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Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month.
To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to transact, save and access credit in realtime. We also believe...
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Purpose Statement
- To contribute to the overall profitability of Business Bank by promoting and selling Business Bank and merchant products to new business clients.
Experience
Min:
- At least 2 – 3 years proven cold calling sales experience; generating own selling opportunities
- Building and developing a client base across a geographic area.
- Proven experience in identifying sales or business opportunities and/or customer needs and providing solutions for these.
Ideal:
- Cold-calling/external sales experience in a merchant acquiring environment
Qualifications (Minimum)
- Grade 12 National Certificate / Vocational
Qualifications (Ideal or Preferred)
- Bachelor's Degree in Commerce or Marketing
Knowledge
Min:
- Knowledge and understanding of:
- Commercial, economic, SME landscape (esp. in the relevant geographic area)
- Sales and sales optimisation techniques & principles
- Commercial/business know how (how businesses work.)
- Client relationship management principles
- Engagement/conflict management practices
- Performance culture
Ideal:
Knowledge and understanding of:
- Business banking landscape, products and knowledge
- Payment solutions environment (merchant services)
- Stock control
- POS Solutions
- Capitec Bank Acquiring product knowledge
Skills
- Negotiation skills
- Planning, organising and coordination skills
- Commercial Thinking Skills
- Communications Skills
- Interpersonal & Relationship management Skills
Competencies
- Deciding and Initiating Action
- Deciding and Initiating Action_Acting Decisively
- Deciding and Initiating Action_Demonstrating Initiative
- Deciding and Initiating Action_Making Accurate Judgments and Decisions
- Relating and Networking
- Relating and Networking_Establishing Relationships
- Relating and Networking_Creating and Maintaining Networks
- Relating and Networking_Interacting with People at Different Levels
- Relating and Networking_Managing Political Situations
- Delivering Results and Meeting Customer Expectations
- Delivering Results and Meeting Customer Expectations_Championing Customer Needs
- Delivering Results and Meeting Customer Expectations_Delivering High Quality Work
- Delivering Results and Meeting Customer Expectations_Meeting Basic Work Expectations
- Delivering Results and Meeting Customer Expectations_Serving Customers
- Persuading and Influencing
- Persuading and Influencing_Making Convincing Arguments
- Persuading and Influencing_Making a Strong Impression
- Persuading and Influencing_Negotiating Agreements
- Presenting and Communicating Information
- Presenting and Communicating Information_Communicating Effectively
- Presenting and Communicating information_Presenting and Public Speaking
- Adapting and Responding to Change_Acting as a Champion for Change
- Adapting and Responding to Change
- Adapting and Responding to Change_Adapting to Change
- Adapting and Responding to Change_Supporting Change
- Adapting and Responding to Change_Working with Ambiguity
- Adapting and responding to change_Working with Diverse Populations
- Coping with Pressures and Setbacks
- Coping with Pressures and Setbacks_Demonstrating Tenacity and Perseverance
- Coping with Pressures and Setbacks_Displaying Confidence and Composure
- Coping with Pressures and Setbacks_Maintaining Work-Life Balance
- Coping with Pressures and Setbacks_Managing Stress
Additional Information
- A valid driver's license and own vehicle is required
- Willingness to work or be available overtime and / or weekends if required
- Clear criminal and credit record
- Willingness to travel nationally if and when required
Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals
go to method of application »
Purpose Statement
- To lead the Finance Business Partner team to provide commercial guidance to business portfolios, ensuring a strong understanding of the link between operational drivers, business strategy and financial performance in order to enable accurate and effective financial management and decision making.
Experience
Minimum:
- 8+ years’ experience in financial accounting or finance partnering environment.
- 2+ years’ experience leading or managing finance knowledge workers
- In an environment which required validating work
- Stakeholder relationship engagement and management
- Responsibility for delivery in a high performing, continuous development environment
Ideal:
- Experience in a technology services portfolio
- External suppliers/vendor/3rd party relationship management
Qualification
- Grade 12 National Certificate/Vocational
- A post graduate degree in Finance
- CA(SA) is strongly preferred
Knowledge
Minimum:
- People management and development principles and practices
- Coaching and mentoring techniques
- General operations management
- Delegation and conflict management
- Client /service provision and focus principles
- Business acumen
- Stakeholder relationship management principles
- Management of accounts
- Computerised accounting systems and principles
- Financial budgeting and forecasting
- Financial modelling
- Financial analysis and interpretation
- Accounting principles
- Auditing methods and principles
- Microsoft Office suite of tools
- General business acumen
- Stakeholder relationship building principles and practices
- Leadership principles
- Business communication and presenting of information
Ideal:
- Financial and operational reporting principles
- Banking and financial services client offering, products, channels and transaction switching/processing.
