Trending Roles at Absa Group Limited (Absa)

Job Summary

• The Business Banking Sector Head Professional Services Portfolio is accountable for defining and driving sector‑led growth strategies across priority sectors within the Business Bank. is accountable for the end‑to‑end enterprise ownership of the Pan‑African Business Banking portfolio management capability.
• The role sets strategy, governance, standards, and portfolio‑wide outcomes across all Pan‑African markets, ensuring balance‑sheet optimisation, disciplined growth, and risk‑aligned value creation.
• Acting as the enterprise sector authority for Business Banking, the role shapes the business banking sector strategy, credit and risk positioning, product direction, and go‑to‑market execution, working collaboratively across Coverage, Risk, Credit, Product, Treasury, and Country teams to ensure consistent, disciplined delivery while accommodating local market realities.

Job Description

Key accountabilities

Sector Strategy and Portfolio Leadership

• Define the Business Banking sector strategies aligned to the bank’s growth, risk and return objectives.
• Translate group and Business Bank strategy into sector‑specific growth, penetration and profitability plans.
• Identify priority sub‑segments, client archetypes and growth opportunities within the Professional Services sector.
• Ensure consistent strategy adoption across countries while allowing for market‑specific adaptations.
• Ensure alignment with Group balance‑sheet, capital and risk appetite

Portfolio Performance and Financial Outcomes

• Develop the industry and/or sector‑level portfolio performance, including lending growth, revenue, margins and returns.
• Drive optimisation of risk‑adjusted returns (RORC) across sector portfolios.
• Monitor portfolio health, concentration and early‑warning indicators; initiate corrective actions where required.
• Balance growth ambition with disciplined portfolio management and loss mitigation.
• Own portfolio‑level outcomes across all markets
• Sense‑check country and segment exposures holistically
• Act as final escalation point on portfolio‑level trade‑offs

Risk, Credit and Governance

• Partner with Risk and Credit to define sector risk appetite, underwriting standards and Credit policies.
• Ensure sector strategies align with approved risk limits, regulatory expectations and internal governance frameworks.
• Provide sector insight into portfolio reviews, credit forums and risk committees.
• Proactively identify emerging sector risks and structural changes impacting portfolio performance.

Go‑to‑Market Execution

• Work closely with Coverage and Relationship teams to embed sector strategies into frontline execution.
• Drive sector‑specific value propositions, client engagement models, and pipeline discipline.
• Enable consistent application of best practices, tools and playbooks across countries and teams.
• Track execution effectiveness and intervene where delivery gaps exist.
• Identify and develop ecosystem and partnership opportunities that enhance sector positioning and client value.

Product, Treasury and Proposition Alignment

• Influence product and solution design to ensure sector relevance and commercial differentiation.
• Collaborate with Treasury on pricing, balance‑sheet optimisation and funding impacts at sector level.
• Ensure Business Banking sector propositions remain competitive, scalable and commercially viable.

Thought Leadership and Market Insight and Sector Expertise Enablement

• Act as the Business Bank’s internal sector authority, providing insight on market trends, regulatory developments and competitive dynamics.
• Develop sector thought leadership to support frontline teams and inform strategic decisions.
• Build deep insight into sector dynamics, value chains, regulatory developments and macro economic trends across Africa.
• Support marketing and client engagement initiatives through credible sector insights (non‑transactional).

Stakeholder Management

Build strong working relationships with:

• Country Business Banking Heads
• Coverage leadership
• Risk, Credit, Product and Treasury teams
• Ensure sector strategies and initiatives comply with governance, conduct and regulatory requirements across markets.
• Represent the sector agenda in executive forums, resolving cross‑functional issues and influencing enterprise priorities

Qualifications and Experience

• Bachelor’s degree in Business, Finance, Economics or related field. Postgraduate qualification is strongly preferred. 10–15+ years’ experience in banking or financial services.
• Proven track record leading sector strategies and portfolios across multiple geographies. Strong experience in origination, structuring and management of complex credit and transactional solutions.
• Demonstrated ability to drive portfolio optimisation and risk‑adjusted returns. Experience in pan‑African or multi‑country environments is strongly preferred.

Education

• Master's Degree: Finance, Postgraduate Degrees and Professional Qualifications: Business, Commerce and Management Studies

End Date: June 12, 2026 

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Job Summary

• The Acquisition Banker is a frontline origination and execution specialist responsible for securing primary banking relationships by driving end-to-end client acquisition, orchestrating onboarding and activation, and delivering disciplined, accretive balance sheet solutions that convert new clients into fully embedded, revenue-generating relationships.

Job Description

Business Area & Reporting Line

• Business Banking Commercial Client Coverage South Africa – New Client Acquisitions (NCA) Reports to: Head: New Client Acquisitions, Business Banking Commercial Client Coverage, South Africa

Role Purpose

• The Acquisition Banker (AB) is a dedicated origination specialist within Business Banking Commercial responsible for acquiring New-to-Bank (NTB) clients and securing primary banking relationships.
• The AB assumes full end-to-end accountability for the client acquisition lifecycle, i.e., from target identification and origination, through credit structuring and approval, to onboarding, implementation, and activation thereby ensuring Absa becomes the client’s main transactional operating, clearing, and cash management bank.
• AB’s primary objective is transactional primacy and wallet capture, supported by the origination and execution of lending opportunities across the Bank’s product houses, ensuring disciplined and accretive balance sheet deployment that delivers optimal risk-adjusted returns.

Core Responsibilities

Primacy-Led NTB Acquisition

• Identify, research, and maintain a pipeline of Commercial profiled NTB target clients (≥R50m annual T/o or Sales)
• Maintain an active and disciplined calling and engagement programme to originate new opportunities
• Lead owner and senior financial decision-maker engagements to position Absa as the primary bank
• Secure primary operating accounts and drive full transactional switching (payments, collections, clearing)
• Structure onboarding solutions to maximise wallet share across cash management, liquidity, and trade services
• Displace incumbent banks through differentiated value propositions, pricing, and service delivery

Balance Sheet Origination, Lending & Cross-Sell

• Originate and structure lending opportunities across product houses, delivering integrated solutions across term lending, commercial property finance, working capital, trade finance, asset-based finance, and treasury, etc.
• Deploy the Bank’s balance sheet in a disciplined and accretive manner, ensuring optimal risk-adjusted returns while utilising borrowings strategically to anchor and deepen transactional primacy.
• Drive deposit mobilisation, liquidity flows, and funding optimisation, maintaining strong cross-sell discipline to link lending with transactional activity and deliver holistic client solutions aligned to client operating cycles and growth strategies.

End-to-End Deal Execution & Project Management

• Take full ownership of the end-to-end deal lifecycle, from origination through execution to implementation, activation, and client utilisation.
• Lead and coordinate Client Service Teams (CSTs) to deliver integrated, high-quality solutions, including the structuring and presentation of credit proposals through internal approval processes.
• Drive efficient onboarding and client migration, ensuring accelerated time-to-primacy through rapid conversion from approval to active and sustained transactional usage.

