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Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month.
To simplify banking, we’ve developed an all-inclusive banking solution. Global One is the one solution that enables you to transact, save and access credit in realtime. We also believe...
Read more about this company
Purpose Statement
- To be responsible for the building of products that clients want and need, and guide the team around knowing the sequence/priority in which to build these products, ensuring they are successful and innovative in the market
- To optimise all elements of the product through prioritising, coordinating and driving systems development work with the Feature Teams
- Partner with the respective teams (analysts) to implement relevant process, product and credit rule changes related to the product
Experience
Minimum:
- At least 5 years’ experience in a product owner, product development or product analyst position in credit
- Proven experience in liaising with internal and external stakeholders of various disciplines
- In the relevant product and process
- Aligning operational initiatives and/or projects to corporate strategies and objectives
- Achieving goals and objectives through cross functional teams
Ideal:
- Relevant product experience at product development level
- Business development in the financial industry
- Working with Agile product ownership and methodology
- Of enabling business strategies and objectives into business benefits
- Initiation and implementation of innovative concepts
Qualifications (Minimum)
- Grade 12 National Certificate / Vocational
Qualifications (Ideal or Preferred)
Knowledge
Minimum:
- Relevant product expertise and process know-how
- Business development in the banking/financial industry
- Agile product ownership and methodology
- Domain specific knowledge, business insight, understanding of product technology, technical dependencies
Ideal:
- Capitec Way of Work
- In-depth knowledge and understanding of banking (i.e. productivity, profit, efficiency, processes and procedures and client service)
- Continuous improvement best practices (Lean, 6-Sigma, Theory of constraints, PDCA, etc.)
- Process mapping and process improvements techniques
Skills
- Communications Skills
- Interpersonal & Relationship management Skills
- Analytical Skills
- Attention to Detail
- Commercial Thinking Skills
Competencies
- Working with People
- Deciding and Initiating Action
- Persuading and Influencing
- Planning and Organising
- Entrepreneurial and Commercial Thinking
- Relating and Networking
- Working with People_Supporting Coworkers
- Adapting and Responding to Change
- Conditions of Employment
- Clear criminal and credit record
Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals
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Purpose Statement
- The main purpose of this position is the maintenance and execution of a Data Governance framework, policies and standards, as well as Data Management comprising Metadata, Data Quality and Security & Protection management. A Data Governance Analyst specialises in governing the information flow for the organization, including the quality, integrity, efficiency and availability of data.
Qualifications (Minimum)
- Grade 12 National Certificate / Vocational
- A relevant tertiary qualification in Information Technology or Data Management
Experience
- 3+ years data governance or similar level analysis experience
- Practical experience with data governance, data quality, metadata management tools software/programs
- Developing and maintaining corporate policies and standards
- Banking environment and large-scale data experience
- Data modelling experience
- Agile principles and methodology
Knowledge
Min:
Detailed knowledge:
- Solid understanding of databases and data structures
- Exposure to query/database language
- IT systems development processes
- Business analysis and design
- Standards and governance
- Familiar with regulatory requirements such as POPIA, GDPR and PCI DSS
Ideal:
Knowledge of:
- Agile development life cycle
- Relational databases
- Data migration
- Corporate and data governance practices
- Data quality tools to automate data quality processes
- Information systems and information system architecture
- Workflow and process re-engineering
- DMBOK principles
Skills
- Communications Skills
- Facilitation Skills
- Attention to Detail
- Problem solving skills
Competencies
- Persuading and Influencing
- Presenting and Communicating Information
- Writing and Reporting
- Analysing
- Leading and Supervising
- Delivering Results and https://careers.capitecbank.co.za/job/Stellenbosch-Data-Governance-Analyst-West/688005101/Meeting Customer Expectations
- Adapting and Responding to Change
Conditions of Employment
- A valid driver's license and own vehicle is required
- Clear criminal and credit record
- Contactable via own mobile phone
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
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Purpose Statement
- The purpose of the Data Engineer is to use their database, software engineering and programming skills to ensure the necessary data is properly stored on the cloud platform and is available to the data scientists.