Skills
- Analytical Skills
- Business writing skills
- Numerical Reasoning skills
- Interpersonal & Relationship management Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Presentation Skills
- Planning, organising and coordination skills
- Consultation skills
- Commercial Thinking Skills
- Communications Skills
Competencies
- Deciding and Initiating Action
- Leading and Supervising
- Working with People
- Relating and Networking
- Planning and Organising
- Delivering Results and Meeting Customer Expectations
- Entrepreneurial and Commercial Thinking
Additional Information
- Clear criminal and credit record
- Ability and willingness to work in an open plan environment
- Willingness to work or be available overtime and / or weekends if required
- A valid driver's license and own vehicle is required
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals
go to method of application »
Purpose Statement
- To contribute to the overall profitability of Business Bank by promoting and selling Business Bank and merchant products to new business clients.
Experience
Min:
- At least 2 – 3 years proven cold calling sales experience; generating own selling opportunities
- Building and developing a client base across a geographic area.
- Proven experience in identifying sales or business opportunities and/or customer needs and providing solutions for these.
Ideal:
- Cold-calling/external sales experience in a merchant acquiring environment
Qualifications (Minimum)
- Grade 12 National Certificate / Vocational
Qualifications (Ideal or Preferred)
- Bachelor's Degree in Commerce or Marketing
Knowledge
Min:
- Knowledge and understanding of:
- Commercial, economic, SME landscape (esp. in the relevant geographic area)
- Sales and sales optimisation techniques & principles
- Commercial/business know how (how businesses work.)
- Client relationship management principles
- Engagement/conflict management practices
- Performance culture
Ideal:
Knowledge and understanding of:
- Business banking landscape, products and knowledge
- Payment solutions environment (merchant services)
- Stock control
- POS Solutions
- Capitec Bank Acquiring product knowledge
Skills
- Negotiation skills
- Planning, organising and coordination skills
- Commercial Thinking Skills
- Communications Skills
- Interpersonal & Relationship management Skills
Competencies
- Deciding and Initiating Action
- Deciding and Initiating Action_Acting Decisively
- Deciding and Initiating Action_Demonstrating Initiative
- Deciding and Initiating Action_Making Accurate Judgments and Decisions
- Relating and Networking
- Relating and Networking_Establishing Relationships
- Relating and Networking_Creating and Maintaining Networks
- Relating and Networking_Interacting with People at Different Levels
- Relating and Networking_Managing Political Situations
- Delivering Results and Meeting Customer Expectations
- Delivering Results and Meeting Customer Expectations_Championing Customer Needs
- Delivering Results and Meeting Customer Expectations_Delivering High Quality Work
- Delivering Results and Meeting Customer Expectations_Meeting Basic Work Expectations
- Delivering Results and Meeting Customer Expectations_Serving Customers
- Persuading and Influencing
- Persuading and Influencing_Making Convincing Arguments
- Persuading and Influencing_Making a Strong Impression
- Persuading and Influencing_Negotiating Agreements
- Presenting and Communicating Information
- Presenting and Communicating Information_Communicating Effectively
- Presenting and Communicating information_Presenting and Public Speaking
- Adapting and Responding to Change_Acting as a Champion for Change
- Adapting and Responding to Change
- Adapting and Responding to Change_Adapting to Change
- Adapting and Responding to Change_Supporting Change
- Adapting and Responding to Change_Working with Ambiguity
- Adapting and responding to change_Working with Diverse Populations
- Coping with Pressures and Setbacks
- Coping with Pressures and Setbacks_Demonstrating Tenacity and Perseverance
- Coping with Pressures and Setbacks_Displaying Confidence and Composure
- Coping with Pressures and Setbacks_Maintaining Work-Life Balance
- Coping with Pressures and Setbacks_Managing Stress
Additional Information
- A valid driver's license and own vehicle is required
- Willingness to work or be available overtime and / or weekends if required
- Clear criminal and credit record
- Willingness to travel nationally if and when required
Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals
go to method of application »
Purpose Statement
- Capitec, South Africa’s fastest growing retail bank, wants exceptional people to join our Graduate Development Programme (GDP) spanning 2 regions: Western Cape and Gauteng.