Risk Management & Governance

• Ensure strict adherence to Absa’s risk frameworks, policies, and approved lending governance standards, taking full ownership of the end-to-end credit process in close partnership with Credit Risk to secure approvals.
• Maintain a proactive and transparent risk management approach through continuous client engagement, ensuring early identification and escalation of emerging risks.
• Actively identify, assess, and mitigate credit, transactional, and reputational risks, operating consistently within the Bank’s defined risk appetite and control environment.

Compliance, Operations & Ecosystem Capture

• Ensure full compliance with all applicable regulatory requirements, including FICA, FAIS, AML, and SARB, while remaining current on industry, regulatory, and product developments impacting client delivery.
• Drive ecosystem capture by identifying and converting opportunities across client value chains, including suppliers, payroll, and related entities, to deepen relationships and revenue generation.
• Ensure seamless coordination and alignment across Operations, Product Houses, and Support Functions to enable efficient execution and delivery of integrated client solutions.

Behavioral Expectations

• Champion the NCA franchise through strong internal collaboration and referral generation, consistently positioning Absa as the primary banking partner.
• Build and maintain credible, long-term stakeholder relationships across Coverage, Product, Credit Risk, Operations, and Compliance to enable effective deal execution.
• Maintain disciplined pipeline management, opportunity tracking, and reporting through structured frameworks (e.g. Salesforce, CST), ensuring execution focus, accountability, and timely delivery.
• Proactively identify and manage reputational and transactional risks in line with governance and compliance standards while upholding the highest levels of integrity, professionalism, and ethical conduct.
• Actively contributes to team effectiveness through mentorship, knowledge sharing, and collaboration, supporting capability development and alignment to Absa values.

Experience & Qualifications

• Bachelor’s degree in Commerce, Finance, Accounting, Economics, or a related discipline.
• 7–10 years of experience in Commercial/Business Banking or Corporate Banking, with a strong focus on client acquisition and relationship management.
• Demonstrated track record in New-to-Bank (NTB) origination, credit structuring, and execution, as well as client onboarding and implementation.
• Robust understanding of banking products, credit risk frameworks, financial markets, and the applicable regulatory environment.

Key Competencies

• Demonstrates deep expertise in transactional banking, including cash management, payments, liquidity, and digital platforms, combined with strong capability to originate and structure accretive balance sheet solutions.
• Possesses advanced credit and financial analysis skills, enabling effective structuring of complex client solutions aligned to risk and return objectives.
• Exhibits strong origination and sales capability, with a proven ability to win mandates, displace competitors, and drive new client acquisition.
• Applies sound commercial acumen with an entrepreneurial, client-centric, and value-driven mindset to identify and unlock growth opportunities.
• Effectively manages and influences internal and external stakeholders while maintaining strong execution discipline, ensuring delivery of outcomes through structured project management and coordination.

Education

• Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

End Date: June 13, 2026 

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Job Summary

• To provide specialist advice and support in the development and implementation of quantitative analytics, planning and associated service delivery processes, methods and techniques; enabling the provision of sound product development expertise.

Job Description

Accountability: Model development

• Develop IFRS9 and/or Regulatory Capital models in-house through sound methodologies and statistical analysis.
• Enhancing / refreshing existing models already in place.
• Proficiency in SAS coding is essential.
• Updating models to reflect latest forecasted macro-economic factors; and communicating this impact.
• Testing that model build data is of sufficient quality and completing statistical data analysis to ensure this.
• Producing detailed model build documentation.
• Assisting the model implementation team through answering technical questions around the model workings (inputs to the model, calculations performed, etc.) and with testing (comparing implementation results with documented model) to ensure the model is implemented correctly
• Develop theoretical understanding and practical application of models.
• Ensure full governance processes for modelling are complied with from model inception and build through to validation and sign-off by completing all relevant documentation according to the Absa Model Risk Policy. This includes responding to Independent Review questions and reworking the model build to resolve issues raised.
• Provide detail around the appropriateness of models.
• Perform and report impact analysis, including that of model updates.
• Work in a manner that allows models to easily be revisited or handed over.

Accountability: Stakeholder management

• Actively engage stakeholders (model users, validation team, monitoring team, regulators) to be fully engaged in process and delivery through email discussions, group meetings and one-on-one discussions.
• Present impacts of model updates / model refreshes.
• Generate appropriate challenge on model builds from around the cluster by discussing model build detail and ideas.
• Manage key stakeholders across the business by ensuring their issues, objectives and priorities are reflected in the agreed solutions.
• Explaining methodologies and data feeds to stakeholders when needed.
• Develop and maintain relationships with relevant business units by understanding the business units' requirements and obtaining feedback.
• Interact with Credit teams when details of their operational processes is required to understand the data / incorporate into the model methodology.

Accountability: Consultancy

• Share insights on the models for which you are responsible for. E.g., on the data used to build the model, drivers of the model, methodology, etc.
• Perform analysis on models to understand impacts, changes, etc.

Accountability: Governance and Adherence

• Familiarise yourself with Absa’s internal Model Risk Governance requirements and relevant Standards.
• Familiarise yourself with the regulations which govern model methodologies.
• Ensure that work which is performed adheres to the above.

Qualifications

• Statistics/Mathematics or similar. · Bachelor Honours Degree: Actuarial Science, or Bachelor Honours Degree: Applied Mathematics, or Bachelor Honours Degree: BMI – Business Management and Informatics, or Bachelor Honours Degree: Mathematics, or Bachelor Honours Degree: Statistics
• SAS programming proficiency
• Years of experience: 1 - 5 years

Education

• Bachelor`s Degrees and Advanced Diplomas: Physical, Mathematical, Computer and Life Sciences (Required)

End Date: June 15, 2026

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Job Summary

• To lead, plan, manage and optimise the implementation of strategic contractual, supplier relationship, and service level management activities across high-value and business-critical Digital engagements.
• The role is accountable for ensuring that Digital contracts and supplier partnerships deliver measurable commercial value, mitigate risk, and support Absa’s strategic objectives, while maintaining strong governance and regulatory compliance.
• This role requires a specialist with proven experience managing flagship customer-facing supplier contracts (exceeding R100m+), driving commercial negotiations in collaboration with procurement and legal teams, and influencing executive stakeholders.

Job Description

Contract management

• Ensure that contracts are proactively managed and renewed ahead of expiry, particularly for large-scale, flagship, complex and high-value contracts exceeding R100m. Engage executives and business stakeholders to define requirements and drive sourcing strategies. Lead the structuring, and negotiation of complex contractual agreements, ensuring optimal commercial outcomes while mitigating legal, procurement, operational and regulatory risks.
• Collaborate closely with Legal and Procurement to structure multi-year, multi-vendor and strategic agreements. Drive contract optimisation through re-negotiations, benchmarking, and continuous commercial improvement. Manage contract amendments in response to regulatory changes, transformation initiatives, and evolving business needs, ensuring contracts remain fit for purpose.
• Oversee supplier terminations and exit strategies for critical vendors, ensuring minimal disruption to business operations. Provide expert advisory input into RFX processes, influencing sourcing decisions for strategically significant spend categories.

