First National Bank (FNB) South Africa offers dynamic career paths, structured graduate development programs, and continuous on-the-job learning across banking, data science, IT, and client advisory roles
To assist the deal makers with financial, market and risk analysis and credit data analysis to estimate degree of risk in extending credit or lending money
Develop and maintain a comprehensive understanding of the economic environment, business risks and financial reports with the ability to grow credit business opportunities
Asses credit risk, structure deals and prepare presentation for Credit Committee
Build working relationships across teams and functional lines to enhance work delivery, collaboration and innovation
Identify and implement on opportunities for revenue growth to deliver on sales targets
Analyse credit information to estimate degree of risk in extending credit and financing to clients
Identify transaction specific risks including credit, taxation, accounting and legal
Introduce risk mitigating measures as input to structure transactions in line with the risk philosophy of the Bank
Qualification and Experience
Have a minimum of a relevant BCom Degree in Law, Accounting, Commerce, Finance or related
Minimum 5 years of Commercial Finance Sales Experience
Have good understanding of the respective product and ability to structure deals within that environment
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