Fresh Openings at Finbond Mutual Bank

Purpose of the role:

• To ensure that the physical working environment within Company Branches and Regional Offices remain healthy by assisting with repairs and asset movement as and when required

Qualifications:

• Matric
• Appropriate technical diploma would be an advantage
• Driver’s License (Code 10 would be an advantage)
• Clear Criminal Record

Experience:

• Painting, Tiling and Plumbing
• Electrical installation and maintenance
• Installation of burglar bars and gates
• Be able to do basic Carpentry
• General Maintenance as required from time to time
• Ability to do shop fitting would be advantageous (tiling, counter tops, doors, dry walls / partitioning, lightning and ceilings)
• Deliveries for Regional Office and Branches (e.g. Marketing material, filing cabinets, etc.)

Knowledge and Skills:

• Result Orientated
• Applied Integrative Thinking
• Effective Communication
• Decision Making
• Team Orientated
• Planning and Organisation
• Ownership and Accountability
• Energetic, Driven and Healthy

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Purpose of the role:

• The Branch manager is responsible for the Branch, business, marketing and people management and Collections for his/her branch forming part of his/her Branch.

Qualifications:

• Matric or equivalent
• 2 years proven track record in micro finance, banking or debtor management
• Microsoft Office skills or equivalent

Experience:
Branch Management

• Continuously manage and monitor branch performance with regards to the following:
• New Client Growth to the expectancy of targets.
• Branch sales growth Month on Month with a minimum expectancy of 2% and or maintain the minimum criteria set out by the area manager.
• Expense monitoring.
• Compliant loans created to ensure 87%+ collections rate based on Capital.

Business/Compliance management

• Ensure implementation of and compliance with internal policy as determined by Executive management.
• Ensure NCA compliance in respect of lending policy and display requirements
• Ensure adherence to collections policies and procedures in Branch not limited to and including the branch daily collections process
• Ensure adherence to policies and procedures by all branch staff.
• Investigate and report non compliance to area manager.
• Monitor potential fraud in branches and report suspicious activities to Area Managers.
• Ensure timely and accurate reporting on Branch and within branches.
• Ensure that the sum of branch daily/monthly recons are 100% accurate and are balanced every day.
• Manage and report maintenance requirements of company hardware and software.

Sales and Marketing Management

• Develop implement Sales and Marketing plans to improve branch performance
• Effectively implement sales and marketing plans
• Measure plan effectiveness and implement correct actions were required to increase sales.
• Actively focus on marketing and cross sell of non-loan products
• Adhere to the daily marketing files and completion there off
• Drive community participation through focussed marketing activities

Collections

• Daily and weekly monitoring of future instalments
• Consistent and accurate Submissions of transactions on Nupay
• Ensuring 87% + consistent collections on current.
• Adhering to the daily and weekly collections file implementation as set out by senior management

People Management

• Manage, motivate and monitor branch personnel and their performance.
• Ensure active 360° communication between branches and Area Managers.
• Decision making and problem solving in branches.
• Manage staff training requirements and facilitate training.
• Recommend to Area Managers staff movement including:
• Promotions
• Appointments
• Movements
• Salary adjustments

Knowledge and Skills:

• Honesty
• Punctuality
• Ability to lead a team

Deadline:6th March,2026

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Purpose of the role:

• To provide a sales, promotion, communication, and administrative service to clients with clearer communication and effective administration; to the extent necessary for the organization to achieve its objectives

Qualifications:

• Minimum Matric

Experience:

• Minimum 6 months

Knowledge and Skills:

• Office skills or equivalent Interpersonal skills Sales skills Numeracy skills

Additional Requirements:

• No Criminal record Clear ITC Honesty Punctuality.

