Openings at Standard Bank Group

JOB DESCRIPTION

To provide pro-active management and operational support enabling the implementation of the Non-Financial Risk (NFR) management strategy across the Consumer High Nett Worth (CHNW) business units considering the relevant 16 risk types, and risk management processes to identify and mitigate NFRs. Including but not limited to People, Risk, Regulatory, Prudential & Compliance, Strategy, Client, Product, Financial Management and Data. 

QUALIFICATIONS

Minimum Qualifications

• Type of Qualification: First Degree
• Field of Study: Business Commerce/Risk Management
• Other Minimum Qualifications, Certifications or Professional Memberships such as Certified Public Accountant (CPA), Certified Financial Accountant (CFA), Associated Charted Accountant (ACA), Certified Information Systems Auditor (CISA), or Institute of Internal Auditors (IIA), would be a distinct advantage.

Experience Required

• 3-4 years Practical knowledge and experience under Information Risk which would include an understanding of the Standard Bank South Africa (SBSA) Information Risk Framework and Data Privacy Standard or Industry exposure to similar standards such as the Information Security Forum (ISF) Standard of Good Practice and Protection of Personal Information Act (POPIA).
• 5-7 years Practical knowledge of risk, control frameworks, assurance & applications in financial services industry. Fully conversant in risk appetite, risk response & process improvement concepts. Understand both non-financial risk and financial reporting risk characteristics.

ADDITIONAL INFORMATION

Behavioural Competencies:

• Articulating Information
• Examining Information
• Providing Insights
• Convincing People
• Making Decisions

Technical Competencies:

• Analysing Insurable Risk
• Economic Capital Management
• Evaluating Risk Management Effectiveness
• Risk Identification
• Risk Measurement
• Risk Reporting
• Risk Response Strategy
• Risk/ Reward Thinking

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JOB DESCRIPTION

We are recruiting for Universal Bankers in Johannesburg to engage customers and take demand via Voice Branch Contact Centre; for any banking matters ranging from product questions to customer account activities (opening accounts, statements, debit order information, etc.).  Form an accurate assessment and understanding of that demand in order to act on it in a one-and-done manner that consistently delivers what matters to the customer within product and legislative (i.e. FAIS and NCA) parameters.

• Engages with customers to understand what matters to the customer, uses data to support the needs analysis process and deliver against those demands.
• Identify demand generation opportunities while conversing with customers and proactively upsell/cross-sell products.
• Drives customer service excellence to add value and contribute to the overall profitability of the branch.
• Participates in specific campaigns and marketing activities as required.
• Proactively promotes the use of multiple channels to customers including mobile banking, internet banking and other non-physical branch channels.
• Understands the risks associated with the customer demand and adheres to all risk and compliance requirements when executing on demand.
• Manages the risks associated with new accounts and mandates by adhering to risk and compliance requirements.
• Collaborates with the team and adopts new methods within the work.

QUALIFICATIONS

• Matric coupled with a completed FAIS qualification (at least NQF Level 5)
• RE 5 - advantageous
• 2 - 3 years' customer service experience in banking/insurance/financial services/client services environment
• 1 year experience in sales

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JOB DESCRIPTION

To support the Relationship Manager with the day-to-day administrative (portfolio management), sales, operational and credit management functions for an allocated Entrepreneur portfolio. To ensure that all compliance requirements within the portfolio are met and act as a central office-bound contact point for the client, providing sales and service fulfilment aligned to segment targets.

QUALIFICATIONS

Minimum Qualifications

• Diploma in Business Commerce
• NQF6 Relevant FAIS recognised qualification

Experience

• 3 - 4 years Experience as an Account Analyst with exposure to lending principles, sales and client servicing.
• Experience in a back-office Account Support or Customer Service Support role to understand how to interact with the client as well as to process client queries and requests.
• Experience in Credit or Retail Credit Collections responsible to complete credit applications. Must have relevant intermediary experience in respect of FAIS.

ADDITIONAL INFORMATION

Behavioural Competencies

• Developing Expertise
• Team Working
• Articulating Information
• Checking Details
• Embracing Change

Technical Competencies

• Account Opening & Maintenance
• Product and Services Knowledge
• Product Knowledge
• Product Related Systems
• Risk Awareness, Identification and Management

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JOB DESCRIPTION

To enable the execution of Compliance Risk Management processes and activities within a specific business/functional area, to ensure that the area is undertaken in a compliant manner to avoid operational losses, fines, penalties or reputational damage to the organisation and enable the competitive advantage of the organisation.

QUALIFICATIONS

• Legal Degree or equivalent degree in Business/Commerce

Experience Required

• 5-7 years in Compliance Operations.  The role requires an expert in Compliance with a sound knowledge of the relevant regulatory requirements and upcoming developments applicable to a specific business area as well as a solid understanding of banking products and activities.

