HR business area’s vision and strategy into the future business process model across Capitec Bank (process & capability.
• Translate business needs (non-Logistics and HR emanating from various projects, ideas or system changes across the organisation (as strategically required) into business model requirements for developing/buying IT systems. Support the development of change management and project plans for implementing the initiatives as well as the associated policies, procedures, and performance measures.

Experience
Minimum:

• 5-8 years of enterprise wide Logistics business model design and operationalisation of new concepts
   

Ideal:

• Translating Divisional strategies and regulatory requirements into a Logistics and HR business area target operating model
• Initiation and implementation of projects with the goal to implement the business area’s target operating model and improve business performance
• Initiate and drive continuous improvement
• Influencing and collaborative  leadership

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• A relevant qualification in Business Analysis
• A relevant degree in Logistics or Information Technology - Computer Science

Knowledge
Minimum:

• Knowledge and skill to conceptually design new Target Operating Model and ability to operationalise and Model Financial best practices, frameworks and processes
• Logstics bisusienss models acumen
• ERP logistics systems (SAP, Oracle, Microsoft Dynamix)
• Design of Business Target Operating Models
• Business process mapping methodologies and requirements definition
• Project and asset Management methodologies
• Continuous improvement best practices (Lean, 6-Sigma, Theory of constraints)
• Strategic insight

Skills

• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Analytical Skills
• Business Process Modelling skills (IDEF-0, Financial Modelling, Enterprise Architect, BPMN, etc.)
• Interpersonal & Relationship management Skills

Competencies

• Deciding and Initiating Action
• Persuading and Influencing
• Presenting and Communicating Information
• Analysing
• Adapting and Responding to Change
• Coping with Pressures and Setbacks
• Creating and Innovating
• Delivering Results and Meeting Customer Expectations

Conditions of Employment

• A valid driver's license and own vehicle is required
• Ability and willingness to work in an open plan environment
• Willingness to work or be available overtime and / or weekends if required
• Clear criminal and credit record
• Required to be available after hours in case of emergency

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

go to method of application »

Purpose Statement
To manage the machine learning function in Data Services to build, implement, improve and support the AI platform which supports delivery of the Capitec AI strategy.

• To collaborate in creating and delivering the AI strategy to ensure Capitec is able to compete in a fast changing landscape.  The effective use of AI technologies will be a key strategic differentiator in the future.

Qualifications (Minimum)

• A relevant degree in Information Technology - Computer Science or Engineering - General
• A relevant post graduate degree in Data Science

Experience

• 5+ years experience (at least 2 years team leadership)
• 2+ years software development experience
• Expert in Python (or R) and SQL
• Modern software development best practices e.g. agile software development, code reviews, unit testing, version control - git, CI/CD
• Microservice architectures
• ML frameworks and tools e.g. pandas, numpy, scikit-learn, TensorFlow, Pytorch, Spark MLlib
• Modern ETL, compute and orchestration frameworks, e.g. Apache Spark, Apache Flink, Apache Kafka, etc.
• Windows and Linux
• Container technologies, e.g. Docker, Kubernetes
• Cloud-based infrastructure, e.g. Azure, AWS, GCP; ideally AWS (advantageous)

Knowledge

• People management principles
• Stakeholder management
• Business acumen
• Basic principles of budgeting
• Object oriented and functional programming in Python
• Modern software development practices
• SQL Database querying
• Data life cycle
• Machine learning concepts
• Machine learning model life cycle
• Microservice architectures

Competencies

• Deciding and Initiating Action
• Leading and Supervising
• Relating and Networking
• Persuading and Influencing
• Applying Expertise and Technology
• Learning and Researching
• Delivering Results and Meeting Customer Expectations

Additional Information

• Clear criminal and credit record
• A valid driver's license and own vehicle is required
• Willingness to work or be available overtime and / or weekends if required
• Ability and willingness to work in an open plan environment
• Contactable via own mobile phone

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

go to method of application »

Purpose Statement

• To design and write specifications for the Postilion and Proview environments by utilising an understanding of the EFT and Card Transaction Systems

To resolve advanced user queries related to the terminal drive and transaction switching environments.
 

Experience
Min:

• At least 3 – 5 years’ relevant experience the terminal drive and transaction switching environments
• A minimum of 3 years’ experience in:
• Switching Systems (i.e. Postilion, Base 24, ON2), or
• Payment systems (Visanet; Banknet), including POS (i.e. Easy Pay) and ATM (i.e. Saswitch), or
• Back Office systems (Extracts, Recons, Clearing and Settlement; Dispute Handling; Compliance and Risk; GL Integration)

Ideal:

Valued requirements include:

• ATM App
• Term App ISO
• Real Time Framework
• Merchant Settlement
• Post Card
• SSIS (SQL Server Integration Services)
• Crystal Reports
• Bancs Node

Qualifications (Minimum)

• A relevant tertiary qualification in Information Technology - Computer Science or Information Systems
• Grade 12 National Certificate / Vocational

