Latest Jobs at Visa

Job Description

Company Description

As the world’s leader in digital payments technology, Visa’s mission is to connect the world through the most creative, reliable and secure payment network - enabling individuals, businesses, and economies to thrive. Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company’s dedication to innovation drives the rapid growth of connected commerce on any device and fuels the dream of a cashless future for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce.

At Visa, your individuality fits right in. Working here gives you an opportunity to impact the world, invest in your career growth, and be part of an inclusive and diverse workplace. We are a global team of disruptors, trailblazers, innovators and risk-takers who are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, and doing meaningful work that brings financial literacy and digital commerce to millions of unbanked and underserved consumers.

You’re an Individual. We’re the team for you. Together, let’s transform the way the world pays.

Job Description

The Risk Management Analyst reports to the Head of Risk, Visa Sub-Sahara Africa and will be responsible for payment cards fraud prevention, management of fraud, ecosystem Risk, Enterprise risk, Payment Information security and acquiring risk in South Africa.

The prospective candidate will support implementation of the global risk management strategy in the assigned market- South Africa. Further, this role serves as a risk services specialist who can provide client consulting, recommendation of best practices and implement strategies to mitigate fraud trends and increase client risk performance. This function collaborates extensively with a wide range of organizations, regulators, law enforcement agencies and other stakeholders in managing the payments ecosystem risk

What we expect of you, day to day.

• Support country risk initiatives and projects

• Proactively analyze and assess clients’ trend to identify risk opportunities for value creation and improved performance

• Support the enterprise risk management strategy for the country and region

• Support the strategic focus and priorities of the country risk plan

• Support client incident investigation and remediation effort

• Conduct trainings through various channels including face-to-face and virtual such as Webinars for banking representatives, law enforcement, prosecution and regulators

• Champion information security and acquiring risk self-assessment as well as substantive testing

• Achieve market-level fraud targets (issuing and acquiring, cross border acquiring and CNP acquiring)

• Support organization of Visa's CEMEA Risk Summits and Sub-Regional Risk Executives Councils

• support Visa member banks in day-to day activities and execution of the banks risk strategy

• Promote fraud risk management related cooperation with other payment cards brands if possible and legally permitted

• Promote Visa Global Payment System Risk Strategy with industry stakeholders and governments

• Support deployment of risk products and solutions (e.g., VRM, VCAS, VAP, other)

• Support country management in overall business development

• Support Credit Settlement Risk, AML, Enterprise Risk Management and Risk Strategy & Operations in risk identification and mitigation

• Build relationship with industry stakeholders, government, and law enforcement

• With Corporate Communications, support Visa's risk communications strategy

Additional Information

Work hours: 8 hours - Regular Office hours

Travel: Position might require occasional travel for training or team meetings -

Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers, reach with hands and arms, and bend or lift up to 25 pounds.

Visa has adopted a COVID-19 vaccination policy to safeguard the health and well-being of our employees and visitors. As a condition of employment, all employees based in the U.S. are required to be fully vaccinated for COVID-19, unless a reasonable accommodation is approved or as otherwise required by law

Qualifications

Basic Qualifications:

• 3 years of work experience in Risk or related second line of defense roles
• Prior experience in South African payment sector
• Strong communication and collaborative skills
• Strong understanding of Open banking requirements
• Ability to assess data, interpret ambiguous situations, and make decisions under pressure
• Knowledge in fraud prevention methods and detection tools
• Understanding of mitigating online fraud, such as account takeover, phishing, online card testing, etc.
• Risk Management experience with traditional and alternative payment methods
• Excellent written, oral and presentation skills and an ability to synthesize information and make clear, concise recommendations on a course of action
• Understanding of cross-functional roles within an organization including vendor physical security, customer service, dispute processing, fulfillment, and fraud prevention
• Creative, team-focused problem-solving skills with drive for deadline completion
• Flexibility with schedule as job requires
• Expert level MS Office (Word, PowerPoint, Excel, One Note, Access)
• Travel maybe required but very limited

Preferred Qualifications

• 3 or more years of work experience with a Bachelor’s Degree or more than 2 years of work experience
• Risk Framework creation / experience a plus
• Knowledge of mobile and multi-channel commerce solutions is a plus

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

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Job Description

Company Description

As the world’s leader in digital payments technology, Visa’s mission is to connect the world through the most creative, reliable and secure payment network - enabling individuals, businesses, and economies to thrive. Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company’s dedication to innovation drives the rapid growth of connected commerce on any device, and fuels the dream of a cashless future for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce.