ADDITIONAL INFORMATION

Competencies:

• Providing Insights
• Articulating Information
• Establishing Rapport
• Following Procedures
• Upholding Standards
• Process Governance
• Evaluation of Internal Controls
• Financial Acumen
• Financial Industry Regulatory Framework

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JOB DESCRIPTION

To shape, plan, lead Portfolio delivery providing expert Engineering skill, directing system capabilities, priorities, resources ensuring solutions are developed,maintained to standards, practices. To synthesize, mature Engineering Practices (Software -; Quality -; Change & Release; DEVOPS) across Portfolio delivery teams (5-12 teams).Lead, manage resources , building capacity, capability, competencies in Engineering team.

QUALIFICATIONS

Minimum Qualifications

• Post Graduate Degree in Information Technology
• Industry related certifications e.g. Cloud certifications. Agile Software development methodologies and associated practices such as Continuous Integration, Software Defined Infrastructure, Evolutionary Architecture, etc.

Experience Required

• More than 10 years - Proven track record to a broad spectrum of stakeholders including senior executives. Knowledge of Agile and Lean frameworks, methods and practices and experience in being a catalyst for organisational change. Experience working with cross-functional teams fostering collaboration and team work. Exposure to broad business and financial management type experience, specifically within the banking sector.
• More than 10 years - Come from a background of full lifecycle design and development covering solution design, application design, development, testing and maintenance, network software, operating systems, multi-tier environments, desktop and workgroup software, middleware, server technology, fault tolerant environments, development tools. Broad experience of application development methodologies, data base methodology, programming languages, data base concepts and IT infrastructure and operations.
• 8-10 years - Proven ability to work effectively as both a team leader and as a member of a small team of technical staff working in an agile development environment. Track record in capability and competency building and coaching of staff is required. Minimum 3-5 years' experience as a senior manager running a portfolio of 10+ technical experts.

ADDITIONAL INFORMATION

Behavioural Competencies:

• Exploring Possibilities
• Developing Strategies
• Adopting Practical Approaches
• Developing Expertise
• Establishing Rapport

Technical Competencies: 

• Refactoring
• Agile Development
• Agile Estimation and Prioritisation
• Agile Measurements
• Agile Planning

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JOB DESCRIPTION

The International Diaspora Clients team is responsible for individuals who are citizens of countries and live in South Africa, whether for work, studying, business or any other reasons. The portfolio also includes South African citizens who live outside the borders of South Africa. Also part of this portfolio is individuals who live in South Africa, and have a connection to South Africa. Our mission is to help our clients maintain their connection to home, wherever that may be. We work very closely with Stanbic countries to ensure that regardless of where our clients bank, they experience the Standard Bank Group in the same manner, even across borders. We also work across all client sub-segments in Consumer (main market, affluent, high net worth and youth), and collaborate with Business and Commercial Clients and Corporate and Investment Banking. This person will be responsible for developing solutions for individuals who are in the diaspora (outside SA). This includes South Africans who have emigrated, South Africans who are temporarily abroad and any individuals who are citizens of other countries and would want a banking relationship in South Africa including those who bank with Standard Bank in Africa Regions.

QUALIFICATIONS

• Business Commerce Degree

Experience Required

• 5-7 years experience: extensive knowledge and expertise in designing, building and launching customer value propositions (could be in any industry in addition to financial services).
• 5-7 years experience: in managing an income statement, balance sheet, pricing strategies, risk management, people management, leading / developing teams and motivating people would be essential.

ADDITIONAL INFORMATION

Behavioural Competencies:

• Developing Strategies
• Directing People
• Empowering Individuals
• Seizing Opportunities
• Challenging Ideas

Technical Competencies

• Commercial Acumen
• Effective Business Communication
• Interpreting Data
• Problem Solving
• Innovative & Creative

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JOB DESCRIPTION

Provide infrastructure, tools and frameworks used to deliver end-to-end solutions to business problems and build scalable infrastructure for supporting the delivery of clear business insights from raw data sources; with a focus on collecting, managing, analysing, visualising data and developing analytical solutions

QUALIFICATIONS

Minimum Qualification

• Bachelor's degree
• Field of study - Information Technology / Information Studies

Experience

• 5-7 years experience working on Power BI (Intermediate to Expert), Qlikview (Intermediate to Expert), Power Apps, SQL/DAX, SAS and Terradata
• Experience with big data tools, Experience with data pipeline and workflow management tools, stream-processing systems
• Experience with object oriented/object function scripting languages.
• Advanced working SQL knowledge and relational databases, query authoring (SQL).

