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  • Posted: Aug 18, 2025
    Deadline: Dec 31, 2025
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  • Absa Group Limited (Absa) has forged a new way of getting things done, driven by bravery and passion, with the readiness to realise the possibilities on our continent and beyond.
    Read more about this company

     

    Relationship Executive (Lichternburg)- Pipeline

    Job Summary

    • Optimise the profit and economic value of portfolios of Growth Business key account clients requiring medium to high complexity commercial banking requirements by focusing:
    • origination efforts to quire new clients;
    • cross-sell to existing client base;
    • coverage efforts to service clients in accordance to the segment CVP

    Job Description

    • Drive Financial Targets: Maintain primary ownership of a portfolio of Growth Account clients, differentiated by the level of complexity of the client base
    • Relationship and Service Management: Actively develop strong client relationships. Conduct regular client visits in accordance with the Commercial Growth Account Value Proposition and initiate changes to ABB Product by providing input into product development to better service our clients
    • Manage Risk Assessment: Adhere to the bank's policies and procedures and ensure compliance. Take ultimate ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments.
    • Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.

    Education

    • Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

    End Date: December 31, 2025

    go to method of application »

    Relationship Executive (Kuruman)- Pipeline

    Job Summary

    • Optimise the profit and economic value of portfolios of Growth Business key account clients requiring medium to high complexity commercial banking requirements by focusing:
    • origination efforts to quire new clients;
    • cross-sell to existing client base;
    • coverage efforts to service clients in accordance to the segment CVP

    Job Description

    • Drive Financial Targets: Maintain primary ownership of a portfolio of Growth Account clients, differentiated by the level of complexity of the client base
    • Relationship and Service Management: Actively develop strong client relationships. Conduct regular client visits in accordance with the Commercial Growth Account Value Proposition and initiate changes to ABB Product by providing input into product development to better service our clients
    • Manage Risk Assessment: Adhere to the bank's policies and procedures and ensure compliance. Take ultimate ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments.
    • Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.

    Education

    • Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

    End Date: December 31, 2025

    go to method of application »

    Relationship Executive (Hoedspruit)- Pipeline

    Job Summary

    • Optimise the profit and economic value of portfolios of Growth Business key account clients requiring medium to high complexity commercial banking requirements by focusing:
    • origination efforts to quire new clients;
    • cross-sell to existing client base;
    • coverage efforts to service clients in accordance to the segment CVP

    Job Description

    • Drive Financial Targets: Maintain primary ownership of a portfolio of Growth Account clients, differentiated by the level of complexity of the client base
    • Relationship and Service Management: Actively develop strong client relationships. Conduct regular client visits in accordance with the Commercial Growth Account Value Proposition and initiate changes to ABB Product by providing input into product development to better service our clients
    • Manage Risk Assessment: Adhere to the bank's policies and procedures and ensure compliance. Take ultimate ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments.
    • Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.

    Education

    • Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

    End Date: December 31, 2025

    go to method of application »

    Relationship Executive (QwaQwa)- Pipeline

    Job Summary

    • Optimise the profit and economic value of portfolios of Growth Business key account clients requiring medium to high complexity commercial banking requirements by focusing:
    • origination efforts to quire new clients;
    • cross-sell to existing client base;
    • coverage efforts to service clients in accordance to the segment CVP

    Job Description

    • Drive Financial Targets: Maintain primary ownership of a portfolio of Growth Account clients, differentiated by the level of complexity of the client base
    • Relationship and Service Management: Actively develop strong client relationships. Conduct regular client visits in accordance with the Commercial Growth Account Value Proposition and initiate changes to ABB Product by providing input into product development to better service our clients
    • Manage Risk Assessment: Adhere to the bank's policies and procedures and ensure compliance. Take ultimate ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments.
    • Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.

    Education

    • Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

    End Date: December 31, 2025

    go to method of application »

    Electronic Sales and Client Services Specialist: Global Markets

    Job Summary

    • The Electronic Sales & Client Services Specialist is responsible for managing client relationships and ensuring the smooth operation of electronic trading platforms.
    • This role typically exists in investment banks, brokerage firms, and fintech companies that offer electronic trading solutions for equities, fixed income, foreign exchange (FX), or derivatives.
    • The role acts as a bridge between clients and internal teams, providing technical support, resolving trading issues, and ensuring optimal platform performance
    • Ideal incumbent will have a post graduate degree in finance with a minimum of 5 years working in a global market’s environment supporting clients on E Commerce platforms.
    • In-depth knowledge of electronic trading systems which include Bloomberg, Fidessa, Flextrade and 360t.A familiarity with FIX protocol and API connectivity, market structure, order types, and algorithmic trading secures

    Job Description

    Develop tactical strategy and delivery plans in support of functional strategic objectives in partnership with leadership

    • Execute defined business strategy by translating it into the business operations
    • Communicate policy modification, objective achievement progress and critical success factors to important stakeholders
    • Ensure the development and implementations of multiple practices in alignment with operational policy and procedural frameworks
    • Identify interconnected problems, determine its impact and use to develop best fit alternatives, driving practice solutions
    • Be aware of and responsive to local conditions
    • Influence the development of appropriate organizational structures, capacity and delivery systems

    Client Support & Relationship Management:

    • Serve as the primary point of contact for electronic trading clients.
    • Build and maintain strong relationships with institutional clients, hedge funds, and broker-dealers.
    • Ensure that clients are mapped correctly to provide a high-level processing
    • Perform system health checks to ensure faultless service operations
    • Liaise with third party service providers to ensure incidents are resolved using root cause analysis
    • Work closely with sales and all client names providing on the ground feedback on any query
    • Ensure that new items deployed meet the needs of customers
    • Provide training and onboarding support for new clients.
    • Assist in the creation and refinement of training materials that will be used

    Trade Execution & Platform Monitoring:

    • Monitor electronic trading systems to ensure smooth trade execution.
    • Troubleshoot and resolve trading issues in real-time.
    • Collaborate with traders, sales teams, and technology teams to optimize trading flows.

    Technical Support & Troubleshooting:

    • Address FIX protocol connectivity issues and API integration challenges.
    • Assist clients with algorithmic trading strategies and order routing configurations.
    • Work with IT and development teams to implement system enhancements.

    Regulatory Compliance & Risk Management:

    • Ensure adherence to market regulations and compliance policies.
    • Identify and mitigate operational risks related to electronic trading.

    Education

    • Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

    End Date: August 27, 2025 

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    Senior Linux Technical Lead

    Job Summary

    • Build high-performing, scalable, enterprise-grade Platform services & build capability in others to do the same.
    • This includes but is not limited to applying critical thinking, design thinking and problem solving skills in an agile team environment to solve complex technical problems with high quality solutions & leading all phases of the development lifecycle to deliver against business requirements at an optimal cost to serve.

    Job Description

    Overview:

    • The Senior Linux Technical Lead will be responsible for overseeing the design, implementation, and maintenance of Linux-based systems and infrastructure. This role involves coaching a team of Linux administrators, ensuring system reliability, performance, and security, and collaborating with other IT teams to support business objectives.

    Key Responsibilities:

    Technical Leadership:

    • Coach and mentor a team of Linux administrators and engineers.
    • Provide technical guidance and support to team members.
    • Foster a collaborative team environment.

    System Administration:

    • Oversee the installation, configuration, and maintenance of Linux servers and systems.
    • Ensure high availability and reliability of Linux-based services.
    • Manage system performance, tuning, and capacity planning.

    Security and Compliance:

    • Implement and maintain security best practices for Linux systems.
    • Conduct regular security audits and vulnerability assessments.
    • Ensure compliance with relevant regulations and standards.

    Automation

    • Develop and maintain automation playbooks to streamline system administration tasks.
    • Utilize configuration management tools (e.g. Ansible, Satellite) to manage infrastructure.
    • Implement and manage CI/CD pipelines for system updates and deployments.

    Troubleshooting and Support:

    • Provide advanced troubleshooting and support for Linux-related issues.
    • Coordinate with other IT teams to resolve complex technical problems.
    • Perform system performance tuning

    Documentation and Reporting:

    • Maintain comprehensive documentation of system configurations, architectural designs, processes, and procedures.
    • Generate regular reports on system performance, incidents, and compliance.
    • Communicate effectively with stakeholders regarding system status and updates.

    Research and Development

    • Identify, test and deploy latest products related to the platform in line with operational requirements.
    • Develop innovative products and services to address current challenges, providing a competitive advantage and fostering long-term growth.

    Experience & Qualifications Required:

    • Bachelor's degree in Computer Science, Information Technology, or a related field.
    • Extensive experience in Linux system administration and engineering.
    • Strong leadership skills.
    • Proficiency in scripting languages (e.g., Bash, Python).
    • In-depth knowledge of security best practices and compliance requirements.
    • Excellent problem-solving and analytical skills.
    • Strong communication and interpersonal skills.