At Visa, your individuality fits right in. Working here gives you an opportunity to impact the world, invest in your career growth, and be part of an inclusive and diverse workplace. We are a global team of disruptors, trailblazers, innovators and risk-takers who are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, and doing meaningful work that brings financial literacy and digital commerce to millions of unbanked and underserved consumers.

You’re an Individual. We’re the team for you. Together, let’s transform the way the world pays.

Job Description

Cybersource, Visa’s digital merchant and acquirer payment management platform, with industry leading global processing connectivity, risk and fraud management, and payment acceptance solutions. Cybersource is a strategic distribution platform for Visa products and services, and a critical value-added service for merchants and acquirers accepting many payment methods globally.

Regional Solutions Management is the strategy and solutioning team that works with the regional sales, business development and marketing teams to understand market trends and opportunities and key client needs, and to develop product investment and go-to-market plans. The CEMEA Regional Solutions Manager serves as a liaison between Sales and Product, developing strategy and driving delivery of compelling solutions for our client segments and verticals.

This role has overall responsibility for Cybersource Solutions within the CEMEA region, reports to the Global Head of Regional Solutions with an indirect reporting line to the CEMEA business lead. The person in role will be an active member of CEMEA Cybersource leadership team. This is an individual contributor role.

• Drive efforts to evolve overall Cybersource solution strategy and product investment prioritisation within the region, to establish business sponsorship and define execution criteria

• Manage all aspects of demand, prioritisation, tracking, reporting and delivery of CEMEA region funded product under the Global Expansion initiative

• Drive efforts to evolve the Cybersource local market solution strategy/prioritisation to establish business sponsorship and define execution criteria

• Champion the adoption and commercialisation of new products into the region supporting the business with client evaluations of beta product

• Participate in the commercialisation process for new products acting as the regional representative across areas such as pricing, packaging, solution marketing and sales training

• Develop and maintain regional solutions roadmap informed by the solution prioritisation process and underlying product capability builds and specific project efforts

• Support client teams with solution requirements and definition for strategic clients, acquirers and enterprise merchants, working with Sales Engineering and Global Services team members as required 

• Lead creation/design of new market or client focused solutions that generate significant revenue contribution for the region and overall business

• Conduct regional competitive and regulatory intelligence activities to evaluate competitors’ activities and implications to inform senior executive decision-making

• Thought leadership: You will continuously challenge the status quo and you will be relentless in your focus to initiate and drive change

• Author content for closed customer and public forums

• Maintain close relationships with key merchant and acquirer business contacts and end-users to proactively solicit feedback on features, functionality, services and future requirements

• Develop and maintain working relationships with the regional Visa product team seeking and developing opportunities for collaboration and go to market partnerships

Experience

• Advanced technical, business and operational understanding of banking and payment card systems and processes

• Experience with a payment gateway, payment facilitator, merchant acquirer or financial technology company

• Good knowledge and experience of marketing principles, product management and merchant acceptance business

• Experience/knowledge of emerging payment trends and competitive landscape

• Strong analytical, quantitative, commercial, project management and interpersonal skills

• Ability to envision and articulate a long-term product strategy designed to improve the Cybersource customer experience and value proposition

• Ability to inspire and lead high performing cross-functional teams who can envision and create innovative solutions that meet the needs of our clients

• Disciplined and tolerant of ambiguity, with the maturity and capability to interact and influence across multiple organisational levels internal and external to Cybersource and Visa

• Intellectual curiosity and interest in digging into the detail, understanding data, making recommendations based on the data and using it to solve problems

• Strong and demonstrated written, verbal and presentation skills

• Motivation, drive and a self-starting attitude

Qualifications

• 8+ years of work experience with a bachelor’s degree; or
• 6+ years of experience with an advanced degree (e.g. Masters, MBA, JD, MD); or
• 5+ years of work experience with a PhD

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

go to method of application »

Job Description

Company Description

As the world’s leader in digital payments technology, Visa’s mission is to connect the world through the most creative, reliable and secure payment network - enabling individuals, businesses, and economies to thrive. Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company’s dedication to innovation drives the rapid growth of connected commerce on any device and fuels the dream of a cashless future for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce.