ADDITIONAL INFORMATION

Behavioural Competencies

• Attention to detail
• Punctual
• Patient
• Problem Solver

Technical Competencies

• Understanding of Hardware and Software components
• Root Cause Analysis
• Problem Identifying and solving

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JOB DESCRIPTION

To build and grow your Financial Planning business within Africa’s leading bank and provide tailor made solutions for clients individual financial needs. Provide appropriate financial and estate planning advice to a selected portfolio segment of Standard Bank customers and offer appropriate financial solutions to solve for their financial needs through the set digital framework of Voice and Digital.

QUALIFICATIONS

Minimum Qualification

• NQF level 5 Certificate
• 120 credits or Qualification aligned with FAIS and FSCA  requirements
• RE 5: Representatives

Experience

• 1 - 2 years' experience in a sales environment, specifically intermediary services for banking and insurance categories.
• Understand Long Term insurance products
• Understand the banks products, processes and systems

ADDITIONAL INFORMATION

Behavioural Competencies

• Negotiating
• Accurately interpreting data
• Implementing procedure
• Understanding regulations

Technical Competencies

• Computer literate
• Understanding appropriate verbal communication
• Telephone etiquecy 

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JOB DESCRIPTION

Telephonic collections focusing on the collection of the total due amount immediately and minimising the forward roll rate of potential non-performing cheque and loan accounts with the emphasis on customer retention, education, and rehabilitation, through effective and efficient collections skills.

QUALIFICATIONS

Minimim Qualification: 

• Grade 12
• Post School NQF level 6 Qualification

Experience Required: 

• 3+ Year’s collections experience, preferably in the Credit Collections environment. 
• Contact Centre and business lending product experience will be an advantage.
• Understands the broader business environment in which they work from sector, organisation, and role perspective.
• Timorously identifies and manage risk within their area influence using policies and procedures.

ADDITIONAL INFORMATION

Technical Competencies:

•  System Usage(Level 1)
• Product Knowledge (Level 1)

Personal /Interpersonal Competencies:

• Ability to work with minimal supervision under stressful conditions..
• Collection and delivery orientated
• Goal focused
• Good verbal communication
• Good written communication

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The purpose of this role is to firstly assess, value and manage the various Equity books across SBG (including those in Wholesale, Retail and Wealth), secondly to assess the equity risk related to ECM (Equity Capital Markets) transactions, thirdly to assess the quasi-equity risk related to equity financing transactions in respect of BEE transactions or other for the EF&I (Equity Finance and Investments team) and fourthly to assess the equity risk of the group’s strategic investments related to its digital future-ready strategy. Support the SBG business units to deliver world class service to our external customers.

QUALIFICATIONS

• First Degree Field of study: Commerce, Finance and/or Engineering
• Masters Degree Field of study: Finance and Accounting would be a advantage/CFA / CA (SA) / CIMA, BSE Engineering/Credit / Risk Management Qualifications (FRM / PRM)
• 7-10 years experience and application of extensive credit and/or equity risk management, preferably in a wholesale Corporate & Investment Banking or private equity environment.
• 5-7 Years experience working on structured transactions, mergers & acquisitions and/or project finance deals and investment vehicles.
• 5-7 Years experience interpreting company financials (balance sheets, cash flow projections, etc but with specific experience in mergers, valuation or higher risk transactions.

ADDITIONAL INFORMATION

• Provide direct (specialist / professional) Equity Risk origination services at the customer interface to the Specialised Equity Risk Originator.
• Assessing or Preparing formal Equity  Applications.
• Building Risk partnership with relevant stakeholders and communication
• Deal implementation.
• Ongoing Risk Management.
• Manage the existing Equity book in CIB and the wider SBG.

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JOB DESCRIPTION

The International Diaspora Clients team is responsible for individuals who are citizens of countries and live in South Africa, whether for work, studying, business or any other reasons. The portfolio also includes South African citizens who live outside the borders of South Africa. Also part of this portfolio is individuals who live in South Africa, and have a connection to South Africa. Our mission is to help our clients maintain their connection to home, wherever that may be. We work very closely with Stanbic countries to ensure that regardless of where our clients bank, they experience the Standard Bank Group in the same manner, even across borders. We also work across all client sub-segments in Consumer (main market, affluent, high net worth and youth), and collaborate with Business and Commercial Clients and Corporate and Investment Banking. This person will be responsible for providing appropriate analyses, insights and recommendations into the development and customisation of customer value propositions for individuals who are in the diaspora (outside SA). This includes South Africans who have emigrated, South Africans who are temporarily abroad and any individuals who are citizens of other countries and would want a banking relationship in South Africa including those who bank with Standard Bank in Africa Regions.