Experience
Min
- At least 4-6 years’ proven experience within management information systems / system analysis
- Systems engineering and implementations experience
- Experience with data services on a cloud platform like Azure, AWS or Google cloud
Qualifications (Minimum)
- A relevant tertiary qualification in Information Technology
- Grade 12 National Certificate / Vocational
- Qualifications (Ideal or Preferred)
- A relevant post graduate degree
Knowledge
Min:
Must have detailed knowledge of:
1. System architecture (technical design and implementation processes)
- Database analysis, design & administration
- Technical Test Plan Design
2. IT systems development processes
- System Engineering
- Programming
- Application development
- Standards and governance
3. Data modelling using:
- Table structures
- Store Procedures
- SSIS Packages
- SQL
4. Cloud Data Services:
- Implementing data pipelines using cloud infrastructure and services
- No-SQL experience on the cloud
- Data engineering and integration services in a hybrid clou environment
Ideal:
Detailed knowledge of:
- Banking systems
- Agile development life cycle
- Polybase
- Python
Solid understanding of:
- Capitec Bank’s systems environment
- Capitec Bank business model
- Best practices for Quality Assurance (QA)
- SQL Server
- Azure platform
- Hadoop
Skills
- Communications Skills
- Interpersonal & Relationship management Skills
- Negotiation skills
- Influencing Skills
- Facilitation Skills
- Presentation Skills
- Analytical Skills
- Problem solving skills
- Commercial Thinking Skills
- Attention to Detail
- Planning, organising and coordination skills
- Project Management Skills (Methodolgy Specific)
Competencies
- Deciding and Initiating Action
- Applying Expertise and Technology
- Delivering Results and Meeting Customer Expectations
- Planning and Organising
- Relating and Networking
- Learning and Researching
Conditions of Employment
- Clear criminal and credit record
- Contactable via own mobile phone
- A valid driver's license and own vehicle is required
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals
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Purpose Statement
- To be responsible for the implementation of IT Governance, Information Security and Cyber Security practices, disciplines, frameworks and policies, as well as provide independent, objective consulting activities, assisting management to achieve their assigned responsibilities in terms of co-ordination, oversight, implementation of IT risk management process and report thereon.
- Manage, coach and develop a team of information security analysts/specialists across various disciplines within the IT Risk Department.
The Manager: IT Risk will work closely with IT, the entire business, Legal, Risk & Compliance and Internal Audit within the Bank.
Experience
Minimum:
- 10+ years’ specialist experience within IT Governance, Risk and Compliance
- 10+ year in Financial Services/Banking experience
- Proven experience in the management of a group of specialists in a similar environment
Qualifications (Minimum)
- Bachelor's Degree in Commerce or Science
Qualifications (Ideal or Preferred)
- Post Graduate Diploma in Information Technology or Information Systems
- Knowledge
Minimum:
A sound understanding of:
- Banking and Financial services industry
- Risk methodologies (e.g. COBIT, ITIL)
- Information Security Practices and Frameworks (e.g. ISF, ISO, NIST, Cobit)
- Information Security Management Principles
- Quality Management practices
- Cybersecurity practices
- IT Governance and IT Risk Management principles, including the regulatory environment applicable to IT
- Business Continuity Management Principles
Detailed knowledge of:
IT Infrastructure and application technologies
Ideal:
A sound understanding of:
- Capitec Bank’s IT environment
- IT Governance, Risk and Compliance lead
- Information Security and Cybersecurity lead
Skills
- Communications Skills
- Analytical Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Attention to Detail
- Interpersonal & Relationship management Skills
Competencies
- Deciding and Initiating Action
- Persuading and Influencing
- Presenting and Communicating Information
- Creating and Innovating
- Formulating Strategies and Concepts
- Adapting and Responding to Change
- Coping with Pressures and Setbacks
- Delivering Results and Meeting Customer Expectations
Conditions of Employment
- Clear criminal and credit record
- A valid driver's license and own vehicle is required
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
go to method of application »
Purpose Statement
- To provide Data Science operational insight and input to Data Services’ strategy to underpin, enable and deliver the organisational strategy.