Supplier Relationship Management:

• Own and manage strategic and flagship supplier relationships, ensuring alignment to Absa’s commercial, operational and risk objectives. Design and implement robust SRM frameworks, including governance structures, exit strategies, performance scorecards, and engagement models at both operational and executive levels.
• Lead executive-level supplier engagements, including Quarterly Business Reviews (QBRs) and service review meetings, driving accountability, performance, and continuous improvement. Proactively identify opportunities to unlock additional value, innovation, and cost efficiencies from suppliers.
• Ensure comprehensive supplier lifecycle management, including due diligence, onboarding, ongoing assurance, and exit planning, in line with procurement and risk requirements. Act as an escalation point for complex supplier disputes, performance failures, and commercial disagreements. Attend to records management of Supplier Relationship Management artefacts to ensure that they always remain up to date and readily available. Support Supplier Assurance reviews, audits, and regulatory assessments as required.

SLA Management:

• Lead the design and implementation of robust, enterprise-wide service level management frameworks across complex service environments. Develop, review, and maintain SLAs and underpinning agreements that include clearly defined KPIs, service measures, and commercial levers such as service credits and penalties.
• Drive rigorous performance monitoring and governance, including regular service reviews, root cause analysis, and formal remediation processes for underperformance. Enforce contractual obligations through service credit claims, breach management, and escalation to Group Legal where required.
• Manage escalations relating to critical service failures, invoicing disputes, and unresolved operational incidents, ensuring timely resolution and minimal business impact. Continuously enhance SLA frameworks to align with evolving business and technology requirements.

Ensure appropriate governance, management information and reporting:

• Establish and maintain strong governance frameworks for contract and supplier performance management. Deliver high-quality, executive-level reporting and insights on supplier performance, commercial outcomes (savings & cost avoidances), and risk exposure.
• Monitor operational plans and ensure that relevant, accurate management information is produced to measure performance against strategic targets, KPIs, and scorecards. Ensure full compliance with internal policies, regulatory requirements, and audit standards.

Stakeholder Management:

• Engage and influence a wide range of complex relationship management of stakeholders, including senior leadership and executive stakeholders, across Legal, Procurement, Risk, Compliance, and Business units. Act as a trusted advisor on contract strategy, supplier performance, and commercial decision-making.
• Drive alignment across stakeholders to support strategic initiatives, resolve complex challenges, and deliver optimal supplier outcomes.

Education and Experience Required

• NQF Level 6 qualification in Commerce/Legal or equivalent (essential)
• Postgraduate qualifications/ advanced diplomas (advantageous)
• 5–10 years’ experience in Contract Management, SLA Management, and Supplier Relationship Management
• 5+ years’ experience in report writing and supplier performance management
• Proven experience managing high value (R100m+), flagship, complex and customer facing contracts
• Demonstrated experience managing strategic / flagship suppliers / partners at enterprise level
• Strong experience in commercial negotiations and contract structuring
• Experience in highly regulated environments (Financial Services preferred)
• Proven track record in:
• Developing and implementing SRM frameworks
• Managing executive-level supplier engagements
• Driving measurable supplier performance improvements and commercial value
• Project Management experience (advantageous)

Knowledge and Skills

• Advanced Contract Drafting and Negotiation
• Strategic Supplier Relationship Management
• Advanced Service Level Management
• Advanced Conflict Resolution Skills
• Strong Commercial and Financial Acumen
• Risk and Compliance Management
• Computer Literate (MS Office – Advanced)
• Knowledge of Coupa, RSAM and Signiflow (essential)
• Excellent Communication (Written and Verbal)
• Strong Problem Solving and Analytical Skills
• High-level Negotiation and Influencing Skills
• Leadership and Management Capability

Education

• Bachelor’s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: June 19, 2026 

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Job Summary

• To provide end-to-end operational leadership for Islamic Banking, ensuring that all Islamic banking activities are executed efficiently, sustainably, and in full compliance with Shari'ah principles, regulatory requirements, and Group Risk and Governance standards.
• The role is accountable for operational excellence, delivery of change initiatives, risk and compliance management, and people leadership within the Islamic banking operating environment.

Job Description

Job Purpose

• To provide end-to-end operational leadership for Islamic Banking, ensuring that all Islamic banking activities are executed efficiently, sustainably, and in full compliance with Shari'ah principles, regulatory requirements, and Group Risk and Governance standards. The role is accountable for operational excellence, delivery of change initiatives, risk and compliance management, and people leadership within the Islamic banking operating environment.

Key Accountabilities

Functional Management

• Set and execute the tactical operational strategy for Islamic Banking in alignment with business strategy.
• Translate strategic objectives into executable operational plans and delivery milestones.
• Plan resource requirements, motivate and secure appropriate allocation, and ensure delivery against agreed targets.
• Monitor operational performance and take corrective action where required.

Operational Excellence

• Oversee the design, implementation, maintenance, and continuous improvement of Islamic banking operational processes.
• Ensure operational integrity of Islamic products across deposits, investments, and financing.
• Maintain robust, documented, and auditable processes for profit calculation, profit distribution, transformation, and management information (MI).
• Drive operational efficiency, digitisation, straight-through processing, and service quality improvements.

Change and Programme Management

• Lead and support the implementation of change initiatives impacting Islamic banking operations.
• Ensure all change programmes are operationally sound, Shari'ah-aligned, and risk assessed prior to implementation.
• Coordinate testing, remediation, and readiness activities to support successful delivery.

Business Risk and Compliance Management

• Ensure implementation of, and adherence to, Group Risk, Compliance, and Operational Risk Management requirements.
• Act as first line of defence for Islamic Banking operations.
• Manage audit, assurance, and conformance review engagements, including remediation and issue closure.
• Ensure Islamic banking operations remain within approved risk appetite and governance frameworks.

Stakeholder Management

• Build and maintain effective working relationships with internal and external stakeholders, including Shari'ah governance structures, Risk, Compliance, Audit, Technology, Product, and Operations teams.
• Coordinate engagements with external auditors, service providers, regulators, and business partners.
• Represent Islamic Banking operations in governance forums and committees.

People Management

• Lead, coach, and develop team members to deliver business objectives.
• Drive performance management, capability building, and succession planning within the team.
• Foster a culture of accountability, continuous improvement, and Shariah integrity.

Governance

• Ensure fulfilment of all required governance activities, including reporting, tracking, and escalation.
• Maintain accurate documentation of processes, controls, decisions, and operational outcomes.
• Support executive, MANCO, and regulatory reporting requirements.

Risk and Control Objectives

• Ensure that all Islamic banking operational risks are identified, assessed, monitored, and mitigated.
• Maintain effective internal controls to support auditability and regulatory compliance.
• Proactively manage operational, conduct, reputational, and Shari'ah non-compliance risks.

