Africa's largest Mutual Assurance Society providing a one-stop funeral insurance and burial service solution.
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Description
- We are seeking a highly skilled, detail-oriented Legal Specialist to provide comprehensive legal support to the business. The successful candidate will play a critical role in ensuring legal compliance, managing risk, and supporting strategic initiatives through sound legal advice. This role requires a proactive professional who can operate both independently and collaboratively within a dynamic environment.
- You will be working for a well established company with strong values. In exchange for your services, you will receive a competitive compensation package. You will be joining an organisation that values employee development and rewards excellent performance.
Your responsibilities will include:
- Provide proactive legal advice on a wide range of matters affecting the business, including regulatory compliance and corporate governance
- Draft, review, vet, and negotiate a variety of legal agreements, including commercial contracts, service level agreements, and vendor contracts
- Ensure the organisation remains compliant with all relevant legislation, policies, and regulatory requirements
- Identify potential legal risks and provide practical solutions to mitigate such risks
- Support the business in contract management and interpretation of legal documents
- Provide guidance on dispute resolution matters, including litigation, arbitration, and mediation processes
- Liaise with external legal counsel and manage outsourced legal services where required
- Conduct legal research and provide opinions on complex legal issues
- Monitor and interpret legislative and regulatory developments, advising the business on potential impact
- Provide training and awareness to internal stakeholders on legal and compliance related matters
Requirements
- Bachelor of Laws (LLB) degree from a recognised institution
- Admitted Attorney of the High Court of South Africa
- Minimum of 5 years’ post-admission experience in a similar role
- Proven experience in commercial law, contract law, and regulatory compliance
- Experience within financial services or a regulated environment will be advantageous
- Strong knowledge of South African legislation and corporate governance principles
- Strong analytical and problem solving skills
- Excellent drafting and negotiation skills
- Highly attention to detail and accuracy
- Ability to work under pressure and manage multiple priorities
- Strong judgement and decision making ability
- High level of integrity, professionalism and confidentiality
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Description
- We are looking for a dedicated, disciplined, professional and highly motivated individual to join the AVBOB Prep Centre in Pretoria West as an Undertaker.
- You will be responsible for the end-to-end process of funeral preparations including executing of burials, cremations and aquamations and end to end process of loved one preparation.
- You will be working for a well-established company that is over 100 years old with strong values. An organization that values employee development and rewards excellent performance.
RESPONSIBILITIES INCLUDE:
- Conduct all funerals, aquamations and cremations.
- Preparation and care of the remains of the Loved one.
- Execute mortuary operations.
- Confining and Embalming.
- Maintain funeral records.
- Maintenance of the fleet.
- Keeping the mortuary in hygienic order.
- Assist with preparations and repatriation of bodies for out-state- burials.
- Prepare the deceased for viewing and assist with all collections of Loved one.
- Take care of all funeral equipment
Requirements
Minimum Qualifications:
- Matric (Grade 12)
- Valid Driver’s licence
Knowledge and Experience:
- 2 – 3 Years practical experience in the Funeral Industry
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Description
- We are looking for a highly motivated, resilient and passionate individual with leadership skills to join AVBOB as Admin Head at the Repatriation Hub. Your role will be to manage and oversee the full operational function of the AVBOB Repatriation Hub, ensuring the smooth, efficient, and compliant handling of all national and international repatriations of mortal remains.
YOUR RESPONSIBILITIES WILL INCLUDE:
Operational Oversight
- Supervise and handle of all repatriation hub operational activities.
- Receive, arrange, and coordinate repatriation bookings
- Coordinate national and international repatriations from booking to finalisation.
- Capture data and track cases of all repatriation processes.
- Maintain filing systems and accurate record keeping of all documentation related to repatriations.
- Oversee and process documentation for both local and international repatriations.
- Finalise all repatriation cases and related documentation.
Client & Stakeholder Liaison
- Handle queries from branches, clients, and service providers.
- Liaising with airlines, embassies, consulates, government departments, and stakeholders
- Manage escalations, delays, and operational risks with professionalism and sensitivity.
Team Supervision, Reporting and Compliance
- Supervise staff and allocate duties effectively.
- Provide guidance and oversight to the team to ensure smooth daily operations.
- Report on operational performance, turnaround times, and costs.
- Ensure the processing of repatriation cases is correct, compliant, and efficient
- Assist with asset management and stock control within the hub.