At Visa, your individuality fits right in. Working here gives you an opportunity to impact the world, invest in your career growth, and be part of an inclusive and diverse workplace. We are a global team of disruptors, trailblazers, innovators and risk-takers who are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, and doing meaningful work that brings financial literacy and digital commerce to millions of unbanked and underserved consumers.

You’re an Individual. We’re the team for you. Together, let’s transform the way the world pays.

Job Description
 

The Visa Direct Product team is responsible for leading Visa’s efforts to support all channels and extend payouts to cards, accounts and wallets in the future. Building on Visa Direct’s market leading platform, the Visa Direct service enables corporates, governments, banks. Fintechs, etc., unprecedented options to send payments to consumers and small business around the world.

We are seeking a Product Solutions team member who can help drive critical growth initiatives in the SSA region working in a complex, matrixed environment.  The ideal candidate will be a structured, analytical thinker with excellent communication skills and a strong interest in how products are developed and delivered. S/he enjoys variety and collaborating with people. S/he is thoughtful, curious and analytical with a desire to make an impact. S/he is client-centric and oriented around finding solutions to complex problems.

This product and solutioning role will report to the Regional Head of Commercialization and Solutioning for Visa Direct in SSA. The role holder will be accountable for development and commercialization of the Visa Direct capability across markets, new use cases and services for the SSA region. Equal parts product ownership and solutioning the role holder will plan, think through, develop and support commercialization of the Visa Direct cross-border capability with internal and external partners.

The person is responsible for the solutioning of a suite of solutions (both to card or accounts or wallets) cross border payments. These are all payment services that Visa provides to clients (issuers, acquirers, processors, merchants and service providers) to facilitate fund transfers/disbursements to accounts around the world using push payment technology. Money Movement consumer and business applications include person to person (P2P) transfer, person to micro-business transfer (e.g. payments to landscaper), cross border remittance and funds disbursements (e.g., marketplace seller payouts, insurance claim disbursements, acquirer merchant settlement).  

Responsibilities

You will be responsible for working collaboratively with front line sales and account executives, client solutioning team in the hub and in-country Visa Direct team members.  Working within the organization for timely solution launches, you will lead engagements with senior client stakeholders, pitch value proposition and help create solutions for various cross-border money movement opportunities.  You will need to:

• Consult with clients, partners and prospects to design solutions that accelerate adoption of Visa Direct

• Support segment and sales leads for Cross Border, to sell Visa Direct products to banks, remittance platforms, digital partners, etc.

• Provide business and technical solutions for new use-cases penetrating target markets, by assessing market/client/prospect needs, reviewing ecosystem readiness, collaboration with regional, global, and cross-border product and commercialization teams

• Enable solutions by working with cross-functional stakeholders including Legal, Finance, Client Support (CS), Risk, Compliance, AML, and other product teams across Visa

• Be a Visa Direct product SME and support client implementations

• Monitor business enhancement releases and other product related changes and be a focal point of contact for the AP region

• Represent voice of the client within the product roadmap and work closely with product development teams to ensure readiness in implementing new solutions

• Support client pricing deal negotiations or incentives, operating under the regional pricing framework, aligned with global pricing strategy/policy, pricing operations, while taking into account the regional competitive environment 

• Work closely with origination points (North America, Europe, other sub-regions of CEMEA) to drive inbound volumes for key corridors into SSA, CEMEA.  Work on driving intra-SSA volumes on the Visa Direct rails

Qualifications

• Experience in payments, banking or payment processing, having performed product management, or solutioning roles
• Experience in developing a cross border payment flows business within the SSA region, e.g. with personal remittances or corporate/treasury payouts
• Skilled at client conversations and can clearly articulate technical solutions
• Ability to explain complex business and technical concepts to broad audiences in an approachable way.
• Understanding of API and service-oriented architecture
• Organizational and leadership abilities to influence, negotiate and drive results
• Embrace change and ambiguity in an ecosystem that is rapidly evolving.
• Consultative product solutions experience within an enterprise or financial services environment
• Knowledge of regional market, competitive landscape and related dynamics
• Ability to think creatively to solve problems with customer at the center

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.