Education and Qualifications

• Relevant tertiary qualification in Business, Finance, Banking, Risk Management, or a related field.
• Islamic finance qualification or demonstrated experience in Islamic banking operations is preferred.

Experience

• Proven experience in banking operations, preferably within Islamic banking or a regulated financial services environment.
• Demonstrated experience in managing audits, risk, compliance, and governance processes.
• Experience leading operational change and working in complex, matrixed organisations.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: June 15, 2026

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Job Summary

• To provide independent second-line oversight of customer outcomes across Personal and Private Banking (PPB), with a specific focus on Customer,  Rewards and Digital domains.
• The role is responsible for identifying, interpreting, and escalating conduct and regulatory risk themes arising from Digital Channels,  Customer experience, complaints trends, dispute outcomes, and Rewards-related activities. 
• The role provides support at executive level, translating risk insights into actionable conduct risk themes requiring strategic intervention. It ensures that customer treatment is fair, transparent and defensible, and that emerging risks are proactively identified and addressed.
• The role partners with business leadership to influence decision-making across campaign design, customer engagement strategies, and service outcomes, while maintaining independence as a second line of defence. It plays a critical role in protecting the organisation from regulatory, conduct and reputational risk.

Job Description

Key Accountabilities

Mandatory Responsibilities

• Supports at Managing Executive and EXCO level, providing independent challenge on customer outcomes and conduct risk.
• Translate customer, complaints and other risk insights into conduct and regulatory risk themes requiring senior attention.
• Assess whether customer outcomes are fair, transparent and defensible.
• Maintain independence while influencing business decisions.
• Act as authoritative voice on customer treatment and reputational risk.

PPB Business Management

• Support execution of PPB Strategy as it relates to Customer, Digital and Reward proposition through oversight of regulatory and conduct risks.
• Provide input into PPB regulatory and reputational risk view based on ERC insights.
• Integrate complaints, disputes and customer experience data into a cohesive risk perspective.
• Enhance compliance methodology in customer outcome oversight.

Compliance Advisory

• Provide oversight and challenge of customer engagement strategies and campaign design.
• Influence upstream decision-making to mitigate design-stage conduct risks.
• Monitor downstream outcomes including complaints and disputes.
• Provide timely compliance advice to senior stakeholders.
• Escalate customer harm and reputational risk issues.

Stakeholder Management

• Engage with senior stakeholders across Customer, Digital, Rewards, Consumer Products and Secured Lending.
• Act as advisor and challenger at MBR, ERC, Product and ExCo forums.
• Build strong cross-functional relationships. Communicate compliance perspectives effectively at executive level.

Risk Management

• Maintain oversight of conduct risk related to customer outcomes.
• Analyse complaints and customer data to identify trends.
• Integrate signals into unified conduct risk view.
• Escalate material risks impacting fairness and reputation.

Governance

• Provide input into governance forums with clear risk articulation.
• Support ERC and ExCo reporting with insight-driven perspectives.
• Ensure customer outcome risks are reflected in governance decisions.

Scope & Impact

• Accountable for independent oversight of customer outcomes within PPB, with focus on Customer, Rewards and Digital.
• Influences strategic decisions at ERC and ExCo level.
• Addresses risks arising from complaints, dispute outcomes and engagement strategies.
• Operates across Customer, Consumer Products and Secured Lending with PPB-wide impact.

Organisational Design

• First line retains responsibility for execution and delivery, while embedded compliance provides advisory.
• This role provides business unit-level oversight of customer outcomes and integrates conduct signals into a cohesive risk view, without duplicating first line or embedded compliance activities.

Skills & Capability

• Advanced strategic capability to interpret customer data into conduct risk insights.
• Deep understanding of conduct risk frameworks.
• Ability to influence and challenge senior stakeholders.
• Strong judgement on fairness and defensibility of outcomes.
• Ability to manage reputational risk exposure.

Education and Experience Required

• Relevant Bachelor’s degree (Commerce, Risk, Legal or related field)
• Significant experience in compliance, conduct risk or risk management
• Experience engaging at senior governance forums

Knowledge & Skills

• Understanding of conduct risk frameworks and customer outcome principles
• Knowledge of SA regulatory environment (FSCA, NCR, SARB/PA)
• Strong data analysis and insight capability
• Ability to influence senior stakeholders
• Strong governance and reporting capability

Competencies

• Strategic Capability
• Problem Solving Leadership
• Business Acumen
• Customer Focus
• Collaboration and Influencing
• Results Orientation
• Integrity and Courage
• Innovation Leadership

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: June 12, 2026

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Job Summary

• Provide superior, seamless customer experience and offering suitable solutions to meet client needs. Utilise technology and leverage the virtual omni-channel environment, to deliver service in an efficient and cost-effective manner.
• Perform banking duties and oversee the financial activities for business and individual customers.

Job Description

• Income Growth and Financial Targets: Ensure a deep understanding of client's working capital cycle and business needs to provide appropriate solutions. Drive achievement of targets as per individual scorecard.   
• Customer Focus: Proactively drive acquisition and cross-sell initiatives through re-engagement processes. Ensure service and complaints resolution are within acceptable service level agreements.
• Compliance and Risk Management: Fulfil all activities in adherence to relevant control and compliance requirements, and quality standards.  
• Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.

Education

• Higher Diplomas: Business, Commerce and Management Studies (Required)

End Date: June 12, 2026

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Job Summary

• The applicant will be responsible for assessing the creditworthiness of individuals and/or businesses that require lending products within the Private Wealth Banking segment.
• This role requires the ability to structure complex lending solutions for UHNW/HNW and Wealthy clients. The applicant must possess exceptional financial analysis skills to interpret financial information, assess client desirability, and detail risk mitigation strategies in line with credit mandates, internal policies and regulatory requirements.
• A key focus of the role is to deliver high-quality credit risk assessments to ensure sustainable profit and asset growth, within the agreed Operational Level Agreement (OLA).
• This position requires a strong analytical mindset, in-depth knowledge of credit principles, strong decision-making skills, and the ability to communicate effectively with both internal stakeholders and clients.

Job Description

Credit Sanctioning

• Perform quality credit sanctioning within the Operational Level Agreement (OLA), being cognizant of risks, being solutions-driven, and considering compliance requirements.
• Assist stakeholders with growth by assessing, structuring, and solutions to client needs, ensuring adherence and compliance with credit policies, processes, terms, and conditions.
• This includes evaluation and structuring of new opportunities, initial credit due diligence, and preparing recommendations to the credit committee as well as ongoing monitoring.
• Evaluate a company’s stability, the adeptness of the management team, and creditworthiness by analyzing relevant documents including balance sheets, income statements, cash flow statements, financial projections, etc. Validates any assumptions, projects, and overall borrower viability and ability to repay the credit request
• Conduct a full assessment of the risks and potential mitigating factors impacting on a client.
• Perform robust financial and non-financial analysis on the client that supports the review of facilities or new funding proposals.
• Make use of clients' historical data, for example, financial statements to forecast the clients’ potential growth and sustainability.
• Conduct a sensitivity/scenario analysis to determine the impact that a change in, for example, the economy, political situation, and consumer demand, will have on the client’s financial health.
• Based on the analysis conducted structure a lending solution for the client, that will account for the potential threats to the client and that is within set credit limits and the Bank's credit lending policies and appetite.
• Compile a proposal that summarizes the client’s background and needs, the research findings, and the final recommendation on which credit lending solution is best for the client, for the Credit Committee to approve in the interim and escalate further for the necessary approval.