- To integrate and enable Data Science into Capitec and provide a Guild function to Data Science and Decision Science across Capitec
- To lead and manage the Data Science department, accountable for optimising departmental performance through business planning, budgets, goals and metrics, people, standards, principles and processes.
Experience
Minimum:
Proven experience in:
- 8+ years of experience in managing a team and function to build, develop and deliver Data Science services in an agile and high performing environment, including:
- Business relationship management, especially at a senior/executive level
- Influencing and changing internal culture in respect of Data Science
- Conceptualising and developing innovations and data opportunities and initiatives
- Building machine learning models
- Business analysis and requirements gathering
- Experience in developing and deploying machine learning models into production
- Working in remote environments, e.g. Docker, Linux
- Working in cloud environments, preference for AWS
- At least 5 years’ proven technical experience in;
- Project and task planning and execution at a large scale within a complex and dynamic environment
- Proven experience within one or more of the Data Science and Data Management portfolios
- Management experience in a team of technical experts
- Proven track record of delivering on complex Data Science projects
- Proven track record of business relationship management, especially at a senior/executive level
Ideal:
- Experience preferably gained in a financial environment
- Practical experience in applying Agile way of working methodologies within data science
- Proven experience of using influence and relationships to drive and achieve objectives.
- Experience of successfully leading, planning and managing Data Science initiatives across a large organisation
Qualifications (Minimum)
- Honours Degree in Data Science or Mathematics
Qualifications (Ideal or Preferred)
- Masters Degree in Data Science or Mathematics
Knowledge
Minimum:
- Broad business acumen, in-depth understanding of complex and large organisations; understanding of the full range of business functions and their integration
- Business application of data and analytics at a strategic and tactical level.
- Understanding of organisational cultures and how to impact and influence same.
- How to use consulting and stakeholder relationships, together with change concepts and communication to build an understanding and acceptance of Data Science as a fundamental business tool.
- Understanding of how complex organisations work.
- Leadership or management experience in a team-oriented workplace
- Building and managing effective stakeholder relationships
- Knowledge of data and analytics within the banking or finance industry
- Interlocking and integrating goals, roles, processes, values, communications practices, attitudes and assumptions in relation to organisational culture.
- Underlying theory and application of machine learning models, must be able to understand underlying principles and theory and be able to teach others.
- Best practices for data science
- Ethical AI design principles
- Familiar with machine learning applications, solution design and integration to production systems
- Data Science Life Cycle
- Data Product Life Cycle
- Agile principles and methodology
- Understanding of end-to-end D&A environments, including Data Science & Management, Data Warehouse, Business Intelligence and Data Science
- Data Science practices, business and technology issues related to management of enterprise information assets and approaches related to data protection
- Agile principles and methodology
- Understanding of end-to-end data science and machine learning environments.
Ideal:
- In depth understanding of Machine learning and AI
- Marketing, selling and training Data Science inside an organisation.
- Industry leading data Science and management practices
- Data visualisation of Data Science and management KPIs
- Information systems and information system architecture
- Workflow and process re-engineering
- TOGAF (Data Security and Access Management)
- Knowledge of Cloud and on-premises data solutions (AWS preferred)
- ISF Framework (Data Security and Access Management
Skills
- Leadership Skills
- Strategic Thinking Skills
- Commercial Thinking Skills
- Interpersonal & Relationship management Skills
- Numerical Reasoning skills
- Communications Skills
- Reporting Skills
Competencies
- Deciding and Initiating Action
- Relating and Networking
- Persuading and Influencing
- Analysing
- Creating and Innovating
- Formulating Strategies and Concepts
- Adapting and Responding to Change
- Entrepreneurial and Commercial Thinking
Conditions of Employment
- Clear criminal and credit record
- A valid driver's license and own vehicle is required
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Purpose Statement
- To lead and manage the data teams that will deliver on the data strategy to develop and share insights to make better decisions in service of clients and enable our clients to make better decisions to improve their financial lives and grow their businesses
- To manage the Client Data Platform department to create a persistent, unified customer platform that is accessible and available to other systems, e.g. marketing, credit, and to both data contributors and data consumers across Capitec
Experience
Minimum:
- A minimum of 8 - 10 years’ proven experience working as a Manager or Senior Level Specialist in a banking environment within one of the following technology or systems environments:
- Systems Development
- Systems Delivery
- Management Information Systems (with exposure to Cloud, Data, Warehousing)
- Proven experience of successfully delivery large and complex data and technology projects, specifically related to client data management.