- Monitoring and control of third-party service providers
- Adhere to health, aviation, and international repatriation regulations
Requirements
QUALIFICATION REQUIREMENTS FOR THIS POSITION:
- Matric
- Diploma or Degree in Logistics, Operations Management or Business Management or related field.
- Proficiency in MS Office, case tracking systems, and data management tools.
- Valid Driver’s License.
- A minimum of 5 years Admin/ operational or logistics experience of which 2 years must be supervising a team/staff.
- A minimum of 3 years funeral or repatriation industry experience (advantageous)
- Experience in international logistics or cross-border operations
- Knowledge of transport regulatory requirements
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Description
- We are looking for a highly motivated, proactive and resilient individual with strong knowledge of sales and marketing to join our sales team as a Team Leader. The incumbent will be responsible to ensure the effective management of a team of Financial Associates in order to achieve business objectives.
- You will be working for a well-established company that is over 100 years old with strong values. An organization that values employee development and reward excellent performance.
RESPONSIBILITIES INCLUDE:
- Recruit high quality representatives timeously and accurately
- Ensure that appointed representatives are adequately trained
- Manage a team of insurance representatives optimally
- Ensure that the set insurance sales targets are reached
- Ensure and monitor compliance with respect to FAIS/FICA/LTIA and all other relevant legislation
- Risk management
- Develop and expand markets
Requirements
- Grade 12
- A suitable industry entry qualification within the requirements of the Financial Services Board
- Comply with FAIS legislation for registration as Fit and Proper individuals:
- Applicants who entered the industry as follows:
- From years 2004 – 2007 requires 30 credits on NQF 4 obtained by 31 December 2009.
- From years 2008 - 2009 requires 30 credits or 60 credits on NQF 4 obtained by 31 December 2011 or full FAIS recognised qualification obtained by 31 December 2013
- All those appointed in the industry from the year 2010 onwards require a full FAIS recognised qualification
- Clear ITC
- Clear criminal record
- RE5 certificate
- RE1 will be an advantage
- Drivers’ license, own reliable transport and cell phone
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Description
- We are looking for a highly motivated, proactive and resilient individual with strong knowledge of sales and marketing to join our sales team as a Team Leader. The incumbent will be responsible to ensure the effective management of a team of Financial Associates in order to achieve business objectives.
- You will be working for a well-established company that is over 100 years old with strong values. An organization that values employee development and reward excellent performance.
RESPONSIBILITIES INCLUDE:
- Recruit high quality representatives timeously and accurately
- Ensure that appointed representatives are adequately trained
- Manage a team of insurance representatives optimally
- Ensure that the set insurance sales targets are reached
- Ensure and monitor compliance with respect to FAIS/FICA/LTIA and all other relevant legislation
- Risk management
- Develop and expand markets
Requirements
- Grade 12
- A suitable industry entry qualification within the requirements of the Financial Services Board
- Comply with FAIS legislation for registration as Fit and Proper individuals:
- Applicants who entered the industry as follows:
- From years 2004 – 2007 requires 30 credits on NQF 4 obtained by 31 December 2009.
- From years 2008 - 2009 requires 30 credits or 60 credits on NQF 4 obtained by 31 December 2011 or full FAIS recognised qualification obtained by 31 December 2013
- All those appointed in the industry from the year 2010 onwards require a full FAIS recognised qualification
- Clear ITC
- Clear criminal record
- RE5 certificate
- RE1 will be an advantage
- Drivers’ license, own reliable transport and cell phone
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Description
- We are searching for an individual with solid experience in managing sales teams to join the East London Life office. You will be responsible for driving performance of a team of sales representatives and ensuring that business objectives are met.
- You will be working for a company that is over 100 years old with strong values which are customer centric. In return for your services, you will be paid a competitive remuneration package.
- You will be working for an organization that values employee development and rewards excellent performance.
Your Responsibilities will Include:
- Recruit high quality representatives timeously and accurately
- Ensure that appointed representatives are adequately trained
- Manage a team of insurance representatives optimally
- Ensure that the set insurance sales targets are reached
- Ensure and monitor compliance with respect to FAIS/FICA/LTIA and all other relevant legislation
- Risk management
- Develop and expand markets
Requirements
- Grade 12
- A suitable industry entry qualification within the requirements of the Financial Services Board
- Comply with FAIS legislation for registration as Fit and Proper individuals
Applicants who entered the industry as follows:
- From years 2004 – 2007 requires 30 credits on NQF 4 obtained by 31 December 2009.