Deadline:13th March,2026

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Purpose of the role:

• The Branch Consultant is to provide a sales, promotion, communication and administrative service to clients with clear communication and effective administration. This should be done to the extent necessary for the organization to achieve its objectives.
• The employee shall, at all times, perform his/her duties in a diligent, satisfactory and responsible manner ensuring that the interests of the company are protected and ensuring that the good name and standing of the company be maintained. The employee will report to the Branch Manager or such other person as may be designated from time to time.

Qualifications:

• Minimum matric

Experience:

• Prompt and professional answering and handling of incoming telephone calls in accordance with laid down company standards. Accurate recording of client information on company’s computer system (Delfin) Prompt and effective handling of any complaints received from clients, other branches and Head Office. Prompt and effective handling of any enquiries regarding payments (eft, Allps,Nupay,etc) Assisting with checking and capturing of Nupay reports and follow up on failed transactions Assisting with minimizing of Bad Debt Daily Balancing of Cash Box Assisting with accurate completion of Daily, Monthly and other reports required from Head Office Assisting with reconciliation of all Client accounts (updating file notes regularly) Accurate maintenance of administration records including the keeping of all information required relating to issuing of loans Proper and accurate operation of company computer systems and processes in accordance with procedures laid down by the company from time to time Marketing and Product Sales

Knowledge and Skills:

• Empathy and patience with clients and colleagues An ability to orally communicate in a clear, respectful, honest, assertive and persuasive manner Numeracy and literacy abilities to the level that ensures no mistakes. A flair for administrative organization and detail A positive attitude A ready knowledge of the company’s products (Type of loans as well as Consumer Finance) A ready knowledge of the pricing of each product (Consumer Finance) An ability to operate a computer and peripherals effectively and at acceptable speeds Understanding of the need for urgency when dealing with daily and monthly reports, complaints and queries Accuracy in the maintenance of records and systems An ability to remain calm and resolve conflict An ability to converse in at least two languages spoken within the marketplace A compliance to all workplace rules and procedures A willingness to undertake duties beyond the confines of your job.

Deadline:9th March,2026

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Purpose of the role:

• Branch Manager is responsible for the financial, business, marketing, and people management for his/her branch.
• Critical outcomes
• Financial Management
• Continuously manage and monitor branch performance with regards to the following:
• New business loan advances.
• Interest Revenue
• Fee Income
• Branch expenses
• Age analysis
• Provisions and impairments
• Business/Compliance management
• Ensure implementation of and compliance with internal policy as determined by Executive management.
• Ensure NCA compliance in respect of lending policy and display requirements
• Ensure adherence to collections policies and procedures in Branches
• Ensure adherence to policies and procedures by all branch staff.
• Investigate and report non-compliance to area manager.
• Monitor potential fraud in branches and report suspicious activities to Area Managers.
• Ensure timely and accurate reporting on Branch and within branches.
• Ensure that the sum of branch daily/monthly is 100% accurate and are balanced every day.
• Manage and report maintenance requirements of company hardware and software.
• Sales and Marketing Management
• Develop implement Sales and Marketing plans to improve branch performance
• Effectively implement sales and marketing plans
• Measure plan effectiveness and implement correct actions where required
• Actively focus on marketing and cross sell of non-loan products
• Drive community participation through focussed marketing activities
• People Management
• Manage, motivate and monitor branch personnel and their performance.
• Ensure active 360° communication between branches and Area Managers.
• Decision making and problem solving in branches.
• Manage staff training requirements and facilitate training.
• Recommend to Area Managers staff movement including:
• Promotions
• Appointments
• Movements
• Salary adjustments

Qualifications:

• Minimum Matric. Sales and Marketing qualifications will be an advantage.