- A Capitec person questions convention. We believe by helping people better manage their financial lives, we are playing a part in the banking revolution.
- Help others find a better way to bank and join our Graduate Development Programme. You will get a 360 degree view of our business and find out how we are quietly going about making banking simpler and better.
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
Experience
Qualification Requirement:
- Disciplines:
Engineering (all streams)
- Mathematics, Statistics, Scieces, Analytics (most streams)
- Digital and Data Solutions
- Artificial Intelligence / Machine Learning
- Computer Sciences (IT/IS)
- Accounting/Auditing/Finance/Economics
- Business and Management Studies
- Behavioural Sciences
- Communications & Public Relations
- Marketing
- Digital/Multimedia/Communication/Illustrative/Animation Design (EX Designers)
- Law
- Risk/Credit/Project Management
Human Resource Management
- Degree completion date: must be completed before 1 February 2022
- Degree must be at least a level of 7 in South Africa & Grade average: 60%
- The candidate must not have a qualification that is higher than level 10 in South Africa (Doctorate or higher)
Qualifications (Minimum)
- Grade 12 National Certificate / Vocational in Grade 12 National Certificate
- A relevant degree
Knowledge
Candidate Requirement:
- Must have less than 24 months’ work experience
Skills
- Communications Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Competencies
- Achieving Personal Work Goals and Objectives
- Delivering Results and Meeting Customer Expectations
- Working with People
- Adapting and Responding to Change
- Coping with Pressures and Setbacks
- Leading and Supervising
- Entrepreneurial and Commercial Thinking
Additional Information
- Clear criminal and credit record
- Ability and willingness to work in an open plan environment
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals
go to method of application »
Purpose Statement
- To welcome clients and coordinate the branch flow through efficient queue functioning, providing excellent client service by assisting clients at the ATM and to complete transactions on any remote or self service channels.
Experience
Minimum:
- No experience required but individual needs to hold a Grade 12 National Certificate
Ideal:
- At least 1 year’s client service experience within a retail/ financial/ banking environment
Qualifications (Minimum)
- Grade 12 National Certificate / Vocational
Qualifications (Ideal or Preferred)
Knowledge
Basic calculations
Knowledge of Capitec Bank products and business processes (internal)
Skills
- Communications Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Interpersonal & Relationship management Skills
- Problem solving skills
- Attention to Detail
Competencies
- Adhering to Principles and Values
- Relating and Networking
- Presenting and Communicating Information
- Delivering Results and Meeting Customer Expectations
- Following Instructions and Procedures
Additional Information
- Clear criminal and credit record
- Must have access to transport (personal/public)
- Flexible and mobile across regions is an advantage
- Must meet the minimum requirements on psychometric assessments
- Must have fingerprints which are detectable/recognisable on Capitec Bank's internal electronic banking system
- Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
go to method of application »
Purpose Statement
- Provide excellent client service through consultation with clients and assisting at the ATM
Experience
- Experience in client service industry
Qualifications (Minimum)
- Grade 12 National Certificate / Vocational
Qualifications (Ideal or Preferred)
Knowledge
- Basic calculations
- Basic operational and product knowledge
Skills
- Commercial Thinking Skills
- Communications Skills
- Consultation skills
- Competencies
- Achieving Personal Work Goals and Objectives
- Delivering Results and Meeting Customer Expectations
- Working with People
Additional Information
- Clear criminal and credit record
- Contactable via own mobile phone
- Must have access to transport (personal/public)
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals
go to method of application »
Purpose Statement
To maximise credit profitability through:
- Credit pricing optimization; understand customer segments response to different prices of the same product or different products through different channels.
- Developing and maintaining take-up propensity models for credit applications that are applied as inputs for strategic decision making and loan amount and volume budgeting.
- Supporting the Capitec Live Better rewards, behavioural incentives program by applying price elasticity analysis to understand and incentivise healthy credit behaviours.
- Monitoring insights and developing rules for credit risk and pricing.