- From years 2008 - 2009 requires 30 credits or 60 credits on NQF 4 obtained by 31 December 2011 or full FAIS recognised qualification obtained by 31 December 2013
- All those appointed in the industry from the year 2010 onwards require a full FAIS recognised qualification
- Clear ITC
- Clear criminal record
- RE5 certificate
- RE1 will be an advantage
- Drivers’ license, own reliable transport and cell phone
- Proven success in the Marketing of Life Assurance for at least three years
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Description
- We are searching for an individual with excellent administrative and customer service skills to join our branch administration team at the Queenstown Insurance Office.
- You will be working for a company that is over 100 years old with strong values. In return for your services, you will be paid a competitive remuneration package. You will be working for an organization that values employee development and rewards excellent performance.
Your responsibilities will include:
- Reception
- Typing
- Record keeping
- Operating switchboard
- Client services
- Data input and scanning of documents
- General office duties
- Handling petty cash
Requirements
- Grade 12
- 1-2 years relevant office administration experience will be a definite advantage
- Computer skills (Ms Word, Excel)
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Description
- We are searching for an individual to join the Business Development team as Key Accounts Manager in Bloemfontein. The Key Accounts Manager is responsible for developing, maintaining and monitoring a long-term relationship with the national and provincial strategic customers of the AVBOB Insurance and Funeral Service business.
- You will be working for a company that is over 100 years old with strong values which are customer centric. In return for your services, you will be paid a competitive remuneration package. You will be working for an organization that values employee development and rewards excellent performance.
- The Key Account Manager therefore identify strategic sources nationally. This individual negotiate, with the source’s key contact/stakeholder/decision maker(s) access to its business and employees for the sales team, managed and overseen by the relevant area manager.
Development and execution of Marketing Plans
- Develop the joint marketing plans in collaboration with the senior management of the strategic customer accounts.
- Implement the joint marketing plan with the objective of increasing awareness of AVBOB’s value proposition, penetration and usage of AVBOB products in the existing customer base, consequently growing market share in the strategic account.
- Ensure the correct products and services are delivered to customers in a timely manner
- Play an integral part in generating new sales that will turn into long lasting relationships
Implement a Customer Relationship Management (CRM) plan
- Establish and maintain relationships with the relevant senior management at the strategic customer accounts, for both existing and new customers by driving the relevant Customer Relationship Management (CRM) plan for the strategic customer accounts.
- Create cross-functional alignment internally, through to the management of key stakeholder at the strategic customer accounts.
- Prepare regular reports of progress and forecasts to internal and external stakeholders using key account metrics
Establish and maintain client relationships
- Develop provincial strategic customer account plans (source marketing plans) and work closely in collaboration with the Provincial Management teams to actively drive the implementation of AVBOB plans with the strategic customer accounts.
- Establish a strong network of business contacts and leverage the relationships to drive AVBOB’s business agenda.
- Serve as a link of communication between key customers and internal teams.
- Resolve any issues and problems faced by customers and deal with complaints to maintain trust.
Client service
- Conduct routine visits (hold regular structured meetings) with the key customers to discuss plans and business deliverables.
- Be of service to be customer by being on call at all times to address customer queries (questions, concerns, etc.). Coordinate the involvement and garner the support of internal AVBOB structures to provide exceptional service to the customer.
- Be the subject matter expert (knowledgeable) about AVBOB products and services, to accurately provide advice and excellent customer service.
- Understand the principles of creating an excellent tailor-made customer experience for each of the customers.
- Aggressively chase the opportunities and lead the execution of the state and high profile funerals to bring the brand promise to life, showcase the ‘perfect funeral’ brand experience and create the right brand image in the right context.
Business reporting
- Providing comprehensive management reports on the implementation of the strategic account plans.
- Conducts the periodical business reviews to identify strengths and weaknesses, evaluate operational effectiveness and ensure that the business goals/project milestones are met.
- Monthly management reporting on conversion rate on new and existing sources of business.
- Ensure that the marketing initiatives implemented adhere to the approved budgets and deliver on the required return on investment (ROI). Reduce customer acquisition costs.