- Business and commercial experience in a banking environment.
- Linking data and platforms to strategic objectives.
Ideal:
- A minimum of 12 plus years’ proven experience working as a Manager or Senior Level Specialist within one of the following technology or systems environments:
- Systems Development
- Systems Delivery
- Management Information Systems (with exposure to Cloud, Data, Warehousing)
Qualifications (Minimum)
- Bachelor's Degree in Mathematics or Information Technology
Qualifications (Ideal or Preferred)
- A relevant post graduate degree in Mathematics or Information Technology
Knowledge
Minimum:
- Systems Development Life Cycle
- Data Warehouse Development Life Cycle
- Cloud Environment
- Business and financial principles and practices.
- People management practices and building and developing effective teams.
- Technology and digital management systems.
- Business knowledge and acumen.
- Governance and risk management principles
- Business products, processes, policies and systems
- Quality principles and practice
- Communication of and motivation methods and techniques for achieving organisational objectives and strategy
- Marketing and Communication Systems
- Information Technology within the Banking Industry
Ideal:
- Project Management systems and procedures (e.g. EPM)
- Project Management terminology and guidelines (e.g. PMBoK)
Skills
- Leadership Skills
- Strategic Thinking Skills
- Influencing Skills
- Interpersonal & Relationship management Skills
- Facilitation Skills
Competencies
- Leading and Supervising
- Deciding and Initiating Action
- Persuading and Influencing
- Analysing
- Creating and Innovating
- Formulating Strategies and Concepts
- Delivering Results and Meeting Customer Expectations
- Coping with Pressures and Setbacks
Conditions of Employment
- Clear criminal and credit record
- A valid driver's license and own vehicle is required
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Purpose Statement
- To provide effective customer service to branches by responding to and answering operational queries.
Experience
Minimum:
- 1 - 2 years contact centre
Ideal:
- Experience in a banking environment
Qualifications (Minimum)
- Grade 12 National Certificate / Vocational
Knowledge
Minimum:
- Call centre processes and procedures
- Customer care and service protocols
Ideal:
Skills
- Communications Skills
- Problem solving skills
- Telephonic / Call skills
- Attention to Detail
Competencies
- Delivering Results and Meeting Customer Expectations
- Working with People
- Adapting and Responding to Change
- Coping with Pressures and Setbacks
- Deciding and Initiating Action
- Following Instructions and Procedures
- Persuading and Influencing
- Planning and Organising
Conditions of Employment
- Clear criminal and credit record
- Willing to work regular shifts or weekends or rotational standbys
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Purpose Statement
- To welcome clients and coordinate the branch flow through efficient queue functioning, providing excellent client service by assisting clients at the ATM and to complete transactions on any remote or self service channels.
Experience
Minimum:
- No experience required but individual needs to hold a Grade 12 National Certificate
Ideal:
- At least 1 year’s client service experience within a retail/ financial/ banking environment
Qualifications (Minimum)
- Grade 12 National Certificate / Vocational
Qualifications (Ideal or Preferred)
- Knowledge
- Basic calculations
- Knowledge of Capitec Bank products and business processes (internal)
Skills
- Communications Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Interpersonal & Relationship management Skills
- Problem solving skills
- Attention to Detail
Competencies
- Adhering to Principles and Values
- Relating and Networking
- Persuading and Influencing
- Presenting and Communicating Information
- Delivering Results and Meeting Customer Expectations
- Following Instructions and Procedures
Additional Information
- Clear criminal and credit record
- Must have access to transport (personal/public)
- Flexible and mobile across regions is an advantage
- Must meet the minimum requirements on psychometric assessments
- Must have fingerprints which are detectable/recognisable on Capitec Bank's internal electronic banking system
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Purpose Statement
- To assist in building and delivering the AI strategy to ensure Capitec is able to compete in a fast changing landscape. Data science will be a key strategic differentiator in the future.