Portfolio and Risk Management

• Proactively maintain and manage the assigned portfolio within agreed KPIs.
• Accurate and timeously report high-risk accounts.
• Provide credit solutions for the timeous rehabilitation of delinquent accounts and initiate transfers to Business Support and/or Legal Recovery Services (LRS) for groups/accounts which cannot be rehabilitated in the normal credit environment.
• Ongoing credit portfolio monitoring and maintenance of Group Risk Appetite across Relationship Banking clients.

Stakeholder Management

• Build and maintain effective relationships with stakeholders.
• Be a role model for client engagement and demonstrate value add at every engagement.
• A strong communicator that has the ability to influence stakeholders
• Contribute to the upskilling and mentoring of front-line colleagues.

Risk, Control, and Governance

• Apply the highest standards of controls and risk management practices and behaviors and embed a positive risk and control culture.
• Adhere to policies, procedures, and regulations.
• Identify, assess, and report risks arising from significant events, investigations, audits, and control issues.
• Demonstrate prudence, sound judgment, and appropriate escalations in the management of all types of risk applicable to the role.
• Ensure that the Bank's credit policies, philosophy, and all relevant legislation are fully complied with at all times and that any policy breaches have been suitably addressed and mitigated.

Data and Systems Management

• To produce relevant management information and manage exposures including the maintenance of relevant systems.
• Drive RWA efficiencies by ensuring that the data in terms of Default Grades (DG's), Loss Given Defaults (LGDs), limits, and review dates are correctly captured on the Bank's credit systems and adequately supported by the credit systems.

Other Responsibilities

• Assist with special projects or other duties as needed and deemed necessary
• Demonstrate an understanding of credit and risk assessment tools, risk measurement, and rating methodologies, including their underlying assumptions and potential weaknesses.
• Demonstrate resilience and ability to work in a competitive and highly pressurized work environment to ensure that deadlines are met.
• Provide ad hoc training and coaching to junior credit or new staff members through the provision of relevant materials, explanations, and/or presentations.
• Legal agreements of the transactions and related transaction documentation.
• Understanding of financial markets and general business acumen
• Partner with relevant stakeholders in the business to ensure credit processes, policies, and infrastructure is enabled.

Requirements

• BCom (Accounting, Finance, Risk) - postgraduate qualification would be advantageous
• 5 to 10 years’ lending experience in a financial institution.

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: June 15, 2026

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Job Summary

• The Business Banking Sector Head Wholesale and Retail Portfolio is accountable for defining and driving sector led growth strategies across the sector within Business Banking.
• The role sets strategy, governance, standards and portfolio wide outcomes across all Pan African markets, ensuring balance sheet optimisation, disciplined growth and risk aligned value creation.
• Acting as the enterprise sector authority for Business Banking, the role shapes the Business Banking sector strategy, credit and risk positioning, product direction and go to market execution, working collaboratively across Coverage, Risk, Credit, Product, Treasury and Country teams to ensure consistent, disciplined delivery while accommodating local market realities.

Job Description

Key accountabilities

Sector Strategy and Portfolio Leadership

• Define the Business Banking sector strategy is aligned to the bank’s growth, risk and return objectives.
• Translate group and Business Bank strategy into sector‑specific growth, penetration and profitability plans.
• Identify priority sub‑segments, client archetypes and growth opportunities within each sector.
• Ensure consistent strategy adoption across countries while allowing for market‑specific adaptations.
• Ensure alignment with Group balance‑sheet, capital and risk appetite

Portfolio Performance and Financial Outcomes

• Develop the industry and/or sector‑level portfolio performance, including lending growth, revenue, margins and returns.
• Drive optimisation of risk‑adjusted returns (RORC) across sector portfolios.
• Monitor portfolio health, concentration and early‑warning indicators; initiate corrective actions where required.
• Balance growth ambition with disciplined portfolio management and loss mitigation.
• Own portfolio‑level outcomes across all markets.
• Sense‑check country and segment exposures holistically.
• Act as final escalation point on portfolio‑level trade‑offs.

Risk, Credit and Governance

• Partner with Risk and Credit to define sector risk appetite, underwriting standards and credit policies.
• Ensure sector strategies align with approved risk limits, regulatory expectations and internal governance frameworks.
• Provide sector insight into portfolio reviews, credit forums and risk committees.
• Proactively identify emerging sector risks and structural changes impacting portfolio performance.

Go‑to‑Market Execution

• Work closely with Coverage and Relationship teams to embed sector strategies into frontline execution.
• Drive sector‑specific value propositions, client engagement models and pipeline discipline.
• Enable consistent application of best practices, tools and playbooks across countries and teams.
• Track execution effectiveness and intervene where delivery gaps exist.
• Identify and develop ecosystem and partnership opportunities that enhance sector positioning and client value.

Product, Treasury and Proposition Alignment

• Influence product and solution design to ensure sector relevance and commercial differentiation.
• Collaborate with Treasury on pricing, balance‑sheet optimisation and funding impacts at sector level.
• Ensure Business Banking sector propositions remain competitive, scalable and commercially viable.

Thought Leadership and Market Insight and Sector Expertise Enablement

• Act as the Business Bank’s internal sector authority, providing insight on market trends, regulatory developments and competitive dynamics.
• Develop sector thought leadership to support frontline teams and inform strategic decisions.
• Build deep insight into sector dynamics, value chains, regulatory developments and macro economic trends across Africa.
• Support marketing and client engagement initiatives through credible sector insights (non‑transactional).

Stakeholder Management

Build strong working relationships with:

• Country Business Banking Heads
• Coverage leadership
• Risk, Credit, Product and Treasury teams
• Ensure sector strategies and initiatives comply with governance, conduct and regulatory requirements across markets.
• Represent the sector agenda in executive forums, resolving cross‑functional issues and influencing enterprise priorities

Qualifications and Experience

• Bachelor’s degree in Business, Finance, Economics or related field. Postgraduate qualification is strongly preferred. 10–15+ years’ experience in banking or financial services.
• Proven track record leading sector strategies and portfolios across multiple geographies. Strong experience in origination, structuring and management of complex credit and transactional solutions.
• Demonstrated ability to drive portfolio optimisation and risk‑adjusted returns. Experience in pan‑African or multi‑country environments is strongly preferred.