Requirements
Minimum qualifications
- Minimum five (5) years business development and account management experience (within the Financial Services sector is advantageous).
- Strong sales and account management background.
- Customer Relationship Management (CRM) experience.
- Client relationship management (customer service).
- Team management and development.
- Exceptional written and verbal communication skills (negotiation, presentation).
- Tactical plan development and project management.
- Budget management.
- Excellent relationship building and networking skills (greater access to senior management and relevant decision-makers).
- Work independently (accountable, self-starter and self-driven).
- Highly organized and good time management skills (prioritisation).
- Data analysis.
- Business writing skills
Travel
- The role involves extensive travel nationally.
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Description
- We are searching for an individual with solid experience in managing sales teams to join the Burgersfort Life office. You will be responsible for driving performance of a team of sales representatives and ensuring that business objectives are met.
- You will be working for a company that is over 100 years old with strong values which are customer centric. In return for your services, you will be paid a competitive remuneration package. You will be working for an organization that values employee development and rewards excellent performance.
Your Responsibilities will Include:
- Recruit high quality representatives timeously and accurately
- Ensure that appointed representatives are adequately trained
- Manage a team of insurance representatives optimally
- Ensure that the set insurance sales targets are reached
- Ensure and monitor compliance with respect to FAIS/FICA/LTIA and all other relevant legislation
- Risk management
- Develop and expand markets
Requirements
- Grade 12
- A suitable industry entry qualification within the requirements of the FAIS
- Comply with FAIS legislation for registration as Fit and Proper individuals
Applicants who entered the industry as follows:
- From years 2004 – 2007 requires 30 credits on NQF 4 obtained by 31 December 2009.
- From years 2008 - 2009 requires 30 credits or 60 credits on NQF 4 obtained by 31 December 2011 or full FAIS recognised qualification obtained by 31 December 2013
- All those appointed in the industry from the year 2010 onwards require a full FAIS recognised qualification
- Clear ITC
- Clear criminal record
- RE5 certificate
- RE1 will be an advantage
- Drivers’ license, own reliable transport and cell phone
- Proven success in the Marketing of Life Assurance for at least three years
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Description
- We are actively seeking a highly experienced Company Secretary to provide expert secretarial services to our Group and its subsidiaries. This key role will support the Executive: Governance and Secretarial in maintaining the highest standards of corporate governance across all entities. As the Company Secretary, you will be expected to provide full secretarial support to board committees, management committees, and assist in ensuring compliance with governance regulations and best practices.
- You will be working for a company that is over 100 years old with strong values. In return for your services, you will be paid a competitive remuneration package. You will be working for an organization that values employee development and rewards excellent performance.
Key Responsibilities:
- Act as the Company Secretary for designated subsidiary companies, ensuring compliance with the Companies Act, including the preparation of annual returns, submission of amendments to Memoranda of Incorporation (MOIs), and updating director, auditor, and secretary details.
- Liaise with CIPC (Companies and Intellectual Property Commission) to ensure the timely and accurate submission of all relevant documents and filings. This includes submitting resolutions, paying levies and fees, and staying ahead of any changes in the Companies Act and CIPC regulations.
- Monitor changes in corporate governance legislation and standards (including King IV and other governance codes) and work with the Executive: Governance and Secretarial to ensure the Group remains compliant with these evolving regulations.
- Identify, assess, and monitor corporate governance risks in both internal and external environments, and provide guidance on mitigating these risks.
- Provide comprehensive secretarial support to Board committees and management committees, ensuring meetings are properly scheduled, agendas are prepared, and relevant meeting materials are distributed.
- Attend, minute, and circulate minutes of meetings for assigned committees, ensuring accurate records are maintained.
- Develop and manage an updated Matters Arising schedule to ensure timely responses and action items are tracked and resolved.
- Prepare and maintain attendance registers and ensure compliance with regulatory requirements regarding director information.
- Maintain and update the share register and minute books for designated subsidiaries.
- Draft resolutions when required for subsidiary companies, ensuring proper documentation and compliance.
- Work closely with external auditors to ensure that the assigned subsidiaries’ compliance with the Companies Act is thoroughly audited and accurately reported.
- Assist the Executive: Governance and Secretarial in preparing the Integrated Annual Report (IAR), including managing the liaison with creative agencies, collating contributions from relevant departments, and ensuring that reporting deadlines are met.