    Critical  Skills:

    • Experience with automation and configuration management tools (e.g., Ansible, Puppet).
    • Certifications in relevant technologies (e.g., Red Hat Certified Engineer, Linux Professional Institute Certification).
    • Experience  with cloud computing platforms (e.g., AWS, Azure)

    Education

    • Bachelor's Degree: Information Technology

    End Date: August 19, 2025

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    Lead Solution Analyst : Data

    Job Summary

    • Seeking a skilled and experienced specialist to manage the clusters requirements for Financial Data as well as underlying Big Data technologies and Data Infrastructure dependencies

    Job Description

    • Manage maintenance of the Coverage and Pricing analysis tool (data sharing, accessibility, enhancements)
    • Manage maintenance of and provide support to team on the function’s Big Data enabling technologies
    • Identification and management of the function’s Data and Server risks
    • Manage delivery of the function’s BAU book of work and remediation plans (change management)
    • Manage contingent workforce resources
    • Build analytical tools to generate insights, recognise patterns and predict behaviour
    • Present insights/tactical plans to business areas to enable enhancements, new initiatives etc within the specific business being supported, to ultimately enable a better customer experience •
    • Ensure accuracy of Data collected and ensure Data governance required are met and adhered to

    Required:

    • Experience working with and managing Finance Data, SQL, PowerBI, Big Data Visualisation, Data Engineering Advantageous
    • Experience in SQL SSIS/SSAS/SSRS, SAS, Hadoop, DataBricks , Server Maintenance
    • Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise Wide Risk Management
    • Framework and Absa Policies and Policy Standards.
    • Understand and manage risks and risk events (incidents) relevant to the role

    Education

    • Bachelor's Degree: Information Technology

    End Date: August 21, 2025 

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    Specialist: Compliance - Relationship Sanctions

    Job Summary

    • To provide specialist advice and support in area of specialisation enabling the provision of sound compliance services.

    Job Description

    Key Responsibilities

    • Monitor and review payment transactions flagged by the sanctions screening system. Investigate potential matches and determine whether they are true hits or false positives
    • Stakeholder Relationship Management and involvement on a business, regulator, and industry level.
    • Liaise with internal stakeholders (Operations, Compliance, Legal) to resolve payment holds.
    • Ensure commercially sound Compliance guidance and support is provided in respect of applicable regulations and Policy requirements.
    • Endeavoring to find solutions to ensure compliance as well as the continuation of business.
    • Assist in regulatory reporting and audit preparation
    • Support system testing and tuning to improve screening efficiency and reduce false positives.
    • Maintain accurate records of investigations and decisions.
    • Investigate and review business process and systems application to enhance risk insights.

    Qualifications & Experience

    • Bachelor’s degree in Finance, Law, Risk, or related field.
    • 2–4 years of experience in sanctions screening, AML, or financial crime compliance.
    • Knowledge of international sanctions regimes (UN, OFAC, EU).
    • Experience in banking operations or payment processing is advantageous.

    Skills & Competencies

    • Strong analytical and investigative skills.
    • Data analytics
    • High attention to detail and accuracy.
    • Excellent written and verbal communication.
    • Integrity and discretion in handling sensitive information.

    Education​​​​​​​

    • Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

    End Date: August 21, 2025 

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    Designer: Design Systems

    Job Summary

    • Design System Designer is responsible for supporting the Senior Manager Design Systems in driving the creation and dissemination of design standards and methodologies in Absa across all design disciplines (UI, UX, SD, Process and System design).
    • She/he will support the aim for standards and methodologies to help the Design team, and the rest of the organization, to be innovative, decrease time-to-market, reduce costs, improve quality and maintain competitiveness in the Financial Services marketplace.
    • She/he will focus on enabling scale in design, by ensuring support for both complex specialist design projects, as well as creation of self-service tools for non-designers in the organization. Design System Designer will also work with various departments in Absa to bring together the best practice customer experience measurements, and create insights on the impact and value of design work.
    • A successful Design System Designer is passionate for enabling quality design at scale. She/he can drive the strategic thinking and senior stakeholder interactions, but can also dive deep into details when needed.
    • She/he has a track record of driving large-scale projects in design standards and methodologies and ensuring adoption across diverse organizations. She/he gets things done.

    Job Description

    • Champion and evolve Absa’s design system standards and methodologies across UI, UX, and service design. 
    • Collaborate with cross-functional teams to codify and scale design practices that drive innovation, reduce time-to-market, and improve quality. 
    • Build and maintain robust Figma component libraries, ensuring consistency and usability across products. 
    • Apply and advocate for design tokens to ensure scalable, themeable, and accessible design implementation. 
    • Partner with the Design Systems Manager to mentor and upskill team members, sharing knowledge on new tools, features, and industry advancements. 
    • Lead the development of  tools & guidelines that empower non-designers to create within brand and system guidelines. 
    • Awareness of customer experience measurement initiatives, turning insights into actionable improvements. 

    Required: 

    • 5+ years of experience in design systems, product design, or UX/UI. 
    • Mastery of Figma, including component creation, variants, and libraries. 
    • Deep understanding of design tokens and how they integrate with development workflows. 
    • Strong communication and stakeholder engagement skills. 
    • A passion for mentorship, collaboration, and continuous learning. 
    • Experience working in large, complex organizations is a plus. 

    Education

    • Bachelor`s Degrees and Advanced Diplomas: Physical, Mathematical, Computer and Life Sciences (Required)

    End Date: August 28, 2025

     

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    Junior UX/UI Designer

    Job Summary

    • Junior Designers work within well-established teams to solve design problems. Junior Designers contribute to product and service teams by solving specific functional-level design problems. Junior Designers follow the established standards in their discipline.
    • Junior Designers have a passion for one or more of the core design disciplines (user experience design, user interface design, service design, customer research, prototype engineering and content strategy) and continually grow by contributing to one project at a time.
    • A successful Junior Designer is a self-starter that has a passion for solving problems and creating solutions for customers. They must have a growth mindset and a willingness to learn. They should work well within a team and are able to manage their own time and work deliverables effectively.

    Job Description

    ACCOUNTABILITY: PROBLEM SOLVING AND EXECUTION

    • Follow an approach defined by the team
    • Defined by the team
    • Conduct research (primary and secondary) to understand users pains, gains and needs
    • Execute on design work based on steer from design project leads
    • Adapt designs based on feedback from customers and team leads
    • Present design work back to business stakeholders with the support of design project leads
    • Be an advocate and representative of the design thinking methodologies and practices.
    • Create final production ready designs

    ACCOUNTABILITY: HIGH QUALITY DESIGN

    • Create creative and innovative design solutions to create a world-class customer experience
    • Contribute to the design within the project
    • Apply design thinking and best practice standards in developing design with the support of senior designers
    • Leverage insight and data, such as market analysis, customer feedback, and user research analytics to ensure that Products⁄Services⁄Solutions are truly designed around the customer and deliver improved experience
    • Design mock-ups and prototypes as necessary for each stage of the project, continuously iterating to achieve the optimal output
    • Align the design to the design standards and brand guidelines to ensure consistent experience to the customer across the ABSA Ecosystem

    ACCOUNTABILITY: BUILDING CAPABILITIES

    • Continuously build your own expertise by, for example, actively seeking and incorporating feedback, and following external trends and best practices.

    ESSENTIAL SKILLS:

    • Strong UI design fundamentals (typography, color, layout, visual hierarchy)
    • Basic UX understanding (user journeys, usability principles)
    • Proficiency in design tools (Figma)
    • Portfolio demonstrating user-centered designs

    PREFERRED EXPERIENCE:

    • Web design experience, including responsive design
    • Understanding of accessibility standards
    • Basic knowledge of how designs translate to development
    • Experience with design systems or component libraries

    WHAT WE VALUE:

    • Thoughtful problem-solving approach
    • User-centered thinking in portfolio work
    • Curiosity about financial services design

    EDUCATION AND EXPERIENCE REQUIRED

    • NQF 7 Qualification
    • Minimum of 1 year of technical design experience or customer experience in financial services
    • Relevant examples of customer centric design work
    • Examples of experience conducting research, for example benchmarking, heuristic reviews, surveys, analytics, stakeholder interviews, focus groups, contextual inquiry, and usability testing (examples can include university done)
    • Ability to communicate ideas through drawing, digital tools, prototyping, model making, journeys etc.

    KNOWLEDGE AND SKILLS: (MAXIMUM OF 6)

    • Good understanding of what it means to be customer obsessed
    • Basic understanding of user experience design, user interface design, service design, customer research, prototype engineering or content strategy.
    • Effective time management and planning skills
    • Problem-solving skills – ability to work tirelessly and think creatively in order to find solutions to simple problems.
    • Basic ability to execute design work in a core design discipline.
    • Literacy of design tools (advantageous but not mandatory)

    COMPETENCIES: (MAXIMUM OF 8 COMPETENCIES)

    • Ability to provide creative and innovative ideas and concepts to push the thinking on customer experience
    • Delivering results and meeting customer expectations
    • Attention to detail
    • Good verbal and written communication skills
    • Upholding standards by adhering to principles and values
    • Continuous learning and researching to develop core expertise
    • Ability to work within a team

    Education

    • Bachelor`s Degrees and Advanced Diplomas: Physical, Mathematical, Computer and Life Sciences (Required)

    End Date: August 28, 2025

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    Analyst Credit Growth (Newcastle) - Pipeline

    ​​​​​​Job Summary

    • To support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle to create shared growth within the boundaries of internal policies and external regulations for Growth Business clients

    Job Description

    • Risk Management: To conduct quality credit risk assessments and reviews, Proactively manage credit risks associated with clients, Develop data driven strategies, facilitate the credit sanctioning process to ensure responsible risk decisions
    • Data and Systems Management: To produce and analyse relevant management information and insights management | Governance: Ensure the bank's credit, philosophy and all relevant legislation is adhered to
    • Customer Management: Investigate and resolve all escalated customer complaints

    Education

    • Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

    End Date: December 31, 2025

    go to method of application »

    Analyst Credit Growth (Amanzitoti) - Pipeline

    ​​​​​​Job Summary

    • To support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle to create shared growth within the boundaries of internal policies and external regulations for Growth Business clients

    Job Description

    • Risk Management: To conduct quality credit risk assessments and reviews, Proactively manage credit risks associated with clients, Develop data driven strategies, facilitate the credit sanctioning process to ensure responsible risk decisions
    • Data and Systems Management: To produce and analyse relevant management information and insights management | Governance: Ensure the bank's credit, philosophy and all relevant legislation is adhered to
    • Customer Management: Investigate and resolve all escalated customer complaints

    Education

    • Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

    End Date: December 31, 2025

    go to method of application »

    Manager: Credit Origination Commercial (Cape Town) - Pipeline

    Job Summary

    • To develop tactical strategy and delivery plans, formulate associated practice/s and to ensure operational implementation and adoption i.t.o. credit risk management methodology, practice, governance and delivery objectives.

