Career Opportunities at WesBank

Role Purpose

Are you someone who:

• Enjoy using data to gain an in-depth understanding of business objectives, the development of solutions to translate new business acquiring, to strategic objectives (This starts with setting risk appetite and stretches all the way to setting limits that we should offer at a competitive interest rate.) 
• The role will also require an understanding of the quantitative balance between risk and reward, to enable risk based analytical decisions.
• Working closely with product owners to ensure alignment on the value proposition that will impact the future of the business.
• As solutions mature, performance monitoring and enhancement of new business strategies will be key.
• Work closely with the greater credit analytics team and community to continuously evolve and adapt to the multiple changes in the economy and competition. As such, Innovation is at the forefront of how we do business and putting our customers first.
• Understand how to work with big data and transform data to be suited for modelling or other analytical insights.
• Strong coding proficiency (preferably SAS).
• Can work well under pressure.
• Able to translate business requirements into tangible, creative solutions with guidance.
• Perform end-user scorecard, credit strategy testing and propose refinement and/or adjustments.

We can be a match if you are:

• Curious & courageous – you’re driven by always wanting to know more and learn more and you’re brave enough to take action.
• Obsessed with mastery – you know what it takes to become good at what you do and are constantly pushing yourself to achieve this.
• A team player – you believe in the power of teams, building and leveraging your networks.
• Emotionally intelligent – you are able to connect with people to build trust

As a #Changeable you will have access to:

• Opportunities to network and collaborate.
• Opportunities to innovate.
• Flexible working environment
• Focus on health and wellbeing.
• Coaches and mentors to help with your professional development.
• A very generous leave policy to cater for your individual needs.
• Preferential employee banking rates that include Vehicle and Home loans

Qualifications and Experience

Do you have experience in any of these parts of the credit value chain:

• Setting or optimising of credit risk appetite and/or product strategies
• Using data and analytics to provide insights into a credit portfolio or product
• Model development and maintenance / optimisation of existing models
• Intermediate to advanced coding skills in SQL essential
• Intermediate to advanced skills in SAS and Python would be beneficial.
• Understand how to work with big data and transform data to be suited for modelling or other analytical insights.
• Interested in the relation between risk & reward in optimising the portfolio or product

Minimum Qualification:

• Have a relevant Degree in Mathematical Sciences, Statistics, Data Engineering and/or Actuarial Science.
• Preferred Qualification: Honours Degree
• Experience: A minimum of 3 year’s relevant experience 
• Application Closing Date: 09/03/24

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Job Description

Responsible for relationship management and strategic planning, implementation and monitoring/controlling of national sales strategies and financial targets to service existing clients and generate new business

• Marketer/Hunter role, selling our finance options and/or services and develops new account relationships.
• Solicits and maintains network of prospects.
• Initiates contact with prospective customers to sell targeted FML products and/or services.
• Works as a member of a sales team
• Demonstrates product knowledge including various solutions, markets and competitive intelligence.
• Prepares and presents proposals to clients.
• Negotiates, structures and closes “deals” that meet customer expectations.
• Meets sales goals and objectives.
• Other related duties assigned as needed.
• Able to analyze fleet reports and present to customers A valid business contact network to build a sales pipeline in the First 90 days.
• Strong track record as highly performing sales individual and managing a senior sales team in our specific industry.
• Generally motivated for Sales (Hunting and New Business development) and highly energetic with a good sense of time management
• What You Bring
• Good understanding of fleet management and leasing
• General knowledge of financial and leasing including systems, applications, and banking practices
• · Requires expert negotiation and communication skills, both written and verbal
• Requires solid problem-solving skills.
• Analytical skills are required to determine client business needs and requirements.
• Ability to remain calm under various levels of pressure.
• Ability to show established track record. Requires the ability to establish and maintain effective working relationships with all levels of management (internally/externally)
• Travel is required (within the KZN region)

Application Closing Date: 09/03/24

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Job Description

To provide administrative support for Asset Remarketing The incumbent adheres to strict guidelines and frameworks, conducts checks and identifies and corrects errors

Hello Future Asset Re-Marketing Administrator

Welcome to Wesbank, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.