- Assist in organizing and coordinating the Annual General Meeting (AGM) in compliance with the AVBOB Act and Regulations, including managing internal departments to ensure the smooth running of the AGM and handling Board nominations.
- Ensure compliance with the Protection of Personal Information (POPI) Act by safeguarding sensitive personal information, particularly of the directors, and managing any personal data securely within the department.
- Develop, implement, and maintain a system for electronic access and archiving of board packs, ensuring that relevant committee members have easy access to necessary documents.
- Monitor, manage, and report on operational risks, identifying potential issues in governance, and ensuring prompt action to mitigate these risks.
- Provide ongoing advice, awareness, and training for the Group on corporate governance matters, ensuring that management and key stakeholders are fully informed on regulatory changes and best practices.
- Assist the Executive: Governance and Secretarial in reviewing the Charters of Board and Management Committees in line with the established review cycle to ensure they remain relevant and compliant with best practices.
Requirements
- Tertiary Qualification in Law, Corporate Governance, or a related field.
- A minimum of 10 years’ experience as a Company Secretary, with comprehensive exposure to secretarial functions for large corporate structures, including managing board meetings, preparing agendas, taking minutes, and handling matters arising.
- In-depth knowledge of corporate governance regulations, including compliance with King IV, the Companies Act, and other relevant legal frameworks.
- Proven ability to handle complex governance issues and deliver sound advice on compliance and regulatory matters.
- Exceptional written and verbal communication skills.
- Ability to build strong relationships with stakeholders at all levels.
- High level of professionalism, initiative, and creative problem-solving
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Description
- We are looking for Customer Orientated and self-reliant individuals to join our Call Centre team.
- You will be working for a well-established company with strong values. In exchange for your services, you will receive a competitive compensation package. You will be joining an organisation that values employee development and rewards excellent performance.
YOUR RESPONSIBILITIES WILL INCLUDE THE FOLLOWING:
- Receive and handle telephone policy enquiries in Call Centre department and action accordingly.
- Address all outstanding requirements on new applications in New Business.
- Providing enquiry numbers on claims to branches.
- Follow-up on outstanding requirements in terms of unpaid claims
- Refer leads to the Direct Marketing Department.
- Provide feedback on outstanding accounts and refunds in debtors.
- Follow-up on non-payments of premiums, defaults payments and incorrect deductions.
- Add a life to a policy (Not for PERSAL or Department of Defence (DOD).
- Add a child to an already existing child benefit (Not for PERSAL or DOD).
- Remove a life (Not for PERSAL or DOD).
- Remove child (as long as it is not the removal of the child benefit completely and not for PERSAL or DID).
- Duplicate a policy (send a copy of the policy to the client).
- Providing the Policy values to a client or their broker (the client can give authorization for a
broker to get access on the phone).
- All instances of consent need to be recorded on the system so that the call centre agents can see earlier consents provided.
- Policy info for clients.
- All instances of consent need to be recorded on the system so that the call centre agents can see earlier consents provided.
- The Call centre may only provide policy information to a client when that client has a single policy with AVBOB.
- Paid up RSA (reduced some assured).
- Inflation.
- Reinstatements.
- Cessions.
- The client will still have to send us a hard copy of the cession as this is a legal document.
- Stop Payments.
- Other loans (when you change your payment method).
These changes may only be done once the following is in place:
- The introduction of security questions that are not a confirmation of the client’s contact details.
- Call Centre agents must be category B FAIS accredited.
- Where the call centre agent is not yet accredited they need to be working under supervision with the appropriate contact in place and under the supervision of an accredited Key Individual.
Requirements
- Grade 12
- 140 long term FAIS credits.
- 1 - 2 years’ experience in the Life Insurance Industry.
- RE5 (advantageous).
- Experience in a client service policy maintenance environment.
- Ability to work independently, show initiative and to be responsible.
- Analytical and leadership skills.
- Communication and interpersonal skills.
- Client orientated.
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Description
- We are searching for an individual with excellent administrative and customer service skills to join our branch administration team at the Hillcrest Insurance Office.
- You will be working for a company that is over 100 years old with strong values. In return for your services, you will be paid a competitive remuneration package. You will be working for an organization that values employee development and rewards excellent performance.