Education

• Master's Degree: Finance, Postgraduate Degrees and Professional Qualifications: Business, Commerce and Management Studies

End Date: June 12, 2026

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Job Summary

• The Digital QA Engineering Operations team within PPB Digital Tech is looking for a seasoned Lead QA Engineer to Create & independently drive automation testing frameworks & plans as well as lead the development & delivery of test scripts for multiple technical products / services (across tribes) e.g. web, mobile, SOA applications, etc.
• QA includes front – end, back – end, integration, performance, scalability and regression testing of various enterprise wide solutions. This entails full responsibility for ensuring that multiple / complex products across an estate are protected through quantifiable test coverage & metrics.

Job Description

QA Engineering

• Proactively contribute & participate in the full solution development lifecycle as a member of a squad / multiple squads as the automation testing expert
• Participate and analyze requirements during the requirements analysis phase of technical product & service development, maintenance & optimization (across tribes & squads)
• Identify opportunities for automation across the business area’s suite of technical products & services (ongoing)
• Leverage a solid understanding of the technical solution architecture and infrastructure context to create relevant & holistic automation testing frameworks based on the analysis & opportunities identified
• Develop and execute automated test scripts using various technologies
• Be the single point of accountability for testing & testing frameworks, the integrity of their design & their ability to holistically test solutions
• Provide testing at various levels including: vetting unit tests (for developers), testing user stories, black box testing, scalability and end to end integration testing
• Align testing frameworks and scripts to User Stories
• Apply predictive and critical thinking in defining testing parameters (positive & negative)
• Execute automated test suites and Analyze test results.
• Develop custom Quality Assurance Metrics and reporting solutions.
• Leverage solid understanding of CI/CD pipeline to configure test scripts & associated frameworks & integrate test suites into the test management system and custom test harnesses.
• Create, coordinate, and execute manual application test cases and test plans
• Review functional specs and user stories to design test cases/scripts and test plans.

Create and analyze test data.

• Collaboratively work with developers to implement test hooks for automation.
• Operate as a self-starter and possess the technical aptitude in troubleshooting both software and environment issues.
• Set product delivery goals and achieve scheduled deadlines.
• Work in ambiguous environments and have the technical curiosity to dig deep into the root of complex issues between multiple software and system layers.
• Research, self-develop & source new automation testing tools & techniques

DevOps

• Follow engineering best practices and provide technical mentorship to other team members
• Build product engineer capability in automation testing technologies & general automation testing awareness
• Leverage expertise in various coding languages to effectively design & deploy testing requirements for specific products / services
• Understand the full technical solution that is being tested – show interest and capability to run the technical solution & the ability to test the viability of the code being developed
• Shift team from testing features to supporting & being accountable for full product delivery

People

• Develop others capability in developing and executing automated test scripts using various technologies
• Mentor & guide interns & junior automation engineers throughout their development journeys
• Quality assure the automation testing & manual testing deliverables of the broader technical teams
• Conduct peer / junior QA engineer reviews, testing, problem solving within and across the broader QA community
• Provide technical subject matter expertise and support in the attraction and recruitment of QA Engineers for the organization
• Participate as a subject matter expert in the development & development planning of the broader product engineering team

Risk & Governance

• Ensure compliance with the organization Service Engineering, Risk & Governance policies & practices related to development & testing
• Align all testing frameworks and scripts to Group Architecture and Security guidelines
• Carry the ‘one stop shop’ accountability for all risk associated with testing design failures following solution deployment
• Participate in Business Continuity, Disaster Recovery, Incident Management processes and proactively route cause analyse, mitigate & OR; resolve critical incidents
• Realign testing frameworks, monitoring tool application & scripts off the back of any risk related activity / incidents

Education

• Bachelor's Degree: Information Technology

End Date: June 14, 2026

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Job Summary

• Provide superior, seamless customer experience and offering suitable solutions to meet client needs. Utilise technology and leverage the virtual omni-channel environment, to deliver service in an efficient and cost-effective manner. Perform banking duties and oversee the financial activities for business and individual customers.

Job Description

• Income Growth and Financial Targets: Ensure a deep understanding of client's working capital cycle and business needs to provide appropriate solutions. Drive achievement of targets as per individual scorecard.  
• Customer Focus: Proactively drive acquisition and cross-sell initiatives through re-engagement processes. Ensure service and complaints resolution are within acceptable service level agreements.
• Compliance and Risk Management: Fulfil all activities in adherence to relevant control and compliance requirements, and quality standards. 
• Collaboration: Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.

Education

• Higher Diplomas: Business, Commerce and Management Studies (Required)

End Date: June 15, 2026

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Job Summary

• Provide strategic direction, drive business development and client centred growth.
• The successful candidate must combine deep sector expertise, extensive client relationships, and advanced structuring capability with strong leadership and financial acumen to deliver sustainable growth and superior client outcomes.

Requirements:

• A commercial degree (or equivalent experience).
• Minimum 10 years’ experience in the South African Real Estate Investment Banking.
• Proven track record in leading and managing a Commercial Real Estate business unit.

Key Competencies & Experience

• Leadership & Management Excellence: Demonstrated ability to lead, inspire, and deliver through teams.
• Deep Sector Knowledge: Comprehensive understanding of the commercial real estate landscape.
• Client-Centric Mindset: Strong, established client relationships and a reputation as a trusted advisor.
• Structuring Expertise: Ability to design and execute complex, innovative capital structure solutions.
• Financial & Analytical Strength: Highly numerate with strong commercial judgement.
• Full Spectrum Real Estate Knowledge: Thorough understanding of both commercial real estate.
• Problem Solving & Decision Making: Strategic thinker with the ability to navigate complexity and deliver outcomes.

Job Description

Key Responsibilities

Strategic Leadership & Business Growth

• Define and execute a compelling regional Real Estate strategy aligned with overall business objectives.
• Build and expand the real estate franchise through targeted client acquisition, deepening wallet share, and cross-segment collaboration.
• Drive market share growth, profitability, customer retention, and client satisfaction across the region.
• Act as the sector lead and trusted advisor in commercial real estate within the Western Cape market.

Client & Deal Leadership

• Cultivate and maintain deep, long-term client relationships with key developers, investors, and stakeholders.
• Lead the origination, structuring, and execution of real estate finance solutions across the capital structure and across the client value chain
• Present confidently to clients, delivering tailored financial solutions aligned to their strategic goals.
• Leverage internal capabilities to broaden client engagement and deliver integrated banking solutions.

Commercial & Financial Management

• Own the regional P&L, including budgeting, forecasting, and performance tracking.
• Deliver against agreed financial targets.
• Apply strong financial and analytical acumen to assess opportunities, optimise returns, and manage risk.
• Provide insightful analysis and commentary on business performance, risks, and opportunities.

Risk & Governance

• Proactively manage credit, conduct, and operational risk within the region.
• Partner closely with Credit to ensure robust deal structuring and approval processes.
• Ensure full regulatory compliance and adherence to risk appetite frameworks.

Stakeholder & Relationship Management

• Build strong internal partnerships to deliver best-in-class client solutions.
• Act as a key representative of the bank in client forums, industry engagements, and media interactions.
• Develop and maintain a strong external network within the Real Estate sector.

