Junior Onboarding & Compliance Analyst – CPT at Datafin Recruitment

ENVIRONMENT:

• Our client, a fast growing and highly innovative FinTech company within the payments space, is seeking a detail Junior Onboarding & Compliance Analyst to join their team based in Claremont, Cape Town.  
• This is a dual focused role positioned at the centre of a regulated South African fintech environment, combining enterprise client onboarding, compliance administration, transaction monitoring, and daily payout operations.  
• The successful candidate will gain direct exposure to senior decision makers, compliance specialists, and operational processes within a business that is scaling rapidly in the fintech and payments sector.

DUTIES:

Compliance & Onboarding:

• Conduct KYB (Know Your Business) and KYC (Know Your Customer) checks for new enterprise clients.
• Collect, verify and maintain Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) documentation in line with FICA requirements.
• Maintain onboarding files, compliance documentation and client risk registers.
• Assist with RMCP execution, audits and reporting alongside external compliance partners.
• Ensure onboarding processes align with South African AML, FICA and POPIA regulations.

Operations & Transaction Monitoring:

• Monitor daily payout transactions across the platform, identifying anomalies or irregularities.
• Investigate failed transactions, reconciliation discrepancies and operational exceptions.
• Prepare transaction logs, operational reports and month end reporting packs.
• Handle client operational queries relating to payouts, settlements and file submissions.
• Support daily operational processes to ensure smooth payout and reconciliation activities.

REQUIREMENTS:

• Minimum 1 to 2 years’ experience within fintech, payments, banking or a regulated financial services environment.
• Experience working with KYC and KYB processes, ideally within B2B or enterprise onboarding.
• Sound understanding of FICA, POPIA and the South African AML regulatory landscape.
• Strong attention to detail with the ability to work accurately in a highly structured environment.
• Comfortable working with spreadsheets, reconciliations and operational documentation.
• Strong written and verbal communication skills.
• Exposure to transaction monitoring, reconciliations, payroll, payouts or disbursement operations is advantageous.
• Relevant qualification in Compliance, Finance, Business, Law or related field preferred.

ATTRIBUTES:

• Highly detail orientated and process driven.
• Professional, organised and accountable.
• Comfortable working in a fast paced, evolving environment.
• Able to manage both operational and compliance focused responsibilities simultaneously.
• Strong problem solving and investigative mindset.