Your responsibilities will include:
- Reception
- Typing
- Record keeping
- Operating switchboard
- Client services
- Data input and scanning of documents
- General office duties
- Handling petty cash
Requirements
- Grade 12
- 1-2 years relevant office administration experience will be a definite advantage
- Computer skills (Ms Word, Excel)
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Description
- We are searching for an individual with solid experience in managing sales teams to join the Cape Town Life office in Durbanville. You will be responsible for driving performance of a team of sales representatives and ensuring that business objectives are met.
- You will be working for a company that is over 100 years old with strong values which are customer centric. In return for your services, you will be paid a competitive remuneration package. You will be working for an organization that values employee development and rewards excellent performance.
Your Responsibilities will Include:
- Recruit high quality representatives timeously and accurately
- Ensure that appointed representatives are adequately trained
- Manage a team of insurance representatives optimally
- Ensure that the set insurance sales targets are reached
- Ensure and monitor compliance with respect to FAIS/FICA/LTIA and all other relevant legislation
- Risk management
- Develop and expand markets
Requirements
- Grade 12
- A suitable industry entry qualification within the requirements of the Financial Services Board
- Comply with FAIS legislation for registration as Fit and Proper individuals
Applicants who entered the industry as follows:
- From years 2004 – 2007 requires 30 credits on NQF 4 obtained by 31 December 2009.
- From years 2008 - 2009 requires 30 credits or 60 credits on NQF 4 obtained by 31 December 2011 or full FAIS recognised qualification obtained by 31 December 2013
- All those appointed in the industry from the year 2010 onwards require a full FAIS recognised qualification
- Clear ITC
- Clear criminal record
- RE5 certificate
- RE1 will be an advantage
- Drivers’ license, own reliable transport and cell phone
- Proven success in the Marketing of Life Assurance for at least three years
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Description
- Marketing of Funeral Insurance, Savings Plans and related products
- Recruit funerals for the Funeral Division
Requirements
- Matric (Grade 12) and/ or tertiary education with 30 credits on NQF level 4
- Comply with FAIS legislation for registration as Fit and Proper individuals:
- Applicants who entered the industry as follows:
- From years 2004 – 2007 requires 30 credits on NQF 4 obtained by 31 December 2009.
- From years 2008 - 2009 requires 30 credits or 60 credits on NQF 4 obtained by 31 December 2011 or full FAIS recognised qualification obtained by 31 December 2013
- All those appointed in the industry from the year 2010 onwards require a full FAIS recognized qualification
- Clear ITC credit record
- Clear criminal record
- RE 5 will be an advantage
- Marketing experience
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Description
- We are searching for an individual with solid experience in managing sales teams to join the Rosslyn Life office. You will be responsible for driving performance of a team of sales representatives and ensuring that business objectives are met.
- You will be working for a company that is over 100 years old with strong values which are customer centric. In return for your services, you will be paid a competitive remuneration package. You will be working for an organization that values employee development and rewards excellent performance.
Your Responsibilities will Include:
- Recruit high quality representatives timeously and accurately
- Ensure that appointed representatives are adequately trained
- Manage a team of insurance representatives optimally
- Ensure that the set insurance sales targets are reached
- Ensure and monitor compliance with respect to FAIS/FICA/LTIA and all other relevant legislation
- Risk management
- Develop and expand markets
Requirements
- Grade 12
- A suitable industry entry qualification within the requirements of the FSCA
- Comply with FAIS legislation for registration as Fit and Proper individuals
Applicants who entered the industry as follows:
- From years 2004 – 2007 requires 30 credits on NQF 4 obtained by 31 December 2009.
- From years 2008 - 2009 requires 30 credits or 60 credits on NQF 4 obtained by 31 December 2011 or full FAIS recognised qualification obtained by 31 December 2013
- All those appointed in the industry from the year 2010 onwards require a full FAIS recognised qualification
- Clear ITC
- Clear criminal record
- RE5 certificate
- RE1 will be an advantage
- Drivers’ license, own reliable transport and cell phone
- Proven success in the Marketing of Life Assurance for at least three years
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Description
- Marketing of Funeral Insurance, Savings Plans and related products
- Recruit funerals for the Funeral Division
Requirements
- Matric (Grade 12) and/ or tertiary education with 30 credits on NQF level 4
- Comply with FAIS legislation for registration as Fit and Proper individuals:
- Applicants who entered the industry as follows:
- From years 2004 – 2007 requires 30 credits on NQF 4 obtained by 31 December 2009.