Qualifications (Ideal or Preferred)

• A relevant post graduate degree in Information Technology

Knowledge
Min:
Basic knowledge & understanding of:

• Computer Systems
• Transaction switching and ISO8583 Messaging
• Databases and Query language (i.e. SQL)
• B2B and Interbank processing

Ideal:
Understanding of:

• Capitec Bank’s systems environment
• Capitec Bank business model
• Best practices for Quality Assurance (QA)
• TCP / IP network principles
• System Architectural design principles & application

Skills

• Communications Skills
• Interpersonal & Relationship management Skills
• Negotiation skills
• Influencing Skills
• Facilitation Skills
• Presentation Skills
• Analytical Skills
• Problem solving skills
• Commercial Thinking Skills
• Planning, organising and coordination skills
• Attention to Detail

Competencies

• Achieving Personal Work Goals and Objectives
• Delivering Results and Meeting Customer Expectations
• Working with People

Conditions of Employment

• Clear criminal and credit record
• Contactable via own mobile phone
• Required to be available after hours in case of emergency
• Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

go to method of application »

Purpose Statement

• Responsible for the design and development of new Capitec Bank Front-End applications according to specifications

Experience

• 5 years’ proven experience in software development

OR

• More than 6 years’ proven experience in software development

Experience in the following development languages:

• SQL 2005 and higher
• .Net (C#)
• Implementation of MVVM or MVC design patterns
• WPF (Windows Presentation Foundation)
• WCF (Windows Communication Foundation)
• XAML
• OO Development Methodologies
• An understanding of SOA.
   

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational
• A relevant tertiary qualification in Information Technology

Qualifications (Ideal or Preferred)

• Certification in Systems Analysis and Design

Knowledge

Min:

Must have detailed knowledge of:

• IT systems development processes (SDLC)
• Application development
• Standards and governance
• Testing practices

Ideal:
Knowledge of:

• UML
• Systems analysis and design
• System architecture (technical design and implementation process)
• Banking systems environment

Skills

• Communications Skills
• Interpersonal & Relationship management Skills
• Analytical Skills
• Problem solving skills

Competencies

• Adhering to Principles and Values
• Adhering to Principles and Values_Acting with Integrity
• Adhering to Principles and Values_Demonstrating Beliefs and Principles
• Adhering to Principles and Values_Showing Community and Social Responsibility
• Analysing
• Analysing_Critical Thinking
• Analysing_Evaluating and Implementing Ideas
• Analysing_Reading Effectively
• Analysing_Solving Complex Problems
• Analysing_Testing and Troubleshooting
• Analysing_Thinking Broadly
• Analysing_Using Math
• Analysing_Working with Financial Information
• Applying Expertise and Technology
• Applying Expertise and Technology_Displaying Technical Expertise
• Applying Expertise and Technology_Using Computers and Technology
• Coping with Pressures and Setbacks
• Coping with Pressures and Setbacks_Demonstrating Tenacity and Perseverance
• Coping with Pressures and Setbacks_Displaying Confidence and Composure
• Coping with Pressures and Setbacks_Maintaining Work-Life Balance
• Coping with Pressures and Setbacks_Managing Stress
• Delivering Results and Meeting Customer Expectations
• Delivering Results and Meeting Customer Expectations_Championing Customer Needs
• Delivering Results and Meeting Customer Expectations_Delivering High Quality Work
• Delivering Results and Meeting Customer Expectations_Meeting Basic Work Expectations
• Delivering Results and Meeting Customer Expectations_Serving Customers

Additional Information

• A valid driver's license and own vehicle is preferred
• Clear criminal and credit record
• Contactable via own mobile phone
• Willingness to work or be available overtime and / or weekends if required

Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.

go to method of application »

Purpose Statement

• To resolve non-real time client enquiries with the aim on optimal client experience and client retention

Experience
Minimum:

• Minimum of 2 years client service experience

Ideal:

• 2 years’ experience in a Contact Centre environment

Qualifications (Minimum)

• Grade 12 National Certificate / Vocational
• Qualifications (Ideal or Preferred)
• Diploma in Finance or Risk and Compliance

Knowledge
Minimum:

Knowledge and understanding of:

• Financial industry

Ideal:
Knowledge and understanding of:

• Capitec Bank services, products, policies and procedures
• South African banking environment
• Social media

Skills

• Communications Skills
• Computer Literacy (MS Word, MS Excel, MS Outlook)
• Business writing skills
• Problem solving skills
• Interpersonal & Relationship management Skills
• Attention to Detail

Competencies

• Delivering Results and Meeting Customer Expectations
• Working with People
• Adapting and Responding to Change
• Coping with Pressures and Setbacks
• Deciding and Initiating Action
• Following Instructions and Procedures
• Persuading and Influencing
• Planning and Organising

Additional Information

• Ability and willingness to work in an open plan environment
• Willing to work additional hours on occasion upon request
• Clear criminal and credit record