As part of our talent team in Asset Re-Marketing , you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

Are you someone who can:

• Contribute to cost efficiencies through responsible utilisation of work related resources
• Adheres to strict guidelines and frameworks
• Conducts checks and identifies and corrects errors
• Provides administrative support for Asset Remarketing
• Ensure operational excellence through the delivery of work processes according to defined quality standards
• Identify and utilise opportunities to assess and improve own performance
• Contribute to teamwork and inclusivity within own team
• Delivers customer service through adherence to quality service standards

You will be an ideal candidate if you:

• Matric
• Experience: 6 to 12 months adminition - preferably experience within Financial Services industry /Motor Industry

You will have access to:

• Opportunities to network and collaborate
• A challenging working environment
• Opportunities to innovate

      We can be a match if you are:

• Adaptable and curious
• Analyse complex data sets
• Thrive in a collaborative environment

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Job Description

As a Marketer – Product Specialist II -, you’ll be part of a team of self-motivated, high achieving sales professionals and you’ll drive WesBank Fleet Management and Leasing full product offering to new customers.
What You Will Be Doing

• Marketer/Hunter role, selling our finance options and/or services and develops new account relationships.
• Solicits and maintains network of prospects.
• Initiates contact with prospective customers to sell targeted FML products and/or services.
• Works as a member of a sales team
• Demonstrates product knowledge including various solutions, markets and competitive intelligence.
• Prepares and presents proposals to clients.
• Negotiates, structures and closes “deals” that meet customer expectations.
• Meets sales goals and objectives.
• Other related duties assigned as needed.

• Able to analyse fleet reports and present to customers
  A valid business contact network to build a sales pipeline in the First 90 days.
• Strong track record as highly performing sales individual and managing a senior sales team in our specific industry.
• Generally motivated for Sales (Hunting and New Business development) and highly energetic with a good sense of time management

What You Bring

• Good understanding of fleet management and leasing
• General knowledge of financial and leasing including systems, applications, and banking practices
• Requires expert negotiation and communication skills, both written and verbal
• Requires solid problem-solving skills.
• Analytical skills are required to determine client business needs and requirements.
• Ability to remain calm under various levels of pressure.
• Ability to show established track record.
• Requires the ability to establish and maintain effective working relationships with all levels of management (internally/externally)

Qualifications

• 3+ years in a commercial/client facing roles.
• Services/Banking industry
• Knowledge and understanding of leasing and fleet management.
• A valid business contact network to build a sales pipeline in the First 90 days.
• Strong track record as highly performing sales individual and managing a senior sales team in our specific industry.
• Generally motivated for Sales (Hunting and New Business development) and highly energetic with a good sense of time management

Application Closing Date: 08/03/24

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Job Description

To provide specialist product advice.

• Manage costs / expenses within approved budget to achieve cost efficiencies.
• Deliver exceptional service that exceeds customers’ expectations through proactive, innovative and appropriate solutions.
• Cultivate and manage objective working relationships with a variety of stakeholders, including end-users, SMEs, project managers and senior staff members.
• Maintenance of expert knowledge on relevant legislative amendments industry best practices and provision of proactive advice and solutions to relevant stakeholders.
• Translate strategies into actionable goals and execute relevant projects / initiatives aligned to strategic objectives with specific performance measures and control systems to track progress.
• Implement and maintain sound business processes that minimise risk and deliver quality requirements specifications. Findings that area as a result of internal or external audit and client management and risk.
• Initiate and manage product research, data mining and quantitative analysis to ensure sustainability and future competitive growth.
• Explore local and international markets for new products and trademarks in order to expand and strengthen the business' market position.
• Facilitate the conversion of knowledge and ideas into new or improved products, processes and services.
• Manage own development to increase own competencies.

go to method of application »

Job Description

To provide administrative support for Asset Remarketing The incumbent adheres to strict guidelines and frameworks, conducts checks and identifies and corrects errors

Hello Future Asset Re-Marketing Administrator

Welcome to Wesbank, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.