    Job Description

    • Risk Management: Providing Subject Matter Expertise to Risk types
    • Stakeholder Management: Build and Maintain effective Relationships with relevant stakeholders
    • Risk Reporting: Identify, assess and Report key risks arising from significant events, investigations, audit and control issues
    • People Management: Develop a high performing Team
    • Risk and Control: Adherence to Policies, Procedures and Regulations

    Education

    • Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

    End Date: December 31, 2025

    go to method of application »

    Lead Solution Architect

    Job Summary

    • Drive the design and delivery of complex fit for purpose, business strategy-aligned, high impact, cross domain technology solution blueprints & associated solutions & build architectural capability in Dev teams across an estate.

    Job Description

    Architecture

    • Leverage a solid & deep understanding of the organization strategy to identify, design & deliver relevant, scalable, testable, re-usable technology solutions
    • Work in collaboration with delivery teams to independently analyse customer requirements & varying business capabilities & leverage analysis to identify & accurately spec / frame ‘the complex business problems we are aiming to solve’ with each solution design or solution evolution
    • Through the above processes, leverage emotional, social & business / commercial quotient to understand consumers and the broader range of stakeholders, their opinions & perspectives and reconcile these within the solution designs (negotiation skills and dealing with complex and divergent stakeholder opinions are a must)
    • Leverage expertise in analytical & creative problem solving to synthesise a solution design (build a solution from its components) beyond the analysis of the problem
    • Lead design thinking processes to successfully deliver solution blueprints & associated roadmaps
    • Create end to end solution blueprints & ensure these can be implemented across all phases of the initiative life-cycle (ideation through to product launch & commercialization)
    • Design & or contribute to the design & implementation of detailed feasibilities & business cases
    • Leverage a strong engineering background to make the right choices in solution design – this knowledge includes but is not limited to: domain driven design, loosely coupled integration, microservices and other modern software design practices
    • The above extends to identifying the best fit tools to be used for a particular solution, understanding those that would not be a good choice and leveraging researching skills to pivot towards something better
    • Assume ‘one stop’ shop accountability for solution blueprint design & delivery decisions within an organization based on the above
    • Work with project / program management teams to design solution roadmaps aligned to the strategic requirements of an organization and through which the solution can be implemented across all phases of the initiative life-cycle (ideation through to product launch and commercialization)
    • Work embedded, as part of a delivery team, to ensure the successful design & implementation of solution blueprints
    • Ensure that the detail of the solution (across all architecture domains) is accurate to the implementation of the initiative, true to the bank’s architectural principles/preferences, implementable by the different teams involved in the solution
    • Work as part of embedded delivery teams to conduct solution reviews, code reviews, testing and other disciplines associated with solution design & delivery
    • Attend various Group & Business specific architectural design forums and present solution designs and detailed business cases for approval
    • Leverage synthesis & creative problem skills to identify risk (impending danger & challenges) and work with a cross functional group of stakeholders across the value chain for support & direction
    • Conduct solution reviews against defined customer metrics and ensure the ongoing achievement of business results through solution implementation
    • Ensure a solid understanding of emerging & evolving architectural principles and hold one stop shop accountability for the evolution of solutions in alignment with these principles (where it makes sense to do so)
    • Build architectural capability across delivery teams in a business to ensure ongoing evolution of skills in solution delivery
    • Contribute to the architecture body of knowledge
    • Contribute to the design & evolution of architectural principles and preferences

    People

    • Participate in peer reviews (code, solution, testing etc.) and transfer knowledge and capability across delivery teams for improved solutioning & evolving architectural practices
    • Set & Cascade solution direction across technology delivery teams
    • Build & evolve the architectural capability of Delivery teams across the business – through active coaching & information / knowledge sharing
    • As an SME, support the proactive attraction, recruitment, development, & retention of strong technology teams across an estate
    • Leverage and embed agile practices in delivery teams and work to build strong self-directed, high performance teams through agile working practices (including daily, weekly, etc. sprint routines, regular & honest feedback etc.)

    Financial & Vendor Management, Risk & Governance

    • Carry the ‘one stop shop’ accountability for all risk associated with solution design (from ideation to deployment)
    • Apply the organization risk & governance frameworks
    • Ensure solution design alignment to Group guidelines & ensure solutions are sustainable for the enterprise
    • Proactively involve / engage chapter & guild leads in solution decision making, applying an enterprise wide lens to product & service development
    • Ensure solution design alignment to regulatory requirements and continuously update knowledge on regulatory requirements for the successful design of new & evolution of existing solutions
    • Deliver on time & on budget (always)

    Education

    • Bachelor's Degree: Information Technology

    End Date: August 21, 2025

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    Manager: Credit Origination Commercial (Durban) - Pipeline

    Job Summary

    • To develop tactical strategy and delivery plans, formulate associated practice/s and to ensure operational implementation and adoption i.t.o. credit risk management methodology, practice, governance and delivery objectives.

    Job Description

    • Risk Management: Providing Subject Matter Expertise to Risk types
    • Stakeholder Management: Build and Maintain effective Relationships with relevant stakeholders
    • Risk Reporting: Identify, assess and Report key risks arising from significant events, investigations, audit and control issues
    • People Management: Develop a high performing Team
    • Risk and Control: Adherence to Policies, Procedures and Regulations

    Education

    • Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

    End Date: December 31, 2025

    go to method of application »

    Manager: Credit Origination Commercial (Port Elizabeth) - Pipeline

    Job Summary

    • To develop tactical strategy and delivery plans, formulate associated practice/s and to ensure operational implementation and adoption i.t.o. credit risk management methodology, practice, governance and delivery objectives.

    Job Description

    • Risk Management: Providing Subject Matter Expertise to Risk types
    • Stakeholder Management: Build and Maintain effective Relationships with relevant stakeholders
    • Risk Reporting: Identify, assess and Report key risks arising from significant events, investigations, audit and control issues
    • People Management: Develop a high performing Team
    • Risk and Control: Adherence to Policies, Procedures and Regulations

    Education

    • Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

    End Date: December 31, 2025

    go to method of application »

    Manager: Credit Origination Commercial (Bloemfontein) - Pipeline

    Job Summary

    • To develop tactical strategy and delivery plans, formulate associated practice/s and to ensure operational implementation and adoption i.t.o. credit risk management methodology, practice, governance and delivery objectives.

    Job Description

    • Risk Management: Providing Subject Matter Expertise to Risk types
    • Stakeholder Management: Build and Maintain effective Relationships with relevant stakeholders
    • Risk Reporting: Identify, assess and Report key risks arising from significant events, investigations, audit and control issues
    • People Management: Develop a high performing Team
    • Risk and Control: Adherence to Policies, Procedures and Regulations

    Education

    • Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

    End Date: December 31, 2025

    go to method of application »

    Short-Term Insurance Motor Claims Consultant

    Job Summary

    • To plan, manage and monitor the implementation of claims management activities and processes in order to deliver on approved operational plans in an effective and efficient manner.

    Job Description

    • Claims assessment: Assess and/or process claims following standard operating procedures
    • Customer Experience: Handle all customer interactions professionally and efficiently
    • Ad Hoc duties: Provide support to customers and team as required to ensure team performance on an ongoing basis
    • Compliance and Risk Management: Ensure that all team activities are in adherence to relevant control and compliance requirements, and quality standards

    Education

    • Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required)

    End Date: August 21, 2025

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    Relationship Consultant External AHL

    Job Summary

    • To market and sell Financial Solutions (products, technology and services) to increase the sales across all retail channels and other potential markets. To identify and attract new business and retain the existing customer base.

    Job Description

    • Sales Target : Proactively make self-initiated contact with customers in order to deliver against the required sales targets
    • Collaboration : Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.
    • Compliance and Risk Management: Fulfil all activities in adherence to relevant control and compliance requirements, and quality standards
    • Customer Experience: To provide service excellence and achieve customer satisfaction 

    Education

    • Higher Diplomas: Business, Commerce and Management Studies (Required)

    End Date: August 21, 2025

    go to method of application »

    Manager: Credit Origination Commercial (Nelspruit) - Pipeline

    Job Summary

    • To develop tactical strategy and delivery plans, formulate associated practice/s and to ensure operational implementation and adoption i.t.o. credit risk management methodology, practice, governance and delivery objectives.

    Job Description

    • Risk Management: Providing Subject Matter Expertise to Risk types
    • Stakeholder Management: Build and Maintain effective Relationships with relevant stakeholders
    • Risk Reporting: Identify, assess and Report key risks arising from significant events, investigations, audit and control issues
    • People Management: Develop a high performing Team
    • Risk and Control: Adherence to Policies, Procedures and Regulations

    Education

    • Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

    End Date: December 31, 2025

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    Manager: Credit Origination Commercial (Polokwane) - Pipeline

    Job Summary

    • To develop tactical strategy and delivery plans, formulate associated practice/s and to ensure operational implementation and adoption i.t.o. credit risk management methodology, practice, governance and delivery objectives.