QUALIFICATIONS

• Business Commerce Degree

Experience Required: 3-4 years

• Experience in sourcing and providing relevant data analyses, strategic insights and recommendations for the development of customer value propositions. Knowledge of the bank's products, systems and processes. Knowledge of the digital environment and how it relates to the banking industry. Good understanding of behavioural economics and its practical application. Experience in reporting, e.g. the ability to build a PowerBI report and other reporting data for day-to-day reporting for the segment.

ADDITIONAL INFORMATION

Behavioral Competencies

• Exploring Possibilities
• Adopting Practical Approaches
• Convincing People
• Challenging Ideas
• Interacting with People

Technical Competencies

• Risk Management 
• Commercial Acumen 
• Data Analysis and Inference 
• Product and Services Knowledge 
• Mind of the Customer

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JOB DESCRIPTION

To protect our customers by proactively preventing and detecting fraud across all products and platforms as a first line capability collaborating with PBB and enterprise strategy by defining and executing the Fraud Risk management strategy. To ensure a consistent, seamless customer experience by mitigating fraud risk whilst reducing customer friction

QUALIFICATIONS

Minimum Qualifications

• Post Graduate Degree Finance and Accounting

Experience

• 5 - 7 years Experience in managing fraud for a or multiple PBB Products and platforms with specific experience in external fraud types such as application fraud, impersonation, cybercrime and digital fraud. Click here to enter text.
• 10 years Business knowledge of retail banking products such as Transactional, Card, Home loans, VAF and Insurance.

ADDITIONAL INFORMATION

Behavioural Competencies

• Team Working
• Directing People
• Valuing Individuals
• Developing Strategies
• Empowering Individuals

Technical Competencies

• Strategic Planning and Reporting
• Strategy Definition
• Knowledge Management
• Fraud Detection and Management
• Risk Management

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JOB DESCRIPTION

The International Diaspora Clients team is responsible for individuals who are citizens of countries and live in South Africa, whether for work, studying, business or any other reasons. The portfolio also includes South African citizens who live outside the borders of South Africa. Also part of this portfolio is individuals who live in South Africa, and have a connection to South Africa. Our mission is to help our clients maintain their connection to home, wherever that may be. We work very closely with Stanbic countries to ensure that regardless of where our clients bank, they experience the Standard Bank Group in the same manner, even across borders. We also work across all client sub-segments in Consumer (main market, affluent, high net worth and youth), and collaborate with Business and Commercial Clients and Corporate and Investment Banking. This person will be responsible for developing solutions for individuals who are in the diaspora (outside SA). This includes South Africans who have emigrated, South Africans who are temporarily abroad and any individuals who are citizens of other countries and would want a banking relationship in South Africa including those who bank with Standard Bank in Africa Regions.

QUALIFICATIONS

Minimum Qualifications

• Business Commerce Degree

Experience Required

• 5-7 years experience: extensive knowledge and expertise in designing, building and launching customer value propositions (could be in any industry in addition to financial services).
• 5-7 years experience: in managing an income statement, balance sheet, pricing strategies, risk management, people management, leading / developing teams and motivating people would be essential.

ADDITIONAL INFORMATION

Behavioural Competencies:

• Developing Strategies
• Directing People
• Empowering Individuals
• Seizing Opportunities
• Challenging Ideas

Technical Competencies

• Commercial Acumen
• Effective Business Communication
• Interpreting Data
• Problem Solving
• Innovative & Creative

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JOB DESCRIPTION

To align the IT strategy to a business strategy and define IT systems architecture to support that strategy. The Enterprise Architect will link the business mission, vision, strategy, and processes to its IT strategy and document this using multiple architectural models or views that show how the current and future needs of an organization will be met in an integrated, efficient, sustainable, agile, and adaptable manner. To provide guidance and thought leadership to IT and Business stakeholders.

QUALIFICATIONS

Minimum Qualifications 

• Type of Qualification: Masters in Computer Science or related IT qualification
• Field of Study: Information Studies
• Other Minimum Qualifications, Certifications or Professional Memberships: BSc Comp Science, B.Com Informatics, Certificate in a programming language or cloud computing

Experience Required

• Technology
• Minimum of 10 Years Architecture/Solution design delivery in large domestic or global institutions experience 
• Significant experience as an Architect ideally with time in an Enterprise capacity.

ADDITIONAL INFORMATION

Behavioral Competencies

• Exploring Possibilities
• Developing Strategies
• Analysing Solutions
• Convincing People
• Articulating Information

Technical Competencies 

• Emerging technology monitoring
• Financial Management
• IT Strategy and Planning
• Internal and External IT Environment
• Stakeholder Management

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JOB DESCRIPTION

To build and grow your financial planning business within one of Africa’s leading banking institutions as well as provide holistic financial planning solutions to private banking and business banking clients.