- From years 2008 - 2009 requires 30 credits or 60 credits on NQF 4 obtained by 31 December 2011 or full FAIS recognised qualification obtained by 31 December 2013
- All those appointed in the industry from the year 2010 onwards require a full FAIS recognized qualification
- Clear ITC credit record
- Clear criminal record
- RE 5 will be an advantage
- Marketing experience
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Description
- Marketing of Funeral Insurance, Savings Plans and related products
- Recruit funerals for the Funeral Division
Requirements
- Matric (Grade 12) and/ or tertiary education with 30 credits on NQF level 4
- Comply with FAIS legislation for registration as Fit and Proper individuals:
- Applicants who entered the industry as follows:
- From years 2004 – 2007 requires 30 credits on NQF 4 obtained by 31 December 2009.
- From years 2008 - 2009 requires 30 credits or 60 credits on NQF 4 obtained by 31 December 2011 or full FAIS recognised qualification obtained by 31 December 2013
- All those appointed in the industry from the year 2010 onwards require a full FAIS recognized qualification
- Clear ITC credit record
- Clear criminal record
- RE 5 will be an advantage
- Marketing experience
go to method of application »
Description
- Marketing of Funeral Insurance, Savings Plans and related products
- Recruit funerals for the Funeral Division
Requirements
- Matric (Grade 12) and/ or tertiary education with 30 credits on NQF level 4
- Comply with FAIS legislation for registration as Fit and Proper individuals:
- Applicants who entered the industry as follows:
- From years 2004 – 2007 requires 30 credits on NQF 4 obtained by 31 December 2009.
- From years 2008 - 2009 requires 30 credits or 60 credits on NQF 4 obtained by 31 December 2011 or full FAIS recognised qualification obtained by 31 December 2013
- All those appointed in the industry from the year 2010 onwards require a full FAIS recognized qualification
- Clear ITC credit record
- Clear criminal record
- RE 5 will be an advantage
- Marketing experience
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Description
Model Development and Validation
- Develop, refine and implement credit risk models, including Probability of Default (PD), Loss Given Default (LGD) and Exposure at Default (EAD) for approval by management
- Validate and back-test models to ensure accuracy and compliance with the relevant regulatory standards e.g. IFRS 9.
- Perform stress testing and scenario analysis to assess model performance under different economic conditions and report outcome to management.
Data Analytics
- Identify trends and correlations in credit risk factors such as default rates and share output with management.
- Collaborate with the Data team to ensure quality and completeness of large data to use in the models
Model Performance Monitoring and Optimisation
- Periodically recalibrate models based on new data or shifts in economic conditions
- Leverage technology to enhance predictive accuracy where appropriate
Risk Assessment
- Analyse credit portfolio to identify high-risk segments and concentrations for management to make decisions based on the outcome of the analysis.
- Use advanced analytics tools like SAS or Python to monitor credit exposures and forecast performance
- Monitor the credit risk limits and approval risks aligned to the business objectives
- Recommend risk mitigation strategies such as adjusting credit limits or pricing model for management to consider
- Monitor credit approval exceptions and recommend process improvements
- Under the guidance of Credit and Operations Manager assist with the development and implementation of risk management strategies to mitigate identified risks.
- Conduct regular risk assessments and prepare detailed reports on findings which should be shared with the Credit and Operations Manager.
- Analyze and improve business processes to reduce risk and enhance operational efficiency.
- Develop and maintain a comprehensive record of risk management activities, including data flow diagrams and risk assessments.
- Review that the credit portfolio is well-diversified to mitigate the risk of high exposure to any single borrower, industry, or geographical area.
- Leverage technological advancements and data analytics to improve credit assessments and operational efficiencies.
- Provide input into the credit models enhancements to mitigate identified risks.
- Identify, evaluate, and monitor financial, operational, and regulatory risks.
- Assess the credit controls are aligned to business objectives and make recommendations for improvement to the Credit and operations manager.
Regulatory Compliance and Reporting
- Ensure all credit risk models meet regulatory requirements (e,g, IFRS 9).
- Prepare detailed risk reports for management.
Fraud Prevention and Mitigation
- Identify key fraud prevention mechanisms applicable to the lending and savings products.
- Implement and oversee anti-fraud measures to protect the company and its clients from fraudulent activities.