Experience:

• 2 years proven track record in microfinance or banking. Minimum of two years managerial experience

Knowledge and Skills:

• The incumbent should be able to demonstrate: An ability to lead a team Empathy and patience with clients and colleagues An ability to orally communicate in a clear, respectful, honest, assertive and persuasive manner Numeracy and literacy abilities to the level that ensures no mistakes. A flair for administrative organization and detail A positive attitude A ready knowledge of the company’s products (Type of loans as well as Consumer Finance) A ready knowledge of the pricing of each product (Consumer Finance) An ability to operate a computer and peripherals effectively and at acceptable speeds Understanding of the need for urgency when dealing with daily and monthly reports, complaints and queries Accuracy in the maintenance of records and systems An ability to remain calm and resolve conflict An ability to converse in at least two languages spoken within the market place A compliance to all workplace rules and procedures A willingness to undertake duties beyond the confines of your job.

Deadline:6th March,2026

go to method of application »

Purpose of the role:

• The Branch manager is responsible for the Branch, business, marketing and people management and Collections for his/her branch forming part of his/her Branch.

Qualifications:

• Matric or equivalent 2 years proven track record in micro finance, banking or debtor management Microsoft Office skills or equivalent

Experience:

• Branch Management Continuously manage and monitor branch performance with regards to the following: New Client Growth to the expectancy of targets. Branch sales growth Month on Month with a minimum expectancy of 2% and or maintain the minimum criteria set out by the area manager. Expense monitoring. Compliant loans created to ensure 87%+ collections rate based on Capital. Business/Compliance management Ensure implementation of and compliance with internal policy as determined by Executive management. Ensure NCA compliance in respect of lending policy and display requirements Ensure adherence to collections policies and procedures in Branch not limited to and including the branch daily collections process Ensure adherence to policies and procedures by all branch staff. Investigate and report non compliance to area manager. Monitor potential fraud in branches and report suspicious activities to Area Managers. Ensure timely and accurate reporting on Branch and within branches. Ensure that the sum of branch daily/monthly recons are 100% accurate and are balanced every day. Manage and report maintenance requirements of company hardware and software. Sales and Marketing Management Develop implement Sales and Marketing plans to improve branch performance Effectively implement sales and marketing plans Measure plan effectiveness and implement correct actions were required to increase sales. Actively focus on marketing and cross sell of non-loan products Adhere to the daily marketing files and completion there off Drive community participation through focussed marketing activities Collections Daily and weekly monitoring of future instalments Consistent and accurate Submissions of transactions on Nupay Ensuring 87% + consistent collections on current. Adhering to the daily and weekly collections file implementation as set out by senior management People Management Manage, motivate and monitor branch personnel and their performance. Ensure active 360° communication between branches and Area Managers. Decision making and problem solving in branches. Manage staff training requirements and facilitate training. Recommend to Area Managers staff movement including: - Promotions - Appointments - Movements - Salary adjustments

Deadline:10th March,2026

go to method of application »

Purpose of the role:

• The Branch manager is responsible for the Branch, business, marketing and people management and Collections for his/her branch forming part of his/her Branch.

Qualifications:

• Matric or equivalent 2 years proven track record in micro finance, banking or debtor management Microsoft Office skills or equivalent

Experience:

• Branch Management Continuously manage and monitor branch performance with regards to the following: New Client Growth to the expectancy of targets. Branch sales growth Month on Month with a minimum expectancy of 2% and or maintain the minimum criteria set out by the area manager. Expense monitoring. Compliant loans created to ensure 87%+ collections rate based on Capital. Business/Compliance management Ensure implementation of and compliance with internal policy as determined by Executive management. Ensure NCA compliance in respect of lending policy and display requirements Ensure adherence to collections policies and procedures in Branch not limited to and including the branch daily collections process Ensure adherence to policies and procedures by all branch staff. Investigate and report non compliance to area manager. Monitor potential fraud in branches and report suspicious activities to Area Managers. Ensure timely and accurate reporting on Branch and within branches. Ensure that the sum of branch daily/monthly recons are 100% accurate and are balanced every day. Manage and report maintenance requirements of company hardware and software. Sales and Marketing Management Develop implement Sales and Marketing plans to improve branch performance Effectively implement sales and marketing plans Measure plan effectiveness and implement correct actions were required to increase sales. Actively focus on marketing and cross sell of non-loan products Adhere to the daily marketing files and completion there off Drive community participation through focussed marketing activities Collections Daily and weekly monitoring of future instalments Consistent and accurate Submissions of transactions on Nupay Ensuring 87% + consistent collections on current. Adhering to the daily and weekly collections file implementation as set out by senior management People Management Manage, motivate and monitor branch personnel and their performance. Ensure active 360° communication between branches and Area Managers. Decision making and problem solving in branches. Manage staff training requirements and facilitate training. Recommend to Area Managers staff movement including: - Promotions - Appointments - Movements - Salary adjustments