As part of our talent team in Asset Re-Marketing  , you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

Are you someone who can:

• Contribute to cost efficiencies through responsible utilisation of work related resources
• Adheres to strict guidelines and frameworks
• Conducts checks and identifies and corrects errors
• Provides administrative support for Asset Remarketing
• Ensure operational excellence through the delivery of work processes according to defined quality standards
• Identify and utilise opportunities to assess and improve own performance
• Contribute to teamwork and inclusivity within own team
• Delivers customer service through adherence to quality service standards

You will be an ideal candidate if you:

• Matric
• Experience: 1 – 2 years’ experience Admin within Financial Services industry /Motor Industry

You will have access to:

• Opportunities to network and collaborate
• A challenging working environment
• Opportunities to innovate

We can be a match if you are:

• Adaptable and curious
• Analyse complex data sets
• Thrive in a collaborative environment

go to method of application »

Role Purpose

To maximize new and existing business opportunities with commercial customers, through securing financing of assets, referring of value-added products and relationship building to grow profitability and market share for the Product House with focus on FNB Banked clients and Non-FNB Banked clients.

Responsibilities

• Achieve sales and new client acquisition targets to contribute to profit and growth of business.
• Contribute to teamwork and inclusivity within own team.
• Identify and utilize opportunities to assess and improve own performance.
• Report on transactional and process activities within set guidelines to provide timely information for decision making.
• Optimize work through the application of learning experiences.
• Comply with relevant statutory, legislative, policy and governance requirements and adhere to processes and procedures related to area of specialization.
• Build and maintain stakeholder relationships.
• Deliver customer service through adherence to quality service standards.
• Achieve expected financial targets and uphold associated service levels.
• Contribute to cost efficiencies through responsible utilization of work-related resources.
• Update all systems and administration as per standard policies, procedures, and legislative requirements.

Additional Requirements

• In accordance with National Credit Act (NCA) candidates applying for this role will require a credit record check.

Qualifications and Experience

• Minimum Qualification - Diploma in Commerce, Marketing or Finance
• Preferred Qualification - Degree in Commerce, Marketing or Finance
• Experience - 3 to 5 years’ experience in Marketing, Banking or Finance
• Financial Statements – An understanding of and ability to assess Financial Statements

Application Closing Date: 17/03/24

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Job Description

To analyses credit data to estimate degree of risk in extending credit or lending money
Consults with management to assist in corporate planning

• Credit assessments of salaried home loans applications.
• Adhere to negotiated service levels and turnaround times in support of business strategy.
• Ability to effectively prioritise and organise workflow.
• Customer and results driven.
• Make informed credit decisions.
• Assist internal sales partners with credit decisions and application of the credit policy.
• uild and maintain relationships with internal business partners.
• Responsible for making credit decisions.
• Keep abreast with what’s happening within the market place and more specifically with regards to process and credit policy.
• To facilitate and monitor adherence to service guarantee times.
• Resolve any credit issues and process problems/challenges with Payouts and other internal business partners.
• Escalate to manager any credit issues with products/processes/ standards.
• Optimises work through the application of learning experiences
• Engages in activities for own development
• Ensures customer service solutions are aligned to the operational business plan
• Develops and leverages cooperative credit risk stakeholder relationships and networks
• Contributes to cost efficiencies
• Contributes to teamwork
• Ensures operational excellence through the delivery of work processes according to defined quality standards
• Liaises with internal and external stakeholders and support functions
• Analyses the integrity of credit applications

Application Closing Date: 12/03/24

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Job Description

To maximise new business opportunities with dealers, bankers and/or customers (individual and corporate), through securing financing of assets, referring of value added products and relationship building in order to grow profitability and market share for the Product House

Hello Future Roving Marketer

Welcome to Wesbank, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of people that make it happen.

As part of our talent team in WB Motor Sales Channel, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

Are you someone who can:

• Increases new business production, non interest revenue and market share
• Cover the Klerksdorp
• Achieve predetermined sales targets
• Reviews sales with dealers, support staff and third parties
• Collates and submits required documentation to the organisation
• Builds and maintains relationships
• Provides excellent customer services
• Contributes to cost efficiencies
• Optimizes work through the application of learning experience

You will be an ideal candidate if you:

• Diploma in Business Management/ Marketing Management
• Preferred Qualification - Bachelor of Commerce Degree / advances Diploma in Business Management / Marketing Diploma
• Experience: 6 to 12 months experience within Financial Services industry /Motor Industry
• Own Vehicle

You will have access to:

• Opportunities to network and collaborate
• A challenging working environment
• Opportunities to innovate

We can be a match if you are:

• Adaptable and curious
• Analyse complex data sets
• Thrive in a collaborative environment