    Job Description

    • Risk Management: Providing Subject Matter Expertise to Risk types
    • Stakeholder Management: Build and Maintain effective Relationships with relevant stakeholders
    • Risk Reporting: Identify, assess and Report key risks arising from significant events, investigations, audit and control issues
    • People Management: Develop a high performing Team
    • Risk and Control: Adherence to Policies, Procedures and Regulations

    Education

    • Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

    End Date: December 31, 2025

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    Manager: Credit Origination Commercial (Kimberley) - Pipeline

    Job Summary

    • To develop tactical strategy and delivery plans, formulate associated practice/s and to ensure operational implementation and adoption i.t.o. credit risk management methodology, practice, governance and delivery objectives.

    Job Description

    • Risk Management: Providing Subject Matter Expertise to Risk types
    • Stakeholder Management: Build and Maintain effective Relationships with relevant stakeholders
    • Risk Reporting: Identify, assess and Report key risks arising from significant events, investigations, audit and control issues
    • People Management: Develop a high performing Team
    • Risk and Control: Adherence to Policies, Procedures and Regulations

    Education

    • Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

    End Date: December 31, 2025

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    Executive: Strategy and Customer and Competitor Insights

    Job Summary

    • Lead the development and execution of the business unit’s long-term strategy, ensuring alignment with organisational goals.
    • Drive Business Unit strategy, leveraging research and insights to deliver a customer-centric, competitive value proposition and strategy.
    • Continuously monitor strategy implementation, identifying new opportunities, customer value management and optimising performance to achieve sustainable growth and market differentiation.
    • Collaborate with cross-functional teams, and leverage market insights to develop and implement strategic initiatives that position the business for long-term success.

    Job Description

    Accountability: Strategy Formulation and Execution

    • Develop and implement the long-term business strategy for the business unit
    • (BU), aligning it with the organisation’s overall vision and goals.
    • Lead the annual strategic planning process, ensuring input from key stakeholders including sales, strategic partnerships, finance, human capital, and operations.
    • Lead the development and execution of strategies aimed at enhancing the bank’s franchise value, ensuring long-term growth, market leadership, and sustainable competitive advantage.
    • Facilitate / Oversee the strategic integration of new product offerings, partnerships, and market expansion initiatives to reinforce franchise value for the bank’s position as a leading financial institution.
    • Identify market trends, competitive positioning, and customer insights to inform strategic decision-making.
    • Drive the execution of key strategic initiatives that contribute to business growth and customer satisfaction.
    • Monitor the implementation of strategic plans, ensuring alignment with key performance targets.
    • Drive sustainable growth by using extensive market data and trend analytics to create a future-focused product commercialisation strategy for current growth and future sustainability.
    • Collaborate with the marketing and communication plans with a clear focus to meeting business objectives (in collaboration with Cluster Marketing Function).
    • Drive integration between the business units and the rest of the Group,
    • Align brand and marketing resources to achieve the business strategies, and monitor and enhance customer satisfaction in comparison to the competitors

    Accountability:  Monitor Business Performance Against strategy 

    • Develop performance metrics (KPIs) and dashboards to monitor the financial, operational, and strategic health of the business, integrated with data from relevant departments, including sales, marketing, finance, and operations.
    • Establish metrics and performance indicators to measure franchise value, providing regular reporting and insights to the executive team on progress and areas for improvement.
    • Analyse business performance data, identifying areas for improvement and optimisation.
    • Drive the engagement of role players across the product value chain including CVM, Marketing, Integrated Channels, Third parties and Vendors, etc.
    • Liaise with and consume centralised services from CVM and Digital for the driving and monitoring of performance against set KVD's.

    Accountability: Market Research and Analysis 

    • Lead the delivery of market insights and strategy development for the A&I business, ensuring alignment with key stakeholders across the organisation.
    • Conduct competitor and trend analysis and provide strategic thought leadership on market patterns to inform business decisions.
    • Drive a deep understanding of customer, partner, and industry dynamics to identify future opportunities and enhance business performance.
    • Identify opportunities for monetising research and insights, developing new revenue streams through data-driven products and services.
    • Deliver actionable insights through primary research, and translate data into strategies that optimise customer experiences, campaigns, and brand growth.
    • Represent the business at various committees, and lead knowledge-sharing initiatives to strengthen customer centricity and elevate A&I’s position in the market.
    • Use research insights to recommend strategic pivots or new market entry strategies.

    Accountability: Customer Primacy and Sustainability:

    • Drive customer primacy through the formulation and management of compelling propositions.
    • Ensure that Customer experience standards are aligned to the proposition and marketing initiatives.
    • Develop strategies to harness customer data for actionable insights that drive marketing effectiveness and revenue growth.
    • Collaborate with analytics teams to create models that enable data-driven marketing decisions and personalisation efforts.
    • Define and communicate the Customer Value Management framework across the BU and develop customer journeys, CX frameworks, and SOPs where applicable.

    Accountability: Business Management and Governance

    • Coordinate, manage and advance the work of the Office of the Managing Executive, driving operational efficiency and effectiveness.
    • Represent the Office of the ME in delegated projects and initiatives that support the delivery of the business priorities and objectives.
    • Ensure that governance frameworks are in place to support effective decision-making and strategic execution.
    • Prepare reports and presentations for the board, executive committees, and senior leadership on the product house’s performance and strategic progress.
    • Ensure compliance with corporate governance standards and internal reporting protocols.
    • Act as a point of entry for queries from Group, Industry bodies and other stakeholders.

    Accountability: Customer Value Management

    • Sets and oversees the execution of business CVM strategy, with enablement capability across the Business Unit.
    • Performs customer measurement as a service across Relationship Banking, Everyday Banking and align with A&I customer value management strategy.
    • Provide advanced analytics as a community of practice across A&I and in collaboration with counterparts in RB, EB, and CIB.
    • Act as overall custodianship of social media, responsibility to drive up engagement across A&I. Ownership of tools on tracking of channel performance (tagging, analysis) in A&I.
    • Builds and sustains a culture that aligns to A&I’s aspirational colleague experience to deliver the target customer experience and financial performance.
    • Define CVM projects and track and manage churn process, understand trends and dynamics.
    • Provides input into overall customer experience.

    Accountability: Stakeholder Engagement

    • Contribute as a key A&I Exco member to the overall A&I agenda internally and with external stakeholders, ensuring that the business agenda is appropriately managed and reported to all requisite stakeholders, in particular the Group Exco, Board, Group SECC, AFS Board, AFS SEC amongst other governance forums and where appropriate Prudential Authority and / or Financial Standards Conduct Authority.
    • Partner with executive bodies (EXCOs, Product owners and strategy functions) internally within the broader PPB and across the broader enterprise to align on strategic objectives. 
    • Translate objectives into delivery pipeline requirements to ensure insights are appropriate and that adequate business ownership and buy-in is created to realize overall A&I strategy.

    Accountability:  People Management

    • Ensure the development of a high-performing team through embedding formal. Performance Development and formal/informal coaching and mentoring as appropriate.
    • Instil a culture of rigorous and robust performance management and recognition within the team to drive continual improvement and efficiency.
    • Identify and execute on training and development needs for managers and ensure they do the same for their teams.
    • Conduct regular succession planning and talent management sessions to ensure ongoing development and improvement of the team.
    • Develop, maintain, and execute a recruitment pipeline to grow and develop the team, aligned to the group HR capability and processes and well as the approved provincial workforce plans.
    • Serve as the second level escalation point for all grievances raised within the business unit.
    • Develop appropriate action items to address employee survey outcomes as appropriate for the business unit and province.
    • Ensure a positive employee experience and to support the group’s ambitions to become the employer of choice.

    Education

    • B-degree in Commerce / Business Management/ Finance or equivalent (required)
    • Post graduate qualification in Commerce, Management and/ or Strategy formulation or Governance (advantageous)
    • Actuary, CFA, MBA (advantageous)

    Experience

    • 10 years’ experience in a Financial Services Industry (Banking)
    • 5-6 years of which is preferably in the Advice/Insurance business
    • 5 years’ experience in Senior leadership experience in Financial Services, superior understanding of Strategy and Customer Value Management. Strategic planning and execution and Customer Service Management.

    Knowledge and Skills

    • Strategic Visioning and Leadership
    • Business Acumen
    • Creative and Innovative Thinking
    • Reasoning (Analysis)
    • Teamwork
    • Stakeholder Management
    • Inspirational Leadership
    • Interpersonal Effectiveness
    • Customer Experience Management
    • Change and Improvement Orientation
    • Networking
    • Social Media
    • Coordinating

    Education

    • Bachelor's Degree: Business, Commerce and Management Studies (Required)

    End Date: August 22, 2025

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    Finance Business Partner

    Job Summary

    • To support and educate line managers in the execution of finance related activities and monitor line adherence to Finance best practice and principles.

    Job Description

    Accountability: Managing the Finance Environment

    • Execute strategic objectives as articulated by the Chief Operating Officer (COO) for the Business Unit (BU) explaining key focus areas to Executives and line managers.
    • Perform and present monthly financials and variance commentary at Divisional Manco meetings and where required support the Senior Finance Business Partners with presentation to EXCO Meetings.
    • Implement and monitor cost control initiatives within the different functional areas within the Business Units in order to achieve overall Business Unit cost targets.
    • Track cost savings benefits for the different centres within the business unit for which the role is responsible as and when required.
    • Implement programmes and financial systems and policies as may be directed by the Senior Finance Business Partner for the financial year.
    • Compile and present Financials to the relevant business owners on a monthly basis including financial actuals against forecasted trends.
    • Conduct research and develop financial forecasts and indicators for the business to enable effective financial decision making and early warning systems.
    • Participate in business initiatives or Group and Cluster financial initiatives on behalf of the business unit where required and ensure deliverables and frameworks are effectively implemented in own area of responsibility. (e.g. financial transfers between business units, group financial projects and business unit level financial drives and programmes).