- Refer to Forensics department for investigations of suspected fraudulent activities in the operations -for appropriate action to be taken by the
Forensics department.
- Give input to the Training department to educate staff on fraud identification of suspected fraudulent activities .
Stakeholder Engagement
- Build relationships with internal and external stakeholders to ensure a coordinated approach to risk management.
- Provide regular risk updates and reports to senior management and relevant stakeholders.
- Engage with internal auditors and regulatory inspectors as required.
Training and Education
- Conduct training sessions for staff on risk management best practices and regulatory compliance.
- Provide ongoing education and support to staff to foster a risk-aware culture within the organisation.
Requirements
Minimum Qualification
- Bachelor's degree in Finance, Business, Economics, Risk Management, or related field. A postgraduate qualification in risk management or a related discipline is an advantage.
- Minimum of 3 to 5 years of experience in risk management, preferably within the financial services with micro-lending sector and/or saving and investment focus being advantageous.
- Professional certifications such as Certified Risk Management Professional (CRMP), Certified Information Systems Auditor (CISA), or similar are preferred.
Knowledge and Experience
- Technical expertise in credit risk models.
- Advanced analytical and statistical skills.
- Advanced analytics tools usage, like SAS or Python.
- Regulatory knowledge (IFRS 9 and Basel).
- Experience in dealing with regulatory bodies like the SARB, NCR, PA.
- Familiarity with the microfinance sector and its unique risks.
- Familiarity with investment sector highly beneficial.
- Previous experience in managing a team or leading risk management projects.
- Proficiency in MS Office and compliance management software.
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Description
- We are seeking a competent Recruitment Clerk with excellent client service and interpersonal skills to help facilitate the Group's recruitment process. In this role, you will support the Group's Talent Acquisition Department with recruitment duties and ensure that all recruitment procedures run smoothly.
- You will be working for a company that is over 100 years old with strong values. In return for your services, you will be paid a competitive remuneration package. You will be working for an organization that values employee development and rewards excellent performance.
YOUR RESPONSIBILITIES WILL INCLUDE THE FOLLOWING:
Administration of recruitment records within head office
- Publish Job averts on the Group's ATS
- Schedule interviews and invite short-listed candidates
- Compile interview guides two days before the interviews.
- Facilitate candidate schedules on the interview day.
- Conduct employment reference checks.
- Compile offer documents and load on ATS for approval by the relevant approval team.
- Record and allocate an employee number.
- Verify that all the documents are completed and available.
- Capture candidate details on the HRIS.
- Administer recruitment records for Insurance and Funeral Branches.
- Follow up on outstanding documents from the branches.
- Assist the Human Resource Practitioners with the Onboarding of new employees
Handling queries relating to general HR administration
- Keep up to date regarding the changes in the Group to ensure that we respond correctly
- Perform any HR related duties as requested.
- Provide ad-hoc support to the Recruitment team.
- Consolidate all the monthly appointments, transfers and promotions.
- Compile and update the weekly status report.
Tax invoice payments.
- Receive tax invoice from suppliers and capture the Invoice following all the necessary steps through the Group's CMS
- Ensure that Manager approves the payment on CMS
- Capture the invoice details in the correct GL code on the department's budget control sheet
- Follow up on payments with the finance department after 3 working days.
Requirements
- Matric
- Relevant experience
- Working knowledge of MS Office Suite.
- VIP experience will be an advantage.
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Description
- We are searching for an individual with excellent cleaning skills to join our branch administration team at the Midrand Insurance Office.
- You will be working for a company that is over 100 years old with strong values . In return for your services, you will be paid a competitive remuneration package. You will be working for an organization that values employee development and rewards excellent performance.
Your responsibilities will include:
- Perform cleaning tasks and ensure high hygienic standards in the office
- Vacuum, Sweep & mop office floor
- Dust office furniture & flowers
- Clean waste bins
- Clean & wash hand basin,toilets & sinks
- Check toilet paper & soap in toilets
- Make tea & coffee
- Wash dishes & dish cloths
- Refill tea & coffee dispensers
- Refill water in water cooler
- Wash office windows.
Requirements
- Minimum Grade 10
- Cleaning experience will be a definite advantage
- Ability to communicate in English will be a definite advantage
- Good interpersonal skills
Method of Application
Use the link(s) below to apply on company website.
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