QUALIFICATIONS

Minimum Qualification

• NQF level 5 - Wealth Management Certificate, 120 credits or Qualification aligned with FAIS requirements and RE 5 Certificate (Passed Exam)

Experience

• 3 years’ experience as a Financial Planner or Financial Advisor
• Most recent experience must have worked under NO supervision
• Long term insurance

ADDITIONAL INFORMATION

Behavioural Competencies

• Negotiating
• Accurately interpreting data
• Implementing procedure
• Understanding regulations

Technical Competencies

• Computer literate
• Understanding appropriate verbal communication
• Telephone etiquecy 

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JOB DESCRIPTION

To provide a proactive business banking sales and service management function that will retain and grow a portfolio of Entrepreneur clients by identifying and implementing value adding and specialised business banking financial product solutions from a range of standard and/or customised offerings.

QUALIFICATIONS

• First Degree in Business Commerce

Experience

• 3-4 years experience as a Business Banker/managing a portfolio in the entrepreneur environment is preferable. This experience provides an understanding of how businesses operate, as well as understanding the business risks, industry risks and financial requirements pertaining to the entrepreneur market. Previous experience as an Account Analyst responsible for servicing business customers and preparing credit applications.

ADDITIONAL INFORMATION

Behavioural Competencies

• Embracing Change
• Managing Tasks
• Meeting Timescales
• Producing Output
• Seizing Opportunities

Technical Competencies

• Risk/ Reward Thinking
• Business Acumen (P&C)
• Industry Knowledge
• Project Management (Project Mgmt)
• Written Communication

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JOB DESCRIPTION

To assume full responsibility and accountability of the individual’s portfolio of existing and future non-performing loan accounts in minimising the risk of loss to the Bank, to manage the legal portfolio and facilitate for the cost effective resolution of matters. Where the client has demonstrated an inability to commit to repayment of the instalments raised and/or meet future commitments arranged with the Bank, to proceed with the necessary legal action in order to secure the interest of the bank ensuring the age of the book is in line with the required time value of money.

QUALIFICATIONS

Minimum Qualifications:

• Matric
• Para-Legal Certificate / National Legal Diploma

Required Experience:

• 3 years’ experience in banking (Collections).
• 2 years general accounting experience to provide a broad based understanding of the various accounting principles.
• Sound and thorough knowledge of SBSA credit risk management policies and procedures.
• Sound knowledge of legal processes, civil and criminal.
• A good understanding of markets, market forces and business operations in different segments of the economy.

ADDITIONAL INFORMATION

Technical Competencies:

• Communication
• Customer Focus
• Team Orientation
• Relationship Management
• Leadership

Personal Competencies:

• Excellent written and verbal communication skills
• A sound understanding of estates and collections processes
• Ability to work effectively within a team
• Ability to work under pressure and in stressful situations
• Ability to properly run meetings and conduct negotiations
• Good networking skills

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JOB DESCRIPTION

To grow, retain and execute on the private segment offering, related initiatives and activities aimed at creating value for the client and the bank (i.e. optimising client experience, building deep relationships and create profitability for the bank).

QUALIFICATIONS

Minimum Qualifications

• First Degree Business Commerce FAIS Aligned

Experience

• Affluent & High Net Worth Clients
• 3-4 years Experience in sales, service, relationship management, credit applications and financial acumen (i.e., proven sales track record in the Financial service industry.)

ADDITIONAL INFORMATION

Behavioural Competencies

• Developing Expertise
• Impressing People
• Establishing Rapport
• Conveying Self-Confidence
• Showing Composure

Technical Competencies

• Banking Process & Procedures
• Risk Reporting and Identification
• Financial and Commercial Acumen
• Customer Understanding ( Consumer Banking)
• Product Knowledge (Consumer Banking)

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JOB DESCRIPTION

• To inform & debate suggested IFRS 9 model changes, to ensure the principles are sound, but also it is optimal and applicable to our book.
• To inform key stakeholders with superior analysis to ensure the most efficient allocation of funds within the Home Loans retail credit environment
• Inform credit risk through certain analytics.  You will analyze Home Loans Credit and consumer credit data in order to report on current strategies and inform future strategy decisions and recommendations
• Consulting with key stakeholders that have analytical requirements, whilst proactively seeking to optimize the portfolio reporting by identifying and implementing value adding solutions and automation

QUALIFICATIONS

Minimum Qualifications

• Science degrees (MSc, BSc, B Bus) -Math, Stats, IT, Actuarial Science, Economics, Engineering, Finance; or any other relevant Business / MI qualification
• SAS / SQL / VBA / Other Coding Languages
• Advanced computer literacy skills with a high proficiency in MS Excel, Word and PowerPoint