Leadership & Talent Development

• Lead and inspire a high-performing team, fostering a culture of accountability, collaboration, and excellence.
• Ensure deep understanding of strategy across the team and drive consistent execution.
• Build capability through coaching, mentoring, and knowledge sharing.

Business Management

• Own and enhance the regional product offering, ensuring a sustainable and scalable operating model.
• Embed a best-in-class approach to product knowledge, client engagement, and solutioning.
• Promote collaboration across teams and ensure sharing of best practices and market insights.
• Maintain an in-depth and current understanding of commercial real estate  markets, including pricing, structuring trends, and covenant frameworks.

Education

• Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

End Date: June 15, 2026

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Job Summary

• 2 years experience from Short Term Insurance Insustry. We are looking for a high-performing Client Service Consultant with a strong background in short-term insurance (personal lines) and a passion for retention and client experience excellence.
• This role is suited to a FAIS-compliant professional who can balance customer-centric service with regulatory discipline.To deliver dynamic customer service by answering incoming calls timeously, resolving customer queries and upselling other idirect Insurance products on offer. Offer financial advice to the customer and handle retentions.

Job Description

• We are looking for a high-performing Client Service Consultant with a strong background in short-term insurance (personal lines) and a passion for retention and client experience excellence. This role is suited to a FAIS-compliant professional who can balance customer-centric service with regulatory discipline.

Customer satisfaction, call resolution, quality assurance of service and calls, and compliance.

• FAIS Fit and Proper Requirements Applicable to this Role (Advice and Intermediary Service):
• FSCA-Approved Qualification
• Regulatory Exam for Representatives (RE5)
• Experience As Per the FAIS Act
• Product Specific Training once Onboarded
• Class Of Business Training
• Continuous Professional Development
• Attest To Honesty, Integrity, and Good Standing

Education

• Further Education and Training Certificate (FETC): Financial Services (Required), Higher Certificates and Advanced National (Vocational) Certificates: Finance and Investment Management

End Date: June 12, 2026

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Job Summary

• To provide advice and support in the implementation/development of operational planning and associated service delivery processes, methods and techniques.

Job Description

• FAIS Fit and Proper Requirements Applicable to this Role (Advice and Intermediary Service): FSCA-Approved Qualification Regulatory Exam for Representatives (RE5) Experience As Per the FAIS Act Product Specific Training once Onboarded Class Of Business Training Continuous Professional Development Attest To Honesty, Integrity, and Good Standing

Education

• Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required)

End Date: June 16, 2026

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Job Summary

• The role supports strategic goals in the sector. It involves positioning Absa as the preferred financial services provider through thought leadership, stakeholder interaction, and sector-specific solutions. The role also focuses on business growth, risk mitigation, innovative solutioning and providing technical expertise.

Job Description

Key Accountabilities

• Attract Quality New Business: Develop strategies, build client relationships, stay informed about products, complete applications, structure deals, and obtain necessary approvals.
• Market and Business Development: Identify new clients, perform financial analysis, structure acquisition terms, conduct due diligence, and ensure transactions align with the bank's risk appetite.
• Achieve Growth and Profitability Targets: Develop action plans, stay aware of market trends, generate leads, participate in marketing, and encourage cross-selling.
• Maintain Credit Risk: Manage risk profiles, adhere to credit policies, and assess client risk.
• Industry Excellence: Stay informed about financial products, analyse opportunities and risks, and share best practices.
• Networking and Relationship Building: Build relationships with stakeholders, develop client management plans, and maintain a stakeholder database.
• Support of Industry Affiliated Regional Managers & Relationship Executives: Implement engagement strategies, train sales force, assist with client retention, and mitigate sector risk.
• Career and Personal Development: Plan career development and participate in relevant training.
• Risk Management: Analyse sector specific entities, provide reports, conduct client needs analyses, manage high-risk accounts, and support disaster situations.
• Industry Excellence Information: Stay updated on industry changes, conduct competitor analysis, assist with sector-specific knowledge, and provide technical, economic, and financial information.

Education

• Bachelor`s Degrees and Advanced Diplomas: Agribusiness management

End Date: June 13, 2026

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Job Summary

• To grow the Absa customer base through acquisition and increased customer profitability of the identified portfolio. Gain new customers and increase port folios of current customers through proactive attraction, cross selling, retention and contributing towards the achievement of the branch’s sales targets.

Job Description

• Financial Goals Business Risk Customer Satisfaction Colleague Support

Education

• Further Education and Training Certificate (FETC)

End Date: June 12, 2026

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Job Summary

• To optimise the sales capacity of the team to grow the business and to plan, manage and monitor the implementation of sales processes in order to deliver on approved operational plans in an effective and efficient manner.

Job Description

• Sales Target : Proactively make self-initiated contact with customers in order to deliver against the required sales targets
• Collaboration : Constantly seek to improve ways of working by challenging the status quo and supporting an empowering climate within the team, sharing knowledge, experience, best practice and providing constructive feedback as required.
• Compliance and Risk Management: Fulfil all activities in adherence to relevant control and compliance requirements, and quality standards
• Customer Experience: To provide service excellence and achieve customer satisfaction

Education

• Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

End Date: June 17, 2026

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Job Summary

• To provide specialist advice and support in the development and implementation of business analysis and associated service delivery processes, methods and techniques.

Job Description

Job Description

• Analyse Wholesale Finance Dealers’ financial statements , business plan, sales volumes and conduct reports to assess creditworthiness and determine their ability to service the approved facility.
• Ensure adherence to defined turnaround time benchmarks.
• Analyse dealer reports to determine the volumes, quality and dealer support, as well as
• Request and manage outstanding Financial Statements as stipulated in the Absa Credit policy.
• Explore new, improved, and alternative ways of solutioning client credit requirements.
• Adhere to Bank’s credit policies and procedures and ensure that they are fully complied with and that any policy breaches have been suitably addressed and mitigated.
• Manage and drive the deal forum process to ensure quality applications are submitted to the sanctioners with sustainable credit solutions
• Manage and achieve Wholesale Finance targets (limits, utilisation) and look for continued improvement initiatives.
• Negotiate the changes to decrease/increase Wholesale Finance facilities with the dealer as soon as Credit is approved or decline on facility.
• Ensure compliance and governance within the Wholesale Finance framework
• Prepare credit application for new facility and negotiate with credit.
• Support retail business by negotiating possible rates with potential wholesale finance dealers.
• Accountable for targeted facility and utilisation growth within their portfolio
• Manage review date process (listings applicable [e.g .30/60/90 day listing; review letters, and follow up’s for information required)
• Security and Risk Management

Education

• Bachelor`s Degrees and Advanced Diplomas: Physical, Mathematical, Computer and Life Sciences (Required)

End Date: June 12, 2026

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Job Summary

• To lead and drive the national sales strategy and execution of Islamic Banking across South Africa, covering Personal and Private Banking (PPB), Business Banking (BB), and Corporate and Investment Banking (CIB).