- Producing work outputs (proposals and analysis) that can be used to drive strategic debate at executive level and enhance the competitiveness of Capitec Bank by improving the pricing proposition for clients.
Experience
Minimum:
- At least 5 years’ experience in credit risk analytics in a financial or retail environment
- Proven experience in development of credit risk models e.g. propensity, scorecards
- Proven track record on SQL, SAS, R or Python
- Experience in credit pricing and profitability
Ideal:
- Experience in retail credit pricing and profitability modelling
- Experience in retail credit granting/origination
Qualification
- Grade 12 National Certificate / Vocational
- A relevant tertiary qualification (e.g. Mathematic, Statistics, Financial Mathematics, Quantitative Risk Management, Data Science or Actuarial Science)
- A relevant post graduate qualification (e.g. Mathematic, Statistics, Financial Mathematics, Quantitative Risk Management, Data Science or Actuarial Science) is preferred
Knowledge
Minimum:
- Quantitative credit analytics
- Credit product profitability
- Advanced statistical analysis
- Advanced financial mathematics and data mining techniques
- Financial and business acumenRetail Credit Environment and credit life cycle
Ideal:
- Knowledge of Capitec’s Credit Policy
- General understanding of the Banks Act Capital Regulations, National Credit Act and the implication for Capitec business and the Credit Bureau
- Credit industry knowledge
- Knowledge of data structures and systems
- Analytical experience on credit portfolio
- Activity Based Costing (ABC) methodology and application
- Bank governance experience (ALCO, Riskco, Credit Committee, etc)
- Credit origination systems and processes
- Strong data skills and understanding of different programming languages
Skills
- Communications Skills
- Planning, organising and coordination skills
- SAS Skills
- Visual Basic Skills
- Interpersonal & Relationship management Skills
- Negotiation skills
- Presentation Skills
- Project Management Skills (Methodolgy Specific)
- Analytical Skills
- Problem solving skills
- Strategic Thinking Skills
- Attention to Detail
- SQL Skills
- Competencies
- Deciding and Initiating Action
- Writing and Reporting
- Analysing
- Learning and Researching
- Creating and Innovating
- Delivering Results and Meeting Customer Expectations
- Entrepreneurial and Commercial Thinking
Additional Information
- Clear criminal and credit record
- Ability and willingness to work in an open plan environment
- Willingness to work or be available overtime and / or weekends if required
- A valid driver's license and own vehicle is preferred
- Willingness to travel nationally if and when required
- Willing and able to use own home as a formal office / base of operations (including space for ad hoc storage of paperwork, stock, etc.)
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals
go to method of application »
Purpose Statement
- To monitor and report on the performance of the Centralised Collections department against performance expectations and policy adherence.
- To maintain and propose changes to policies relevant to the role.
Experience
Min:
- 5 years’ experience in credit monitoring, reporting and / or analysis
- Highly proficient in using SQL and Excel for analysis
- Exposure to using reports in Qlikview/PowerBI
Ideal:
- 5 years’ experience within Capitec Bank Credit Operations Exposure to fixed term as well as revolving credit products
Qualification
- Grade 12 National Certificate / Vocational
- A relevant tertiary qualification (e.g. Mathematic, Statistics, Financial / Quantitative Risk Management, Economics)
Knowledge
Min:
- Knowledge of the following areas are required to perform the job:
- National Credit Act
- Retail credit products (Fixed term and facilities)
Collections systems and processes
- SQL and database structures
Ideal:
Knowledge of:
- Capitec Bank’s Credit Policies
- Capitec Bank's banking system (Front- and Back-End)
- Knowledge of Capitec Bank’s Centralised Collections systems and processes
- Credit risk management throughout the credit life-cycle (granting to handover)
Skills
- Communications Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Reporting Skills
- Negotiation skills
- Interpersonal & Relationship management Skills
- Analytical Skills
- Problem solving skills
- Decision making skills
- Attention to Detail
Competencies
- Delivering Results and Meeting Customer Expectations
- Achieving Personal Work Goals and Objectives
- Adhering to Principles and Values
- Analysing
- Persuading and Influencing
- Relating and Networking
- Writing and Reporting
Additional Information
- Ability and willingness to work in an open plan environment
- Clear criminal and credit record
- Willingness to work or be available overtime and / or weekends if required
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals
Method of Application
Use the link(s) below to apply on company website.
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