Experience Required 

• 2-5 years of experience in a reporting and analytical role

ADDITIONAL INFORMATION

Behavior Competencies

• Strong sense of responsibility and commitment to meat tight reporting deadlines
• Analytical skills and self-motivated driver of performance
• Performance-driven and results-orientated with a relentless drive to succeed
• Excellent interpersonal communication (verbal & written) abilities
• The ability to prioritize and multi-task, within a fast-paced and pressurized environment

Technical Competencies

• Strong planning, organizing and coordinating skills
• Exceptional attention to detail with a thorough approach to work
• An energetic positive approach to problem solving
• Positive assertiveness and business acumen

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JOB DESCRIPTION

To develop, maintain and manage the implementation of the Environmental Risk Management Framework across all countries / jurisdictions in which the organisation does business, to ensure that business is undertaken in a compliant manner to avoid operational losses, fines, penalties or reputational damage to the organisation and enables the competitive advantage of the organisation.

QUALIFICATIONS

• Post Graduate Degree in Environmental Sciences

Experience Required

• 8-10 years in Compliance Operations. 
• The role requires a leader seasoned and expert in Compliance with profound knowledge of the full dimensions of the field, but deep expertise in the relevant area of specialisation. Regulatory environment savvy, a proven track record in influencing seasoned leaders and employees across multiple countries and business areas to effectively implement compliance frameworks.

ADDITIONAL INFORMATION

Competencies:

• Developing Strategies
• Developing Expertise
• Establishing Rapport
• Making Decisions
• Directing People
• Embracing Change
• Strategy Definition
• Risk Management
• Environmental Management
• Strategic Planning and Reporting

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JOB DESCRIPTION

To grow and retain a portfolio of Entrepreneur Segment relationships by performing a proactive, mobile, value adding financial partnership role within the approved CVP. Adding value to client’s ecosystem through both financial and non- financial (e.g., platform business) solutions.

QUALIFICATIONS

Minimum Qualifications

• Business Commerce Degree (FAIS recognised qualification)

Experience

• 3-4 years
• Experience in client facing role including sales, credit and relationship management.

ADDITIONAL INFORMATION

Behavioural Competencies

• Establishing Rapport
• Interacting with People
• Examining Information
• Showing Composure
• Meeting Timescales

Technical Competencies

• Risk Awareness
• Risk Identification
• Banking Process & Procedures
• Business Process Improvement
• Client Knowledge

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JOB DESCRIPTION

To draft and negotiate moderately complex, bespoke legal agreements. To provide a comprehensive legal advisory service to multiple business areas, and to identify, manage and mitigate legal risks in respect of relevant bank products and services; in accordance with the legal entity mandate and regulatory requirements. To act as counsel to the Bank in multiple party negotiations.

QUALIFICATIONS

• Legal Degree
• Admitted Attorney

Experience Required: 

• 5-7 Years proven experience in the provision of legal advice, drafting, vetting, review, dissemination and/or negotiation, with at least 5 years' experience within the legal and/or financial and/or corporate/commercial sectors. Identification and mitigation of legal risk. At least 3 years' people management experience (not necessarily direct reports), where applicable.

ADDITIONAL INFORMATION

Competencies:

• Providing Insights
• Examining Information
• Documenting Facts
• Establishing Rapport
• Upholding Standards
• Contract Management
• Legal Drafting
• Legal Advisory & Interpretation
• Financial Industry Regulatory Framework
• Operational Planning

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JOB DESCRIPTION

To facilitate the test effort's success by driving quality and test advocacy, resource planning and management, and resolution of issues that impede the test effort. To act as a trusted / expert advisor and specialist resource that provides leadership in all quality engineering related activities, including providing guidance on opportunities to improve quality, approach, strategy etc.

QUALIFICATIONS

Minimum Qualifications

• A completed degree or diploma - IT related 

Experience Required

• 3-5 years proven working experience in software development life cycle

ADDITIONAL INFORMATION

Behavioural Competencies:

• Exploring Possibilities
• Providing Insights
• Developing Expertise
• Interpreting Data

Technical Competencies:

• Documenting
• Database Administration
• Quality Assurance
• Technology Orientation

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JOB DESCRIPTION

To provide the Coverage teams with regular integrated reporting and analytical insights on customer, account, transactional and geographic dimensions to drive and inform their strategic and tactical initiatives. To provide proactive insights into the business using various sources of data demonstrating a strong understanding of the business. To provide the strategic direction of the data environments to ensure robust processes that deliver automated, accurate, and consistent results that are aligned with CHNW standards and practices. The role covers the end to end processing of data, from sourcing, manipulating, analysing, visualising, and presenting the results.