The role is responsible for:

• Delivering sustainable growth in Islamic Banking revenue and customer base
• Embedding Islamic Banking into mainstream segment sales channels
• Ensuring that all sales activity is aligned to approved Shari’ah-compliant products and governance frameworks
• The incumbent will act as the central point of accountability for Islamic Banking sales performance, enabling consistent execution across regions and segments.

Job Description

• Develop and execute a national Islamic Banking sales strategy aligned to Group and segment objectives
• Translate strategy into segment-level plans across PPB, BB, and CIB

Drive delivery against sales targets including:

• Customer acquisition
• Deposit growth
• Financing and structured solution origination
• Ensure execution is consistent with Islamic Banking value proposition and positioning

Partner with segment heads to embed Islamic Banking into:

• Frontline sales capability
• Client coverage strategies
• Product positioning and campaigns

Drive inclusion of Islamic solutions into:

• Retail and Private Banking propositions
• Business Banking offerings
• Corporate and investment solutions
• Ensure Islamic Banking is positioned as an integrated offering, not a standalone niche product
• Lead and coordinate the regional Islamic Banking sales structure (Regional Managers and Specialists)

Drive disciplined execution across regions through:

• Pipeline management
• Performance tracking
• Regular engagement with regional leadership

Support regions in:

• Market activation
• Community engagement
• Key client acquisition
• Drive national initiatives to grow Islamic Banking share of wallet

Develop targeted go-to-market strategies for:

• Retail and affluent clients
• SMEs and Business Banking clients
• Corporate and institutional clients

Build and maintain key relationships with:

• High-value clients
• Industry stakeholders
• Community and religious bodies

Partner with Product and Shari’ah teams to:

• Commercialise new Islamic Banking products
• Ensure effective market rollout
• Align pricing and positioning to segment needs

Provide market feedback into:

• Product development
• Value proposition refinement
• Ensure that all sales activities are conducted on approved and certified products only

Ensure full adherence to:

• Group Shari’ah Governance Standards
• Product approval and certification processes

Act as first-line accountability for:

• Mis-selling risk mitigation
• Alignment to approved structures and documentation
• Work closely with internal Shari’ah scholars and governance teams to maintain integrity of the offering

Experience and Education Required

• Strong experience in sales leadership within banking, preferably across multiple segments
• Proven track record in driving national sales performance
• Experience in product commercialisation and client origination
• Exposure to Islamic Banking
• NQF8 in Relevant Qualification

Education

• Bachelors Degree and Professional Qualifications: Business, Commerce and Management Studies (Required)

End Date: June 17, 2026

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Job Summary

• To provide specialist expertise in cross-border payments, foreign exchange (FX), and exchange control regulations to support a high-impact international payments project.

Job Description

Key Responsibilities

• Design and enhance international payments and FX solutions
• Provide expertise on FX pricing, spreads, and corridor economics
• Ensure compliance with South African exchange control regulations
• Support project delivery across business, technology, and compliance
• Provide market insights from fintech and remittance sectors

Core Requirements

• 8–12+ years experience in international payments and FX
• Strong understanding of exchange control regulations (SARB)
• Experience in fintech/remittance environments advantageous
• Strong stakeholder, delivery, and problem-solving skills

Education

• Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)

End Date: June 12, 2026

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Job Summary

• The Business Banking Sector Head Industrials and Manufacturing is accountable for defining and driving sector‑led growth strategies across this sector within the Business Bank.  
• The role sets strategy, governance, standards and portfolio‑wide outcomes across all Pan‑African markets, ensuring balance‑sheet optimisation, disciplined growth and risk‑aligned value creation.
• Acting as the enterprise sector authority for Business Banking, the role shapes the business banking sector strategy, credit and risk positioning, product direction and go‑to‑market execution, working collaboratively across Coverage, Risk, Credit, Product, Treasury and Country teams to ensure consistent, disciplined delivery while accommodating local market realities.

Job Description

Key accountabilities

Sector Strategy and Portfolio Leadership

• Define the Business Banking sector strategy aligned to the bank’s growth, risk, and return objectives.
• Translate group and Business Bank strategy into sector‑specific growth, penetration and profitability plans.
• Identify priority sub‑segments, client archetypes and growth opportunities within the sector.
• Ensure consistent strategy adoption across countries while allowing for market‑specific adaptations.
• Ensure alignment with Group balance‑sheet, capital and risk appetite

Portfolio Performance and Financial Outcomes

• Develop the industry and/or sector‑level portfolio performance, including lending growth, revenue, margins and returns.
• Drive optimisation of risk‑adjusted returns (RORC) across sector portfolios.
• Monitor portfolio health, concentration and early‑warning indicators; initiate corrective actions where required.
• Balance growth ambition with disciplined portfolio management and loss mitigation.
• Own portfolio‑level outcomes across all markets.
• Sense‑check country and segment exposures holistically
• Act as final escalation point on portfolio‑level trade‑offs

Risk, Credit and Governance

• Partner with Risk and Credit to define sector risk appetite, underwriting standards and credit policies.
• Ensure sector strategies align with approved risk limits, regulatory expectations and internal governance frameworks.
• Provide sector insight into portfolio reviews, credit forums and risk committees.
• Proactively identify emerging sector risks and structural changes impacting portfolio performance.

Go‑to‑Market Execution

• Work closely with Coverage and Relationship teams to embed sector strategies into frontline execution.
• Drive sector‑specific value propositions, client engagement models and pipeline discipline.
• Enable consistent application of best practices, tools and playbooks across countries and teams.
• Track execution effectiveness and intervene where delivery gaps exist.
• Identify and develop ecosystem and partnership opportunities that enhance sector positioning and client value.

Product, Treasury and Proposition Alignment

• Influence product and solution design to ensure sector relevance and commercial differentiation.
• Collaborate with Treasury on pricing, balance‑sheet optimisation and funding impacts at sector level.
• Ensure Business Banking sector propositions remain competitive, scalable and commercially viable.

Thought Leadership and Market Insight and Sector Expertise Enablement

• Act as the Business Bank’s internal sector authority, providing insight on market trends, regulatory developments and competitive dynamics.
• Develop sector thought leadership to support frontline teams and inform strategic decisions.
• Build deep insight into sector dynamics, value chains, regulatory developments and macro economic trends across Africa.
• Support marketing and client engagement initiatives through credible sector insights (non‑transactional).

Stakeholder Management

Build strong working relationships with:

• Country Business Banking Heads
• Coverage leadership
• Risk, Credit, Product and Treasury teams
• Ensure sector strategies and initiatives comply with governance, conduct and regulatory requirements across markets.
• Represent the sector agenda in executive forums, resolving cross‑functional issues and influencing enterprise priorities

Education

• Bachelor’s Degree: Finance, Postgraduate Degrees and Professional Qualifications: Business, Commerce and Management Studies

Education

• Master's Degree: Finance, Postgraduate Degrees and Professional Qualifications: Business, Commerce and Management Studies

End Date: June 15, 2026