Deadline:10th March,2026

go to method of application »

Purpose of the role:

• This is a demanding but achievable role for someone with solid banking finance experience (especially in reporting, budgeting, and stakeholder engagement in a smaller/mutual bank context). It suits a detail-oriented, disciplined professional who enjoys both operational delivery and business partnering.
• It would appeal strongly to candidates who want high ownership and visibility but might deter those seeking a more strategic/purely advisory Finance Manager position with less month-end grind.

30% of time will be allocated to:

• Preparation of monthly management information on divisional level. For all the product divisions other than microfinance. Homeloans, Business loans, Specialised lending.
• Finalising trail balances per division monthly
• Putting together a reporting pack per division monthly to share with CFO, CEO and other Stakeholders.
• Understanding and tracking key drivers of the division to report these externally.
• Engagement with business to get cashflow forecasting weekly, monthly for ALCO pack and as part of the forecast and 5-year strategic plan.
• Engagement with Risk and IFRS9 expert to provide accurate info and check and challenge impairment charge principals and calculations.
• Representing finance at monthly operational meetings in these product divisions.
• Responsible for coordinating the forecasts and budget of all the above-mentioned divisions with business owners’ input and guidance. Including Income statements, Balance sheets, cashflow forecasting.
• Independently checking and challenging business where need be.
• Taking responsibility for any external financial reporting relating to this divisions. Including annual financial statements input, Regulatory returns input
• Running and taking responsibility for co-ordinating with the business owner the internal and external audit queries and deliverables monthly.
• Be professional in all dealings and document thought process and decisions in a organised, well thought through and professional manner.
• 1 x team member reporting into this role who perform the following duties:
• (Which will need to be reviewed by the finance manager)
• Capturing of transactions.
• Posting of journals.
• Calculations and keeping amortization schedule up to date and specialised lending portfolio.
• Keeping track of cash inflow and capout of new loans to include in amort schedules and customers statements.
• Prepare and send out invoices and statements for the business loan customers to business, for distribution to the customers and specialised lending portfolio

30% of time will be allocated to:

• Coordinating and project managing the monthly management accounts/ financial reporting process.
• The gathering of data from divisions, ensuring Internal financial controls are adhered to and that the output is in format that stakeholders require.
• Will act as first point of independent review, check and challenge numbers.
• Coordinate the monthly reporting process, IS review meeting, Initial reporting to CFO, Tax calc independent review, meeting with CEO and reporting to Group and finally providing all info required for Regulatory reporting.
• Will be responsible for requesting analysis of material variances vs prior month, current month PY, budget, forecasts.
• Will be responsible for finalising month end and ensuring cut off and data is locked and no prior period transactions take place.
• Will be responsible to suggest and maintaining the CONS file layout, divisional role ups and new and changes to GL accounts need to be approved.
• Will be the first point of contact for all matters month end or management reporting related come external and internal audit related.
• Be the key contact for the annual internal audit on internal financial controls.