    Accountability: Financial management and Business Partnering

    • Allocate duties to team members where required to execute and coordinate finance activities required within the business unit to ensure adherence to sound financial management and accounting practices within Business Unit.
    • Monitor financial trends and identify gaps, based on gaps identified, motivate requests and new ways of work to the Senior Business Partner for additional resources including people, budget and equipment
    • Obtain a thorough understanding of the business unit’s strategy and explain it to team members in such a way that they understand the contribution they have to make
    • Provide financial advise and guidance to line managers and business owners on new initiatives, current budget management practices and trends in expenditure in their areas of accountability.
    • Explain targets and take accountability for the monitoring and achievement of own and team performance objectives in the department in terms of return on investments, financial risk, financial planning and governance. Create and present quarterly and monthly plans to ensure delivery for the year.
    • Manage departmental budgets including signing off of invoices and quotes within mandate. Escalate out of budgets or items higher than approved mandate to the next level manager.
    • Rigorously monitor expenditure against approved budgets for the areas of accountability and put measures in place to address variances. Continuously identify areas for improved efficiency and reduced cost.
    • Conduct basic statistical analysis to track performance variances and determine the root causes of errors. Make recommendations for productivity or process enhancements to process owners
    • Implement productivity improvement measures by coaching line managers on any new processes or on their areas for improvement.
    • Populate balanced scorecards for the specific department on a monthly basis. Work with the team to address shortcomings during the next month. Escalate any major issues identified to the next level manager
    • Participate in the measurement and reporting of internal and external Service Level Agreements on a monthly basis.
    • Address any process failures specific to the department under management.

    Accountability: Business Planning

    • Partner with the departments and the BU line managers to complete sound annual financial plans within the agreed timeframes.
    • Perform the 3 year forecast for Medium Term Plans (MTP's) for the area of accountability in accordance with BU strategy annually.
    • Perform the 3 year forecast for Short Term Plans (STP's) for the area of accountability in accordance with BU strategy annually
    • Perform the 3 year forecast for Revised Annual Forecast (RAF) for the area of accountability in accordance with BU strategy annually
    • Perform analysis of the expenditure against budget with accountable managers on a monthly basis and engage on areas of over expenditure or cost opportunities and help line managers to implement initiatives where budget savings can be made.

    Accountability: Governance

    • Authorize the reconciliations submitted in terms of the GL Framework from the Finance Business Partner (FBP) on a monthly basis.
    • Ensure that processes, control requirements and risk management frameworks that have been designed for the area are understood by all members of the team and that these are adhered to on a monthly basis.
    • Monitor compliance training undertaken by team members and ensure that they complete the required training within prescribed timelines.
    • Implement required governance forums to support improved financial management practices within own area of responsibility. (e.g. monthly finance reporting, monthly finance meetings

    Education and Experience Required:

    • NQF Level 7: Honours/Master’s Degree BCom Accounts
    • Minimum 3 years financial management experience

    Competencies:  

    • Deciding and initiating action
    • Learning and researching
    • Entrepreneurial and commercial thinking
    • Relating and networking
    • Adapting and responding to change
    • Persuading and influencing
    • Creating and innovating

    Education

    • Bachelor`s Degrees and Advanced Diplomas: Financial Sciences (Required)

    End Date: August 21, 2025

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    Financial Adviser AIFA Everyday Banking STLT (FAIS)

    Job Summary

    • FAIS recognized qualification is essential, RE5 completed, evidence 12 months commission statements is essential. Provide specialist advise and support for day-to-day work, in order to execute predefined objectives as per agreed standard operating procedures (SOPs).

    Job Description

    • FAIS recognized qualification is essential, RE5 completed, evidence 12 months commission statements is essential. 
    • Stakeholder Management: Actively promote and manage the collaborative engagement of internal and external stakeholders, including regulators, suppliers, clients, service providers, business partners and other Absa entities
    • Sales Target : Proactively make self-initiated contact with customers in order to deliver against the required sales targets
    • Customer Engagement: Do activity planning by identifying the clients to be contacted during a particular period.
    • Compliance and Risk Management: Fulfil all activities in adherence to relevant control and compliance requirements, and quality standards
    • Manage own broker practice: Ensure that staff members (Broker Assistants an Interns as relevant) have a clear understanding of their roles and responsibilities within the practice

    Education

    • Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required)

    End Date: August 22, 2025 

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    Senior Specialist: Home Loans (FAIS)

    Job Summary

    • To drive the acquisition and registration of new home loans by executing targeted sales strategies, cultivating relationships with direct customers and sources, and providing end-to-end customer service. The role involves managing the home loan process from initial application to registration, in line with Absa’s compliance and governance standards.

    Job Description

    Key Accountabilities:

    Sales Acquisition & Execution:

    • Execute action plans to meet monthly targets for applications, final grants, attorneys instruct and registrations as per the Performance Development Plan.
    • Actively prospect and generate new business using a variety of methods (e.g. cold calling, networking, referrals, real estate agents).
    • Engage with existing customers through leads to explore refinancing or re-mortgaging opportunities.
    • Visit prospective customers or sources at their preferred location and time to offer personalized mortgage solutions.
    • Assist customers in completing and submitting accurate applications with all required documentation to the Production Centre.
    • Maintain and monitor the conversion ratios from application to final grant, final grant to instruct and instruct to registration, ensuring alignment with internal standards.
    • Track applications and provide regular updates to clients and referral sources.
    • Participate in marketing activities such as property shows, auctions, and open house events to grow customer pipeline.
    • Monitor competitor activity and proactively adjust sales strategies to gain market share for Absa Home Loans.

    Relationship Management:

    • Develop and manage relationships with external stakeholders including customers, property developers, estate agents, attorneys, and other sources.
    • Collaborate with Key Account Managers to onboard developers as approved lead generators and generate consistent deal flow.
    • Conduct regular meetings with referral sources to uncover new sales opportunities and resolve service issues.
    • Educate business sources on loan products, application processes, and updates to maintain quality submissions and engagement.
    • Partner with internal business units to identify cross-sell opportunities and deliver superior business value.

    Governance & Compliance:

    • Ensure all business secured complies with Absa's governance, risk, and compliance frameworks.
    • Maintain ethical conduct in all dealings with clients, colleagues, and partners.
    • Promptly report any suspicious activities or transactions to the Risk and Compliance Consultant for appropriate action.

    Customer Service Excellence:

    • Provide exceptional service by ensuring all customer documentation is complete and submitted timeously.
    • Handle customer queries and complaints swiftly (within 24 hours), keeping clients informed throughout the process.
    • Ensure alignment with Treating Customers Fairly (TCF) principles to enhance satisfaction and retention.
    • Actively seek feedback and referrals from satisfied clients to grow the customer base.

    Education and Experience Required:

    • National Certificate or equivalent NQF Level 5 qualification (essential)
    • Minimum of 2 years’ experience in a sales or customer service role in banking or financial services
    • Proven experience in home loans, mortgage lending, or property finance
    • Knowledge of real estate markets and lending policies

    Knowledge, Skills & Competencies:

    • Strong sales and relationship-building skills
    • Excellent verbal and written communication
    • Entrepreneurial thinking with a self-motivated, target-driven mindset
    • Strong negotiation and influencing skills
    • Professionalism, integrity, and a customer-focused attitude
    • Ability to manage multiple stakeholders and navigate complex applications

    Education

    • Further Education and Training Certificate (FETC)

    End Date: August 22, 2025

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    Head: Sales Enablement

    Job Summary

    • Enablement of sales and servicing across the entire business to achieve agreed targets

    Job Description

    • Functional management: Translate the retail banking strategy at customer level and define strategies and plans (financial planning, forecasting, sales activity) through the business planning process for implementation across the physical network
    • Operational Excellence: Drive differentiated customer service strategies across the business (translate customer value propositions, drivers etc. into customer experience)
    • Functional management: Manage (in collaboration with HR) best practice branch sales incentive programs to deliver business growth and strong employee engagement in the network that in turn drivers superior sales execution in the network
    • Collaboration : Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.
    • Business Risk and Compliance Management: Oversee the implementation of, and conformance to, Group Risk and Compliance requirements within the operating environment, in line with set risk appetite

    Education

    • Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

    End Date: August 29, 2025 

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    Relationship Executive

    Job Summary

    • Optimise the profit and economic value of portfolios of Small Business key account clients requiring low to medium complexity commercial banking requirements by focusing: origination efforts to quire new clients; cross-sell to existing client base; coverage efforts to service clients in accordance to the segment CVP

    Job Description

    • Relationship Management: Own the primary relationship with the client by being the client’s main contact point for all corporate and investment banking needs.
    • Client Solutioning: Take overall accountability for service delivery by setting the rules of engagement for the cross functional team, which includes Transactional Banker, Credit Analyst, Segment Support Client Control Team, Client Service Consultant & Product & Sector teams.
    • Manager Risk Assessment: Take ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments 

    Education

    • Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

    End Date: September 5, 2025

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    Senior Credit Analyst-VP

    Job Summary

    • Manage a portfolio of clients within the Resources & Project Finance Credit Risk team.
    • To conduct quality credit risk assessments and reviews that present commercially minded solutions through analysis of financial, industry and economic information in support of the decision-making process. 
    • Facilitate the credit sanctioning process to ensure responsible risk decisions. This will include the preparation of credit applications and the presentation of recommendations to the relevant risk committees. 
    • Accountability for the full credit lifecycle of the portfolio including granting of facilities, implementation, systems, post-implementation monitoring.
    • Ongoing management of the portfolio through portfolio reviews and management information.
    • Independently building and managing relationships with key relevant business partners to ensure delivery under the organization’s strategy.
    • Ensure an efficient and timely risk delivery to clients.