- Data scientists will help automate and improve processes, create new products and services and assist with improved decision making based on data.
Experience
Level descriptors:
- DS 1-2 will work under close supervision to ensure best practices are followed.
- DS 3-4 are expected to be able to co-ordinate and lead other data scientists to ensure successful starting trajectories of projects. Also expected to be able to present at required formal committees within the bank (e.g. MTSC, ECM, CCM, TAF, Data Steerco) to drive project delivery.
Proven experience in:
- 2+ years of experience in building machine learning models in Python/R
- Business analysis and requirements gathering
- Reproducible coding experience and working with source control tools e.g. Git, Bitbucket
- Experience in deploying models into production
- Spark, Hadoop or similar big data coding experience
- Working in remote environments, e.g. Docker, Linux
- Working in cloud environments, e.g. Azure, AWS
Qualifications (Minimum)
- Honours Degree in Data Science or Mathematics
Qualifications (Ideal or Preferred)
- Doctoral Degree in Data Science or Mathematics
- Knowledge
Min:
Must have detailed knowledge of:
- Solution and experimental design for model development
- Machine learning development and underlying theory and assumptions of techniques.
- Predictive modelling techniques (statistical and machine learning) and deployment
- Source control systems e.g. Git, Bitbucket, or Sourcetree
- Relational database technologies
- Data Science lifecycle and applicable skills within
Ideal:
- Data analysis
- Solution and experimental design
- Machine learning model architecture (technical design and implementation processes)
- Specialist in one or more specific machine learning competencies, e.g. NLP, Deep Learning etc.
Solid understanding of:
- Underlying theory and application of machine learning models, must be able to understand underlying principles and theory and be able to teach others.
- Best practices for data science
- Ethical AI design principles
- Capitec Data Science lifecycle
- Capitec DPLC
Skills
Numerical Reasoning skills
- Attention to Detail
- Communications Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Problem solving skills
- Analytical Skills
Competencies
- Delivering Results and Meeting Customer Expectations
- Applying Expertise and Technology
- Analysing
- Learning and Researching
- Writing and Reporting
- Presenting and Communicating Information
Conditions of Employment
- Clear criminal and credit record
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Purpose Statement
- To help create a ‘best in class’ credit incentives program that delivers client retention and financial performance within the bank’s ROE and profitability targets.
- To coordinate with the Profitability, Propensity, and Engagement functions to ensure a holistic credit benefits value proposition
Experience
Minimum:
- 2 years relevant retail predictive analytics experience
Ideal:
- Relevant experience in retail bank credit management (scoring, pricing, and provisioning)
- Experience influencing retail credit IT systems architecture
- Experience influencing client engagement solutions including direct marketing segmentation
Qualification
- Grade 12 National Certificate / Vocational
- A relevant Honours degree (e.g. Data Science / Statistics / Mathematics / Actuarial Science) is preferred
- A relevant Masters degree (e.g. Data Science / Behavioural Economics / Business Administration) would be ideal.
Knowledge
Minimum:
- Predictive analytics and machine learning in the context of articulating business requirements
- Statistical software (ex. SAS, R, Python)
- Database querying software (ex. SQL)
- Cloud computing (ex. Azure, Hadoop, Spark)
- Retail credit scoring
- Retail credit lifecycle
- Retail credit market
- Retail credit IT systems architecture
- Retail credit profit models including pricing and provisioning
- Client engagement solutions including direct marketing segmentation
- Project management principles
- Credit affordability assessment regulations
- Business acumen wrt predictive modelling, financial modelling and IT systems / coding design.
- Understanding technical issues and the impact these may have on the design and delivery of business solutions.
Ideal:
- Capitec Bank’s credit policy and system
Skills
- Communications Skills
- Interpersonal & Relationship management Skills
- Presentation Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Numerical Reasoning skills
- Analytical Skills
- Programming skill (SAS, SQL, R, Python)
Competencies
- Adhering to Principles and Values
- Presenting and Communicating Information
- Analysing
- Delivering Results and Meeting Customer Expectations
- Coping with Pressures and Setbacks
- Entrepreneurial and Commercial Thinking
Additional Information
- Clear criminal and credit record
- Ability and willingness to work in an open plan environment
- Willingness to work or be available overtime and / or weekends if required
- A valid driver's license and own vehicle is preferred
- Willing and able to use own home as a formal office / base of operations (including space for ad hoc storage of paperwork, stock, etc.)