40% of time will be allocated to:

• Take ownership of Finbond Mutual Bank yearly budget and 5-year forecast process across all the divisions.
• Project manage the coordination of divisional budgets and forecast, consolidated up to FMB level. This include the submission of numbers as well as presentation templates.
• Be responsible for planning, setting deliverables, timelines a templates and communicating that to business.
• Tracking against deadlines, sending reminders and engaging with divisions to make sure they understand their deliverables and meet deadlines and quality of submission.
• Reviewing submitted numbers high level per division check and challenge. Be the quality controller for presentations, checking minimum disclosure requirements are met, consistency of disclosure and sense checking.
• Reporting on budgets and forecasts management.
• Attend divisional budget sessions and the Board budget session.
• Consolidation of information packs into one FMB Budget and 5-year forecast disclosure pack that will be shred with the FMB Board and Group.
• Version control for all submitted forecasts and budgets.
• Report budget and forecast to Group in line with their expectations and deadlines.
• Responsible for getting divisions to import the budgets into Pastel Evolution and checking that it has been done accurately. Getting sign off from All that budgets are accurately reflecting in Evolution.

Qualifications:

• CA(SA) preferred but not required.

Relevant Qualification.

Experience:

• At least 3 years general banking industry experience.
• 3 years’ experience in MANAGEMENT REPORTING. Essential that the candidate has coordinated financial month ends and has been involved in a budget and forecasting process.

Knowledge and Skills:

• Attention to detail and experience in putting together reporting packs to senior stakeholders.
• Can analyse a complex matter and summarise it in an executive summary format for reporting purposes, with minimum input from superiors.
• IFRS9 impairment reporting experience an advantage (Not the calculation of impairments, but rather once calculated, how to sense check the numbers and reporting on them)
• Accurate and strong attention to detail and analytical capability.
• Discipline in delivering accurate work, and not missing deadlines.
• Strong communication and management skills.
• Ability to work independently and as a team player with good people management skills.
• Strong time management skills and ability to comply with strict deadlines and ability to work in a busy and strenuous environment.
• Good communication, interpersonal and writing skills.
• Action orientated and solution driven.
• A sound knowledge of accounting practice.
• Advanced Microsoft Excel skills.
• Pastel Evolution experience will be an advantage.

Deadline:6th March,2026

go to method of application »

Purpose of the role:

• The Branch manager is responsible for the Branch, business, marketing and people management and Collections for his/her branch forming part of his/her Branch.

Qualifications:

• Matric or equivalent 2 years proven track record in micro finance, banking or debtor management Microsoft Office skills or equivalent

Experience:

• Branch Management Continuously manage and monitor branch performance with regards to the following: New Client Growth to the expectancy of targets. Branch sales growth Month on Month with a minimum expectancy of 2% and or maintain the minimum criteria set out by the area manager. Expense monitoring. Compliant loans created to ensure 87%+ collections rate based on Capital. Business/Compliance management Ensure implementation of and compliance with internal policy as determined by Executive management. Ensure NCA compliance in respect of lending policy and display requirements Ensure adherence to collections policies and procedures in Branch not limited to and including the branch daily collections process Ensure adherence to policies and procedures by all branch staff. Investigate and report non compliance to area manager. Monitor potential fraud in branches and report suspicious activities to Area Managers. Ensure timely and accurate reporting on Branch and within branches. Ensure that the sum of branch daily/monthly recons are 100% accurate and are balanced every day. Manage and report maintenance requirements of company hardware and software. Sales and Marketing Management Develop implement Sales and Marketing plans to improve branch performance Effectively implement sales and marketing plans Measure plan effectiveness and implement correct actions were required to increase sales. Actively focus on marketing and cross sell of non-loan products Adhere to the daily marketing files and completion there off Drive community participation through focussed marketing activities Collections Daily and weekly monitoring of future instalments Consistent and accurate Submissions of transactions on Nupay Ensuring 87% + consistent collections on current. Adhering to the daily and weekly collections file implementation as set out by senior management People Management Manage, motivate and monitor branch personnel and their performance. Ensure active 360° communication between branches and Area Managers. Decision making and problem solving in branches. Manage staff training requirements and facilitate training. Recommend to Area Managers staff movement including: - Promotions - Appointments - Movements - Salary adjustments

Deadline:10th March,2026