    Job Description

    Accountability: Credit Risk Management:

    • To take ownership and control of credit risk related work on a defined portfolio of Resource & Project Finance clients against which Absa Group Ltd has credit facilities.
    • The candidate is to carry out comprehensive and quality credit risk functions. Functions cut across the credit lifecycle (i.e. granting, implementing, managing and restructuring).
    • Representing Credit to Senior Management in various committees, presenting analysis of the aggregate portfolio risk and composition.
    • Presentation of portfolio risk analysis to the relevant risk committees.
    • Developing and delivering relevant Monthly Risk MI for Senior Management, including analysis and commentary, ensuring risk issues on the defined portfolio are well understood and presented transparently.
    • Manage exposures including the accurate maintenance of the data on relevant risk systems.
    • Create presentations and technical documents designed to articulate key risks to various forums and credit committees.
    • Monitor adherence of covenants and conditions on a continuous basis and identify any deviations and possible concerns.
    • Create and maintain an accurate due diligence record of the client portfolio, detailing what facilities they have and the associated terms and conditions.
    • Manage and communicate the risks associated with outstanding securities.
    • Understand and manage the required inputs into the banks models ensuring validity and accuracy.
    • Monitor the client business performance and identify relevant risks to ensure early identification of change in the client’s business or operating environment and watchlist accordingly.
    • Proactively utilise the systems and tools available for Credit Risk and partake in the ongoing development and feedback of these systems to deliver and enhanced automated credit function.
    • Manage all administrative and operational aspects of the relevant portfolio of clients ensuring completeness, accuracy and validity of data.
    • Build and manage relationships with key relevant business partners.
    • Maintain and manage the relevant portfolio within the defined appetite levels.

    Accountability: Governance

    • Ensure that the Bank’s credit policies and philosophy are complied with.
    •  Ensure understanding and adherence to relevant Legal requirements relevant to the Credit Lifecycle and specific industry.
    • Complete the necessary training requirements and Compliance processes in a timely manner.

    Accountability: Other

    • Support in creating a high-performance culture of individuals who are engaged.
    • Contribute fully, including suggestions for ways of improving risk delivery and management through ongoing projects.
    • Portraying the right values and behaviors in the achievement of the Risk Strategy.
    • Contribute to ongoing projects to improve risk delivery.
    • Develop relationships with colleagues and create a sense of engagement.
    • Communicate concerns or challenges faced in a constructive and positive manner.
    • Develop and maintain contacts with Specialists in other areas of the Group.
    • Embrace and adapt to the diversity and change within the current Banking environment.
    • Demonstrate the willingness and ability to perform to the very best levels to ensure personal alignment to the Credit Risk Strategy.

    Education and Experience Required

    • B-degree in Business or Commerce (or similar)
    • Relevant postgraduate qualification such as CA(SA) / CFA preferable with 5 years experience within a credit risk environment or relevant sector experience (Mining, Oil & Gas, Project Finance).

    Education

    • Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

    End Date: August 29, 2025

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    Credit Analyst: Resources and Project Finance

    Job Summary

    • To support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle to create shared growth within the boundaries of internal policies and external regulations for Resources and Project Finance clients
    • This credit analyst role involves managing a portfolio of Corporate clients from a credit risk perspective and requires active stakeholder engagement.
    • The role also involves carrying out comprehensive and quality credit assessments and analysis on potential and existing clients within the portfolio to enhance the decision making process in determining the Bank's appetite to extend and maintain credit to these clients.
    • To work within existing credit policies to structure appropriate bankable solutions for the client and manage all other credit related issues for a portfolio of clients.

    Job Description

    • Risk Management: To conduct quality credit risk assessments and reviews, Proactively manage credit risks associated with clients, Develop data driven strategies, facilitate the credit sanctioning process to ensure responsible risk decisions
    • Data and Systems Management: To produce and analyse relevant management information and insights management
    • Governance: Ensure the bank's credit, philosophy and all relevant legislation is adhered to |

    Risk Management:

    To conduct quality credit risk assessments and reviews and proactively manage credit risks associated with clients across the Resources and Project Finance. Key accountabilities include:

    • Conduct research on the industry in which the client operates to understand the industries overall profitability, industry trends and client's market standing relative to its competitors.
    • Conduct assessment of the risks and potential mitigating factors impacting on a client.
    • Perform robust financial and non-financial analysis on the client that supports the review of facilities or new funding proposals.
    • Make use of clients' historical data for example, financial statements to forecast the clients’ potential growth and sustainability. Conduct a sensitivity/scenario analysis to determine the impact that a change in, for example the economy, political situation, consumer demand etc will have on the clients’ financial health.
    • Compile a proposal which summarises, the clients’ background and needs, the research findings and the final recommendation on which credit lending solution is best for the client, for the Credit Manager to approve in the interim and escalate further for the necessary approval.
    • Facilitate the credit sanctioning process by responding to sanctioned enquiries and/or attending all relevant Credit Committee meetings in order to present and sponsor credit applications that have been submitted under your signature.
    • Compile reviews, amendments and new applications to the appropriate lending authorities. Monitor the client performance on a continuous basis, in addition to performing annual reviews of clients, to ensure early detection of a client's business or operating environment.

    Governance and controls:

    • Ensure that the Bank's credit policies, philosophy and all relevant legislation are fully complied with at all times and that any policy breaches have been suitably addressed and mitigated against.
    • Ongoing credit portfolio monitoring and maintenance of Group Risk Appetite.
    • Ensure that all covenants are measured and reported during the review or new credit application process and that all changes to covenants are reported to the transaction management team.

    Data and Systems Management:

    • To produce relevant management information and manage exposures including the maintenance of relevant systems.
    • Drive capital efficiencies through ensuring that the key credit metrics , limits and review dates are correctly captured on the Bank's credit systems a.

    Business Enablement:

    • Provide solution driven support to business to facilitate growth initiatives, whilst maintaining a healthy balance between risk and reward.    
    • Participate and add value to business committees where required . 
    • Communicate and interact regularly and proactively with business stakeholders while providing insights on risk trends and providing clear risk appetite guidance.

    Education

    • Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

    End Date: August 22, 2025

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    Customer Service Clerk

    Job Summary

    • To deliver customer support services to enhance the customer experience through the execution of predefined objectives as per agreed standard operating procedures (SOPs). Selecting this role has a compensation & benefit impact in Seychelles. Please contact Reward for details.

    Job Description

    • Customer Service: Respond efficiently, accurately and courteously to all customer service matters, complaints, requests
    • Support the development and maintenance of processes in Customer Services Centre: Adhere to all processes in the CMP Customer Services centre and identify opportunities to improve Client Servicing processes
    • Monitor and control risk associated with the Customer: Ensure that all activities performed in providing Customer Services comply in all respects with Absa's risk and compliance policies and procedures as well as legal and regulatory requirements
    • Stakeholder Management: Establish and maintain good professional relationships with relevant stakeholders so as to remain abreast of their needs and issues and respond rapidly and effectively
    • Self-development: Owning and being proactive about own training and development. Requirement - need to reside in Christiana or surrounding areas.

    Education

    • Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required)

    End Date: August 20, 2025

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    Adviser: Virtual (FAIS)

    Job Summary

    • To provide holistic financial planning solutions telephonically for clients through regular reviewing the client’s portfolio in order to build a sustainable Virtual advisory practice.

    Job Description

    • Establish and maintain a professional relationship with all stakeholders (Client, Bank personnel, Product providers, Virtual Advisers and Virtual Agents). Telephonically meet sales and/or growth targets.
    • Personal Development: Manage own broker practice.
    • FAIS Fit and Proper Requirements Applicable to this Role (Advice and Intermediary Service): FSCA-Approved Qualification Regulatory Exam for Representatives (RE5)
    • Experience As Per the FAIS Act Product Specific Training once Onboarded Class Of Business Training Continuous Professional Development Attest To Honesty, Integrity, and Good Standing

    Education

    • Further Education and Training Certificate (FETC)

    End Date: August 30, 2025 

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    Relationship Consultant External AHL

    Job Summary

    • To maintain and build relationships with the allocated mortgage origination grouping , thereby growing market share and achieving the set mortgage loan instruction and registration targets.

    Job Description

    • Sales Target : achieve instruction and registration targets assigned, grow market share , proactively build relationships with the mortgage origination channels consultants in order to deliver against the required sales targets
    • Collaboration : Constantly seek to improve ways of working by challenging the status quo and supporting and empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.
    • Compliance and Risk Management: Fulfil all activities in adherence to relevant control and compliance requirements, and quality standards | Customer Experience: To provide service excellence and achieve customer satisfaction.
    • The candidate must have extensive home loans knowledge, a valid drivers license and own transport. Minimum NQF 5, with NQF 6 being preferable.

    Education

    • Higher Diplomas: Business, Commerce and Management Studies (Required)

    End Date: August 22, 2025

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    Specialist: Property Finance (FAIS)

    Job Summary

    • To drive the acquisition and registration of new home loans by executing targeted sales strategies, cultivating relationships with direct customers and sources, and providing end-to-end customer service.
    • The role involves managing the home loan process from initial application to registration, in line with Absa’s compliance and governance standards. Remuneration is primarily commission-based, offering high earning potential aligned with performance.