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals
go to method of application »
Purpose Statement
- To execute daily operational activities within the Enhanced Due Diligence function thereby implementing and administrating legal and statutory requirements for the Financial Intelligence Centre Act 38 of 2001 (“FICA”), Protection of Constitutional Democracy Against Terrorist and Related Activities Act 33 of 2004 (“POCDATARA”), Prevention of Organised Crime Act 121 of 1998 and all related legislation, within Capitec Bank.
Experience
Minimum:
- At least 1-2 year’s investigative experience within a financial / banking environment
- Experience with collating and analysing information and making decisions based on the information.
Ideal:
- At least 1-2 years’ experience in Anti-Money Laundering
- FICA exposure within a financial/banking environment
- Interpretation and application of regulatory requirements.
Qualifications (Minimum)
- Grade 12 National Certificate / Vocational
- Qualifications (Ideal or Preferred)
- Bachelor's Degree in Commerce or Risk and Compliance
Knowledge
Minimum:
- Legislation regarding money laundering control and combating of terrorist financing
- Client due diligence and or an AML environment.
- Basic regulatory knowledge
- Business and commercial awareness
- Know Your Customer (KYC) procedures
- Customer set up on Bancs system
- Investigation methodology and techniques
Ideal:
- Client due diligence and Enhanced due diligence on a customer
- Knowledge of Capitec Bank; products and services.
Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Attention to Detail
- Analytical Skills
- Researching skills
- Reporting Skills
Competencies
- Achieving Personal Work Goals and Objectives
- Delivering Results and Meeting Customer Expectations
- Working with People
Conditions of Employment
- Clear criminal and credit record
go to method of application »
Purpose Statement
- To manage the Internal Audit function for the Retail Bank business unit to ensure it adds value to the organisation (group of companies) and its stakeholders by providing objective and relevant assurance and consulting and by contributing to the effectiveness of governance and control processes.
Experience
Minimum:
- At least 10 years’ as an Internal Auditor (generalist)
- At least 5 years’ managerial experience in a retail bank environment, managing a team of 5 or more
- Experience in project planning and management.
- Applying business acumen and commercial understanding, specifically in terms of internal audit practices in a banking environment.
Ideal:
- Capitec or Mercantile environment
Qualifications (Minimum)
- Grade 12 National Certificate / Vocational in Grade 12 National Certificate
- Honours Degree in Commerce or Banking
Qualifications (Ideal or Preferred)
- Qualified Chartered Accountant (CA)
Knowledge
Minimum:
- The internal audit and information systems audit standards and processes
- Risk management principles
- IFRS and GAAS proficiency in accounting principles and techniques in working with financial reports
- General business acumen; understanding of key business issues and drivers, business products, processes, policies and systems
- Management principles to recognise and evaluate the materiality and significance of deviations from good business practice
- The fundamentals of accounting, economics, commercial law, taxation, finance, quantitative methods and information technology
- Project management methodology and governance
- Project and product life cycles
- Agile methodology and application
Ideal:
- Retail banking business landscape
- Core IT systems and processes in Capitec
- Data structures, management and governance
- Frameworks (i.e. COSO, COBIT, ISF)
Skills
- Analytical Skills
- Attention to Detail
- Interpersonal & Relationship management Skills
- Management skills
- Leadership Skills
Competencies
- Deciding and Initiating Action
- Leading and Supervising
- Relating and Networking
- Writing and Reporting
- Planning and Organising
- Adapting and Responding to Change
- Coping with Pressures and Setbacks
- Entrepreneurial and Commercial Thinking
Additional Information
- Clear criminal and credit record
- Ability and willingness to work in an open plan environment
- Willingness to work or be available overtime and / or weekends if required
- A valid driver's license and own vehicle is required
- Willingness to travel nationally if and when required
Method of Application
Use the link(s) below to apply on company website.
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