QUALIFICATIONS

Minimum Qualifications

Type of Qualification: Honours Degree
Field of Study: Mathematical Sciences

Experience Required

Personal and Business Banking

Experience Required: 8-10 years

Previous experience in designing, building and integrating data from various sources as well as managing big data and writing complex queries on different data platforms.  People management within a multi-disciplinary team.  Ability to deal with various stakeholders across a matrix environment and ability to foster good relationships and conflict resolution. Knowledge of regulatory environment (KYC; POPI; FICA and any other related regulations).

ADDITIONAL INFORMATION

Behavioural Competencies:

• Developing Strategies
• Providing Insights
• Adopting Practical Approaches
• Interpreting Data
• Upholding Standards

Technical Competencies:

• Development
• Database Administration
• Knowledge of Banking & Financial Services business
• Stakeholder Management
• Vendor Management

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JOB DESCRIPTION

The role will support the Head of Corporate Credit, SA in the management and execution of the Credit Risk mandate for the Public Sector (“PS”) portfolio within Corporate and Investment Banking. To provide an efficient and effective credit approval and management process in respect of the South Africa Public Sector portfolio, which includes State Owned Enterprises such as Eskom, Transnet, and metropolitan cities such as City of Johannesburg whose limits are of such high value that approvals are at senior credit governance forums (Govco / Board Credit). Develop and maintain co-operative relationships between internal and external Senior stakeholders in the credit value chain; whilst providing strategic and credit appetite direction to Client Service Teams (“CST’s”) and ensuring there is effective and efficient management of the portfolio, including addressing matters identified by Auditors and/or Rapid Risk Reviews and/or Credit Risk Reviews. Provide strategic insights and set a long term view of CIB Risk’s position on the Public Sector portfolio through broad interactions with bodies such as National Treasury, Government Departments, the South African Reserve Bank (the “SARB”), external Ratings Agencies (e.g Moody’s, Standard & Poors, Fitch). Thus, this role requires incumbent to effectively engage with senior government officials such as Director Generals, Mayors/CFOs of Major Metropolitans, Chairmen and CEO’s of large state corporations, as well as represent Risk when interacting with other banks in lending consortiums. The role will contribute to the success of the South African Credit function, by supporting the Credit Advisory team in sector related transactions and be the interface with the Sovereign Credit Team and Portfolio Risk Management Committee (“PRMC”) in the establishment and direction of SA Sovereign/linked transactions and appetite. Incumbent will be expected to lead and provide direction/mentorship/training to credit manager/s working within the portfolio and to sponsor and present transactions emanating from the portfolio to Credit Committees, including SALE.

QUALIFICATIONS

Minimum Qualifications

• Type of Qualification: First Degree
• Field of Study: Business, Commerce/Engineering
• Other Minimum Qualifications, Certifications or Professional Memberships: Risk Management / Advanced Risk Management programmes.

Experience Required

• More than 10 years experience and developed knowledge of financial markets, local and global economy and appropriate regional geographies in which portfolio operates.  Understanding and working knowledge of risk systems related to modelling and analysing of accounts behaviour of clients and identifying trends and shifts in credit risk profiles. Thorough understanding of bank’s products and facilities that give rise to counterparty credit risk. Strong technical understanding of non-credit risks encountered within transactions. Knowledge of financial markets (Global and African economies). Thorough conceptual and practical knowledge of credit procedures, policies, standards that apply to Public Sector Entities, notably related to the MFMA and PFMA legislation. Knowledge of risk systems and derivative instruments.
• 7-10 years experience and good understanding of lending and derivative products and facilities that give rise to counterparty credit risks, including the documentation required/presented to manage that risk.
• 7-10 years experience and good understanding of lending and finance within state owned enterprises and the strategic management of Risk within these organisations.
• 5-7 Years experience and ability to identify imbedded credit risks and provide structuring solutions / risk mitigation in order for the bank to effectively bank the Public Sector, taking into account legislative requirements and governance protocol.

ADDITIONAL INFORMATION

Behavioural Competencies:

• Making Decisions
• Empowering Individuals
• Leading People
• Conveying Self-Confidence
• Embracing Change

Technical Competencies:

• Good understanding of accounting (both management and financial accounting) to analyse financial strengths and weaknesses of clients and identify potential risks to credit proposals.
• Thorough working knowledge of the Risk management systems monitoring, and its related procedures, for analysing the account behaviour of clients and identifying trends and shifts in credit risk profiles.
• Thorough understanding of Standard Bank’s products and facilities that give rise to counterparty credit risk.
• Understanding of Basel III and broader regulatory and Compliance requirements
• Knowledge of risk management systems and derivative instruments.
• Thorough conceptual and practical knowledge of credit procedures, policies and standards.