    Job Description

    Key Accountabilities:

    Sales Acquisition & Execution:

    • Execute action plans to meet monthly targets for applications, final grants, attorneys instruct and registrations as per the Performance Development Plan.
    • Actively prospect and generate new business using a variety of methods (e.g. cold calling, networking, referrals, real estate agents).
    • Engage with existing customers through leads to explore refinancing or re-mortgaging opportunities.
    • Visit prospective customers or sources at their preferred location and time to offer personalized mortgage solutions.
    • Assist customers in completing and submitting accurate applications with all required documentation to the Production Centre.
    • Maintain and monitor the conversion ratios from application to final grant, final grant to instruct and instruct to registration, ensuring alignment with internal standards.
    • Track applications and provide regular updates to clients and referral sources.
    • Participate in marketing activities such as property shows, auctions, and open house events to grow customer pipeline.
    • Monitor competitor activity and proactively adjust sales strategies to gain market share for Absa Home Loans.

    Relationship Management:

    • Develop and manage relationships with external stakeholders including customers, property developers, estate agents, attorneys, and other sources.
    • Collaborate with Key Account Managers to onboard developers as approved lead generators and generate consistent deal flow.
    • Conduct regular meetings with referral sources to uncover new sales opportunities and resolve service issues.
    • Educate business sources on loan products, application processes, and updates to maintain quality submissions and engagement.
    • Partner with internal business units to identify cross-sell opportunities and deliver superior business value.

    Governance & Compliance:

    • Ensure all business secured complies with Absa's governance, risk, and compliance frameworks.
    • Maintain ethical conduct in all dealings with clients, colleagues, and partners.
    • Promptly report any suspicious activities or transactions to the Risk and Compliance Consultant for appropriate action.

    Customer Service Excellence:

    • Provide exceptional service by ensuring all customer documentation is complete and submitted timeously.
    • Handle customer queries and complaints swiftly (within 24 hours), keeping clients informed throughout the process.
    • Ensure alignment with Treating Customers Fairly (TCF) principles to enhance satisfaction and retention.
    • Actively seek feedback and referrals from satisfied clients to grow the customer base.

    Education and Experience Required:

    • National Certificate or equivalent NQF Level 5 qualification (essential)
    • Minimum of 2 years’ experience in a sales or customer service role in banking or financial services
    • Proven experience in home loans, mortgage lending, or property finance
    • Knowledge of real estate markets and lending policies

    Knowledge, Skills & Competencies:

    • Strong sales and relationship-building skills
    • Excellent verbal and written communication
    • Entrepreneurial thinking with a self-motivated, target-driven mindset
    • Strong negotiation and influencing skills
    • Professionalism, integrity, and a customer-focused attitude
    • Ability to manage multiple stakeholders and navigate complex applications

    Remuneration:

    • Commission-Based: Earnings are based on registered deals (Inc Basic Salary)
    • Earning Potential: High earning potential with performance-based incentives
    • Access to training, tools, and support to ensure optimal deal closure and client service

    Education

    • Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required)

    End Date: August 22, 2025 

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    Lead: ESG Commercialization

    Job Summary

    • Are you passionate about ESG? Do you thrive at the intersection of client engagement, product innovation, and complex transaction execution? We are seeking a visionary professional to join us as Lead: ESG Commercialisation, championing our efforts to elevate and expand the ESG commercialisation agenda across our Corporate & Investment Banking (CIB) business.

    Job Description

    In this role you will be accountable for:

    • Coordinating, enhancing, and expanding firmwide efforts to drive our ESG commercialisation strategy in partnership with Product teams, Client Coverage, and Infrastructure (Risk, Credit, etc.).
    • Working collaboratively across the business, supporting clients in their ESG journeys by providing deep ESG and product expertise.
    • Originating ESG-aligned transactions and lead strategic client conversations, leveraging your cross-sectoral, product, and subject matter knowledge.
    • Supporting the structuring and implementation of ESG-linked transactions, and lead the development of innovative ESG products and propositions with Product and Coverage teams.
    • Partnering with Group Sustainability while independently driving the development of the CIB net zero plan, alongside Product, Coverage, Risk, and Operational teams.
    • Developing engaging materials for client meetings, including market reviews, industry trends, and insights on investor and regulatory expectations.
    • Supporting clients in crafting and refining their de-carbonisation and sustainability strategies.
    • Seize this opportunity to shape the future of ESG within a leading financial institution. Join us and help drive meaningful change for our clients, our business, and our world.

    Apply now to become the Lead: ESG Commercialisation and accelerate your impact!

    • Post Graduate Degree in Commerce or Finance (or equivalent required); Master’s Degree preferred
    • Robust knowledge of banking and finance products
    • Extensive experience leading and executing complex transactions
    • Proven ability to collaborate across diverse teams and functions
    • Strategic mindset and passion for ESG, sustainability, and innovation
    • Highly developed knowledge of the ESG regulatory and reporting environment, especially regarding Banking and Capital Markets (TCFD, UN Principles for Responsible Banking etc.)

    Education

    • Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

    End Date: August 22, 2025 

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    Junior Specialist: Actuarial

    Job Summary

    • Support the actuarial and insurance risk management functions through technical analysis, process automation, and data validation, ensuring consistency and alignment between internal models, financial systems, and regulatory reporting. Work cross-functionally with pricing, reinsurance, and governance teams to deliver high quality risk management outputs on time.

    Job Description

    Insurance Risk Reporting

    • Draft EC sections of the monthly insurance risk profile to support insurance risk management and decision-making.
    • Assist with RWA and EC projection calculations for MTP and ACS processes.

    Automate Data Validation Using Software Tools

    • Use software tools to match Quantitative Reporting Template (QRT) values with management account data and Group Returns across all insurance entities.

    Reinsurance Adequacy Analytics and Reporting

    • Conduct in-depth analysis of reinsurance data to assess the adequacy and effectiveness of reinsurance arrangements, particularly for entities without a solo Head of Actuarial Function (HAF).
    • Calculate reinsurance concentration and credit quality metrics to evaluate counterparty exposure.
    • Coordinate and analyse stakeholder input by distributing questionnaires, collecting and collating responses, and providing summarized insights to support actuarial and finance functions.
    • Identify and investigate material variances between reinsurance data sets (e.g., system outputs vs. expected values or prior year comparisons).
    • Trace discrepancies to their source (e.g., data input errors, structural changes, or timing mismatches) and collaborate with data owners and technical teams to resolve or explain variances.
    • Summarise analytical outcomes and variance investigations in clear reports for actuarial, risk, and finance teams. Reports should highlight:
    • Areas of over- or under-concentration with specific reinsurers
    • Data quality issues or anomalies
    • Insights on alignment between reinsurance structures and business risk appetite
    • Recommendations for improving data accuracy, consistency, or reinsurance strategy

    Financial Soundness Reviews

    • Support the AFS Group HAF in conducting bi-annual reviews of regulatory returns, including:
    • Replication of ARO SCR calculations for material SAM components, ensuring alignment with actuarial methodologies and assumptions
    • Review of the G5 schedule, including analysis of Absa Life linked and non-linked assets, look-through applied, and G5 classifications

    Capital Allocation

    • Request, collate, format, and validate data inputs into the AFS capital allocation mode

    Education

    • Bachelor of Science (Honours) in Actuarial Science (essential)
    • Fellowship with a recognized actuarial body (ASSA,) will be an added advantage

    Education

    • Bachelor Honours Degree: Actuarial Science (Required)

    End Date: August 22, 2025

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    Model Methodology Analyst

    Job Summary

    • The role is responsible for supporting the Model Risk Centre of Excellence in driving the standardisation of modelling approaches in quant teams across the bank, conducting research on best practice model development methodologies, participating in initiatives that seek to upskill the quantitative community and driving efficiency through innovation and technological capabilities.
    • The incumbent will have wide exposure to various model types and business landscapes, including (but not limited to) regulatory capital models, IFRS9 models, pricing models, application and behavioural scorecards and machine learning and artificial intelligence models, used in both retail and wholesale portfolios.

    Job Description

    Key Responsibilities:

    • Support model development and model risk teams as a subject matter expert by providing consultative input on the technical components of the model lifecycle.
    • Consult with business stakeholders to develop an understanding of their needs within the modelling space. Propose and embed solutions that deliver tangible value by collaborating with quant teams in the bank. Ensure that solutions align with industry best practice and regulatory/accounting requirements (e.g., Basel, IFRS9) where applicable.
    • Translate theoretical and/or academic knowledge into practical methodologies that can be understood by business stakeholders. Assist with the interpretation of highly technical concepts and communicate these in a manner that is clear to a wide variety of audiences.
    • Assist with upskilling and knowledge share initiatives aimed at the Absa quant community.
    • Develop high-quality, standardised and improved modelling approaches, model assessment metrics, templates, frameworks and/or code that result in the use of more accurate and/or more efficient methodologies. Drive the embedment of newly developed methodologies within the bank.
    • Produce technical guideline documents that will become part of the quantitative community’s library of approved and recommended modelling methodologies.
    • Leverage technology, such as SAS Viya, to enable greater efficiency throughout the model lifecycle, improve ways of work and embed standardised approaches for model development. Demonstrate the capabilities of technology platforms by developing proof-of-concepts (POCs) and/or assisting quants with existing model developments in cutting edge model development platforms.
    • Stay abreast of best practice modelling approaches in the quant community.
    • Apply sound understanding of Model Risk principles and industry standards/regulations that affect models (e.g., Basel Accords, IFRS9 Standard, National Credit Act, etc.).