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JOB DESCRIPTION

To manage and oversee the Bank’s operational and tactical development initiatives which include the execution and, implementation of application delivery programmes and projects against the Bank’s standards, policies and procedures and governance guidelines and Service Level Agreements.

QUALIFICATIONS

Minimum Qualifications

1. BSc Comp Science, B.Com Informatics degree or advanced IT related degree 
2. Cloud Certification 

Minimum Experience

• 5-7 Years broad experience in translating business and functional requirements into technical specifications and developing the programming code to create the solutions. 

Technology required: 

• API design best practices
• SOLID Principles
• Java SE 1.8
• Spring or Springboot
• Java EE framework
• Basic scripting language understandng
• Maven or Gradle
• RESTful API
• SOAP
• XML
• API Security
• Unit testing
• Atlassian tools( JIRA, Confluence, Bitbucket, Bamboo etc.)
• Technical Analysis documentation (Sequence diagrams, data flow diagrams, network diagrams)

ADDITIONAL INFORMATION

Behavioural Competencies

• Resolving Conflict
• Upholding Standards
• Pursuing Goals
• Understanding People
• Articulating Information

Technical Competencies

• IT Knowledge
• IT Development
• IT Applications
• Automated Unit Testing
• Data Integrity

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JOB DESCRIPTION

To grow and retain a portfolio of high value Business Segment relationships by performing a proactive, mobile, value adding financial partnership role within the approved CVP. Adding value to client’s ecosystem through both financial and non- financial (e.g., platform business) solutions.

QUALIFICATIONS

Minimum Qualifications

• Business Commerce Degree (FAIS recognised qualification)

Experience

• Years: 5-7 years
• Experience in client facing role including sales, credit and relationship management.

ADDITIONAL INFORMATION

Behavioural Competencies

• Establishing Rapport
• Interacting with People
• Convincing People
• Showing Composure
• Providing Insights

Technical Competencies

• Risk Awareness
• Risk Identification
• Banking Process & Procedures
• Business Process Improvement
• Client Knowledge

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JOB DESCRIPTION

To provide a virtual based sales and service function by adding value to Enterprise banking client’s ecosystem requiring financial and non- financial (e.g., platform business) solutions.

QUALIFICATIONS

Minimum Qualification

• Business Commerce Degree (FAIS recognised Qualification)

Minimum Experience:

• 3-4 years
• Experience Description: Previous experience within CHNW or Business Clients

ADDITIONAL INFORMATION

Behavioural Competencies:

• Interacting with People
• Taking Action
• Interpreting Data
• Establishing Rapport
• Meeting Timescales

Technical Competencies

• Risk Awareness
• Risk Identification
• Banking Process & Procedures
• Business Process Improvement
• Client Knowledge

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JOB DESCRIPTION

To support the Relationship Manager with the day-to-day administrative (portfolio management), sales, operational and credit management functions for an allocated Entrepreneur portfolio. To ensure that all compliance requirements within the portfolio are met and act as a central office-bound contact point for the client, providing sales and service fulfilment aligned to segment targets. 

QUALIFICATIONS

Minimum Qualifications

• Relevant NQF 6 qualification
• Relevant FAIS recognised qualification

Experience

• Years: 3-4 years
• Experience Description: Experience as an Account Analyst with exposure to lending principles, sales and client servicing.
• Experience in a back-office Account Support or Customer Service Support role to understand how to interact with the client as well as to process client queries and requests.
• Experience in Credit or Retail Credit Collections responsible to complete credit applications. Must have relevant intermediary experience in respect of FAIS.

ADDITIONAL INFORMATION

Behavioural Competencies:

• Developing Expertise
• Team Working
• Articulating Information
• Checking Details
• Embracing Change

Technical Competencies:

• Account Opening & Maintenance
• Product and Services Knowledge
• Product Related Systems
• Risk Awareness
• Risk Management

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JOB DESCRIPTION

To build and grow your financial planning business within one of Africa’s leading banking institutions as well as provide holistic financial planning solutions to private banking and business banking clients.

QUALIFICATIONS

Minimum Qualification

• NQF level 5 - Wealth Management Certificate, 120 credits or Qualification aligned with FAIS requirements and RE 5 Certificate (Passed Exam)

Experience

• 3 years’ experience as a Financial Planner or Financial Advisor
• Most recent experience must have worked under NO supervision
• Long term insurance

ADDITIONAL INFORMATION

Behavioural Competencies

• Negotiating
• Accurately interpreting data
• Implementing procedure
• Understanding regulations

Technical Competencies

• Computer literate
• Understanding appropriate verbal communication
• Telephone etiquecy