    Requirements:

    • Advanced experience in the SAS suite of products (SAS Enterprise Guide, SAS MRM, SAS Visual Analytics, SAS Enterprise Miner). Experience in SAS Viya a plus.
    • Proficient in mastering new coding languages and model development platforms.
    • Able to perform extensive research and translate research findings into workable solutions.
    • Strong analytical and problem-solving skills.
    • Expert in statistical and mathematical theory.
    • Knowledge of predictive modelling and descriptive statistical analysis.
    • Exceptional document writing abilities – ability to produce coherent documents that communicate complex concepts in a manner that is understandable.
    • Ability to manage multiple stakeholders efficiently.
    • Familiarity with credit risk modelling (Basel, IFRS9) advantageous.

    This is a full-time, permanent AVP-level role based at Absa Towers West, Johannesburg, with a hybrid work arrangement.

    Work Experience:

    • 3-4 years’ experience in a model development, model risk or quant consultancy team. Individuals with an academic background will also be considered.
    • Experience in quantitative analytics, model development, model validation or model audit advantageous.

    Education:

    • Master’s Degree in Physics, Mathematical/Statistical Sciences, Actuarial Science or Business Mathematics and Informatics (BMI).

    Education

    • Bachelor`s Degrees and Advanced Diplomas: Physical, Mathematical, Computer and Life Sciences (Required)

    End Date: August 20, 2025

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    Specialist: Risk Operations and Governance

    Job Summary

    • To support the Operations Risk and Governance Senior Manager in efforts to ensure compliance with AFS policy requirements as well as assisting with the compilation and submissions of the risk management reporting across multiple entities

    Job Description

    Accountability: Risk Management/Governance Support

    • Evaluate, monitor, challenge and advise on the adequacy of internal controls by conducting scheduled reviews based on risk frameworks, policies and standards.
    • Assist Senior Manager (SM) with framework and policy reviews, embedment (policies, framework, standards, including socialization and training)
    • Manage the Framework and Policy Project Plan 
    • Monitor progress on remediation activities, escalate concerns.
    • Monitor adherence to policies and report any identified risks, irregularities, shortcomings or other risk and/or control issues to the Senior Manager (SM).
    • Identify, analyse, evaluate, measure and monitor key risk areas to ensure corrective action occurs for all identified risks. This entails performing risk reviews on key operational processes and procedures to identify weaknesses and recommend solutions by escalating these to the SM.
    • Review the current risk and compliance processes and procedures, guide and advise on areas for improvement.
    • Act as a backup representative, as directed by the SM, on selected forums. This includes communicating outcomes and actions following the meetings with the appropriate written feedback regarding expectations which is provided promptly.
    • Assist the SM in the rollout of training as required in business.
    • Monitor Risk Events, ensure lessons learnt are documented where appropriate, and ensure actions are tracked with business.
    • Monitor the update of the Risk Management Information System with all required information. Ensure information is of a sufficient quality and integrity.
    • Provide general administrative support to the SM as and when required.
    • Provide on the ground support when new ventures are set up or there are acquisitions.
    • Provide support and assistance to the business stakeholders when the SM is not available.
    • Tracking, Monitoring and Updating DWBs (Dispensation, Waiver and Breaches) Report
    • Secretary to the AFS Insurance Committees and Forums (minutes/action items/agenda/forward planner/ terms of reference)

    Accountability: Reports and Business Management Information

    • Co-ordination of risk reporting requirements as directed by the SM.
    • Assist SM with Compiling Agenda and Presentation for Monthly Team Alignment Meeting 
    • Assist SM with planning staff engagements for the team
    • Assist the SM with the AFS Risk Operations, i.e. budgets, monthly expense checking, events calendar management, team communications.
    • Support the SM with Regulatory, Management, Board and Sub-Committee Reporting (alignment with forward planner / terms of reference / tracking action items/agenda submissions for risk)
    •  Assist SM with identifying reporting requirements across the Risk Management Universe for AFS Group. 

    Education and Experience Required

    • B-degree in Commerce, Legal, Risk. NQF level 7. Candidates who have completed a NQF 8 in Governance / legal /risk management will be advantageous. Candidates who have completed a diploma/short course in governance will be advantageous
    • 3 - 5 years business experience.
    • 2 – 4 years governance/company secretarial experience & exposure.

    Knowledge & Skills:

    • Project Management  
    • Planning & Organizing
    • Communication (Written and Verbal)
    • Report writing
    • Presentation skills
    • Coordination for Reporting

    Competencies:

    • Keen eye for detail
    • Deciding and initiating action
    • Learning and researching
    • Entrepreneurial and commercial thinking
    • Relating and networking
    • Adapting and responding to change
    • Persuading and influencing
    • Be able to prioritise and work under pressure
    • Apply analytical and critical thinking
    • Assertiveness

    Education

    • Higher Diplomas: Business, Commerce and Management Studies (Required)

    End Date: December 20, 2025 

    go to method of application »

    Analyst Credit Commercial

    Job Summary

    • To support the credit risk process through carrying out comprehensive and quality credit risk functions within the credit lifecycle to create shared growth within the boundaries of internal policies and external regulations for Growth Business clients

    Job Description

    Risk Management

    • Monitor client’s performance on a continuous basis for risk indicators and perform formal reviews at specified time intervals to identify any changes in the client's business or operating environment.
    • Monitor adherence of covenants and conditions on a continuous basis and discuss any deviations and possible concerns with Sales team and escalate to Line Management and Credit if necessary.
    • Adhere to ARMS credit requirements as stipulated in the Absa credit policy. Monitor and report boundary events in terms of the Operational Risk Boundary.
    • Obtain input from Product Industry Specialist, where appropriate to assist in client solutioning and credit application process.
    • Identify the need for a meeting between high-risk clients, Credit and Business Support.
    • Request updated valuations on properties that serve as security for facilities in line with Absa Credit policies.
    • Manage and communicate the risks associated with outstanding securities.
    • Pro-actively identify problematic /high-risk clients and advise Credit, accordingly, manage them with a view to provide special input and implement loss preventative measures i.e., EWL Reports.
    • Request and manage outstanding Financial Statements as stipulated in the Absa Credit policy.
    • Action and manage daily Odex, Referrals, REPL and REPC. Contact clients that are on the referral listing for rectification.

    Credit Management

    • Explore new, improved, and alternative ways of solutioning client credit requirements.
    • Adhere to Bank’s credit policies and procedures and ensure that they are fully complied with and that any policy breaches have been suitably addressed and mitigated.
    • Provide bank codes and reports on clients.
    • Pro‐actively manage credit risks associated with the portfolio of clients and their related products.
    • Manage and drive the deal forum process to ensure quality applications are submitted to the sanctioners with sustainable credit solutions.

    Portfolio Financial and Operational Management

    • Compile reviews, amendments, and new applications to the appropriate lending authorities.
    • Issue facility letters to clients after reviews have been compiled and new facilities granted.
    • Draft and issue letters of reminder when facilities expire according to policy requirements, for example 30-, 60- and 90-day letters.
    • Contribute to the Non‐Interest Income by ensuring recovery of manual fees (e.g., Reviews, valuations) to avoid revenue leakages.
    • Spread client's financials on the various Credit Risk Grading models i.e., Agri Model, Public Sector Model, RiskCalc Model and Triad.
    • Provide the Default Grading (DG) output from the Credit Risk models.
    • Capture all information on the various risk grading models 100% accurately by checking that all the models balance.

    Client Solutioning and Customer Service

    • Identify cross sell opportunities from analysis of Client's financials, account conduct and industry change and pass on to Relationship Executive/Transactional Banker as a lead.
    • Be part of the solution by attending sales best practice sessions with relevant stakeholders, give credit input to mitigate risk on the identified product offering or new acquisition, and monitor progress on the sales funnel, until the lead is converted into a deal.
    • Conduct research on the industry in which the portfolio clients operate, to understand the industries overall profitability, industry trends and clients market standing relative to their competitors.

    Teamwork and Self Development

    • Attend team meetings and contribute fully, including suggestions for ways of improving customer service and meeting targets.
    • Develop supportive relationships with colleagues and create a sense of team spirit.
    • Communicate concerns or challenges that derive from team interactions in a constructive and positive manner.
    • Develop and maintain contacts with Specialists in other areas of Relationship Banking and the Group.
    • Keep abreast of regulatory changes through regular training.
    • Monitor available L&D courses to develop your own training whilst helping others in the team to develop theirs.
    • Demonstrate the willingness and ability to perform to the very best levels to ensure personal alignment to ABSA's values and vision.

    Competencies:

    • Planning and organising
    • Working with people
    • Writing and reporting
    • Financial analysis
    • Applying expertise and technology
    • Entrepreneurial and commercial thinking
    • Persuading and influencing

    Education

    • Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

    End Date: August 20, 2025

    go to method of application »

    Relationship Executive (Bethlehem)- Pipeline

    Job Summary

    • Optimise the profit and economic value of portfolios of Growth Business key account clients requiring medium to high complexity commercial banking requirements by focusing:
    • origination efforts to quire new clients;
    • cross-sell to existing client base;
    • coverage efforts to service clients in accordance to the segment CVP

    Job Description

    • Drive Financial Targets: Maintain primary ownership of a portfolio of Growth Account clients, differentiated by the level of complexity of the client base
    • Relationship and Service Management: Actively develop strong client relationships. Conduct regular client visits in accordance with the Commercial Growth Account Value Proposition and initiate changes to ABB Product by providing input into product development to better service our clients
    • Manage Risk Assessment: Adhere to the bank's policies and procedures and ensure compliance. Take ultimate ownership of the portfolio's risk management by ensuring a good understanding of both the Bank's and the clients regulatory and compliance environments.
    • Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.

    Education

    • Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

    End Date: December 31, 2025 

    Method of Application

    Use the link(s) below to apply on company website.

     

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